Canadian Traveler Insurance, popular US travel insurance plans for Canada, health insurance for Canadians visiting USA

Travel health insurance for older US travelers (65+ years) visiting Canada

Globehopper insurance offered by International Medical Group (IMG) is a travel health insurance plan specifically designed for US citizens and US permanent residents 65 years and older. The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for single trips with coverage from 5 days to 365 days, or as the GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip. The GlobeHopper Senior plan is very popular as it provides coverage up to $1 million for travelers less than 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of an existing medical ailment and $25,000 for emergency medical evacuation

Globehopper travel insurance for older US travelers

What is the best travel insurance?

This is an excellent question and our website strives to answer this question for our customers. Due to the different needs of different travelers there is no "one size fits all", and not one policy that is always best for everyone in their unique situation. People with children can find plans that cover their kids for "free" so these are quite often the best, most economical plans around. But those traveling without kids can find different options that may suit them better. If you are a traveler with concerns about a pre-existing medical condition that cause an emergency, then you will be looking at different plans than someone without a life-threatening pre-existing condition. We endeavor to be as transparent as possible and give our clients as much information as available so they can find the plan for their needs. Or, if you want some guidance, you can contact us and our licensed agents are here to help you with your travel insurance decision!

Period of coverage

Regular visitors to the US and Canada are aware that costs of medical care can be very high. To protect yourself and your loved ones from these costs, we highly recommend purchasing insurance for any travel outside your home country.
We have a variety of plans available that may be purchased for as few as 5 days, and up to 12 continuous months. You do not have to purchase whole months, and can buy as many days as you need (so long as it is more than the minimum of 5 days).
If you are not sure how long you will stay, many policies offer the option to renew or extend the policy if you first purchase three months worth of coverage.
Please be aware that preventive care expenses such as for routine or maintenance check-ups, treatment or medication are not covered by these insurance plans.

How to use the plan in case of an emergency?

To initiate the claim process call toll free number mentioned on the plan document or brochure.
The claims desk at the insurance company will assist you in choosing the type of claims and documents required
If you are going for direct billing then the insurance company will pay the hospital directly after the deductible amount paid by insured
If it is not a direct billing then the insured should pay medical expenses and then claim for reimbursement from the insurance company
The benefit of direct billing is you go through a PPO network and co insurance will be less.

Visa requirements for non US citizens visiting Canada

There are more than 35 million annual visitors to Canada either as tourists, students, temporary workers, visitors or businessmen... While US citizens and residents do not need a visa to visit Canada, foreign visitors visiting Canada from many other nations need to apply for a temporary Resident Visa.

Recently a new visa known as Parents and Grand Parents Super Visa has been announced by the Canadian government. This helps Canadian citizens whose parents and grandparents (who are not Canadian citizens) want to visit Canada and stay for up to 2 years without any need to renew the status.

Documentation for temporary resident visa in Canada

A valid travel document such as passport.
2 passport size photos (recently taken).
Application fee (Fee is non refundable even if the visa application is rejected).
Proof of financial support, accommodation and duration of stay.
Other documents such as identification cards, proof of employment, letter of invitation, proposed itinerary...

Insurance plan limitations

The plans which have limitations for travelers or students located in Canada are:

LIMITATION: These plans are not available to individuals who are physically located in Canada at the time of purchase. However, you can buy this plan or arrival in the US (if for example, you stay longer than expected, the Atlas plan can be purchased to cover you until your return to Canada).

LIMITATION: If physically located in Canada, you are prohibited to purchase these plans.

LIMITATION: Seven corners offers these plans. However these plans do not accept an address in Canada. Customer may use overseas home country address.

Resourceful visitors medical insurance information