Portugal to USA Travel Health Insurance — Starting at just $1/day, covering medical emergencies and more.
Long-haul trips, significant costs, and experience traveling abroad make comprehensive U.S. visitor insurance essential for Portuguese travelers.
Visitor medical insurance is a short-term health insurance that provides medical coverage for illness and injury during travel or stay in the USA. It is a mandated type of coverage for foreign nationals who come to the USA temporarily, for any reason, business or personal.
Find the most suitable best visitor medical insurance online by comparing options on American Visitor Insurance, considering both cost and coverage benefits.
US travel insurance helps visitors enjoy their trip and explore new destinations without worrying about health-related expenses.
The US State Department has directed consular officers across different embassies to consider a visa applicant’s health condition in determining whether the applicant will become a ‘public charge’ of the United States, and therefore, deemed ineligible for a visa.
To minimize the risk of visa rejection and demonstrate preparedness, travelers should purchase comprehensive travel medical insurance before applying for their US visa. Having valid travel medical insurance coverage shows that the applicant can manage any health expenses without becoming a ‘public charge’ or a financial burden during their stay in the U.S.
At American Visitor Insurance, we offer a range of travel medical plans that cover new illnesses, accidents, and acute onset of pre-existing conditions — ideal for visitors applying for U.S. visas.
Other Affordable travel insurance from Portugal to USA are Venbrook Essential from Venbrook International and Visitors Care from IMG.
* The price shown is for a 30-day trip with a $25,000 maximum coverage and a $0 deductible for a 40-year-old traveler.
The cost of best travel insurance for USA from Portugal can start as low as $20 per month and go up to $300+ per month.
The best US visitor health insurance from Portugal depends on:
It is a good idea to compare different plans and get quotes from multiple providers to find the best visitors insurance coverage for your budget.
The most affordable visitor health insurance USA starts from $20 per month with options up to $191 per month. The average cost of fixed benefit visitor travel insurance for the USA is calculated based on one-month quotes.
| Plan Name | Plan max range | Deductible | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|---|
| Safe Travels Advantage | $25,000 - $150,000 | $0 | $20 - $58 | $39 - $102 | $60 - $166 |
| Visitors Care | $25,000 - $100,000 | $100 | $25 - $47 | $40 - $75 | $66 - $152 |
| Safe Travels Elite | $25,000 - $175,000 | $0 | $26 - $76 | $50 - $134 | $109 - $155 |
| Venbrook Essential | $25,000 - $150,000 | $0 | $26 - $81 | $49 - $124 | $68 - $147 |
| Visit USA Budget | $50,000 - $150,000 | $250 | $32 - $56 | $49 - $86 | $84 |
| VisitorSecure | $50,000 - $130,000 | $100 | $34 - $62 | $55 - $76 | $96 - $139 |
| Travel Medical USA Visitor Basic | $50,000 - $150,000 | $100 | $42 - $52 | $79 - $94 | $173 - $191 |
The best travel insurance cost for USA ranges from $58 to $353 per month. The average cost of comprehensive travel insurance for the USA is based on one-month quotes with a $250 deductible.
| Plan name | Plan maximum | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|
| Atlas Essential | $50,000 - $1,000,000 | $58 - $109 | $131 - $266 | $263 - $328 |
| Safe Travels USA Cost Saver | $50,000 - $1,000,000 | $71 - $117 | $139 - $250 | $237 - $299 |
| Venbrook Premier | $50,000 - $1,000,000 | $77 - $135 | $176 - $346 | $352 - $437 |
| Patriot America Lite | $50,000 - $1,000,000 | $72 - $130 | $153 - $289 | $252 - $337 |
| Atlas America | $50,000 - $2,000,000 | $78 - $154 | $177 - $378 | $355 - $444 |
| Patriot America Plus | $50,000 - $1,000,000 | $77 - $139 | $164 - $311 | $287 - $434 |
| Travel Medical Basic | $50,000 - $1,000,000 | $80 - $138 | $167 - $314 | $252 - $337 |
| Safe Travels USA Comprehensive | $50,000 - $1,000,000 | $90 - $168 | $172 - $351 | $294 - $470 |
| SafeVista Protect | $100,000 - $1,000,000 | $93 - $127 | $215 - $248 | $320 |
| Diplomat America | $50,000 - $1,000,000 | $125 -$214 | $229 - $301 | $353 |
For a 60-year-old traveler, the cost of USA visitor insurance for 6 months typically ranges around $122 to $1,050, based different coverage options, medical needs, and traveler’s budget on American Visitor Insurance.
