Patriot America forum for Coverage and IMG Benefits

Compare Patriot Travel vs Patriot Platinum from International Medical Group

Age
Spouse
Start Date
End Date
Coverage Region
Citizenship
Patriot America Plus
Plan Maximum
Deductible
Pre-existing
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Patriot Platinum
Plan Maximum
Deductible
Patriot Platinum America offers coverage for Covid19
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What specific benefits are covered under Patriot America visitor insurance travel coverage?

I have some queries about Patriot America visitor insurance plan:
  • Does the policy covers routine checkups and doctor visits?
  • Does every single sickness require filling the claim form?
  • Elaborate on precertification related to hospitalization?
  • How do we pay the claim when we incur expense?
  • Does this policy provide sports coverage for martial arts?
commentAntony
support_agentDear Antony,
Thanks for contacting American Visitor Insurance with your inquiry.
Following are the answers to your queries:
  • The policy covers illness such as cold , flu … but does not cover routine checkups for vaccinations, immunizations ...
  • Yes. You need to fill the claim form and submit the same to IMG, or if the provider is willing to do that they can do it too. If you are visiting a doctor for an ongoing sickness, then you need not give all the details about the medical history in the claim form everytime. They can refer to it from the first time.
  • You need to pre certify by contacting IMG either by calling the contact numbers on the ID Card that you will receive when you purchase the insurance or online by sending email to online_@_imglobal.com and clicking on the IMG click links. When you contact IMG you will redirected to the right people who will help you with the precertification process.
  • You can pay it by check or you can let IMG know your banking information and they can collect the deposit through online banking.
  • The answer is 'No'. This does not provide coverage for martial arts.

Following are the plan links for more information and to purchase the plan:

Patriot America Lite

Please let us know if you have any further questions.

Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

Best Visitor Insurance for USA With COVID-19 and Pre-Existing Condition Coverage

I am visiting the USA for a few months and need affordable travel medical insurance with COVID-19 coverage and benefits for acute onset of pre-existing conditions. Which visitor insurance plan is recommended?

commentJennifer
support_agentHi Jennifer,

Thank you for contacting us for your insurance needs. The Patriot America Plus insurance plan offered by IMG is specifically designed for short term visitors to USA and is a hugely popular choice among tourists to America.

t is for unexpected medical expenses due to illness or injury/accident.

It can also be purchased by US citizens and green card holders who maintain a foreign residence address. The policy covers "acute onset of pre-existing conditions" up to the maximum of the plan purchased for persons under 70 years of age, but excludes chronic or congenital disorders. The company recently added the benefit of copays of $25 for urgent care centers and $15 for walk-in clinics which are paid INSTEAD of the deductible each time these facilities are used. The policy now covers common sports like skiing, snorkeling, surfing, and other common recreational sports without an additional rider (there is an adventure sports rider for more extreme sports). This plan also covers COVID-19 illness up to the maximum of the policy.

This plan will cost you about $256 with a $500,000 maximum and a $250 deductible for 92 days of coverage.

Here is our website with all the details on that plan:

Patriot America Plus insurance

Feel free to call or email us with any questions or comments you may have.

Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

Best USA Visitor Insurance With COVID-19, Sports, and Pre-Existing Condition Coverage

I am traveling to the USA for a short trip and need visitor insurance that covers COVID-19, acute onset of pre-existing conditions, and common sports activities. Which plan is recommended?

commentMax
support_agentHi Max,

Thank you for contacting us for your insurance needs. The Patriot America Plus insurance plan offered by IMG is specifically designed for short term visitors to USA and is a hugely popular choice among tourists to America.

It is for unexpected medical expenses due to illness or injury/accident.

It can also be purchased by US citizens and green card holders who maintain a foreign residence address. The policy covers "acute onset of pre-existing conditions" up to the maximum of the plan purchased for persons under 70 years of age, but excludes chronic or congenital disorders. The company recently added the benefit of copays of $25 for urgent care centers and $15 for walk-in clinics which are paid INSTEAD of the deductible each time these facilities are used. The policy now covers common sports like skiing, snorkeling, surfing, and other common recreational sports without an additional rider (there is an adventure sports rider for more extreme sports). This plan also covers COVID-19 illness up to the maximum of the policy.

Here is our website with all the details on that plan:
Patriot America Plus insurance

Feel free to call or email us with any questions or comments you may have.

Regards,
Customer care
www.americanvisitorinsurance.com
phone(877) 340 7910

How much does Patriot travel insurance cost per month?

The best IMG Patriot travel insurance cost is ranges between $55 to $138 for a month. The cost depends on the age of the visitor, medical maximum coverage and deductible, visitors coverage type (Fixed vs comprehensive coverage), and any visitors insurance coverage for pre-existing conditions. For an average traveler, there are cheap travel insurance plans at less than a dollar a day.

The average cost of patriot travel plans cost is based on quotes for a 40-year-old for one month.
Plan Name Maximum Deductible Cost
Patriot International Lite $50,000 $250 $55
Patriot America Lite $50,000 $250 $72
Patriot America Plus $50,000 $250 $77
Patriot Platinum International $2,000,000 $116 $116
Patriot America Platinum $1,000,000 $250 $138
Source: American Visitor Insurance®

Patriot travel insurance reviews

"Easy to use and understand. I have been very satisfied with my previous purchases from this company and will continue to use them in the future."

Arwen E

"Very user-friendly online application process with various options to match your budget or needs."

Thomas F

"The experience on the website is fantastic, and this is the third time I purchased this insurance for my trips to Spain…"

Mercedes P

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Which Are the Best Visitors Insurance Companies?

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Venbrook International, Global Underwriters, GeoBlue, HTH Worldwide, Trawick International, Travel Insurance Services, INF insurance, Travelex and BlueCross BlueShield Global Solutions.

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