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Best Travel Insurance for Germany

Affordable travel insurance for Germany with medical and trip coverage.

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What Are the Different Types of Travel Insurance for Germany?

Insure the health of the traveler due to accidental injuries or illness.

  • Germany travel medical insurance is ideal for travelers who want comprehensive coverage for their medical expenses.
  • It offers coverage for sudden hospitalization, medical expenses due to accidental injuries or illness.
  • It also offers coverage for pre-existing conditions, emergency medical evacuation.
Get quote »

Insure your vacation expenses along with health of traveler.

  • Travel insurance for Germany is ideal for travelers who have invested a lot of money on a trip which is planned many months in advance.
  • It offers coverage when a trip is cancelled or interrupted due to unforeseen circumstances will protect travelers against financial losses. It will reimburse non-refundable costs like flights, hotels, cruise or tours bookings.
  • It also offers coverage for emergency medical expenses due to sudden sickness or injuries while on a trip.
Get quote »

Insurance required while applying for Schengen visa for Germany.

  • Travel medical insurance for German visa is ideal for travelers applying for visa as it is mandatory to buy a 30,000 Euro medical insurance.
  • It offers coverage for sudden hospitalization, medical expenses due to accidental injuries or illness.
  • It also offers coverage for pre-existing conditions, emergency medical evacuation.
Get quote »

Travel Insurance for USA

Insures hospitalization expenses, doctor visits while in USA.

  • Travel health insurance for travelers from Germany is recommended given the high healthcare cost in US.
  • Excellent for older travelers or parents visiting the USA.
  • Satisfies most US visa requirements.
Get quote »

Best Travel Insurance to Germany

Do I Need Travel Insurance for Germany?

Travel insurance for Germany is mandatory if you need a Schengen visa and must meet specific coverage criteria. If you do not need a visa then travel insurance is optional yet it is still highly recommended due to potential high medical costs for foreigners.

Why Visitors Choose Germany?

  • Germany is the most populous country in the European Union, home to over 84 million residents.
  • Berlin, Munich, Frankfurt, Hamburg, and Cologne are vibrant urban hubs that blend history, modernity, and innovation.
  • Known for its rich cultural heritage, Germany offers world-famous festivals such as Oktoberfest in Munich, and over 6,000 museums showcasing art, science, and history.
  • The country is famous for its castles, cathedrals, and medieval towns, including Neuschwanstein Castle, Cologne Cathedral, and Rothenburg ob der Tauber.
  • Germany is at the heart of classical music and philosophy, being home to Bach, Beethoven, Goethe, and Kant.
  • With its efficient public transport and autobahn highways (some with no speed limit), getting around is part of the adventure.
  • Food lovers enjoy traditional dishes like bratwurst, schnitzel, and pretzels, while beer culture is deeply rooted in daily life.
  • Beyond the cities, Germany offers diverse natural landscapes — from the Black Forest and Rhine Valley vineyards to the Alps and North Sea coastlines.

Why is Travel Insurance Necessary for Germany?

Traveling to Germany is a wonderful experience, but US and international tourists should buy good international travel insurance before their trip.

Travel health insurance for Germany is a mandatory requirement for a Schengen visa, and is highly recommended for all travelers, including US citizens.

  • International travel always involves possible health risks
  • US residents should know that their domestic US health insurance plans, including Medicare, offer little or no coverage outside the United States.
  • It is necessary to buy proper travel medical insurance for your trip to Germany. The right coverage makes all the difference in the event of an accident or illness abroad.
  • Also covers medical emergencies, trip cancellations, lost or delayed luggage, and other unexpected travel disruptions.

At American Visitor Insurance, we work with top-rated US insurance companies to offer a wide range of international travel health insurance options for Germany. Tourists can review and compare different Germany travel insurance from USA plans to make an informed decision. Choose the best policy to meet your travel and visa needs.

Who Needs to Apply for Germany Schengen Visa?

Individuals who are not citizens of the European Union (EU), European Economic Area (EEA), or Switzerland and who plan to stay in Germany for up to 90 days within a 180-day period for tourism, business, or family visits need to apply for German Schengen Visa. This visa allows travel to Germany and other Schengen Area countries. Exceptions may apply depending on the nationality of the traveler, as some countries have visa exemption agreements with the Schengen Zone.

How to Apply for a German Schengen Visa?

