Travel Insurance Portugal to USA
Traveling from Portugal to the USA offers a diverse range of experiences, from vibrant cities like New York and Los Angeles to stunning natural landscapes such as the Grand Canyon and Yellowstone National Park. Portuguese citizens planning to visit the U.S. for tourism, business, or family visits can do so under the Visa Waiver Program (VWP), which allows them to stay for up to 90 days without needing a visa. However, they must obtain an Electronic System for Travel Authorization (ESTA) before traveling.
Cultural exchanges, such as the shared history of exploration between the U.S. and Portugal, make the visit even more enriching. While in the U.S., Portuguese visitors will find familiar elements, like a love for good food and a welcoming spirit, alongside new experiences unique to America’s vast and varied landscapes. It's important for Portuguese travelers to be aware of the different regions and climates across the U.S. and to plan accordingly, whether they're visiting the sunny beaches of Florida or the snowy mountains of Colorado.
Travel insurance for travelers from Portugal to the USA is crucial due to the high cost of healthcare and potential for unforeseen incidents. This insurance typically includes emergency medical coverage, hospitalization, and repatriation, ensuring travelers are protected against expensive medical bills. Additionally, it often covers trip cancellations, delays, lost or stolen baggage, and travel-related accidents. Portugal travelers can compare several plans for prices and benefits from the comparison tool according to the requirements. Feel free to give us a call customer service or email and one of our customer support licensed agents will be able to help you.
Visitor medical insurance for USA
Visitor medical insurance is a short-term health insurance that provides medical coverage for illness and injury during travel or stay in the USA. It is a mandated type of coverage for foreign nationals who come to the USA temporarily, for any reason, business or personal. It can offer protection from accidental injury or sickness that can arise during the stay in the host country.
It can also provide financial protection in the event of an unexpected medical emergency while visiting the USA. The cost of visitor medical insurance varies depending on criteria such as the insured’s age and health needs, as well as the length of the trip to the USA. The typical cost of visitor medical insurance is between $200 and $400. It is easy to find the best visitor medical insurance online by comparing several insurance options on American Visitor Insurance based on cost as well as coverage benefits offered.
Importance of holiday insurance USA
Expensive US Healthcare: The United States has perhaps the best healthcare facilities in the world, but it is also perhaps the most expensive globally. The cost of an average daily hospital stay is over $2500 in the US. Even outpatient doctor visits are prohibitively expensive. It is financially very traumatic when a visitor travelling for a short visit to the US has to pay a huge bill in case of an unforeseen injury or illness.
Therefore it’s important to buy the best US travel health insurance, so that any sudden injury or illness expenses are covered by the visitors medical insurance. US travel insurance along insuring medical expenses of travelers will also reduce the medical expenses, as US travel insurance providers through their preferred provider organizations (PPO) network have a working relationship with hospitals which result in lower healthcare bills.
Protection for entire family: US travel medical insurance can be either purchased individually, or for an entire family if traveling together. Any illness or injury faced by the insured family members will be covered during the trip.
A support system for travelers in a new country: Traveling to a new destination like the US can be very stressful as the healthcare system will be different from your home country. If there is a need for medical assistance in the US, a new visitor may find it hard to approach a hospital and a doctor. Having US travel health insurance will act as a support system as the insurance providers have tie-ups with various Preferred Provider Organizations (PPO) who have networks with many hospitals and doctors in the US.
Ease of navigating US healthcare facilities: The hospitals in the PPO network of the US travel insurance will bill the insurance company directly so that travelers need not worry about paperwork and about paying the bill up front. In case of any emergency visitors can refer to the list of hospitals with the PPO network and get help from the nearest medical care center. Travel insurance for USA will help you make the most of the trip and explore new destinations without the worry of your health related expenses.
