Patriot Exchange student insurance vs Student Health Advantage student plan

Covid 19 student insurance for international students, Covid health insurance for F1 visa students

There are many international students in the US either without proper student health insurance, or with medical insurance that does not cover Covid 19. At American Visitor Insurance, we are committed to getting you the best Covid19 student medical insurance for Coronavirus coverage. Earlier students had to buy affordable care act, ACA (Obamacare) compliant medical insurance. However recent changes by the US government has removed this requirement and international students can buy affordable health care for international students offered here without violating any US government requirements. There are few Covid 19 affordable student health insurance plans:

Trawick International Covid19 Student health Insurance:

Trawick International Covid19 student insurance coverage for Coronavirus. Trawick international student insurance for Covid coverage are Collegiate Care Exclusive insurance, Collegiate Care Essential Insurance, Collegiate Care Elite Insurance, Collegiate Care Enhanced Insurance.

Tokio Marine HCCMIS Covid19 Student health Insurance:

The Student Secure insurance plans offered by Tokio Marine HCC (HCCMIS) covers Covid19 illness if it is purchased after May 15th 2020.

Seven Corners Covid19 Student health Insurance:

Seven Corners offers Covid19 Liaison Student Plus insurance for international students and faculties outside their home country. It covers student medical expenses arising from Covid19 illness. The Covid19 treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2.

International Medical Group Covid19 Student health Insurance:

The International Medical Group offers affordable student health insurance coverage for Covid19 medical expenses. Their popular Covid19 international student health insurance plans that offer coverage for medical expenses from coronavirus are Patriot Exchange Program, Student Health Advantage, Student Health Advantage Platinum.

TravelInsure Covid19 Student health Insurance:

TravelInsure Covid19 student health insurance by Study USA (Plus, Preferred and Platinum plans ONLY) offers international health insurance with coronavirus coverage for students outside their home country.
International students can compare cheap student health insurance for Covid19 and find the best health insurance for international students with Covid coverage that fit their needs.
There are also many F1 visa international students currently stranded in the US who are not enrolled in any classes. In this situation international students are not limited to buying student insurance and can buy short term US visitors medical insurance. The visitors health insurance plans are cheaper and ideal for international students in the US while they are not enrolled in classes. International students can review and compare visitor insurance plans for coronavirus and find Covid 19 USA student insurance coverage that fit your needs.
Please know we are here to help you make the best, informed decision to get Covid 19 student health insurance! Let us know how we can assist you. Feel free to contact us by email or phone at any time.
Get quotes for international student travel insurance!
Review and compare the best international student travel medical insurance.
Compare International student travel quotes
Find the best international student insurance
Patriot Exchange vs Student Health Advantage
which is designed for international students and scholars coming to the US. International students come to the US on F1 Student visa while research scholars, professors and exchange visitors come to the US on the J1 Visa. J1 Visa holders also come to participate in programs that promote cultural exchange and to get medical and business training in the US. J1 visa holders are required according to the US immigration authorities to have J visa insurance. International students on the F1 Visa who are enrolled in an US University usually need to have a health insurance plan according to University rules. This student plans must satisfy rules and requirements that the University states. The University will have a health insurance plan that they recommend to students, or in some cases allow students buy private health insurance plan as long as it satisfies certain requirements. Students may also have their own unique requirements from the plan and each individual might need a particular benefit to be available on the plan. In this situation, it is a good idea to find student insurance plans online from reputed US companies.

IMG Coronavirus Student health insurance:
International Students can buy Student Health Advantage and Patriot Exchange from IMG for international student insurance coverage for Covid illness.

Patriot Exchange student health insurance plan has been designed keeping the US Universities and their requirements for F1 and J1 Visa holders in mind. This plan satisfies typical university F1 and US immigration authorities J1 Visa requirements. This plan is unique when compared to other student plans, as it also allows the F2 and the J2 visa holders (dependants of F1 and J1 visa holders) to buy the plan without the F1 and J1 being on the plan respectively.

The plan allows a maximum coverage starting from $50,000, $100,000, $250,000 and $500,000 with a lifetime maximum of $5000, 000. This is a per injury sickness plan. In a per injury sickness plan, the deductible is charged every time there is an expense is incurred for a new sickness. Another aspect with a per injury sickness plan is that the policy maximum amount will be reset to the same amount after an expense is incurred. There is no co-insurance with this plan.

This plan covers all the requirements such as evacuation, repatriation…listed in the brochure of the plan. But this plan does not cover maternity and preventive care.

Patriot Exchange Logo  BROCHURE  BUY ONLINE

Student Health Advantage is another student plan from IMG that is designed to the needs of international students coming to the US for higher education. It meets the J1 visa requirements and is also suitable for F1 Visa holders and their dependents. There are two types of Student health advantage plans namely Standard and Platinum.

The Standard plan has a maximum limit of $500,000 for the student and $100,000 for their dependent per period of coverage. The per injury illness maximum for this plan is $300,000 for student and $100,000 for their dependent. The deductible is $100 per injury and sickness. With this plan, outside the US, there is no co-insurance and within PPO network within the US, there is no co-insurance. Outside of the PPO network and within the US there is an 80% co-insurance that is applicable for the first $5000 of the expense incurred.

The Platinum plan has a maximum limit of $1,000,000 for the student and $100,000 for their dependent per period of coverage. The per injury illness maximum for this plan is $500,000 for student and $100,000 for their dependent. The deductible amount works a little different from the standard plan. The deductible for the expense incurred outside of the US is $25. Within the US and with a PPO provider, the deductible is $25 and for a Non PPO provider, the deductible is $50. This is a per injury illness deductible. The co-insurance works the same way as in the Standard plan. Platinum plan provides coverage for Maternity and new born care which is not available in the Standard plan. Both the standard and the platinum plans cover Sports, mental health... Both the plans also cover acute onset of pre-existing conditions. The standard plan has a 12 month waiting period for coverage of pre-existing conditions and the Platinum plan has 6 month waiting period for coverage of pre-existing conditions.

Student Health Advantage Logo  BROCHURE  STANDARD PlAN  PLATINUM PlAN

Compare the benefits of Patriot Exchange and Student Health Advantage and select a plan that best satisfies your needs.

Ask me a Question ?

Welcome to American Visitor Insurance  -  Online Chat
Name is required
Email is required Email is invalid
Contact is required