To apply for a Schengen Visa to Germany, follow these steps:

  • Choose the correct visa based on your travel purpose (tourism, business, etc.)
  • Fill out the Schengen visa application form.
  • Gather required documents, including valid passport, travel insurance, proof of accommodation and financial means, flight reservation.
  • Book an appointment with the German consulate or visa center.
  • Submit your application, biometric data, and documents at the consulate.
  • Pay the visa application fee.
  • Processing usually takes around 15 days.
  • Pick up your approved visa from the consulate.

🛡️ Which Are the Top 5 Travel Insurance Plans for Oktoberfest?

Going to Oktoberfest? Make sure you have travel insurance so you can enjoy the festival without worry. Things can happen on trips like getting sick, losing luggage, or having to cancel plans so it’s important to be protected.

Some of the best plans for Oktoberfest are ITravelinsured Choice, Itravelinsured Travel LX Insurance, Pathway Premium, Trip Protection Choice and Travelex Ultimate Insurance. These plans cover medical emergencies, trip cancellations, lost baggage, and other unexpected problems.

No matter if you’re traveling alone or with friends and family, these insurance plans help you stay safe and stress-free while enjoying the festival.

Most affordable trip cancellation insurance for U.S. residents covers trip costs up to $10,000.
Trip Cost:?
Up to $10,0000
Trip Cancellation?
Up to 100% trip cost
Emergency medical coverage:?
Up to $100,000
Missed connection?
Up to $500 maximum per person
Medical Evacuation?
Up to $500,000 per person
Optional Cancel for Any Reason?
Up to 75% of the trip cost
Cost:
$39*
Buy Online »
Best for travelers seeking robust emergency medical protection and high coverage limits.
Trip Cost:?
Up to $100,0000
Trip Cancellation?
Up to 100% trip cost
Emergency medical coverage:?
Up to $100,000
Missed connection?
Up to $500 maximum per person
Medical Evacuation?
Up to $1,000,000 per person
Optional Cancel for Any Reason?
Up to 75% of the trip cost
Cost:
$43*
Buy Online »
Ideal for travelers seeking comprehensive, customizable protection with high coverage limits.
Trip Cost:?
Up to $50,0000
Trip Cancellation?
Up to 100% trip cost
Emergency medical coverage:?
Up to $250,000
Missed connection?
Up to $750 maximum per person
Medical Evacuation?
Up to $1,000,000 per person
Optional Cancel for Any Reason?
Up to 75% of the trip cost
Cost:
$57*
Buy Online »
Best for travelers who want strong coverage for trip costs up to $100,000 along with emergency protection.
Trip Cost:?
Up to $100,0000
Trip Cancellation?
Up to 100% trip cos
Emergency medical coverage:?
Up to $500,000
Missed connection?
$250 per day up to $1,500
Medical Evacuation?
Up to $1,000,000 per person
Optional Cancel for Any Reason?
Up to 75% of the trip cost
Cost:
$65*
Buy Online »
Trip insurance for luxury travelers taking lavish vacations to both domestic and international destinations.
Trip Cost:?
Up to $150,0000
Trip Cancellation?
Up to 100% trip cost
Emergency medical coverage:?
Up to $500,000
Missed connection?
Up to $500 per person
Medical Evacuation?
Up to $1,000,000 per person
Optional Cancel for Any Reason?
Up to 75% of the trip cost
Cost:
$102*
Buy Online »

🛡️ Which Are the Top 5 Travel Medical Insurance Plans for Oktoberfest?

Looking for Travel Medical Insurance for Oktoberfest? Traveling to Oktoberfest is exciting, but unexpected health issues can happen anytime. That’s why having travel medical insurance is important. These plans cover medical emergencies, hospital visits, and even emergency evacuation, so you can enjoy the festival without worry.

Some of the top travel medical plans for Oktoberfest include Atlas International Insurance, Patriot International Lite, Atlas Essential International, Patriot International Platinum, and InterMedical Insurance Plan. Each plan offers strong medical protection and peace of mind while you’re abroad, making sure you’re covered if anything unexpected occurs.

