Travel health insurance for Germans visiting the USA

Answer these questions to find the best insurance plan for your needs (International travelers, students, all US visa’s and Schengen visa).

What is the traveler's destination???


What is the nationality of the traveler??


Is the traveler looking for?


Does the traveler need Schengen Visa Insurance or Long term Europe Visa insurance?


What is the Visa of the traveler?


What is the Visa of the traveler?


Does the traveler have any pre-existing medical conditions?


Type of Insurance?

Traveler's Age
Spouse's Age (if travelling)
Spouse's Age
Dependents(< 18 years & if travelling)
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German tourists in the US and need for US travel insurance

Herzlich willkommen ! Over 2 million German tourists visit the US annually. The Germans are the second largest nationality of Europeans after the British and the seventh worldwide as visitors to the US. The average period of stay for German visitors to the US was 11 nights in 2017.

The main purpose of Germans visiting the US is; vacation (59 percent), visiting friends and family (18 percent), work (13 percent), convention, trade shows, conferences (6 percent), and education-related travel (three percent). The top activities while in the United States include shopping (86 percent), sightseeing (81 percent), visiting smaller towns and countryside (45 percent) and seeing historical sites (40 percent).

German tourists are mostly attracted to New York state and to New York City. They also like the wide open spaces in the Pacific North West, California, Florida and the mid-western region of the United States which between them is home to many national parks. Tourists from Germany also visit the cities of New York, Boston, Los Angeles, San Francisco, Philadelphia and Washington D.C. in large numbers. The most visited US states are New York, Florida, and California. There are over 350 weekly non-stop transatlantic flights from Germany to the US as of the winter of 2018/2019. Six airlines (American Airlines, Condor, Delta Air Lines, Eurowings, Lufthansa and United Airlines) offer non-stop flights from five German airports to 23 U.S. airports.

usa travel insurance for germans
While visiting the US is adventurous and great fun, being forced to visit an US hospital without travel health insurance can be catastrophic. Healthcare in the United States is expensive and it is important to buy good US travel medical insurance. We work with all reputed US insurance companies to give you the widest choice of US travel insurance options. These plans work well within the US network of hospitals, and provide visitor insurance options for older travelers as well as visitors with pre-existing medical conditions. Travel to the US with no medical expense worries by buying good travel insurance! Compare and buy best travel insurance for Germans visiting USA.

Traveling to Germany

Germany has always been a popular destination for American vacationers, expatriates and students. As the largest country in western Europe, with a population of 80 million residents, its cultural centers like Berlin, Munich, Stuttgart, Frankfurt and Hamburg attract millions of tourists annually making Germany the seventh most visited nation globally. As the most powerful economy in Europe, the German labor force is renowned for its strong work ethic and technological innovation especially in the automotive and manufacturing sectors. This attracts many US businesses and workers who collaborate with Germany industry.
Long term Europe Visa Insurance
US citizens who want to stay in any of the 25 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries. The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).

Long term German Visa Insurance

People traveling to Germany on work visa, tourist visa, student visa for one year can avail of the Long stay German visitor visa insurance. The long term German visa insurance plans satisfy the visa insurance requirements made compulsory by the consulate. The medical insurance plans for the long stay tourist visa in Germany offer a minimum coverage of 30,000 euro with a zero deductible, emergency medical evacuation and repatriation coverage.
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Is travel insurance necessary for Germany?, Do I need travel insurance for Germany?

If you need a visa for traveling to Germany (Schengen visa), then - Yes, Germany travel insurance is necessary for applying for the Schengen visa. The Germany visa travel insurance requirement is a minimum coverage of 30,000 Euros.
If you a citizen of a country which does not need a visa for traveling to Germany, then buying travel insurance for Germany is not mandatory for visits of less than 90 days. However given the cost of healthcare in Germany, and that domestic health insurance offers little health insurance outside your home country, it is strongly recommended to buy travel insurance for Germany.

How can I get travel medical insurance for Germany?

Travelers to Germany who need the Schengen visa can buy Germany visa travel insurance on our website. Our Schengen visa travel insurance quote facility displays the travel insurance that satisfy Germany visa consulate requirements. Once you complete buying the Germany visa travel insurance online, you can download the required Germany visa letter which you can submit while applying for the Schengen visa.

