Travel insurance USA for Canadians visiting USA
Travel medical insurance for travelers stranded in the USA, Canada or Mexico because of Coronavirus
It is heartbreaking to hear of so many people stranded due to COVID-19. So many borders are closing and travel plans have had to be altered. At American Visitor Insurance, we are committed to getting you the best insurance coverage we can in these uncertain times. Of particular note, the company INF insurance which offers travel insurance plans with coverage in the USA, Canada and Mexica. These plans usually have a restriction on coverage of pre-existing medical conditions for their two plans: INF Elite Network Insurance and INF Advantage Insurance unless it is purchased BEFORE the traveler leaves their home country. In light of the coronavirus epidemic, INF is lifting this restriction on pre-existing condition coverage even if purchased after coming to the US.While many other insurers are NOT covering COVID-19 and even voiding policies due to the pandemic, INF insurance is a REAL option for travelers stuck in the US and needing insurance coverage. The INF travel insurance policy is good if you are replacing an existing travel policy that has expired or maybe you didn't have an insurance policy to begin with. International students in the US, Snowbirds from Canada or the UK, tourists from European nations, even US green card holders can purchase these plans. Note that the INF Advantage plan ONLY offers coverage in the US, while the INF Elite can be used in the US, Canada, and Mexico (even by US citizens who ordinarily reside outside the US). The INF Advantage plan is quite affordable and many travelers and students are even buying this plan to complement their existing insurance option if it has limitations in coverage for COVID-19.
Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.
Travel medical insurance for travelers stranded in the USA, Canada or Mexico because of Coronavirus
It is heartbreaking to hear of so many people stranded due to COVID-19. So many borders are closing and travel plans have had to be altered. At American Visitor Insurance, we are committed to getting you the best insurance coverage we can in these uncertain times. Of particular note, the company INF insurance which offers travel insurance plans with coverage in the USA, Canada and Mexica. These plans usually have a restriction on coverage of pre-existing medical conditions for their two plans: INF Elite Network Insurance and INF Advantage Insurance unless it is purchased BEFORE the traveler leaves their home country. INF traveler USA also offers coverage for Coronavirus. In light of the coronavirus epidemic, INF is lifting this restriction on pre-existing condition coverage even if purchased after coming to the US.While many other insurers are NOT covering COVID-19 and even voiding policies due to the pandemic, INF insurance is a REAL option for travelers stuck in the US and needing insurance coverage. The INF travel insurance policy is good if you are replacing an existing travel policy that has expired or maybe you didn't have an insurance policy to begin with. International students in the US, Snowbirds from Canada or the UK, tourists from European nations, even US green card holders can purchase these plans. Note that the INF traveler USA and INF Advantage plan ONLY offers coverage in the US, while the INF Elite can be used in the US, Canada, and Mexico (even by US citizens who ordinarily reside outside the US). The INF traveler USA and INF Advantage plan is quite affordable and many travelers and students are even buying this plan to complement their existing insurance option if it has limitations in coverage for COVID-19.
Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.
Coronavirus travel Insurance for Canadians in the US
Greetings to all our neighbors up North! The COVID-19 pandemic has really changed the shape of travel for the time being. I have recently gotten many calls from Canadians who have told me their insurance coverage from Canada is now voided since the Canadian government has now asked all Canadians to stay in Canada and avoid “non-essential” travel. Many of our Canadian friends were already out of the country and enjoying warmer climes in the US and/ or have altered their travel plans.
If you have any doubts as to your coverage, we urge to to check on your benefits with your insurance provider and know that we have alternatives should you need coverage now (even though you are already in the US) either due to cancellation or expiration of the policy. Click HERE for some options for your travel.
Note that some companies cannot sell policies to Canadian citizens or to people with Canadian addresses. However, IMG and Trawick International, and INF are companies that can provide policies.
As ever, we wish you safe and happy travels. Do call us with questions or concerns you may have.
INF travel insurance
INF travel insurance coverage for Coronavirus is straightforward. The coronavirus will be covered as per any new sickness in the policy since it is not explicitly excluded. Note that their plans only offer coverage in the US and Canada.
INF Advantage US visitors insurance Covers Coronavirus for Visitors Already in USA INF provides insurance coverage for any COVID-19 infection and it will be covered fully by INF Advantage as a new sickness. INF Advantage is available to visitors who are already in the United States and does not have any restriction on the length of time the visitor has been in the US. INF Advantage will cover COVID-19 infections for major in-patient hospitalization, need for oxygen cylinders, and medication or other miscellaneous expenses required to treat the Coronavirus.
