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Travel Insurance for South Korean Visitors to the USA

South Korea to USA Travel Health Insurance — Starting at just $1/day, covering medical emergencies and more.

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Travel Insurance South Korea to USA

  • The United States is a melting pot of multi cultures, renowned monuments and natural wonders and its own charm which makes the country one of the most desired tourist destinations around the globe.
  • The US is at the top of the list in travel destinations for Korean travelers.
  • Each year there are several thousands of Koreans who travel to the US for a vacation.
Why Travel Insurance Matters:
  • Traveling on a holiday to the US is adventurous and fun but one must keep in mind the medical emergencies that might arise while traveling outside of the home country.
  • The healthcare system in the US is excellent but expensive.
  • Travel insurance will cover Korean travelers with any unforeseen medical emergencies that may occur during a holiday in the US

For any assistance you can call us at (877)-340-7910 or email us and we will be glad to help further.

What Is Visitor Medical Insurance for the USA?

Visitor medical insurance is a short-term health insurance that provides medical coverage for illness and injury during travel or stay in the USA. It is a mandated type of coverage for foreign nationals who come to the USA temporarily, for any reason, business or personal.

❓ Why You Need Visitor Insurance?

  • Protection against accidental injury or sickness during your stay
  • Financial coverage in case of unexpected medical emergencies
  • Peace of mind while traveling in the USA

✅ Benefits of Visitor Insurance

  • Covers medical treatment for illnesses and injuries
  • Helps with hospital bills, doctor visits, and emergency care
  • Can include coverage for pre-existing conditions depending on the plan

Find the most suitable best visitor medical insurance online by comparing options on American Visitor Insurance, considering both cost and coverage benefits.

Why Is Holiday Insurance Important for Visitors to the USA?

💰 Expensive US Healthcare

  • The United States has perhaps the best healthcare facilities in the world, but it is also perhaps the most expensive globally.
  • The cost of an average daily hospital stay is over $2,500 in the US.
  • Even outpatient doctor visits are prohibitively expensive.
  • It is financially very traumatic when a visitor travelling for a short visit to the US has to pay a huge bill in case of an unforeseen injury or illness.
Therefore it’s important to buy the best US travel health insurance, so that any sudden injury or illness expenses are covered by the visitors medical insurance.
How Travel Insurance Reduces Costs?
  • US travel insurance, along with insuring medical expenses of travelers, will also reduce the medical expenses.
  • US travel insurance providers have Preferred Provider Organization (PPO) networks.
  • PPO networks have working relationships with hospitals.
  • This result in lower healthcare bills for travelers.

👨‍👩‍👧 Protection for the Entire Family

  • US travel medical insurance can be purchased individually or as a family plan.
  • Any illness or injury faced by insured family members during the trip will be covered.

🛡️ A Support System in a New Country

  • If there is a need for medical assistance in the US, a new visitor may find it hard to approach a hospital and a doctor.
  • Having US travel health insurance will act as a support system.
  • Insurance providers have tie-ups with various Preferred Provider Organizations (PPOs).
  • PPOs have networks with many hospitals and doctors in the US.

🏥 Ease of Navigating US Healthcare Facilities

  • Hospitals in the PPO network of US travel insurance bill the insurance company directly.
  • Travelers do not need to worry about paperwork or paying the bill upfront.
  • In case of an emergency, visitors can refer to the list of PPO network hospitals.
  • Travelers can get help from the nearest medical care center within the network.

US travel insurance helps visitors enjoy their trip and explore new destinations without worrying about health-related expenses.

Which Is the Cheapest Travel Insurance for USA from South Korea?

The Cheapest South Korea travel insurance to USA is Safe Travels Advantage from Trawick International.

Other Affordable travel insurance from South Korea to USA are Venbrook Essential from Venbrook International and Visitors Care from IMG.