Budget-conscious travelers seeking comprehensive medical coverage while abroad.
Policy Maximum:?
$50,000 – $1,000,000
Deductible?
$0 – $5,000
Pre-existing?
Not available
Medical Evacuation?
Up to $500,000
Lost Luggage?
Not Covered
Sports Coverage?
Not Covered
Cost:
$25*
Buy Online »
Best plan for visitors abroad with coverage for acute onset of pre-existing conditions.
Policy Maximum:?
$50,000 – $2,000,000
Deductible?
$0 – $5,000
Pre-existing?
Covered (to 79 yrs)
Medical Evacuation?
Up to $1,000,000
Lost Luggage?
Up to $1,000
Sports Coverage?
Available
Cost:
$34*
Buy Online »
Best travel insurance plan with pre-existing coverage for travel outside USA.
Policy Maximum:?
$50,000 – $1,000,000
Deductible?
$0 – $2,500
Pre-existing?
Covered (to 70 yrs)
Medical Evacuation?
Up to $1,000,000
Lost Luggage?
$50/item, max $500
Sports Coverage?
Optional
Cost:
$35*
Buy Online »
Travel medical insurance for trips outside the United States.
Policy Maximum:?
$50,000 – $150,000
Deductible?
$0 – $1,000
Pre-existing?
Covered
Medical Evacuation?
Up to $500,000
Lost Luggage?
Up to $500
Sports Coverage?
Optional
Cost:
$53*
Buy Online »
First-class medical coverage with benefits up to $8,000,000
Policy Maximum:?
$2,000,000 – $8,000,000
Deductible?
$0 – $25,000
Pre-existing?
Covered (to 70 yrs)
Medical Evacuation?
Up to Maximum
Lost Luggage?
Up to $500
Sports Coverage?
Optional
Cost:
$72*
Buy Online »

Why You Need Travel Insurance for Oktoberfest Munich?

Planning a trip to Munich for Oktoberfest? Whether you are flying from the USA, UK, or anywhere in the world, buying the best travel insurance for Oktoberfest Munich, Germany is essential for a safe and worry-free journey. The world’s biggest beer festival attracts millions of international visitors every year, and with such large crowds, unexpected events like illness, accidents, trip delays, or lost baggage can happen. Having comprehensive travel health insurance for Germany ensures you can enjoy the festival without financial stress.

With the right coverage, you’ll have access to quality healthcare in Germany, emergency assistance, and protection against unexpected travel disruptions. This peace of mind lets you focus on enjoying Bavarian culture, world-famous beer tents, and the festive atmosphere to the fullest.

Schengen visa insurance requirements

Oktoberfest Overview

  • Held annually in Munich, Germany from late September to early October.
  • Attracts over 6-7 million visitors each year, with 15–20% traveling from overseas (USA, UK, Europe).
  • Experience Bavarian music, parades, delicious food, and Munich’s world-famous beers.

Why is Travel Insurance for Oktoberfest Important?

assignment_turned_in
Visa Requirement
Proof of travel health insurance is mandatory for Schengen visa applicants.
medical_services
Emergency Medical Coverage Protection against sudden illness, accidents, or injuries.
airplanemode_inactive
Trip Cancellation
Recover non-refundable expenses (flights, hotels, tours) if you must cancel.
luggage
Baggage & Possessions
Coverage for loss, theft, or damage of your luggage.
local_hospital
Medical Evacuation
Covers transport to the nearest medical facility or back home.
sentiment_satisfied
Peace of Mind
Enjoy the festival without financial worries.

Who Should Buy Oktoberfest Travel Insurance?

  • US citizens traveling to Munich for Oktoberfest.
  • International tourists from both Schengen and non-Schengen countries.
  • Families, students, and seniors attending the festival.
  • Cultural tourists visiting Munich during Oktoberfest season.

Which Is the Cheapest German Schengen Visa Travel Insurance?

The cheapest travel insurance for Germany is Atlas International Insurance plan, starting at just $1 for a day. Schengen visa insurance cost depends on factors, such as the provider, the length of stay, the applicant's age, and the level of coverage required. It is advisable to compare the benefits of cheapest Schengen travel insurance before buying a plan that meets Schengen consulate requirements.

Which Are the Best Travel Insurance Plans for German Visa?

