Best travel insurance to Portugal
Do I need travel insurance for Portugal?
Travel insurance for Portugal is mandatory if you need a Schengen visa and must meet specific coverage criteria. If you do not need a visa then travel insurance is optional yet it is still highly recommended due to potential high medical costs for foreigners.
Who needs to apply for Portugal Schengen Visa?
Individuals who are not citizens of the European Union (EU), European Economic Area (EEA), or Switzerland and who plan to stay in Portugal for up to 90 days within a 180-day period for tourism, business, or family visits need to apply for Portuguese Schengen Visa. This visa allows travel to Portugal and other Schengen Area countries. Exceptions may apply depending on the nationality of the traveler, as some countries have visa exemption agreements with the Schengen Zone.
How to apply for a Portuguese Schengen visa?
To apply for a Schengen Visa to Portugal, follow these steps:
- Choose the correct visa based on your travel purpose (tourism, business, etc.)
- Fill out the Schengen visa application form.
- Gather required documents, including valid passport, travel insurance, proof of accommodation and financial means, flight reservation.
- Book an appointment with the Portuguese consulate or visa center.
- Submit your application, biometric data, and documents at the consulate.
- Pay the visa application fee.
- Processing usually takes around 15 days.
- Pick up your approved visa from the consulate.
How much does travel insurance Portugal cost?
The average cost of best Portugal travel insurance trip starts from $11 per day and it can vary depending on several factors like the age, trip duration, the coverage maximum, and any additional add-ons or options you select. On average, travel insurance costs for international travelers can range from $53 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to compare international travel insurance quotes from different insurance providers on American Visitor Insurance.
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Trip insurance cost is based on several factors such as the age, trip length and trip cost. There are cheap trip insurance plans starting at $25 per month.
# Approximate cost of trip cancellation travel insurance plans a traveler aged 40 years on a 15 days trip who has invested $1,000 for trip related expenses like flight/cruise bookings and hotel reservations.
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Travel medical insurance offers coverage for expenses from doctor visits, hospital stays, and emergency. It ensures access to necessary care and financial protection against high medical costs abroad, with plans starting as low as $53 for one month.
# Approximate cost of travel medical insurance plan per month for a traveler aged 40 years.
How much does travel insurance cost for a week? How much does travel insurance cost for 2 weeks?
Travel insurance costs typically ranges between $5 to $40 for a week and $9 to $80 for two weeks. You can compare quotes using American Visitor Insurance trip insurance cost calculator. The price depends on factors such as coverage type, trip destination, and total trip cost. Basic plans are more affordable, while comprehensive options, including trip cancellation, medical emergencies, and baggage protection, tend to cost more.
How much does travel insurance cost for 6 months?
For a 40-year-old traveler, the cost of travel insurance for a 6 month trip typically ranges around $122 to $1,050, based different coverage options on American Visitor Insurance. The price depends on factors such as coverage levels, the destination, and the type of policy selected.
Do you need health insurance to travel to Portugal?
Travel Insurance is mandatory while applying for the Portugal Schengen visa which allows you to travel to Portugal and the 29 countries in Europe. The Portugal consulate has guidelines for the insurance which satisfy Portugal visa requirements.
Tourist insurance coverage for emergency cases, hospital stays, evacuation is the minimum requirement that will put your mind at ease when you are in Portugal. We have the best travel insurance for Portugal which satisfies Portuguese visa requirements.
Portugal travel insurance requirements
Which is the cheapest Portugal Schengen visa travel insurance?
The cheapest travel insurance for Portugal cost starts from just $10 for a week. Schengen visa insurance cost depends on factors, such as the provider, the length of stay, the applicant's age, and the level of coverage required.
What is the best travel insurance Portugal visa insurance?
The best Portugal visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some travelers will look for the cheapest Portugal visa insurance cost specifically to satisfy the visa requirements, others will look for the most comprehensive Portugal travel insurance coverage.
- Coverage includes Emergency Medical Evacuation, Hospital Room and Board...
- Policy maximum covers up to 1M
- Offers coverage for acute onset of pre-existing conditions for visitors aged under 70 years
- Provides comprehensive medical coverage, emergency evacuation, and repatriation...