Travel insurance for USA from Portugal cost
The cost of best travel insurance for USA from Portugal depends on the age of the traveler, medical maximum coverage and deductible for the plan, type of US health insurance for Portugal (Fixed vs comprehensive travel insurance) and the cost of travel insurance for pre-existing conditions for the average traveler, there are cheap travel insurance plans at less than a dollar a day. The cost of Portugal to USA travel insurance for visitors can start from as low as $15 per month and can go up to $200 per month. Understandably, the more expensive the travel insurance, the better and more comprehensive will be the travel insurance coverage. Compare and buy the best US visitor health insurance from Portugal on American Visitor Insurance.
The best tourist visa travel insurance cost ranges from $16 to $150 a month. The cost depends on the age of the visitor, medical maximum coverage and deductible, visitors coverage type (Fixed vs comprehensive coverage), and any visitors insurance coverage for pre-existing conditions.. For an average traveler, there are cheap travel insurance plans at less than a dollar a day.
Given the high US healthcare costs, being uninsured is very risky. In US hospitals, costs are much cheaper if you have short term medical insurance for international travel and the hospital is part of the travel insurance in USA PPO network. Beyond the travel insurance coverage, simply having visitors insurance decreases the overall bill. It is crucial therefore to buy travel health insurance usa or health insurance for visitors in USA.
In the US, the cost of a routine physician's visit is on average as high as $176. An echocardiogram can cost $1,000 in Massachusetts and around $3,000 in New Jersey depending on the provider. The cost of common ailments like Diabetes Mellitus with Hyperglycemia admitted to an emergency room will cost around $2,500 -$5,000. Stroke resulting in ICU for about 10 days would cost $120,000, Heart attack treatment with medical bills for ambulance, hospital emergency room, ICU, EKG and MRI heart scans and continuing care from cardiologists would cost about $20,000, The average treatment cost of acute kidney failure in the USA was over $22,000.
What is the cost of Best tourist visa travel insurance for USA?
The cost of visitor medical insurance for USA ranges between $16 to $150 per month depending on the age, type of plan and maximum coverage.
-
A comprehensive travel insurance plans provide exhaustive coverage for health expenses up to the policy medical maximum amount. In contrast to fixed benefit plans there are no limits for each benefit.
Insurance Plans Plan Maximum Deductible Provider Network Cost * Patriot America Lite IMG $50K - $1M $0 - $2K United HealthCare $96 - $177 Safe Travels USA Comprehensive Trawick International $50K - $1M $0 - $5K First Health Network $96 - $176 Atlas America WorldTrips $50K - $2M $0 - $5K United HealthCare $116 - $235 Diplomat America Global Underwriters $50K - $1M $0 - $5K No PPO $155 - $266 INF Safe Traveler USA INF $150K - $300K $50 - $5K United HealthCare $186 - $206 * The average cost of travel insurance for USA is based on quotes for a 40-year-old for one month.
-
A fixed benefit travel insurance plan is the cheapest travel insurance because it has a fixed limit of coverage for different medical benefits.
Insurance Plans Plan Maximum Deductible Provider Network Cost * Safe Travels Advantage Trawick International $25,000 $0 First Healthcare $20 Safe Travels Elite Trawick International $25K - $175K $0 First Health Network $24 - $68 Visitors Care IMG $25K - $100K $0 - $100 United HealthCare $25 - $54 VisitorSecure WorldTrips $50K - $130K $0 - $100 United HealthCare $44 - $80 * The average cost of travel insurance for USA is based on quotes for a 40-year-old for one month.
Medical insurance for U.S. citizens living in Portugal visiting US
U.S. citizens and expats living in Portugal frequently travel back to the United States to visit family, for business, or for other personal reasons. At American Visitor Insurance we have the best travel insurance for U.S. expats visiting USA. Short term travel health insurance in USA for us citizens visiting the country that are designed by IMG a reputed US insurance provider are Patriot America Lite, Patriot America Plus, Patriot Platinum America. Another popular travel insurance for U S citizen traveling to USA is Diplomat America insurance by Global Underwriters. The cost of US expat returning to USA health insurance are based on the traveler’s age, duration of coverage and chosen plan maximum with deductible.