Affordable coverage for medical emergencies and travel mishaps in Europe.
Policy Maximum?
$50,000 - $1,000,000
Medical Evacuation?
Up to $1,000,000
Pre-existing coverage?
Acute onset covered up to policy maximum (under 70 yrs)
Repatriation of Remains?
Up to $50,000
Starting at
$10/week*
Buy Online »
Comprehensive medical protection for stress-free European travel.
Policy Maximum?
$50,000 - $1,000,000
Medical Evacuation?
Up to $500,000
Pre-existing coverage?
Covers Acute onset of pre-existing conditions under 79 years
Repatriation of Remains?
Up to $50,000
Starting at
$10/week*
Buy Online »
Best travel insurance for medical and trip emergencies across the Schengen Area.
Policy Maximum?
$50,000 - $1,000,000
Medical Evacuation?
100% up to $1,000,000
Pre-existing coverage?
Unexpected recurrence of a pre-existing condition upto 70 years
Repatriation of Remains?
Up to $500,000
Starting at
$18/week*
Buy Online »

* The price shown is for a 7-day trip with a $50,000 maximum coverage and a $0 deductible for a 30-year-old traveler.

How Much Does German Schengen Travel Insurance Cost?

Europe Schengen travel insurance Cost in 2025

Schengen insurance cost ranges between $8 to $15 per week for a 25-year-old traveler with a $50,000 medical maximum and $0 deductible.
All the insurance plans listed below

  • Meet Schengen visa requirements
  • Are accepted by Schengen embassies/consulates worldwide
  • Include a downloadable visa letter immediately after purchase
Insurance Plans Provider Network Cost How to download Visa letter
Atlas International No PPO $8 WorldTrips insurance ID cards via Client Zone
Patriot International Lite IPA Network $10 IMG insurance ID cards from My IMG
Atlas Premium International No PPO $11 WorldTrips insurance ID cards via Client Zone
Travel Medical Global Choice Wellabroad.com $11 Seven Corners insurance ID cards via Client Zone
Safe Travels International United Healthcare Provider Network $15 Trawick International insurance ID cards via Client Zone.

Source: American Visitor Insurance ®

What Does Visitor Medical Insurance for Germany Cover?

Travel insurance is crucial for those traveling from the USA to Germany for several important reasons:

  • Medical Emergency: Medical emergencies can arise in Germany, and healthcare costs in private or international hospitals, can be very expensive for foreign travelers. Travel insurance helps prevent unforeseen medical expenses from being too heavy on the pocket and allows one access to quality care.
  • Emergency Medical Evacuation: For instance, in the event of severe medical conditions or accidents, travelers may be airlifted to another city or even to the USA for proper medical attention. Insurance helps in paying the costly evacuations and provide peace of mind during times of crisis.
  • Trip Cancellation or Interruption: Travel may also get ruined by unexpected events, such as family emergencies, natural disasters, or political instability. Most travel insurance policies cover a prepaid trip cost not refundable. In addition to coverage, travelers can opt for Cancel for Any Reason (CFAR) insurance, which allows you to cancel your trip for any reason. And usually reimburses 50-75% of non-refundable trip costs, but it must be purchased within a specific timeframe.
  • Repatriation of Remains: Covers the high cost of returning a traveler’s remains to their home country
  • Accidental Death & Dismemberment (AD&D): Provides financial support to beneficiaries if the insured suffers accidental death or severe injury
  • Lost or Stolen Belongings: Luggage, passports, or other personal effects can be stolen or lost. Insurance may cover the cost of replacing the lost or stolen items and limit your inconvenience caused.
  • Natural Calamities and Political Turbulence: Trip insurance will cover the expenses if a natural calamity or political turbulence took place that requires evacuation or extended staying.
  • Pre-Existing Conditions Coverage: Travel insurance plans for Germany may exclude coverage for pre-existing medical conditions. However, some Germany visitor health insurance plans provide coverage for the acute onset of pre-existing conditions. This means that if there is a sudden and unexpected flare-up of a pre-existing condition (subject to age limits and policy terms), coverage will be provided. This is especially important for older travelers or visitors with chronic health conditions.
  • Adventures Sports Coverage: Germany offers exciting opportunities for adventure activities, especially in the Bavarian Alps with skiing, snowboarding, and hiking. These high-risk activities are usually not included in standard travel insurance plans. Travelers can purchase add-on adventure sports coverage to be protected against accidents or injuries during such activities.

Due to this, citizens from the USA going to Germany must also get extensive travel insurance, which can reduce the risks and enable an even more safely hassle-free trip.

