Travel insurance for visiting Canada or Canadians visiting USA

Answer these questions to find the best insurance plan for your needs (International travelers, students, all US visa’s and Schengen visa).

What is the traveler's destination?


What is the nationality of the traveler?


Is the traveler looking for?


Does the traveler need Schengen Visa Insurance or Long term Europe Visa insurance?


What is the Visa of the traveler?


What is the Visa of the traveler?


Does the traveler have any pre-existing medical conditions?


Type of Insurance?


Are you a resident of Latin America or the Caribbean?

Enter age
Spouse's age (if traveling)
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Insurance for travelers from Canada visiting USA

Snowbird Travel health insurance for Canadians visiting USA

A lot of Canadians travel across the southern border to the US during the winter months. The reasons for travel, be it for warmer weather for the snowbirds. It is important to buy proper health insurance with adequate coverage in the United States. The "Canadian government authorities advise Canadians to buy travel insurance" while traveling overseas from Canada. Given the high cost of healthcare in the US, it is not worth the risk of being uninsured while visiting the United States.

US travel insurance for Canadians visiting USA

We are pleased to assist many clients from our neighbors to the north! The Government of Canada advises Canadians to buy travel insurance even for short visits outside the country.

We often get queries from many Canadian residents particularly from Ontario, British Columbia and Quebec, in particular from the cities of Toronto, Montreal, Calgary, Vancouver, Ottawa and Edmonton who visit the southern states of the US (Florida, Texas, California, Arizona ...) to enjoy warmer climes during the winter months. Whether you are visiting for a few days, you are a student who will stay for several years, or spend part of the year in a winter home here, we can find the perfect plan for you!

Canadians coming to the US regularly, or living either in the US or Mexico for part of the year might want to consider our Global medical plans. The applications are however reviewed by an underwriting team and applications can have riders or exclusions for certain existing ailments. These global plans provide better coverage including preventive care and pre-existing condition coverage and can be renewed for a longer period when compared to the shorter term visitor insurance plans. These global insurance plans are purchased on an annual basis, though the payment can be on a monthly, quarterly, semi-annual or annual basis.

Long term insurance - Get Quotes

Tourist information for Canadians traveling to the USA

Travel insurance for visiting Canada

Over 20 million tourists visited Canada in 2017, this was partly due to events celebrating Canada's 150th birthday. With the Canadian government declaring 2018 as ‘The Year of Tourism’ and thanks to initiatives like relaxed visa requirements, increased direct flights to Canada and greater publicity with The Lonely Planet declaring Canada as a top tourist destination, Canada hopes to increase the number of tourists in the coming years even more. Most tourists visiting Canada are from the United States, China, Mexico, Brazil and India.
Are US citizens medical expenses covered in Canada? Does Medicare pay for US citizens visiting Canada? These are questions that we regularly receive from US travelers visiting Canada. US domestic health insurance plans provide little to no insurance cover outside the US national borders. It is important for US visitors to Canada to buy proper travel health insurance while in Canada. We have even had instances of travelers call us from the US/Canada land border who are asked to buy proper travel insurance before entering Canada.
International tourists should be aware that unlike Canadian residents who have health care cover, international tourists visiting Canada have to pay for any medical services received. A day's stay at a Canadian hospital can cost up to $4,000 and an emergency room visit can cost up to $1,000. It is therefore important for international travelers visiting Canada to buy proper travel medical insurance. All the travel insurance plans on our website are administered by companies based in the United States, but work ideally in Canada as they are available to travelers of any nationality while traveling outside their home country. The travel health insurance plan costs are based on the age of the visitor, the duration of stay, the deductible and the medical coverage of the policy. We recommend between $100,000 to $250,000 maximum medical coverage for your stay in Canada. While costs are lower than those in the US, they are still quite high.

Popular tourist destinations in Canada

Bay of Fundy

The Bay of Fundy, located on the Atlantic coast in eastern Canada, is famous for its high tidal range.


Nicknamed the “Polar Bear Capital of the World,” it is one of the top tourist attractions in Canada.

Moraine Lake

Moraine Lake, in Banff National Park is one of the most photographed places in western Canada.