How much is travel insurance for Germany visa?

The cost for the Germany visa travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Germany travel insurance required, the greater will be the cost. Our Germany visa insurance application quote facility lists the travel insurance that satisfy Germany visa consulate requirements.

Who needs the Germany visa?

Anyone traveling to Germany from any of the list of 'Schengen visa required countries' needs the Schengen visa (Germany is included in the Schengen visa). For travelers from any of the 'Schengen visa exempted countries', who want to stay in Germany for more than 90 days also need to get the Long stay in Europe visa

How to apply for a Germany visa?

One should apply for the Schengen visa in the consulate of the Schengen state that you are traveling to. The traveller should complete the required Schengen visa application, along with other required documents, such as the travel itinerary, proof of adequate financial means and Schengen visa insurance letter. Please refer to the Schengen state consulate that you are visiting for the complete information regarding applying for the Schengen visa.

Popular tourist destinations in Germany

Charlottenburg Palace and Park
Charlottenburg Palace and Park

The huge palace With extraordinary features, including a massive 50-meter-high central dome and Rococo décor throughout its expansive rooms, and a large garden.


Koblenz, the former residence of numerous well-preserved historic attractions lies in a beautiful location at the junction of the River Mosel and the Rhine.

Marksburg Castle
Marksburg Castle

In the heart of the UNESCO World Heritage section of the Rhine Valley, the picturesque old town of Braubach, on the east bank of the river.

International Maritime Museum
International Maritime Museum

A great place to discover more about Hamburg's rich maritime history and all things sea-related in a massive red-brick heritage building.

travel insurance for visiting Germany

Germany - General information

Germany Flag
map  Location

Western Europe

house  Capital


language  Language

German, English

currency  Currency


population  Population

Around 82 million

calendar  Best time to visit

March to May, late October to November.

map  Vacation spots

Berlin, Munich, Frankfurt, Cologne, Heidelberg, Hanburg, Black forest, Potsdam, Koblenz, Passau.

Popular tourist destination cities in Germany



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Safety suggestions for travelers to Germany

Germany is one of the safer countries to travel in anywhere in the world. Its crime rates have been dropping in recent years. However, foreigners need to be watchful while they are outside their familiar surroundings. The should be on the lookout for petty criminals and pickpockets, particularly near popular tourist zones like shopping centers, bus terminals, train stations, museums and hotels. Be careful so as to protect all personal belongings, and ensure that all valuables are kept in a safe location. It is safe to keep a copy of your passport at all times in case of an emergency. During the summer months, there is intense heat and dehydration is common. Make sure that you stay hydrated by drinking lots of fluids at regular intervals.
It is prudent to know the location of the US embassy and police contact information in case of any emergency. There is an U.S. Embassy in Berlin for any emergency.

German visa information and requirements

  • Travel insurance coverage of €30,000 (the equivalent being about $50,000 USD) with coverage for accidents, sudden illness for the entire length of stay.
  • A repatriation benefit.
  • An emergency medical evacuation benefit.
  • The insurance provider must have an office in Europe.

Dietary considerations in Germany

German food while largely similar can take some adjusting for US nationals. The local cuisine has a lot of meat, potatoes with heavy noodles. Travelers should be prepared for dietary changes and the impact it can have on the travellers physique. US citizens should also be watchful about alcohol and tobacco usage given that it is quite common here when compared to the US. Ensure that you stay moderate in your alcohol consumption and in smoking.

Insurance for students from Germany in the United States

There are about 10,000 students from Germany currently studying in the United States. Most of the students from Germany are in Undergraduate programs while about 25% are Graduate student and another 10% in the Optional Practical Training (OPT) status.

Given the expensive healthcare system in the US it is important for students from Germany to buy adequate student medical insurance in the United States. While most Universities offer student medical insurance, the college student insurance is expensive, and students would prefer outside student insurance if the university allows it. The international student insurance plans that we provide are more affordable than college student insurance plans while having similar benefits. Our OPT student insurance plans are also very popular with German students on the Optional Practical Training (OPT) status.
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