Medical Costs for Tourists in Germany

Germany has one of the best healthcare systems in the world, but it is also quite expensive for international tourists without proper insurance. Visitors do not have access to the German public health insurance system, so they are required to pay the full cost of medical care out-of-pocket at the time of service. This makes it very important for international travelers to buy adequate Germany visitor health insurance.

  • Ambulance: €200–€400 depending on distance and emergency service required.
  • Hospital admission: €400–€1,200+ per day, depending on ward type and treatment.
  • Routine doctor’s visit: €50–€150 per consultation.
  • Emergency room visit: €200–€500 for basic treatment; complex emergencies can exceed €1,000+.
  • Prescription medication: €20–€100+ depending on type and dosage; brand-name drugs are more expensive.

⚠️ Important Note:

  • Tourists must usually pay medical costs upfront and then file claims with their travel insurance provider for reimbursement.
  • Hospitals and clinics may charge higher rates for international patients compared to residents.
  • Private hospitals and specialized care facilities are significantly more expensive.
  • Even short hospital stays or emergency surgeries can result in bills of several thousand euros.

Do You Need Travel Insurance for a German Schengen Visa?

If you are traveling to Germany, having the right travel insurance is a mandatory requirement for the Schengen visa. Below are the key points you need to know:

  • Who needs it? Non-U.S. citizens and U.S. Green Card holders may need a Schengen visa (depending on nationality). U.S. citizens need a Schengen visa for tourism, business, or family visits up to 90 days.
  • Mandatory requirement: Travel insurance is compulsory when applying for a German (or any Schengen Area) visa.
  • Coverage requirements: Minimum of €30,000 (~US $50,000) for medical expenses, emergency evacuation coverage, and valid for your entire Schengen stay.
  • Where to buy: American Visitor Insurance offers Schengen-compliant plans with instant proof of insurance.

Need assistance? Call us at (877)-340-7910 for help in choosing the right plan for Germany visa requirements.

Is a German Visa Needed for US Green Card Holders?

US Green Card holders will need an Germany visa to travel there if the country of their passport requires a visa for travel to the Schengen countries. Travel insurance Germany visa for Green Card Holders is required while applying for an Germany visa. Green card holders travel insurance requirements for Germany include medical expenses of at least €30,000. US Green Card Holders can buy travel insurance to satisfy Germany visa requirements for their visa application on American Visitor Insurance.

Why do Americans Need Travel Insurance for Germany?

  • Germany has always been a popular destination for American vacationers, expatriates and students.
  • As the largest country in western Europe, with a population of 80 million residents, its cultural centers like Berlin, Munich, Stuttgart, Frankfurt and Hamburg attract millions of tourists annually making Germany the seventh most visited nation globally.
  • As the most powerful economy in Europe, the German labor force is renowned for its strong work ethic and technological innovation especially in the automotive and manufacturing sectors. This attracts many US businesses and workers who collaborate with Germany industry.
  • One should remember that while most advanced countries offer the world’s best healthcare systems, it is also expensive. Visiting a hospital without insurance is scary.
  • It is vital that Americans have good travel medical insurance while traveling to Germany. A travel medical insurance plan will provide coverage for medical expenses incurred in case of any injury or illness.

At American Visitors Insurance one can compare several plans for prices and benefits from the comparison tool and also can get instant policy documents by Email. Their 24/7 customer support assistance by one of the licensed service agents will provide answers to all questions by the customers. Buying travel medical insurance for international travel is easy at American Visitor Insurance. Feel free to give us a call or email us and one of our customer support licensed agents will be able to help you.

Germany FlagGeneral Information About Germany

  • Capital: Berlin
  • Population: Around 84 million
  • Location: Western Europe
  • Currency: Euro
  • Language: German, English, French
  • Best time to visit: between May and Sept.
  • Vacation Spots: Berlin, Munich, Frankfurt, Cologne, heidelberg, Hanburg, Black forest, Potsdam, Koblenz, Passau.
Germany is a captivating travel destination known for its rich history, stunning landscapes, and vibrant cities. From the fairy-tale castles of Bavaria to the bustling streets of Berlin, Germany offers something for every traveler. It's famous for its cultural festivals, historic landmarks, scenic rivers, and renowned cuisine.
Travel Tip:
Germany experiences cold winters and occasional heavy snowfall, especially in southern regions. Summers are generally mild and pleasant. If you're visiting, consider travel insurance that covers trip cancellations, interruptions, or medical emergencies, especially if you plan outdoor activities in winter.
Fun Fact:
Germany is home to over 20 UNESCO World Heritage Sites and has more than 25,000 castles scattered across the country.