International Medical Group (IMG) travel insurance for Coronavirus
For new policies starting after March 11, 2020, there is no coverage for COVID-19 disease. The World Health Organization (WHO) in announcing coronavirus as a pandemic has designated the entire world a “level 3” travel zone. Since the coronavirus and COVID-19 is now a known threat (not an unknown possibility), it will no longer be covered by IMG policies. However, if your IMG policy had already started prior to the March 11th announcement and it was NOT to travel into a level 3 travel area (at the time of travel), you will be covered for COVID-19 and that coverage will continue on renewals to that policy. If the travelers visits the country that the CDC, WHO or US Department of State has issued an alert to not visit, the coverage for coronavirus will be excluded. The Patriot travel insurance will not offer coverage benefits if the traveler visits the country after the alert has been issued. If the traveler is already in the country before the alert was issued, then the insured may be covered.
The following clarifies the coverage by the Patriot travel insurance plans:
I have a short-term IMG travel medical insurance plan and I have departed my Home Country/Country of Residence – am I covered if I contract COVID-19?
Most of our travel medical plans provide coverage* for COVID-19 related care if you have purchased and entered the destination country prior to either: 1) the CDC issuing a Warning Level 3 (avoid nonessential travel) for your Destination Country; or 2) a government agency of your Home Country publishing or issuing a Travel Warning or Emergency Travel Advisory regarding your Destination Country.. Eligible Medical Expenses that may be considered for coverage include, but are not limited to, charges for illness, injury or medical evacuation.I have purchased a short-term IMG travel medical insurance plan and I have not departed my Home Country/Country of Residence – am I covered if I contract COVID-19?
There is no coverage* if you have not departed your Home Country/Country of Residence and not entered the destination country prior to either: 1) the CDC issuing a Warning Level 3 (avoid nonessential travel) for your Destination Country; or 2) a government agency of your Home Country publishing or issuing a Travel Warning or Emergency Travel Advisory regarding your Destination Country.I have not purchased a short-term IMG travel medical insurance plan, but I am thinking about purchasing – will I be covered for COVID-19?
There is coverage* as long as you depart your Home Country/Country of Residence and enter the destination country prior to either: 1) the CDC issuing a Warning Level 3 (avoid nonessential travel) for your Destination Country; or 2) a government agency of your Home Country publishing or issuing a Travel Warning or Emergency Travel Advisory regarding your Destination Country.Disclaimer: * This is a summary of a selection of plan benefits offered only as an illustration and does not supersede in any way the Certificate of Insurance and governing policy documents (together the “Insurance Contract”). The Insurance Contract is the only source of the actual benefits provided.
Trawick International travel insurance
Trawick International travel insurance coverage for Coronavirus is also straightforward. If the travelers contracts the virus after the travel insurance effective date they are covered like any other sickness. If they have it before the effective date it is a pre-existing condition and would be covered as per the policy terms and conditions.US insurance for travelers from Canada visiting USA, Medical insurance for Canadians in USA
USA travel insurance for Canadians visiting USA
We are pleased to assist many clients from our neighbors to the north with best medical insurance for Canadians in USA ! The Government of Canada advises to buy US travel insurance for Canadians even for short visits outside the country.We often get queries from many Canadian residents particularly from Ontario, British Columbia and Quebec, in particular from the cities of Toronto, Montreal, Calgary, Vancouver, Ottawa and Edmonton who visit the southern states of the US (Florida, Texas, California, Arizona ...) to enjoy warmer climes during the winter months. Whether you are visiting for a few days, you are a student who will stay for several years, or spend part of the year in a winter home here, we can find the perfect Canadian travel insurance for USA plan for you!
Canadians coming to the US regularly, or living either in the US or Mexico for part of the year might want to consider our Global medical plans. The applications for travel insurance for Canadians visiting USA are however reviewed by an underwriting team and applications can have riders or exclusions for certain existing ailments. These global plans provide better coverage including preventive care and pre-existing condition coverage and can be renewed for a longer period when compared to the shorter term visitor insurance plans. These global insurance plans are purchased on an annual basis, though the payment can be on a monthly, quarterly, semi-annual or annual basis.