Cost of health insurance for US expats visiting the USA in 2024
| Travel insurance USA | Coverage | Deductible | Provider Network | Cost # |
|---|---|---|---|---|
| Patriot America Lite IMG | $50,000 | $100 | United HealthCare | $86 |
| Patriot America Plus IMG | $50,000 | $100 | United HealthCare | $87 |
| Patriot Platinum IMG | $2,000,000 | $100 | United HealthCare | $195 |
| Diplomat America Global Underwriters | $50,000 | $100 | No PPO | $138 |
# Approximate cost of US expat returning to US health insurance is for a 40-year-old US visiting US for a duration of 1 month
Best travel insurance for US citizens visiting USA
USA travel insurance coverage highlights
What does Travel Medical Insurance cover?
The important travel health insurance for USA benefits are listed below. Travelers can use the visitors medical insurance cost calculator to review prices and coverage details by different US insurance companies for visitor visa health insurance USA plans.
Medical coverage for accidents and emergency medical ailments
Doctors visit
This allows travelers to visit Doctors for sudden unanticipated medical ailments (continuing treatment for pre-existing ailments and preventive care are not covered). The Co-pay and deductible will vary depending on the chosen health insurance for USA travel, travelers do have the option of No Co-pay and $0 deductible.
Pharmacy drugs
Doctor prescribed eligible pharmacy drugs are also covered.
Visitors medical insurance coverage for pre-existing conditions
A pre-existing condition is a medical ailment that existed before the start of the US holiday insurance for visitors coverage. Conditions considered as pre-existing diseases include Asthma, heart related issues, high blood pressure, kidney disease, cancer, diabetes etc. It is difficult to find health insurance for tourists in USA that covers pre-existing conditions. Only some tourist health insurance cover pre-existing conditions with INF being one such company. Some INF visitor insurance in USA plans insures in-patient, out-patient, urgent care, specialist and doctor visits related to pre-existing conditions.
Surgery
Emergency surgery treatment will be covered. The maximum available amount for surgery is typically $50,000, but this varies from plan to plan.
Medical Evacuation
Provides coverage for medical evacuation up to $1,000,000 if the traveler has to be evacuated to get access to proper medical treatment in the event of a medical emergency.
Repatriation of remains
The repatriation of remains benefit pays for the repatriation expenses back to the home country in the event of death of the traveler. While this depends on the tourist health insurance chosen, one can get repatriation coverage up to $50,000.
Emergency dental coverage
Emergency dental coverage up to $300 is available for acute onset of pain to natural teeth.
High US Healthcare Costs: In US hospitals, patients with travel insurance to USA within the PPO network, incur significantly lower costs for treatments compared to uninsured patients. Simply having visitors health insurance in USA or USA Travel Insurance for visitors or health insurance for visitors in USA can greatly reduce medical expenses. The best health insurance for tourists in USA varies based on the best USA travel insurance for visitors plan chosen, however travelers can get coverage up to $1,000,000.
USA - General Information
Capital
Washington, D.C.
Language
English
Currency
US Dollar
Population
Around 340 million
Best time to visit
During Spring or Autumn
Location
North America
Vacation spots
New York, San Francisco, Los Angeles, Las Vegas, New Orleans, Chicago, Orlando, Washington D.C.
Popular travel destinations in the USA
US Territories
Travel insurance for acute onset of pre-existing conditions
How does travel insurance for pre-existing conditions work?
The travel health insurance plans which cover pre-existing conditions have clear definitions of what is a pre-existing condition, the look back period for pre-existing condition, whether the travel insurance coverage is limited to acute onset of pre-existing conditions, and if it provides full coverage for pre-existing conditions the coverage limit within the policy for pre-existing conditons. Any travel health insurance coverage for pre-existing conditions will depend on all these.
How do I know if my pre-existing condition is covered by travel insurance?