What Are the Popular Tourist Destinations in Germany?

Travel insurance for the Brandenburg Gate

The Brandenburg Gate

Berlin's most famous historic landmark is the Brandenburg Gate, once a symbol of a divided nation and now a symbol of unity and peace.

Travel insurance for Königssee

Königssee

Also known as the King's Lake.This lovely Bavarian lake is one of the great beauty spots of the region known as Berchtesgadener Land.

Sanssouci Park and Palace

Sanssouci Park and Palace

A vast park with stunning art treasures, including the Chinese House, ornate garden pavilions, and Roman Baths.

What Are the Popular Cruises in Germany?

Do You Need Schengen Visa Insurance for Senior Citizens?

What Are the Safety Suggestions for Travelers to Germany?

  • Germany is considered one of the safer countries to travel in, with crime rates dropping in recent years.
  • Be watchful while outside familiar surroundings and stay alert for petty criminals and pickpockets, especially near:
    • Shopping centers
    • Bus terminals
    • Train stations
    • Museums
    • Hotels
  • Protect all personal belongings and keep valuables in a safe location.
  • Carry a copy of your passport at all times in case of an emergency.
  • During summer, be aware of intense heat and the risk of dehydration—drink plenty of fluids regularly.
  • Know the location of the US embassy and local police contact information in case of emergencies.

What Should US Travelers Know About Dietary Considerations in Germany?

German food while largely similar can take some adjusting for US nationals. The local cuisine has a lot of meat, potatoes with heavy noodles. Travelers should be prepared for dietary changes and the impact it can have on the travellers physique. US citizens should also be watchful about alcohol and tobacco usage given that it is quite common here when compared to the US. Ensure that you stay moderate in your alcohol consumption and in smoking.

Travel tips for international travelers

Travel tips for international travelers – Safety, Comfort and Wellness.

Frequently Asked Questions About Germany Travel Insurance

1. What do I need to enter Germany?

To enter Germany, you need:
  • A valid passport: Valid at least 3 months beyond your stay
  • Visa: If your nationality requires a Schengen visa; some travelers can enter visa-free for up to 90 days.
  • Travel insurance covering at least €30,000 for medical emergencies (mandatory for visa applicants, recommended for all travelers)
  • Proof of sufficient funds to support your stay
  • Return or onward ticket
  • Purpose of stay (tourism, business, study, work, or family visit)

Germany may also require COVID-19 related documentation depending on current travel rules. Always check the latest requirements before traveling.

2. How can I get travel medical insurance for Germany?

Travelers to Germany who need the Schengen visa can buy Germany visa travel insurance on our website. Our Schengen visa travel insurance quote facility displays the travel insurance that satisfy Germany visa consulate requirements. Once you complete buying the Germany visa travel insurance online, you can download the required Germany visa letter which you can submit while applying for the Schengen visa

3. How much is international travel health insurance for Germany visa?

The cost for the Germany visa travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Germany travel insurance required, the greater will be the cost. If you are comparing travel health insurance for Germany cost, our Germany visa insurance quote facility makes it easy to find plans that satisfy Schengen visa consulate requirements.

4. Who needs the Germany visa?

Anyone traveling to Germany from any of the list of 'Schengen visa required countries' needs the Schengen visa (Germany is included in the Schengen visa). For travelers from any of the 'Schengen visa exempted countries', who want to stay in Germany for more than 90 days also need to get the Long stay in Europe visa

5. How to apply for a Germany visa?

One should apply for the Schengen visa in the consulate of the Schengen state that you are traveling to. The traveller should complete the required Schengen visa application, along with other required documents, such as the travel itinerary, proof of adequate financial means and Schengen visa insurance letter. Please refer to the Schengen state consulate that you are visiting for the complete information regarding applying for the Schengen visa.

6. Do Germans need health insurance to come to the US?

This depends on the travelers and their specific situation. The Trump administration has recently made a decision that affects some German travelers especially if they are trying to immigrate to the US and requires them to have health insurance while in the US. At this time, there are no specific requirements on the travel insurance, so travelers from Germany can buy any of the plans we offer for whatever length of time is required. Travelers from Germany should anyway consider getting adequate coverage given the high costs of US medical care.