Gros Morne National Park

The ancient rocks in Gros Morne National Park help people understand how the oceans and continents were created.

Canada - General information

Canada Flag
map  Location

North America

house  Capital


language  Language

English, French

currency  Currency

Canadian Dollar

population  Population

Around 36 million

calendar  Best time to visit

Sep, Oct

map  Vacation spots

Banff National Park, Toronto, Vancouver, Banff, Montreal, Niagara falls, Quebec city, Whistler, Lake Louise.

Popular cities in Canada



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Long term Europe travel medical insurance

Canadian citizens who want to stay in any of the 26 Schengen countries for more than 90 days need a Long Stay Europe Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries. The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).

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Schengen visa letter in French
Following are the insurance plans that offer visa letter in French

Patriot International Insurance

Period of coverage

  • Regular visitors to the US and Canada are aware that costs of medical care can be very high. To protect yourself and your loved ones from these costs, we highly recommend purchasing insurance for any travel outside your home country.
  • We have a variety of plans available that may be purchased for as few as 5 days, and up to 12 continuous months. You do not have to purchase whole months, and can buy as many days as you need (so long as it is more than the minimum of 5 days).
  • If you are not sure how long you will stay, many policies offer the option to renew or extend the policy if you first purchase three months worth of coverage.
  • Please be aware that preventive care expenses such as for routine or maintenance check-ups, treatment or medication are not covered by these insurance plans.

How to use the plan in case of an emergency?

  • To initiate the claim process call toll free number mentioned on the plan document or brochure.
  • The claims desk at the insurance company will assist you in choosing the type of claims and documents required
  • If you are going for direct billing then the insurance company will pay the hospital directly after the deductible amount paid by insured
  • If it is not a direct billing then the insured should pay medical expenses and then claim for reimbursement from the insurance company
  • The benefit of direct billing is you go through a PPO network and co insurance will be less.

Visa requirements for non US citizens visiting Canada

There are more than 35 million annual visitors to Canada either as tourists, students, temporary workers, visitors or businessmen... While US citizens and residents do not need a visa to visit Canada, foreign visitors visiting Canada from many other nations need to apply for a temporary Resident Visa.

Recently a new visa known as Parents and Grand Parents Super Visa has been announced by the Canadian government. This helps Canadian citizens whose parents and grandparents (who are not Canadian citizens) want to visit Canada and stay for up to 2 years without any need to renew the status.

Documentation for temporary resident visa in Canada

  • A valid travel document such as passport.
  • 2 passport size photos (recently taken).
  • Application fee (Fee is non refundable even if the visa application is rejected).
  • Proof of financial support, accommodation and duration of stay.
  • Other documents such as identification cards, proof of employment, letter of invitation, proposed itinerary...

Insurance plan limitations

The plans which have limitations for travelers or students located in Canada are:
LIMITATION: These plans are not available to individuals who are physically located in Canada at the time of purchase. However, you can buy this plan or arrival in the US (if for example, you stay longer than expected, the Atlas plan can be purchased to cover you until your return to Canada).
Travel Insurance Services
LIMITATION: If physically located in Canada, you are prohibited to purchase these plans.
Seven Corners
LIMITATION: Seven corners offers these plans. However these plans do not accept an address in Canada. Customer may use overseas home country address.

Student insurance for Canadian students in the US

There are over 25,000 Canadian students studying in US universities, make Canada the fifth highest source of international students in the country. Nearly half the Canadian students are in undergraduate programs, while the other half are in Graduate programs and in the Optional Practical Training (OPT) status. The number of Canadian students in the US has remained for nearly a decade now.

Canadian students in the US should buy proper student medical insurance given the high cost of healthcare in the US. While most Universities insist that students buy the University insurance, some universities allow students to buy insurance outside the college as long as it satisfies certain guidelines. The international student insurance plans that we offer are cheaper than most University plans while being comparable in coverage. Canadian students on the OPT status will find our OPT student insurance plans particularly attractive given their affordability and coverage.
Travel tips for international travelers
Travel tips for international travelers – Safety, Comfort and Wellness.
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