- Policy maximum covers up to 2M
- Offers coverage for acute onset of pre-existing conditions for visitors aged under 79 years
- Coverage includes travel delay, emergency medical evacuation, repatriation, emergency services...
- Policy maximum covers up to 1M
- Unexpected recurrence of a pre-existing condition is covered up to $20k for ages up to 65
Why travel insurance is necessary for Portugal?
Travel insurance is crucial for those traveling from the USA to Portugal for several important reasons:
- Medical Emergency: Medical emergencies can arise in Portugal, and healthcare costs in private or international hospitals, can be very expensive for foreign travelers. Travel insurance helps prevent unforeseen medical expenses from being too heavy on the pocket and allows one access to quality care.
- Emergency Medical Evacuation: For instance, in the event of severe medical conditions or accidents, travelers may be airlifted to another city or even to the USA for proper medical attention. Insurance helps in paying the costly evacuations and provide peace of mind during times of crisis.
- Trip Cancellation or Interruption: Travel may also get ruined by unexpected events, such as family emergencies, natural disasters, or political instability. Most travel insurance policies cover a prepaid trip cost not refundable. In addition to coverage, travelers can opt for Cancel for Any Reason (CFAR) insurance, which allows you to cancel your trip for any reason. And usually reimburses 50-75% of non-refundable trip costs, but it must be purchased within a specific timeframe.
- Lost or Stolen Belongings: Luggage, passports, or other personal effects can be stolen or lost. Insurance may cover the cost of replacing the lost or stolen items and limit your inconvenience caused.
- Natural Calamities and Political Turbulence: Trip insurance will cover the expenses if a natural calamity or political turbulence took place that requires evacuation or extended staying.
Due to this, citizens from the USA going to Portugal must also get extensive travel insurance, which can reduce the risks and enable an even more safely hassle-free trip.
Travel insurance for Portugal visa
If you are a non-U.S. citizen or a U.S. Green card holder traveling to Portugal, you may need an Portuguese visa that satisfies Portugal travel insurance requirements which are the Schengen visa requirements, depending on your nationality. Do check the specific requirements based on your citizenship. Travelers from the USA visiting Portugal will in any event need to apply for a Schengen visa if their visit is for tourism, business, or family reasons and they plan to stay for up to 90 days. When applying for a visa to Portugal (or any other Schengen Area country), travel insurance is a mandatory requirement. The purpose of this travel insurance for the Portugal visa is to cover unexpected expenses related to medical emergencies, accidents, or trip disruptions during your time in Portugal.
The policy must cover emergency medical expenses of at least €30,000 (around US $ 50,000). It must include coverage for emergency medical evacuation which is transporting you to the nearest hospital or even back to your home country if needed. The insurance must cover the entire period of your stay in the Schengen Zone, from the date you enter Portugal until you leave. American Visitor Insurance offers international travel insurance that meets the Portugal travel insurance requirements, providing the necessary proof of travel health insurance required when applying for an Portuguese visa. You can call us at (877)-340-7910 if you need any help to buy travel insurance for Portugal which satisfies visa requirements.
ETIAS for US travelers to Portugal
Starting in 2025, US travelers to Portugal should apply for an ETIAS (European Travel Information and Authorization System). ETIAS is an electronic travel authorization system similar to the US ESTA (Electronic System for Travel Authorization). However, ETIAS is not a visa, but a pre-travel clearance for short stays up to 90 days in Portugal. Along with ETIAS it is important for travelers from USA to buy travel insurance for Portugal, since Medicare and most US health insurance plans do not provide coverage in Portugal.
Is Portuguese visa needed for US Green card holders?
US Green Card holders will need a Portugal visa to travel there if the country of their passport requires a visa for travel to the Schengen countries. Travel insurance for Portugal visa for Green Card Holders is required while applying for a Portugal visa. Green card holders travel insurance requirements for Portugal include medical expenses of at least €30,000. US Green Card Holders can buy travel insurance to satisfy Portugal visa requirements for their visa application on American Visitor Insurance.
Long term Europe visa insurance for Portugal
US citizens who want to stay in any of the 29 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries. The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).