7. What is the best German visitor insurance in USA?

To help travelers from Germany find the best visitor insurance in USA, we work with all the reputed insurers and give our customers a wide range of options. German visitors can compare the different visitors insurance plans using the compare German visitors medical insurance tool. Here visitors can review the different options based on their price along with the different coverage benefits. Since the best visitor insurance for Germans varies depending on the needs of different travelers, the compare visitor health insurance tool helps visitors from Germany find the best US visitor insurance plan for their specific needs.

balanced

Trip insurance vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences!

Embassy of the United States in Germany

U.S. Embassy in Berlin location_on

Address

Pariser Platz 2, 10117 Berlin, Germany

Phone
+49 30 8305 0

Fax
+49 30 8305 1215

Email
ACSBerlin@state.gov

U.S. Consulate General in Frankfurt location_on

Address

Giessener Str. 30, 60435 Frankfurt am Main, Germany

Phone
+49 69 7535 0

Fax
+49 69 7535 2277

Email
ACSFrankfurt@state.gov

Embassy of Germany in United States

Germany Embassy in Washington, DC location_on

Address

4645 Reservoir Road NW, DC 20007, Washington, USA

Phone
+1-202-298-4224

Fax
+1-202-298-4261

Email
info@washington.diplo.de

Germany Consulate in Atlanta, NE location_on

Address

Marquis Two Tower, Suite 901, 285 Peachtree Center Avenue, N.E., 30303-1221, Georgia, Atlanta, United States

Phone
+1-404-659-4760

Fax
+1-404-659-1280

Email
info@atlanta.diplo.de

What to Know About Germany Schengen Travel Insurance?

Germany Travel Medical Insurance

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Germany travel medical insurance FAQ

FAQs about travel insurance for Germany travelers.

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Travel Insurance to Germany Forum

Customer Queries for travel insurance for USA from Germany.

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Travel health insurance for Germany Blog

Blog about travel health insurance Germany travelers.

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Travel insurance from Germany to USA

Why Do Germans Visit the USA?

The United States is world-renowned for its iconic landmarks, cultural attractions, natural wonders, and vibrant lifestyle, making it one of the most popular destinations for German travelers.

  • Over 2 million Germans visit the United States annually, making them the second largest group of European visitors to the US after the British
  • The USA is among the top long-haul destinations for Germans, outside of Europe.
  • Germans are drawn to America for shopping, theme parks, cultural and historical attractions, national parks, and wide open landscapes.
  • The United States also receives significant tourism revenue from German visitors, as they are among the higher-spending European tourists.
  • Around 13% of visits are work-related, while others travel for vacation, conventions, education, and to visit friends or family.
  • German tourists are mostly attracted to New York state and to New York City. They also like the wide open spaces in the Pacific North West, California, Florida and the mid-western region of the United States which between them is home to many national parks. Tourists from Germany also visit the cities of New York, Boston, Los Angeles, San Francisco, Philadelphia and Washington D.C. in large numbers.
  • The large German-American community (over 40 million people of German ancestry in the US) makes family visits a frequent reason for travel.

A holiday to the US requires proper planning, especially considering the long travel time and variations in climate across different states.

Can a Visitor from Germany to the USA Get Medical Insurance?

Yes, a traveler from Germany to the USA can get medical insurance. In case of any illness or injury, US visitor health insurance will provide coverage for unexpected medical expenses, which are very high in the United States. Given the expensive US healthcare system, German tourists are strongly advised to purchase travel health insurance before visiting.

At American Visitor Insurance, German travelers to USA can compare multiple US travel insurance plans from reputed American companies, review benefits, and purchase the best policy for their needs.

What Medical Benefits Are Included For USA Visitors?

  • Health care expenses: Covers hospital expenses for sickness or accidents.
  • Doctor visit: Insures Doctor visits for sudden injury or sickness.
  • Pharmacy drugs: Doctor prescribed eligible pharmacy drugs expenses.
  • Medical evacuation: Medical evacuation expenses to nearest facility included.
  • Repat of remains: Repatriation of remains to home country included.
  • Pre-existing conditions: Some plans insure acute onset of pre-existing conditions.

What Are the Different USA Visa Health Insurance?

Travel Insurance for German Citizens

How Do I Buy Germany Visa Travel Insurance Online?