The best 6 month USA travel insurance is the one which is affordable, reliable and allows the traveler stress free.
Choosing the right travel insurance can feel confusing, especially with so many coverage options. To make it easier, American Visitor Insurance has tools to compare travel insurance top rated plans based on price and coverage benefits as well as provide relevant information to help make an informed decision. Here is a simple example showing how a typical Portugal traveler might select a suitable U.S. visitor insurance plan — including recommended coverage and average cost.
Group of 3 adults aged 30, 31, and 33 traveling for a 2-week road trip across Los Angeles, San Diego, Las Vegas, and the Grand Canyon.
Some of the important travel health insurance for USA benefits are listed below:
In US hospitals, patients with travel insurance to USA within the PPO network incur significantly lower costs for treatments compared to uninsured patients.
Simply having health insurance for visitors in USA can greatly reduce medical expenses.
The best health insurance for tourists in USA varies based on the best USA travel insurance for visitors plan chosen, however travelers can get coverage up to $8,000,000.
To get better access to in-network hospitals, consider visitors health insurance in USA plans with strong PPO networks:
Choosing USA travel insurance for visitors with a robust PPO network from American Visitor Insurance ensures smoother claims and more affordable treatment during your stay in the USA.
The 2026 FIFA World Cup is going to be held in the United States, which is expected to draw in a huge number of international tourists. Every time major sports events happen in America, the international visitors are at the risk of facing delays in their flights, the venues being overcrowded, and the medical emergencies being unpredictable and thus needing medical attention. In the USA, healthcare costs are among the highest in the world, hence, visitor insurance becomes even more critical as it protects against expensive hospital visits, emergency room treatments, and medical evacuation costs.
If your travel plans include attending World Cup matches in the USA or combining games across the USA — learn how specialized coverage options available through American Visitor Insurance can help protect your trip by visiting our 2026 FiFa world cup travel insurance guide.
U.S. citizens and expats living in Portugal frequently travel back to the United States to visit family, for business, or for other personal reasons. At American Visitor Insurance we have the best travel insurance for U.S. expats visiting USA.
Short term travel health insurance in USA for us citizens visiting the country that are designed by IMG a reputed US insurance provider are
Another popular travel insurance for U.S. citizen traveling to USA is Diplomat America insurance by Global Underwriters.
The cost of US expat returning to USA health insurance are based on
Approximate monthly cost of expat health insurance for visiting USA for a 40-year-old traveler with a $100 deductible.
| Travel insurance USA | Coverage | Provider Network | Cost |
|---|---|---|---|
| Patriot America Lite | $50,000 | $79 | |
| Patriot America Plus | $50,000 | $84 | |
| Patriot Platinum America | $2,000,000 | $161 | |
| Diplomat America | $50,000 | No PPO | $138 |
Source: American Visitor Insurance®
💡Tip: Choose a plan with a high coverage limit and emergency medical evacuation to stay protected.
Travel insurance is highly recommended for Portuguese visitors to the U.S. Medical costs can be very expensive in the U.S., and having suitable visitor insurance for US from Portugal will provide protection in the event of an unplanned medical emergency.
Key factors to consider while choosing the USA travel insurance for Portugal tourists are:The top recommended comprehensive travel insurance plans for visitors to USA are:
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible options?
$0 to $2,500
Period of coverage?
5 days to 12 months
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000, $2,000,000
Deductible options?
$0 to $5,000
Period of coverage?
Up to 364 days
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible options?
$0 to $5,000
Period of coverage?
5 days to 364 days
Policy maximum?
$50,000, $100,000 and $250,000
Deductible options?
$250 to $5,000
Period of coverage?
Minimum purchase 90 days
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible options?
$0 to $5,000
Period of coverage?
5 days to 12 months
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible options?
$0, $100, $250, $500, $1,000 $2,500
Period of coverage?
15 days to 12 months
Policy maximum?
$75,000, $200,000
Deductible options?
$0
Period of coverage?
5 days to 364 days
Most of the visitor insurance plans do not offer coverage for pre-existing medical conditions. However, some top rated insurance plans offer travel insurance covering acute onset of pre-existing conditions, which refers to sudden and unexpected flare-ups. If you are a traveler with a pre existing condition, you can compare visitor insurance with pre-existing coverage offering wide range of deductibles and policy maximum and buy the best medical insurance for pre existing conditions in USA.