Safe Travels Advantage
Trawick International

$20 Per month

Age: 40 years | Plan: $25,000 | Deductible: $0

  • Policy maximum limits ranges from $25,000 to $150,000
  • Deductible option $0
  • Coverage from 5 - 364 days
  • Covers acute onset of pre-existing conditions related to Cardiac Conditions or Stroke
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Venbrook Essential
Venbrook International

$25 Per month

Age: 40 years | Plan: $25,000 | Deductible: $0

  • Policy maximum limits ranges from $25,000 to $150,000
  • Deductible options $0
  • Coverage from 5 days - 12 months
  • Covers acute onset of pre-existing conditions coverage up to policy maximum
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Visitors Care
IMG

$27 Per month

Age: 40 years | Plan: $25,000 | Deductible: $0

  • Policy maximum limits ranges from $25,000 to $100,000
  • Deductible options $0 to $100
  • Coverage from 5 days - 2 years
  • Covers acute onset of pre-existing conditions coverage
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Factors That Affect the Cost of Korea Travel Insurance for USA

1 Traveler’s Age
The cost of visitor insurance for Koreans in the USA increase with the age of the traveler. For example, someone in their 30s may pay $20/month for a fixed benefit plan or $60/month for comprehensive. While someone in their sixties typically pays about double, and prices rise even higher for older travelers.
2 Medical Maximum Coverage
Plans with higher coverage limits (e.g., $100,000 vs. $500,000) or lower deductibles generally cost more.
3 Deductible Amount
Plans with higher deductibles are generally cheaper but require you to pay more out of pocket in case of a claim.
4 Type of Coverage
Fixed benefit visitor insurance plans are cheaper but only pay set amounts for services but Comprehensive visitor insurance plans are more expensive provides broader coverage of medical expenses and emergencies.
5 Coverage for Pre-Existing Conditions
Visitor insurance for Koreans in the USA covering full pre-existing conditions or acute onset of existing medical conditions generally cost more.
6 Trip Duration
Longer trips usually increase the total cost of the policy
7 Optional Add-Ons
Emergency medical evacuation, adventure sports coverage, or higher personal liability can lead to increased premium.

How Much Does Travel Insurance to USA From South Korea Cost?

How much is medical insurance for tourists in the US? How much does visitor health insurance cost?

The cost of best travel insurance for USA from South Korea can start as low as $20 per month and go up to $300+ per month.

The best US visitor health insurance from South Korea depends on:

It is a good idea to compare different plans and get quotes from multiple providers to find the best visitors insurance coverage for your budget.

How Much Does the Most Affordable Visitors Insurance for USA Cost?

The most affordable visitor health insurance USA starts from $20 per month with options up to $191 per month. The average cost of fixed benefit visitor travel insurance for the USA is calculated based on one-month quotes.

Plan Name Plan max range Deductible Age 40 Age 60 Age 70
Safe Travels Advantage $25,000 - $150,000 $0 $20 - $58 $39 - $102 $60 - $166
Visitors Care $25,000 - $100,000 $100 $25 - $47 $40 - $75 $66 - $152
Safe Travels Elite $25,000 - $175,000 $0 $26 - $76 $50 - $134 $109 - $155
Venbrook Essential $25,000 - $150,000 $0 $26 - $81 $49 - $124 $68 - $147
Visit USA Budget $50,000 - $150,000 $250 $32 - $56 $49 - $86 $84
VisitorSecure $50,000 - $130,000 $100 $34 - $62 $55 - $76 $96 - $139
Travel Medical USA Visitor Basic $50,000 - $150,000 $100 $42 - $52 $79 - $94 $173 - $191

How Much Does the Comprehensive and Best Visitors Insurance Cost Per Month?

The best travel insurance cost for USA ranges from $58 to $353 per month. The average cost of comprehensive travel insurance for the USA is based on one-month quotes with a $250 deductible.

How Much Does 6-Month Medical Insurance for Visitors to USA Cost?

For a 60-year-old traveler, the cost of USA visitor insurance for 6 months typically ranges around $122 to $1,050, based different coverage options, medical needs, and traveler’s budget on American Visitor Insurance.
The best 6 month USA travel insurance is the one which is affordable, reliable and allows the traveler stress free.

From ER visits to urgent care, stay covered for 6 months in the U.S starting from just $1.50/day!

What Does Travel Insurance for Visitors to USA Coverage Include?