Unfortunately, this simple question has a fairly complicated answer. The answer is: it depends. Firstly, it depends on whether you are a US resident traveling outside the US or a visitor to the US. US residents can purchase trip cancellation insurance that can cover pre-existing conditions and even plans that are travel medical only without cancellation often are more generous in their coverage of pre-existing conditions. These plans may have specific requirements in order to waive the usual exclusion of coverage for pre-existing conditions (like purchase them within a certain number of days of your initial trip deposit or that you have a primary domestic insurance plan in the US), so you should check these details carefully if this is important to you.
Non-US residents or US residents traveling into the US have much more limited options to insure their pre-existing conditions are covered. Some plans offer coverage for "acute onset" of pre-existing conditions. However, this is misleading, since a careful look at their definition excludes chronic or congenital disorders from such coverage. Chronic illnesses are those that worsen over time and congenital disorders are issues one is born with. They exclude emergencies due to chronic illness because they will say that is not "acute" it is simply a worsening of your condition.
Travel Insurance - Pre-existing conditions coverage
Compare and buy best pre-existing plans
Travel Insurance USA, Travel insurance in USA for foreigners - FAQ's
01. Do Portuguese travelers need travel insurance for the USA?
While it's not a legal requirement, having US travel insurance is highly recommended for Portuguese travelers visiting the United States. Medical care in the USA can be very expensive, and US travel health insurance provides a safety net in case of medical emergencies.
02. Are there specific policies for travelers from Portugal?
There are US insurance providers whose products are available on American Visitor Insurance with policies tailored to Portuguese and other international travellers visiting the USA. These travel health insurance policies can be compare and bought online easily on American Visitor Insurance and they are designed specifically for international travellers.
03. How much does travel insurance for the USA cost for Portuguese travelers?
The cost of travel insurance can vary widely based on factors such as the duration of the trip, coverage limits, age of the traveler, and any additional options or riders chosen. It's advisable to compare the quotes from multiple providers on American Visitor Insurance and make an informed decision.
04. Can a visitor get health insurance in USA?
Yes. Visitors, tourists, students, and others can all buy travel health insurance in the US. We recommend the travel insurance for visitors from Portugal be purchased from the day they leave their home country until they return, however, most companies allow you to purchase it even after the traveler has already started their journey.
05. How does visitor insurance work?
Visitor or travel medical insurance is for unexpected medical expenses while on your trip. Many travel insurance for Portugal visitors plans also cover baggage loss/ delay, trip delays, and have other benefits to help travelers with unexpected problems (loss of documents, etc).
Since they are meant to be used in an emergency, you can use any doctor/hospital. In a non-emergency situation, you should consult your documentation and try to stay in-network (if applicable) while in the US since this will likely help defray your out-of-pocket cost.
06. What is Visitor Insurance USA?
Visitor insurance USA is travel insurance that can be purchased for travel in the US and for travel outside one’s home country. Visitors Insurance provides coverage for unexpected health care expenses due to accident or sickness while traveling. Portugal Travelers can compare and buy the best US travel insurance plans at American Visitor Insurance.
07. Do tourists need travel insurance?
Often health insurance from a home country will not cover you while you are traveling in a different country. If you are in a country with high medical costs such as the US, Canada, or Japan, you should consider purchasing US travel insurance in case you should need any medical care.
The travel insurance for Portugal tourists will help defray costs and also often has many travel benefits (trip delay, trip interruption, baggage loss) that will also assist a traveler in getting back on track with their trip.
08. Do Portuguese need a visa to visit the United States?
Most Portuguese require a visa or an approved ESTA (Electronic System for Travel Authorization) to enter the U.S. Check the U.S. embassy or consulate for specific requirements.
09. What's the best way to apply for a U.S. visa from Portugal?
Apply for a visa at the U.S. embassy or consulate in Portugal. Follow the application process and provide the required documents.
10. Which airports in Portugal offer flights to the United States?
Airports like Zagreb (ZAG), Split (SPU), and Dubrovnik (DBV) may offer connecting flights to U.S. destinations via major European hubs.