Policy maximum?
$50,000 to $1,000,000
Deductible options?
$0 to $2,500
Period of coverage?
5 days to 12 months
Policy maximum?
$50,000 and $100,000
Deductible options?
$0 to $5,000
Period of coverage?
5 days to 364 days
Policy maximum?
$50,000 and $100,000
Deductible options?
$0 to $5,000
Period of coverage?
Up to 364 days
Policy maximum?
$50,000 and $100,000
Deductible options?
$0 to $5,000
Period of coverage?
5 days to 12 months
Policy maximum?
$100,000 and $1,000,000
Deductible options?
$0 to $5,000.
Period of coverage?
10 days to 364 days
Policy maximum?
$50,000 and $250,000
Deductible options?
$250 to $5,000
Period of coverage?
Minimum purchase 90 days
Policy maximum?
$150,000 and $300,000
Deductible options?
$500 to $5,000.
Period of coverage?
Minimum purchase 90 days
Policy maximum?
$25,000, $50,000, $100,000
Deductible options?
$0, $50, $100
Period of coverage?
5 days to 2 years
Policy maximum?
$25,000, $50,000, $100,000, $150,000
Deductible options?
$0
Period of coverage?
5 days to 12 months
Policy maximum?
$25,000, $50,000, $100,000, $250,000
Deductible options?
$0, $100, $250, $500, $1,000, $2,500 and $5,000
Period of coverage?
5 days to 12 months
Policy maximum?
$50,000, $100,000
Deductible options?
$0, $100, $250, $500, $1,000 $2,500
Period of coverage?
5 days to 12 months
Policy maximum?
$50,000, $100,000
Deductible options?
$0, $100, $250, $500, $1,000 $2,500
Period of coverage?
15 days to 12 months
Policy maximum?
$50,000, $100,000
Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,000
Period of coverage?
5 days to 364 days
Policy maximum?
$25,000, $50,000, $100,000, $150,000
Deductible options?
$0
Period of coverage?
5 days to 364 days
Policy maximum?
$50,000, $100,000
Deductible options?
$100, $200
Period of coverage?
5 days to 364 days
Policy maximum?
$50,000, $100,000, $150,000
Deductible options?
$0, $100, $250, $500
Period of coverage?
364 days
Policy maximum?
$50,000, $100,000
Deductible options?
$0, $100, $250, $500, $1,000
Period of coverage?
5 days to 364 days
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,000
Period of coverage?
5 days to 364 days
Policy maximum?
$75,000
Deductible options?
$0
Period of coverage?
5 days to 364 days
Policy maximum?
$25,000, $50,000, $100,000, $150,000
Deductible options?
$0
Period of coverage?
5 days to 364 days
Policy maximum?
$20,000
Deductible options?
$0, $250, $500, $1,000
Period of coverage?
5 days to 364 days
Policy maximum?
$20,000
Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,000
Period of coverage?
5 days to 364 days
Policy maximum?
$100,000
Deductible options?
$100, $250, $500, $1,000, $2,500, $5000
Period of coverage?
10 days to 364 days
Policy maximum?
$50,000
Deductible options?
$250, $500, $1,000, $2,500 or $5,000
Period of coverage?
90 days up to 12 months
Policy maximum?
$75,000
Deductible options?
$250, $500, $1,000, $2,500, $5000
Period of coverage?
90 days to 364 days
Policy maximum?
$100,000
Deductible options?
$100, $250, $500, $1,000, $2,500, $5000
Period of coverage?
10 days to 364 days
Policy maximum?
$100,000
Deductible options?
$250, $500, $1,000, $2,500, $5000
Period of coverage?
90 days to 364 days
Policy maximum?
$75,000
Deductible options?
$250, $500, $1,000, $2,500, $5000
Period of coverage?
90 days to 364 days
Policy maximum?
$50,000
Deductible options?
$250, $500, $1,000, $2,500 $5,000
Period of coverage?
90 days to 364 days
Policy maximum?
$20,000
Deductible options?
$0, $50, $1,000, $2,500, $5000
Period of coverage?
5 days to 364 days
| Type | Definition | Examples |
|---|---|---|
| Acute Onset of a Pre-Existing Condition | A sudden and unexpected onset of a pre-existing condition that occurs after coverage starts and requires immediate medical attention. | Heart attack, sudden asthma attack, acute appendicitis |
| Chronic Pre-Existing Condition | A long-term or ongoing condition that existed prior to coverage and is generally managed over time | Diabetes, hypertension, chronic kidney disease |
Some visitor insurance plans cover acute onset of certain pre-existing conditions but do not cover chronic management.