Some of the important travel health insurance for USA benefits are listed below:

  • 🩺 Doctors Visit: This allows travelers to visit Doctors for sudden unanticipated medical ailments.
    • Does not cover:
      Continuing treatment for pre-existing ailments and preventive care
    • Co-pay and deductible will vary depending on the chosen US travel insurance plan.
    • Travelers have the option of No Co-pay and $0 Deductible.
  • 💊 Pharmacy Drugs: Doctor prescribed eligible pharmacy drugs are also covered.
  • 💓 Visitors Medical Insurance for Pre-Existing Conditions: It is difficult to find health insurance for tourists in USA that covers pre-existing conditions. Only some tourist health insurance cover pre-existing conditions - INF is one such provider.
    • Some INF visitor insurance for pre-existing conditions plans insure in-patient, out-patient, urgent care, specialist and doctor visits related to pre-existing conditions.
    • A pre-existing condition is a medical ailment that existed before the start of the US holiday insurance for visitors coverage. Conditions considered as pre-existing diseases include Asthma, heart related issues, high blood pressure, kidney disease, cancer, diabetes etc.
  • ⚕️ Surgery: Emergency surgery treatment will be covered. The maximum available amount for surgery is typically $50,000, but this varies from plan to plan.
  • 🚑 Medical Evacuation: Provides coverage for medical evacuation up to $1,000,000 if the traveler has to be evacuated to get access to proper medical treatment in the event of a medical emergency.
  • ⚰️ Repatriation of Remains: The repatriation of remains benefit covers expenses to return the traveler’s remains to their home country in the event of death.
    • Coverage depends on the chosen tourist health insurance plan.
    • Repatriation coverage can be up to $50,000.
Point to Note While Buying US Visitor Medical Insurance

In US hospitals, patients with travel insurance to USA within the PPO network, incur significantly lower costs for treatments compared to uninsured patients.

Simply having visitors health insurance in USA or USA Travel Insurance for visitors or health insurance for visitors in USA can greatly reduce medical expenses.

The best health insurance for tourists in USA varies based on the best USA travel insurance for visitors plan chosen, however travelers can get coverage up to $8,000,000.

Medical Insurance for U.S. Citizens Living in South Korea Visiting the US

U.S. citizens and expats living in South Korea frequently travel back to the United States to visit family, for business, or for other personal reasons. At American Visitor Insurance we have the best travel insurance for U.S. expats visiting USA.

Short term travel health insurance in USA for us citizens visiting the country that are designed by IMG a reputed US insurance provider are

Another popular travel insurance for U.S. citizen traveling to USA is Diplomat America insurance by Global Underwriters.

The cost of US expat returning to USA health insurance are based on

  • Traveler’s age
  • Duration of coverage
  • Plan maximum selected
  • Deductible chosen

Cost of health insurance for US expats visiting the USA in 2025

Approximate monthly cost of expat health insurance for visiting USA for a 40-year-old traveler with a $100 deductible.

Travel insurance USA Coverage Provider Network Cost
Patriot America Lite $50,000 United Healthcare Provider Network $79
Patriot America Plus $50,000 United Healthcare Provider Network $84
Patriot Platinum America $2,000,000 United Healthcare Provider Network $161
Diplomat America $50,000 No PPO $138

Source: American Visitor Insurance®

Best Travel Insurance for US Citizens Visiting the USA

How to Choose the Best Visitor insurance for Koreans in the USA?

Travel insurance is highly recommended for South Korean visitors to the U.S. Medical costs can be very expensive in the U.S., and having suitable visitor insurance for US from South Korea will provide protection in the event of an unplanned medical emergency.

Key factors to consider while choosing the USA travel insurance for South Korean tourists are:
  • Trip Duration: Different coverage options are available for short-term and long-term visitors to the USA.
  • Traveler’s Age: Visitor insurance for Koreans in the USA policies that cover senior travelers tend to be more costly and may have different coverage for pre-existing conditions.
  • Coverage for Pre-Existing Conditions:
    • Particularly significant for senior travelers or those with ongoing medical condition.
    • Look for the USA travel insurance plans for South Korean travelers that cover acute onset of pre-existing conditions (sudden, unexpected flare-ups)
    • Check the look back period and coverage limits.
  • Budget: Choose between a comprehensive visitors insurance plan for full protection or a budget plan with higher out-of-pocket risk.