Long term insurance - Get Quotes
Snowbird travel health insurance for Canadians visiting USA
A lot of Canadians travel across the southern border to the US during the winter months. The reasons for travel, be it for warmer weather for the snowbirds. It is important to buy proper health insurance with adequate coverage in the United States. The "Canadian government authorities advise Canadians to buy best travel insurance from Canada to USA " while traveling overseas from Canada. Given the high cost of healthcare in the US, it is not worth the risk of being uninsured while visiting the United States. We offer best travel insurance for seniors Canadians going to USA.Popular Snowbird destinations
INF travel insurance Canada to USA
INF offers visitors from Canada excellent travel medical insurance in the United States which includes adequate coverage for dental, loss of checked luggage, medical emergencies and accidents incurred while traveling. Buying health insurance for Canadians in the United States works ideally for Canadian Snowbirds during their travel to the USA. Following are the best US travel insurance for Canadian Snowbirds.List of Canadian health insurance for travelling to USA:
Premier Plan Choice Plan Elite Network Advantage Plan
Compare INF Canadian travel insurance to USA
Fixed Benefits Plans Comprehensive Plans
Tourist information for Canadians traveling to the USA and cost of insurance for Canadian citizens traveling in US
US immigrant insurance mandatory for prospective immigrants from Canada
The US government has proposed a rule which makes it mandatory for prospective new Canadian immigrants to the US to provide proof of proper health insurance for Canadians visiting USA. This new rule which was to become effective from November 3rd 2019 has however come under legal scrutiny in US courts.This rule will impact new immigrants to the US from Canada who are family members of current US citizens and are applying for US immigrant visas. Failure to show proper US immigrant health insurance will be grounds to deny the visa according to this new rule. While specifics of the new immigrant insurance are still to be announced, the new US immigrant insurance plans that we offer on American Visitor Insurance work well as short term health insurance which US immigrants till they are eligible for other domestic US insurance plans.
New US immigrant insurance blogs and articles
US Immigrant insurance plans
Compare popular US immigrant insurance plans suitable for immigrants regardless whether permanently in the US or traveling out or waiting for Green Cards... Read more
Difference between visitors and immigrant Insurance
Find out the difference between US visitors insurance and new immigrant insurance. Compare and buy the best immigrant insurance for USA!... Read more
US Health insurance mandatory for new US immigrants
The US government has made it compulsory for new immigrants coming to the US to have proper US immigrant health insurance coverage ... Read more
US travel insurance for visiting Canada
Are US citizens medical expenses covered in Canada? Does Medicare pay for US citizens visiting Canada? These are questions that we regularly receive from US travelers visiting Canada. US domestic health insurance plans provide little to no insurance cover outside the US national borders. It is important for US visitors to Canada to buy proper travel health insurance while in Canada. We have even had instances of travelers call us from the US/Canada land border who are asked to buy proper travel insurance before entering Canada.
International tourists should be aware that unlike Canadian residents who have health care cover, international tourists visiting Canada have to pay for any medical services received. A day's stay at a Canadian hospital can cost up to $4,000 and an emergency room visit can cost up to $1,000. It is therefore important for international travelers visiting Canada to buy proper travel medical insurance. All the travel insurance plans on our website are administered by companies based in the United States, but work ideally in Canada as they are available to travelers of any nationality while traveling outside their home country. The travel health insurance plan costs are based on the age of the visitor, the duration of stay, the deductible and the medical coverage of the policy. We recommend between $100,000 to $250,000 maximum medical coverage for your stay in Canada. While costs are lower than those in the US, they are still quite high.
Popular tourist destinations in Canada
Bay of Fundy
The Bay of Fundy, located on the Atlantic coast in eastern Canada, is famous for its high tidal range.
Churchill
Nicknamed the “Polar Bear Capital of the World,” it is one of the top tourist attractions in Canada.
Moraine Lake
Moraine Lake, in Banff National Park is one of the most photographed places in western Canada.
Gros Morne National Park
The ancient rocks in Gros Morne National Park help people understand how the oceans and continents were created.
Canada - General information
North America
Ottawa
English, French
Canadian Dollar
Around 36 million
Sep, Oct
Banff National Park, Toronto, Vancouver, Banff, Montreal, Niagara falls, Quebec city, Whistler, Lake Louise.
Travel health insurance for US pensioners, older US travelers (65+ years) visiting Canada
Globehopper insurance offered by International Medical Group (IMG) is a travel health insurance plan specifically designed for US citizens and US permanent residents 65 years and older. The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for single trips with coverage from 5 days to 365 days, or as the GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip. The GlobeHopper Senior plan is very popular as it provides coverage up to $1 million for travelers less than 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of an existing medical ailment and $25,000 for emergency medical evacuation
More information
This is an excellent question and our website strives to answer this question for our customers. Due to the different needs of different travelers there is no "one size fits all", and not one policy is always best for everyone in their unique situation. If you are a traveler with concerns about a pre-existing medical condition that cause an emergency, then you will be looking at different travel insurance for Canada than someone without a life-threatening pre-existing condition. We endeavor to be as transparent as possible and give our clients as much information as available so they can find the best Canada travel health insurance plan for their needs. Or, if you want some guidance, you can contact us and our licensed agents are here to help you with your travel insurance decision!
