The cost of international student health insurance per month ranges from $30 to $463. This cost mainly depends on different factors such as student's age, coverage duration, medical benefits, deductible, and co-insurance. Some student insurance plans offer additional coverage for mental illness, dental expenses, hazardous sports, maternity and pre-existing ailments.
Before buying the best student insurance on American Visitor Insurance it is essential to compare student medical insurance plans and read the policy details and terms carefully. If you have any questions or concerns, don't hesitate to contact us or call us at (877)-340-7910.
Finally, the best health insurance for international students is one that provides adequate coverage and aligns with their specific needs, budget and circumstances of the student.
Student insurance cost in USA starts from $30 per month and goes up to $181 per month. The cost is dependent on the age of the student, the plan maximum and the deductible.
| Plan Name | Maximum Coverage | Deductible | Payment option | Cost range* |
|---|---|---|---|---|
| Student journey Lite | $150,000 | $100 | Monthly payment is not available | $30 |
| Student Secure Smart | $200,000 | $0 | Monthly or Annual payment option available | $32 |
| Student journey Plus | $300,000 | $500 | Monthly payment is not available | $48 |
| Student Secure Budget | $500,000 | $0 | Monthly or Annual payment option available | $53 |
| Patriot Exchange Program | $50,000 - $500,000 | $250 | Monthly payment is not available | $53 - $70 |
| Student Secure Select | $1,000,000 | $0 | Monthly or Annual payment option available | $106 |
| Student health Advantage Standard | $500,000 | $250 | Monthly or Annual payment option available | $130 |
| Student Secure Elite | $1,000,000 | $0 | Monthly or Annual payment option available | $181 |
*Average cost of student insurance based on the quotes for 20 year old student for one month. Source: AMERICAN VISITOR INSURANCE®
Covers doctor visits in case of sudden injury or sickness.
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Some plans cover high school sports activities.
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Repatriation of remains expenses to home country in case of death.
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Expenses from sudden dental pain and accidental dental injuries.
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Some plans offer coverage for pregnancy, maternity and new born.
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Student insurance who need coverage for existing medical ailments.
Know more »The U.S. continues to be a top choice for international students, offering not only academic excellence but also practical work opportunities through programs like OPT. With rising enrollment and record-high participation in OPT, the country solidifies its position as a leader in global education and career advancement. International students are encouraged to explore these opportunities to build a strong foundation for their future careers.
The total number of international students in the U.S. reached 11,26,690 in the academic year 2023-24, marking a 6.6% increase compared to the previous year. This growth underscores the U.S.'s continued appeal as a global education hub. International students now make up 5.9% of the total U.S. student enrollment, reflecting the diversity and global reach of American higher education.
| Year | Total international students | % international students |
|---|---|---|
| 2023-2024 | 11,26,690 | 5.9% |
| 2022-2023 | 10,57,188 | 5.6% |
| 2021-2022 | 9,48,519 | 4.7% |
International students may need medical evacuation and repatriation insurance to meet visa or school requirements.
If more than two students are traveling overseas, you can buy the student group insurance plan. Buying a group insurance plan makes it easier to administer the plan as well as works out to be cheaper than buying individual student travel plans.
View group plans »Complete the student insurance quotes request form by providing details of the student and insurance requirements.
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.
Review the travel insurance policy documents received by email closely for coverage details and relevant contact numbers.
Compare and buy Best health insurance for international medical graduates in USA
Click here to read more »There are quite a few US health insurance for students that cover sports activities. It is hard to pick one plan as the best plan. There might be slight differences in the kind of sports activities that they cover. However, here is a list of plans which provide great coverage for sports activities:
The best sports health insurance for international students on American Visitor Insurance offer are the Diplomat America or Diplomat LongTerm insurance for intercollegiate sports coverage. The policy allows students to put a specific sports rider on the policy (low, medium, or high) depending on the sport to be covered. Under this enhancement, the maximum benefit pay out is reduced to $20K for any covered injury or illness resulting from the sports activity. The cost depends on the sport to be covered.
The Low Option -(additional $12.00 flat monthly rate) is for Ballet; Baseball; Cheerleading; Cross Country; Diving; Equestrian; Fencing; Field Hockey; Golf; Polo (Horse); Polo (Water); Rowing; Softball; Surfing; Swimming; Tennis; Track & Field; and Volleyball.
The Middle Option (additional $26.00 flat monthly rate) will cover Basketball; Competitive Cycling (Road, Track, CX); Ice Hockey; Inline Skating (Helmet & Proper Equipment Required); Lacrosse; Martial Arts/Karate; Modern Pentathlon; Skiing (Slalom, Giant Slalom, Downhill); Ski Jumping; and Wrestling.
The High Option (additional $80.00 flat monthly rate) will cover Football (No Division One); Gymnastics; Rugby (No Division One); and Soccer. The LongTerm plan can be extended, but the Diplomat America plan cannot be extended or renewed.