Long term Europe visa insurance
Travel insurance from USA to Portugal
USA travelers going to Portugal will embark on an enchanting journey through a country steeped in history, culture, and natural beauty. From the cobbled streets of Lisbon to the vineyard-dotted Douro Valley and the sun-kissed Algarve beaches, Portugal offers a diverse range of experiences. Visitors can explore ancient castles, indulge in mouthwatering cuisine, and savor world-renowned wines. English is widely spoken, making communication easy for American travelers. The warm and welcoming Portuguese hospitality, combined with the country's stunning landscapes and rich traditions, promises an unforgettable and captivating travel experience in this European gem.
Portugal - General Information
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Capital
Lisbon
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Currency
Euro
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Location
Europe
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Best time to visit
March to October
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Population
Around 10.22 million
language
Language
Portuguese, Mirandese, English
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Vacation spots
Lisbon, Oporto, Algarve, Madeira, Azores, Faro, Braga, Guimaraes, Coimbra.
What are the popular tourist destinations in Portugal?
Algarve
Sunny Mediterranean climate, gorgeous beaches, historic sites, fabulous cuisine and affordable costs are just some of the reasons that make the Algarve one of the best places to visit in Portugal.
World of Discoveries
Portugal's remarkable period of conquest and exploration, the Age of Discovery, is re-enacted with astonishing effect at this slick interactive museum and theme park.
Castle of Almourol
This magical fortress, dramatically set on a marble-sized island in the Tagus River near the town of Constância, is one of the most picturesque historical monuments in the region.
Sintra
Nestled in the foothills of the Sintra Mountains on the Lisbon Coast, Sintra presents a spectacular setting of verdant hills, sprinkled with pretty villas and castles.
Portugal Group travel Insurance
Travelling in groups? Get the best Group travel insurance quotes!
What are the different Portuguese Visas?
Portugal offers several types of visas depending on the purpose and duration of your stay. The main categories include:
- Schengen Visa (Short-Stay Visa): Issued for short stays of up to 90 days within a 180-day period. This visa is suitable for tourism, business, family visits and short-term studies...
- National Visa (Temporary-Stay Visa): Stays exceeding 90 days but less than one year. For individuals planning to stay in Portugal for specific purposes like work, study, or medical treatment.
- Residency Visas (Long-Stay National Visas): For those intending to reside in Portugal for over a year.
What are the documents required for Portugal Visa?
- Completed visa application form
- Valid Passport (with at least two blank pages and valid for at least three months beyond the intended stay)
- Photographs that are taken recently
- Documents of travel itineraryy
- Portugal Travel medical insurance of EUR 30,000 maximum benefits.
- Portugal visa insurance letter
Travel insurance for trip cancellation for Non US residents
Information about US mobile passport control and TSA pre check for US passport holders.
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Tips for selecting the best Portugal travel insurance
- Assess your coverage needs: Identify your needs based on your health, travel itinerary, and planned activities. Consider factors like trip length, planned activities, and pre-existing conditions coverage.
- Use a comparison tool: We suggest using a web based tool like americanvisitorinsurance.com to compare travel insurance options, seeing prices from several providers can help you find the right coverage. Look beyond the price; analyze coverage limits, exclusions, and benefits offered by each plan.
- Understand the fine print: Before you purchase your travel insurance policy, it’s important to read through it and check for exclusions and limitations like adventurous sports, travel restrictions, pre-existing conditions etc…
- Medical maximum coverage: Refers to the highest amount an insurance policy will pay for medical expenses incurred during your trip. This coverage is crucial for protecting travelers from high healthcare costs that can arise from unexpected medical emergencies, such as hospital stays, surgeries, or medical evacuations.
Travel tips for international travelers
Travel tips for international travelers – Safety, Comfort and Wellness.
Annual travel insurance for Business travelers
Annual multi trip international travel insurance plans are ideal for businessmen and regular overseas travelers as there is no need to buy an insurance plan every time you travel and are cheaper than buying several single trip travel insurance plans. These plans provide coverage for a whole year, however there is a limit for each trip which is either 30, 45 or 70 days depending on the plan chosen.
Business travelers and working professionals from USA travel abroad frequently, it is important to have proper annual travel insurance. The US frequent travelers can compare and purchase annual multi trip international travel insurance plan which covers them for the whole year.
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Trip insurance vs Travel health coverage vs Global medical insurance
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Travel insurance Portugal - FAQ's
Travelers to Portugal who need the Schengen visa can buy Portugal visa travel insurance on our website. Our Schengen visa travel insurance quote facility displays the travel insurance that satisfy Portugal visa consulate requirements.