11. What's the time difference between Portugal and the United States?
The time difference varies based on the U.S. location but can range from 6 to 9 hours behind Portugal, depending on the time zone.
USA visa health insurance, Visitor visa health insurance USA
Embassy of Portugal in United States
Portugal Embassy in Washington, DC
location_on 2012 Massachusetts Avenue, D.C. 20036, Washington, USA
call Phone
+1-202-350-5400
Fax
+1-202-223-3926
mail Email
mail@scwas.dgaccp.pt
Portugal Embassy in New Bedford
location_on 628, Pleasant St., Room 204, Massachusetts 02740, New Bedford, USA
call Phone
+1-508-997-6151
Fax
+1-508-992-1068
mail Email
newbedford@mne.pt
Portuguese Americans in the USA & need for visitors and immigrants insurance
The Portuguese presence in the US goes back to the colonial times as they have had an extensive history with the United States since 1634. Portuguese explorers played an important role in exploring the US. The bilateral strong ties between the US and Portugal starts from the early years when Portugal recognized the US after the Revolutionary War in 1791. There have since been several waves of Portuguese immigration to the US. The Portuguese community is well-structured during the last 150 years and is present in all areas of Social, civic, economic and cultural organizations in the US.
A series of historic events and contributions have made the Portuguese influence in the Americas significant and with long-lasting consequences even today. An estimated 191,000 Portuguese nationals are currently living in the United States. A notable number of Portuguese can be found in Massachusetts, Rhode Island, New Jersey, California, and Hawaii. The Portuguese American communities are well settled and very well integrated within the American society. Portugal being a charter member of NATO hosts 6 American Corners which enable Portuguese to endorse exchange opportunities and discuss U.S. policy, history and culture.
Migrating to a new country for better economic opportunities is inspiring, however it also is crucial that all new immigrants to the USA need to have good health insurance on arrival. Healthcare in the US is very expensive and proper US immigrant insurance will provide coverage for medical expenses incurred in case of any injury or illness.
Buying new US immigrant insurance is easy at American Visitor Insurance and Portuguese Americans can compare several plans for prices and benefits according to their specific needs. The 24/7 customer support service by licensed agents will provide answers to all questions by the customers with instant policy documents by Email. Feel free to give us a call or email us and one of our customer support licensed agents will be able to help you.
Compare quotes »Portuguese studying in the USA and the need for student medical insurance
The US is the leading center for higher education and it is the aspiration and dream destination for students from all around the world. The US offers international students outstanding multicultural environment, various academic options and an opening to make a prosperous career in the US. There are many students from Portugal studying in the United States of America reflecting the increasing trend among youth to complete their higher education in the US.
Portuguese like other international students while staying away from home often ignore their health. Falling sick while away from home is traumatic especially if without good care. US Healthcare is very expensive and International students in the USA need good student health insurance. At American Visitor Insurance, Portuguese students can buy good International student medical insurance cheaper than university plans with similar coverage. These plans also provide coverage for pre-existing conditions while guaranteeing the best price.
Buying international student insurance is easy on American Visitor Insurance. You can compare several plans for prices and benefits according to your requirements. Portuguese students can buy international student insurance instantly by answering a few questions and getting policy documents by Email. You can also get 24/7 customer support by licensed agents besides providing Answers to FAQ's by students.
Compare quotes »Travel health insurance for family, friends and tourists from Portugal to USA
The US is one of the most desired tourist destinations all around the world. Its diverse culture, natural wonders and cosmopolitan social life makes the country a world class tourist destination. Given the deep Socio-economic connect between Portugal and the US over centuries, and that there are millions of Portuguese-Americans in the US, it is quite natural that they have their family and friends visit from Portugal.
Each year many Portuguese citizens travel to the US to explore the adventurous country as well as visit family and relatives living in the US. In 2019 itself there were 2,24,100 visitors who came to the US. Traveling on a vacation to the US brings a lot of excitement and fun, however while on a holiday one should keep in mind the inconveniences that can happen while traveling long distances. Traveling to the US one faces changes in weather, food and long travel hours may give a chance for unexpected risks.