Patriot Exchange Insurance plan from IMG is more affordable than Diplomat America and covers high school sports teams. However, it does not include coverage for varsity sports regulated by the National Collegiate Athletic Association (NCAA) nor the National Association of Intercollegiate Athletics (NAIA). You only get this coverage if you choose the “Add-on” Rider (NOT the Adventure Sports Rider) . Patriot Exchange insurance cost starts at $73 per month for a young adult without the rider, and it covers up to $250,000 with a $100 deductible.
Student Health Advantage from IMG and Student Secure Elite from WorldTrips plans offer coverage for intercollegiate, interscholastic, intramural, and club sports with a $5,000 benefit limit.
However, some other plans like Navigator for Students (GeoBlue) and StudentSecure Select (WorldTrips) limit coverage to $5,000 or less for student athletes.
Insurance for Exchange scholars satisfying visa requirements
Click here to read more »Insurance plans for dependents of an F1 visa holders.
Click here to read more »Best health insurance for students studying abroad
Click here to read more »Insurance for J2 visa dependants satisfying visa requirements.
Click here to read more »Insurance plans for students on OPT status, OPT student insurance.
Click here to read more »Medical insurance for students on vocational training.
Click here to read more »All students should have travel insurance student for international travel. Health care costs outside your home country are very high and a minor injury or accident could set you back tens of thousands of dollars. Being healthy and taking care of yourself is of course, highly recommended, but accidents happen to us all and when we least expect. Students should have the best student travel health insurance plans before any emergency situation arises so that you do not find yourself in serious debt.
Yes international students can get student travel health insurance. International students can buy the best study abroad travel insurance quite easily online. Students can compare different international study abroad travel insurance plans online and then buy the best student travel health insurance for students studying abroad to get coverage as early as the following day.
Student travel insurance is a specialized insurance designed to provide coverage for students international outside their home country for academic purposes, such as studying abroad, participating in exchange programs, or pursuing higher education.
Student travel insurance is important since it offers financial protection against various unforeseen events, such as medical emergencies, trip cancellations, baggage loss, and other travel-related issues. Healthcare and travel related costs in the USA can be extremely high, so having the best travel insurance for international students is crucial.
The student travel insurance coverage offered in American Visitor Insurance varies based on the insurance provider and plan, but typical inclusions are medical expenses, emergency medical evacuation, trip cancellations, trip interruptions, baggage loss, and personal liability.
Not all plans cover pre-existing medical conditions, but some US student travel policies offered in American Visitor Insurance offer limited coverage or require an additional premium for such conditions. It's essential to check the policy details and discuss this with the insurance provider.
Most student travel insurance plans are available for individuals between the ages of 16 and 35. However, age restrictions can vary among insurance providers offered in American Visitor Insurance.
Student travel insurance policies available in American Visitor Insurance have flexible availability, ranging from a weeks to a few years, depending on the length of your academic program.
Most insurance providers offered in American Visitor Insurance allow policy extensions, but it's essential to inquire about the extension options and any limitations beforehand.
While some educational institutions may recommend or have tie-ups with certain insurance providers, you are generally free to choose any reputable insurance company available in American Visitor Insurance that offers suitable coverage for your needs.
To file a claim, you will need to contact your insurance provider's claims department as soon as possible. They will guide you through the process and provide the necessary forms and information.
Yes, in most cases, you can use your student travel insurance for personal travel within the USA. However, it's essential to compare the different plans using the student travel insurance comparison tool in American Visitor Insurance to review the details to ensure that it covers your needs well.
Yes, you can buy student travel insurance policy even if you are already studying abroad. However, not all student travel insurance plans give you this option and you can find a policy on American Visitor Insurance that covers student travelers who are already abroad.
Student travel insurance covers the specific needs and risks of students who are studying abroad and outside their home country. It can provide coverage for medical expenses, trip cancellation, loss of baggage, personal liability, and more. These are some common eligibility criteria for student travel insurance. Different insurers may have different terms and conditions, so it is advisable to check the policy document carefully before buying one. You can also compare different plans and features on American Visitor Insurance online to find the best one for your needs and budget.
Do international students in the US have to comply by the Affordable care act (ACA) rules? The Affordable Care Act (ACA) does not require international students in the United States to comply with its rules. The ACA primarily focuses on health insurance coverage for U.S. citizens and eligible residents. However if the student has been in the US for more than Five years, the ACA rule will come into effect.
Know more »Millions of students annually aspire to study abroad outside their home country simply for the global exposure, but also for better opportunities. Canada, the UK, Australia, France, China, Germany and the United States are some of the popular destinations for International students. The US has by far been the most popular student destination for many years now, and has seen thousands of students flocking from China, India, Korea, Taiwan, Japan, Saudi Arabia, Brazil, the UK, France, Pakistan, Bangladesh...
Studying outside one’s home country permits students to learn about new culture giving them opportunities and go beyond the visitor’s status and live as a local for months and few years together. Most of the international travelers who visit abroad on leisure after their return to their home country would say “I wish I would have studied abroad.” And even some students who had studied abroad wish that their course had not yet come to an end so soon
A big step in life is going to collage outside the home country! Looking forward to experience the new life, the life far from the comfort zone, recognizing to live on them for the first time and a new sense of freedom away from home is thrilling, while the student enjoys the various experiences often forget that becoming ill outside the home is not easy. It’s very difficult to go through illness and feel sick, vulnerable away from family without proper care. Hence getting proper international student medical insurance is very essential.