- Regular visitors to the US and Canada are aware that costs of medical care can be very high. To protect yourself and your loved ones from these costs, we highly recommend purchasing insurance for any travel outside your home country.
- We have a variety of plans available that may be purchased for as few as 5 days, and up to 12 continuous months. You do not have to purchase whole months, and can buy as many days as you need (so long as it is more than the minimum of 5 days).
- If you are not sure how long you will stay, many policies offer the option to renew or extend the policy if you first purchase three months worth of coverage.
- Please be aware that preventive care expenses such as for routine or maintenance check-ups, treatment or medication are not covered by these insurance plans.
- To initiate the claim process call toll free number mentioned on the plan document or brochure.
- The claims desk at the insurance company will assist you in choosing the type of claims and documents required.
- If you are going for direct billing then the insurance company will pay the hospital directly after the deductible amount paid by insured.
- If it is not a direct billing then the insured should pay medical expenses and then claim for reimbursement from the insurance company.
- The benefit of direct billing is you go through a PPO network and co insurance will be less.
What are the visa requirements for non US citizens visiting Canada?
There are more than 35 million annual visitors to Canada either as tourists, students, temporary workers, visitors or businessmen... While US citizens and residents do not need a visa to visit Canada, foreign visitors visiting Canada from many other nations need to apply for a temporary Resident Visa.Recently a new visa known as Parents and Grand Parents Super Visa has been announced by the Canadian government. This helps Canadian citizens whose parents and grandparents (who are not Canadian citizens) want to visit Canada and stay for up to 2 years without any need to renew the status.
Documentation for temporary resident visa in Canada
- A valid travel document such as passport.
- 2 passport size photos (recently taken).
- Application fee (Fee is non refundable even if the visa application is rejected).
- Proof of financial support, accommodation and duration of stay.
- Other documents such as identification cards, proof of employment, letter of invitation, proposed itinerary...
What are the US travel insurance plan limitations for travel to Canada?
These plans have limitations for travelers or students located in Canada:
Student insurance for Canadian students in the US
There are over 25,000 Canadian students studying in US universities, make Canada the fifth highest source of international students in the country. Nearly half the Canadian students are in undergraduate programs, while the other half are in Graduate programs and in the Optional Practical Training (OPT) status. The number of Canadian students in the US has remained for nearly a decade now.Canadian students in the US should buy proper student medical insurance given the high cost of healthcare in the US. While most Universities insist that students buy the University insurance, some universities allow students to buy insurance outside the college as long as it satisfies certain guidelines. The international student insurance plans that we offer are cheaper than most University plans while being comparable in coverage. Canadian students on the OPT status will find our OPT student insurance plans particularly attractive given their affordability and coverage.
Travel insurance for Canada information
Europe travel insurance for Canadian residents
Schengen visa information for Canadian citizens
Canadians Citizens with a valid Canadians passport can travel to the Schengen states up to a maximum of 90 days without the need of a Schengen visa.
Requirements for traveling to the Schengen region:
- A valid Canada passport with a minimum of three months validity beyond the departure date from the Schengen area.
- Valid reason for travel.
- Proof of adequate financial resources to support oneself during the entire stay in the Schengen region.
- Any compliance or entry requirements specific to the country of travel or transit.
Canadians residents but non Canadian citizens visiting Europe (Schengen region)
Most Non Canadians citizens need to apply for the Schengen visa. Please check Nationalities who need Schengen visa. Canadians residents but Non Canadians citizens need to provide the proof of resident status in the Canadians to apply for a Schengen/short stay visa. The visa and the Canadians resident status must be valid for at least 3 months after the last day of stay in the Schengen area.Long Term Europe visa - Long stay in the Schengen Region (More than 90 days)
If you want to stay in the Schengen area for more than 90 days you must apply for a residence permit and not a Schengen visa. One of the requirements for Long Term Europe stay visa is the mandated Schengen visa insurance. Specific instructions for residence permit is available on the respective embassy/consulate's website.Please note that it is prudent to give adequate processing time while applying for the Schengen visa. This is particularly true during the peak travel months in Summer and in Winter.
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