We serve as a trusted marketplace for USA travel insurance with over 20 years of experience, helping you easily compare top-rated U.S. plans that are widely accepted by hospitals while protecting against the high costs of U.S. healthcare.
There are many reasons why you need travel insurance when traveling to USA:
U.S. consular officers now closely review an applicant’s health to assess whether they could become a “public charge.” Conditions like diabetes, asthma, hypertension, heart issues, mental health concerns, or obesity may receive added scrutiny.
Buying travel medical insurance for pre-existing conditions coverage helps show you can cover your own healthcare costs and reduces the risk of visa denial. American Visitor Insurance offers plans covering new illnesses, accidents, and acute onset of pre-existing conditions ideal for U.S. visa applicants.
Travel insurance is important and even essential when traveling to US from the Portugal to protect yourself financially from unforeseen travel and medical related circumstances. It provides coverage for medical emergencies and other accidents or adverse health related events that could disrupt your trip.
There are US insurance providers whose products are available on American Visitor Insurance with policies tailored to Portuguese and other international travellers visiting the USA. These travel health insurance policies can be compare and bought online easily on American Visitor Insurance and they are designed specifically for international travellers.
The cost of travel insurance can vary widely based on factors such as the duration of the trip, coverage limits, age of the traveler, and any additional options or riders chosen. It's advisable to compare the quotes from multiple providers on American Visitor Insurance and make an informed decision.
Yes. Visitors, tourists, students, and others can all buy travel health insurance in the US. We recommend the travel insurance for visitors from Portugal be purchased from the day they leave their home country until they return, however, most companies allow you to purchase it even after the traveler has already started their journey.
Visitor or travel medical insurance is for unexpected medical expenses while on your trip. Many travel insurance for Portugal visitors plans also cover baggage loss/ delay, trip delays, and have other benefits to help travelers with unexpected problems (loss of documents, etc).
Since they are meant to be used in an emergency, you can use any doctor/hospital. In a non-emergency situation, you should consult your documentation and try to stay in-network (if applicable) while in the US since this will likely help defray your out-of-pocket cost.
Visitor insurance USA is travel insurance that can be purchased for travel in the US and for travel outside one’s home country. Visitors Insurance provides coverage for unexpected health care expenses due to accident or sickness while traveling. Portugal Travelers can compare and buy the best US travel insurance plans at American Visitor Insurance.
Most Portuguese require a visa or an approved ESTA (Electronic System for Travel Authorization) to enter the U.S. Check the U.S. embassy or consulate for specific requirements.
Apply for a visa at the U.S. embassy or consulate in Portugal. Follow the application process and provide the required documents.
Airports like Zagreb (ZAG), Split (SPU), and Dubrovnik (DBV) may offer connecting flights to U.S. destinations via major European hubs.
The time difference varies based on the U.S. location but can range from 6 to 9 hours behind Portugal, depending on the time zone.
Yes — if you purchase a travel medical insurance plan that covers you outside your home country, it can cover you from the moment you depart on the journey until you return home.
For example, top rated US travel insurance plans like Patriot America Plus, Atlas America, and Safe Travels USA Comprehensive are designed for travelers who leave their home country and travel to the U.S. These plans provide comprehensive coverage during travel (including flights) and cover emergency medical services, evacuation, and more.
Yes. Even if you have been living in the U.S. for several months or years, you can still buy short-term visitor medical insurance or temporary health insurance for non-U.S. residents while waiting for employer or domestic health coverage to begin.
Atlas America visitor insurance is a good choice, as they allow you to use a U.S. mailing address during the application process. This makes it convenient for travelers to buy Visitor insurance already in the U.S. who still need medical protection.
2012 Massachusetts Avenue NW, Washington, DC 20036
Phone
+1 (202) 350-5400
Fax
+1 (202) 223-3926
Email
info.washington@mne.pt
31 St. James Ave, 3rd Floor, Suite 350, Boston, MA 02116
Phone
+1 (617) 536-8740
Fax
+1 (617) 536-2503
Email
nfo@thaicgny.com

Group travel insurance for USA for five or more travelers on the same itinerary, and enjoy a 5% to 10% discount on the premium.
Get Group Insurance Quote »You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, Travelex, INF insurance, HTH Worldwide and Venbrook International.