Research have shown that students often fall sick with common illness like cold, stomach flu, allergies, stress, and common flu. These sicknesses that are mentioned are contagious very easily as international students live in close quarters dorms, short of sleep due to studies, adjusting to new type of food and few who want to explore the nightlife. These instances can also lead to weaker immune system if the students don’t follow a correct balance in health and lifestyle. Even though these illnesses are not a severe illness, if ignored often develops into more severe conditions and additional ailments.
Many US universities offer student insurance and health insurance specialists are present on campus to advise students. These health insurance specialists explain how in the US the health care system works for international students. Additionally, the student should also check for required formalities need to obtain a student medical insurance. Buying student medical insurance is like purchasing an assurance to the student for safeguarding from all unforeseen medical emergencies that may occur while studying abroad.
There are many platforms for you to buy student insurance however America visitor insurance provides international students the most affordable international student insurance comparable to University insurance coverage by offering the important factors to consider while buying student health insurance. This online insurance provider makes it easier for the students to purchase the student medical insurance by comparing different US insurance companies and buy the one that best meets your needs.
Student travel insurance is a type insurance that covers the specific needs and risks of travel insurance for exchange students who are studying abroad either in the United States, or US students abroad. It can provide coverage for medical expenses, trip cancellation, loss of baggage, personal liability, and more. When US students who are traveling abroad, either as a group or as individuals, be it for a short visit of a few days, or for longer stays of a semester abroad or even longer, it is important to have very good student insurance from the US since healthcare in different countries might not be good and this insurance can help them better access the best healthcare available. Having best student travel insurance will also help US students with trip cancellation or any trip interruption expenses given the possible disruptions in international travel while outside the United States. US students may also want to look for optional features such as cancel for any reason (CFAR), which allows you to cancel your trip for any reason and get a partial refund of your trip cost. For international students coming to the United States, on the F1 visa, they should be aware that the US has higher medical costs than other countries and hence having best student travel insurance is imperative.
US travel health insurance providers have student plans suitable for US students studying abroad. It is very important for US students traveling outside of the United States to have a suitable health insurance plan to cover them for any sickness or unexpected injury. The following are Four popular international student plans. Students can also use our compare facility to view more plans if needed.
Each of the plans vary slightly in terms of benefits and price. If the University has any specific requirements,
International Student insurance cost starts from $25 per month and goes up to $277 per month. The cost is dependent on the age of the student, the plan maximum and the deductible.
| Plan Name | Maximum Coverage | Deductible | Payment option | Cost range# |
|---|---|---|---|---|
| Student Secure Smart | $200,000 | $0 | Monthly or Annual payment option available | $25 |
| Student Secure Budget | $500,000 | $0 | Monthly or Annual payment option available | $47 |
| Patriot Exchange Program | $50,000 - $500,000 | $250 | Monthly payment is not available | $43 - $57 |
| Student Secure Select | $1,000,000 | $0 | Monthly or Annual payment option available | $79 |
| Student health Advantage Standard | $500,000 | $250 | Monthly or Annual payment option available | $85 |
| Student Secure Elite | $1,000,000 | $0 | Monthly or Annual payment option available | $131 |
| Student health advantage platinum | $1,000,000 | $100 | Monthly or Annual payment option available | $257 |
| Navigator for student | Unlimited | $250 | Monthly or Annual payment option available | $277 |
#Average cost of student insurance based on the quotes for 20 year old student for one month. Source: AMERICAN VISITOR INSURANCE®
Compare different US students medical insurance plans online.
Read more »Compare US international student insurance to find the plan for your budget and needs.
Read more »Compare US students medical insurance for the plan that fits your needs best.
Read more »Geoblue Voyager plans offers coverage for Students or teachers going abroad for a semester.
Most US universities require F1 visa students to buy student health insurance in the USA. Some universities make it mandatory for their international students to buy school-sponsored insurance. International students often purchase their health insurance in the University. While this is most popular and convenient, it is often expensive. The best medical insurance for students studying in the US offered on our website are cheaper, may satisfy university requirements and provide comparable coverage. You can compare the US student medical insurance plans that we offer by getting quotes which also shows the coverage details. We can facilitate getting the student health insurance waiver form completed if required by your college.
These study abroad health insurance plans are also available for international students with M1 Visa taking part in vocational or technical training.
International students studying abroad, along with their education get an opportunity to experience a new culture, see different parts of the world and meet new people with varied backgrounds. We work with all reputed US insurance providers to offer excellent F1 student health insurance.
American Visitor Insurance has a compare F1 visa student travel insurance tool along with article's and FAQ's with to help students fine the best health insurance for F1 students. The compare foreign student insurance tool displays the cost and coverage details of students medical insurance that satisfy f1 visa health insurance requirements. Students can easily find cheap health insurance for international students by comparing both cost and other F1 visa student insurance coverage benefits.
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