Once you complete buying the Portugal visa travel insurance online, you can download the required Portugal visa letter which you can submit while applying for the Schengen visa.
The cost for the Portugal visa travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Portugal travel insurance required, the greater will be the cost.
Our Portugal visa insurance application quote facility lists the travel insurance that satisfy Portugal visa consulate requirements.
Anyone traveling to Portugal from any of the list of 'Schengen visa required countries' needs the Schengen visa (Portugal is included in the Schengen visa). For travelers from any of the 'Schengen visa exempted countries', who want to stay in Portugal for more than 90 days also need to get the Long stay in Europe visa.
One should apply for the Schengen visa in the consulate of the Schengen state that you are traveling to. The traveller should complete the required Schengen visa application, along with other required documents, such as the travel itinerary, proof of adequate financial means and Schengen visa insurance letter.
Please refer to the Schengen state consulate that you are visiting for the complete information regarding applying for the Schengen visa.
American Visitor Insurance works with reputed US travel insurance providers to give US and international travelers a wide range of travel insurance options. We have two decades experience in understanding the diverse needs of US citizens and international travelers and in offering appropriate travel insurance options to them.
Our typical customers range from US citizens on vacation, international travelers visiting the US, international students, J visa holders, H1b Visa holders, US travelers going overseas, travelers to Schengen countries needing travel insurance for visa requirements, trip cancellation customers to insurance their trip expenses, travelers looking for Covid19 travel insurance with quarantine coverage as mandated by certain countries, corporate professionals and business travelers who travel internationally regularly as well as other diverse traveling groups with unique needs.
Our licensed customer support team provide service at all times helping travelers find the most appropriate travel insurance for their needs as well as guide them when using the insurance in the event of a medical or travel emergency. We also provide answers to all international travel insurance questions, reviews of different products, testimonials for customers as well as provide an user friendly travel insurance comparison tool where travelers can compare different products based on price as well as the coverage benefits. All of these tools help travelers make an informed decision while buying travel insurance.
Do you need Schengen visa insurance for Senior Citizens?
Best travel insurance Portugal from USA
What travel insurance do you need for visiting Portugal?
Travel insurance from Portugal to USA
Travel Insurance from Portuguese to the USA
The US is known for its vibrant culture, world class living system, professional opportunities, exceptional universities and many tourist attractions that makes it the aspirational country around the world. Given the good Socio-economic bond between Portugal and the US over centuries, and that there are millions of Portuguese-Americans in the US, it is quite natural that they have their family and friends visit from Portugal. Each year many Portuguese citizens travel to the US to explore the country as well as visit family and relatives living in the US. In 2019 there were 2, 24,100 visitors who came to the US.
US Travel insurance for Portugal Travelers
US Travel medical insurance for travelers from Portugal
What does visitors medical insurance cover?
- Health care expenses: Covers hospital expenses for sickness or accidents.
- Doctor visit: Insures Doctor visits for sudden injury or sickness.
- Pharmacy drugs: Doctor prescribed eligible pharmacy drugs expenses.
- Medical evacuation: Medical evacuation expenses to nearest facility included.
- Repat of remains: Repatriation of remains to home country included.
- Pre-existing conditions: Some plans insure acute onset of pre-existing conditions.
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How do I buy Portuguese visa travel insurance online?
Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.
Review the international travel health insurance policy for coverage details and relevant contact numbers
What are the factors to buy best travel medical insurance USA
- Age of the traveler: The cost of medical insurance for travelers is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.
- Type of US travel health insurance: Comprehensive insurance provides exhaustive coverage but is more expensive than fixed benefit insurance which has a specified limit for each treatment.
- Medical maximum coverage: The price of visitors insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
- Region of coverage: Travel insurance depends on the coverage region. The cost for visitor insurance for the United States is most expensive when compared to Europe or Asia.
- Duration of travel insurance: The cost of trip insurance directly depends on the length of travel. The longer the duration of visitor medical insurance required, the higher will be the cost.
- Any add on benefits: Additional add-on benefits to the basic insurance for tourist plan like adventure sports coverage, coverage for pre-existing conditions… will add to the overall cost.
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