In particular with older travelers it increases the risk for unexpected medical emergencies.International travel insurance provides the coverage for unexpected medical emergencies and you can also insure the trip costs of the traveler. American visitor insurance offers customers with some of the best US insurance travel insurance options. They work with US insurance providers to offer the best prices along with pre-existing conditions travel insurance coverage.
Portuguese travelers can compare several plans for prices and benefits and get answers to FAQ's from the 24/7 customer support available with licensed US insurance agents. Buying US visitor medical insurance is easy at American visitor insurance online and one will get instant policy documents.For more details you can call our customer service or email us and we will be glad to help you.
Compare quotes »Expatriate medical insurance for US Expats in Portugal
Adventurous Americans like to travel around the world and some even look for opportunities to begin a explore career opportunities by living for a few years outside the US. There are a good number of US expats in Portugal who work there and take advantage of the lower cost of living and better work-life balance.There is also an increased number of Americans who retire in the Mediterranean country for a comfortable lifestyle. There are around 6,600 American Expats living in Portugal and this number seems to increase each year. The majority of the American expats are found in Lisbon, Algarve and Porto.
While living away from home it is exciting for some, it is important to have good US Expat insurance. Health care is expensive in Europe and a good Expat medical insurance cover will provide coverage for medical emergencies during one’s stay in Portugal.Buying an expatriate medical insurance is easy at American Visitor Insurance. For more details you can call or email us for further assistance and one of our licensed agents will help you.
Compare quotes »Travel insurance for residents of Portugal visiting the USA
Health care in the US while very sophisticated is also very expensive. It is therefore prudent to buy proper visitor health insurance while visiting the US. Portugal travelling to the USA should buy US travel insurance as US domestic health insurance is not available to visitors and most regular health insurance plans will not cover travellers outside their home nation.
Tourists can review the different factors to consider before buying travel insurance to make an informed decision. They can also compare visitors medical insurance from top rated insurance providers and select the best visitor insurance for USA.
balance Compare visitors medical insuranceTravel health insurance USA, Travel insurance for visitors to USA
Senior Citizen travel insurance USA
Older travelers exposed to long air and car travel, different weather conditions and new cuisines are vulnerable to falling ill. Proper older travelers health insurance USA is important!
Compare quotes »Pre-existing condition travel insurance
It is a difficult to get travel insurance for usa visitors to cover pre-existing conditions. We offer a friendly tool to compare best travel insurance USA plans that cover pre-existing conditions.
Compare quotes »International student health insurance
Student insurance is important given the high cost of health care in the USA. International students in the USA as well as US students overseas should not be uninsured while studying overseas.
Compare quotes »J Visa Health Insurance
The US immigration authorities have specified medical insurance requirements for J visa holders. J1 visa exchange scholars and students have to satisfy these J visa insurance requirements.
Compare quotes »Travel insurance for international travelers visiting USA
Annual Multi-trip insurance
Annual travel insurance for frequent travelers from Portugal to USA.
Know more »Group travel insurance
Group travel insurance for USA for five or more travelers on same itinerary.
Know more »Best travel insurance for USA from Portugal - Information
Travel insurance for USA resources
International travel insurance resources for USA visa holders.
Factors for travel insurance USA online
Important factors while deciding on the best travel insurance to USA.
Types of USA travel insurance online
Different types of USA visa travel insurance options coverage.
USA travel insurance claims procedure
USA travel insurance claims process for medical care in a hospital.
Travel insurance to USA from Portugal links
Travel Insurance for USA FAQ
FAQs about travel insurance for USA.
Click here to read more »USA Travel Insurance Blog
Blog about travel health insurance USA.
Click here to read more »Travel Insurance to USA Forum
Customer Queries for Portugal travelers to USA.
Click here to read more »