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Finding the best health insurance for foreigners
Complete the travel insurance quote request form by providing details of the traveler and insurance requirements.
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Compare the different travel insurance options Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
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Buy the US travel health insurance that you like best
Purchase the plan that fits your needs and budget by using a credit card and completing the online application.
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Review insurance plan documents received by email
Review the international travel health insurance policy for coverage details and relevant contact numbers

What Factors Affect the Cost of Best Travel Medical Insurance USA?

1 Age of the Traveler
The cost of medical insurance for travelers is directly proportional to the age of the traveler. The older the traveler, the greater will be the cost of the visitor’s health insurance.
2 Type of US Travel Health Insurance
Comprehensive insurance provides exhaustive coverage but is more expensive than fixed benefit insurance which has a specified limit for each treatment.
3 Medical Maximum Coverage
The price of visitors insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
4 Region of Coverage
Travel insurance depends on the coverage region. The cost for visitor insurance for the United States is most expensive when compared to Europe or Asia.
5 Duration of Travel Insurance
The cost of trip insurance directly depends on the length of travel. The longer the duration of visitor medical insurance required, the higher will be the cost.
6 Any Add-on Benefits
Additional add-on benefits to the basic insurance for tourist plan like adventure sports coverage, coverage for pre-existing conditions, etc., will add to the overall cost.

What Are the Types of Travel Insurance?

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Single Trip Travel Insurance

Compare and buy best US Single trip insurance for travel within the US and overseas.

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Single Trip vs MultiTrip Travel Insurance

Compare Single trip vs multi trip insurance plans offered by US insurers.

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Best Travel Health Insurance in USA Information

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Travel medical insurance USA resources
International travel insurance resources for USA visa holders.

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Factors for travel insurance USA online
Factors for the best travel insurance to USA.

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Types of USA tourist insurance online
Different types of tourist insurance for USA.

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USA Vacation insurance claims procedure
Trip insurance claims process for getting medical care.

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Travel Insurance to USA From Germany Links

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Travel Insurance for USA FAQ

FAQs about travel insurance for USA.

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Traveler Insurance to USA Forum

Customer Queries for German travelers to USA.

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Travel Health Insurance for Germany Citizens in the USA

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Pre-existing Coverage
Pre-Existing Condition Coverage for German Citizens in the USA
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Seniors Insurance
Senior Citizens Travel Insurance for German Visitors in the USA
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Annual Travel Insurance
Annual Travel Insurance for German Citizens Visiting the USA
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Find the Best US Visitor Insurance Coverage - Blogs and Articles

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Affordable travel insurance Online

Fixed benefit or scheduled benefit plans are the most affordable travel insurance plans.

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Best international travel insurance

International travel insurance plans covering pre-existing conditions which many older travelers look for.

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Compare US travel insurance online

Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA.

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Advantages of buying travel insurance online

Compare and buy the best travel medical insurance plans online.

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Buy cheap travel insurance for USA

There are many cheap international insurance plans also known as visitor insurance plans.

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How does travel insurance work?

Coinsurance & Deductible - How visitor travel insurance works.

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Travel Insurance for German Citizens Visiting Europe

Do You Need Health Insurance to Travel to Germany?

Travel Insurance is mandatory while applying for the Germany Schengen visa which allows you to travel to Germany and the 29 countries in Europe. The Finns consulate has guidelines for the insurance which satisfy Germany visa requirements.

Tourist insurance coverage for emergency cases, hospital stays, evacuation is the minimum requirement that will put your mind at ease when you are in Germany. We have the best travel insurance for Germany which satisfies Germany visa requirements.

Germany travel insurance requirements

ETIAS for US Travelers to Germany

US travelers to Germany should apply for an ETIAS (European Travel Information and Authorization System). ETIAS is an electronic travel authorization system similar to the US ESTA (Electronic System for Travel Authorization). However, ETIAS is not a visa, but a pre-travel clearance for short stays up to 90 days in Germany. Along with ETIAS it is important for travelers from USA to buy the best travel insurance for Germany, since Medicare and most US health insurance plans do not provide coverage in Germany.

Which Are the Best Travel Insurance Companies in USA?

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, Travelex, INF insurance, HTH Worldwide and Venbrook International.

Which are the best visitors insurance companies in USA?

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HTH Worldwide
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Expertise in offering travel insurance
20+ years!
US health insurance
Customers from
All U.S. states!
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Customers from over
180 countries!