Additional Tips

  • Compare Medical Benefits: Look for the visitor medical insurance plans that offer coverage for hospitalization, doctor's visits, emergency medical treatment, and urgent care. Consider the plan that includes emergency medical evacuation.
  • Be Aware of Exclusions: Understand what is excluded from the coverage. This includes any chronic condition progression, congenital condition or disorder, or elective treatment.
  • Read the Policy Details Always read the complete policy details and compare multiple plans before selecting the plan that is best for you.

What Is the Best Travel Health Insurance for Foreigners in USA?

  • What Are the Best Travel Insurance for Visitors to USA?

    The top recommended comprehensive travel insurance plans for visitors to USA are:

    Patriot America Plus IMG

    • Patriot America Plus is a comprehensive short-term travel insurance for individuals and families visiting the USA, a great option, especially for those under 70.
    • Direct Billing: First healthcare First health care Provider Network or United HealthCare United Healthcare Provider Network
    • Urgent Care : $30 per incident; no copayment if deductible is $0
    • Acute onset of pre-existing condition: Up to policy maximum for ages up to 70 years
    • Emergency medical evacuation: Up to $1,000,000
    • Patriot America Plus cost for 40 year old traveler ranges from $52 to $169 for a month.
    • Policy maximum?
      $50,000, $100,000, $250,000, $500,000, $1,000,000

    • Deductible options?
      $0 to $2,500

    • Period of coverage?
      5 days to 12 months

    Atlas America Insurance WorldTrips

    • Top-rated comprehensive travel insurance plan, best for individuals up to age 79 who are non-U.S. citizens visiting the USA.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • Urgent Care: 15 per incident; no copayment if deductible is $0.
    • Maternity: Covers complications of pregnancy in the first 26 weeks
    • Acute onset of pre-existing conditions: Up to maximum limit, for ages up to 80 years
    • Emergency medical evacuation: Up to $1,000,000
    • Atlas America Insurance cost for 40 year old traveler ranges from $46 to $216 for a month.
    • Policy maximum?
      $50,000, $100,000, $250,000, $500,000, $1,000,000, $2,000,000

    • Deductible options?
      $0 to $5,000

    • Period of coverage?
      Up to 364 days

    Safe Travels USA Comprehensive Trawick International

    • Safe Travel USA Comprehensive is an affordable travel insurance for seniors with pre-existing conditions who are non US residents/citizens visiting USA.
    • Direct Billing: First HealthCare First health care Provider Network
    • Urgent Care: $30 per incident; no copayment if deductible is $0
    • Maternity: Emergency medical treatment for pregnancy, up to $1,000
    • Acute onset of pre-existing conditions: Up to 89 years
    • Safe Travels USA Comprehensive cost for 40 year old traveler ranges from $55 to $204 for a month.
    • Policy maximum?
      $50,000, $100,000, $250,000, $500,000, $1,000,000

    • Deductible options?
      $0 to $5,000

    • Period of coverage?
      5 days to 364 days

    Visitors Protect IMG

    • Visitors Protect is a top comprehensive travel insurance plan with pre-existing conditions for travelers to the U.S., Canada, and Mexico.
    • Direct Billing: First healthcare First health care Provider Network or Unitedhealthcare United Healthcare Provider Network
    • Urgent Care: 15 per incident; no copayment if deductible is $0
    • Pre-existing conditions: Up to 99 years
    • Minimum purchase is 90 days
    • Visitors Protect Insurance cost for 40 year old traveler ranges from $300 to $750 for 3 months.
    • Policy maximum?
      $50,000, $100,000 and $250,000

    • Deductible options?
      $250 to $5,000

    • Period of coverage?
      Minimum purchase 90 days

    Venbrook Premier Venbrook International

    • Venbrook Premier is ideal for non-U.S. residents visiting the United States who are seeking comprehensive travel medical insurance with higher coverage limits.
    • Urgent Care : $30 copay if the $0 deductible is chosen
    • Acute onset of pre-existing conditions: Up to maximum limit, for ages up to 70 years
    • Emergency medical evacuation: Up to $1,000,000
    • Venbrook Premier Insurance cost for 40 year old traveler ranges from $40 to $140 for a month.
    • Policy maximum?
      $50,000, $100,000, $250,000, $500,000, $1,000,000

    • Deductible options?
      $0 to $5,000

    • Period of coverage?
      5 days to 12 months

    Diplomat America Global Underwriters

    • Diplomat America is a comprehensive travel medical insurance plan for non-U.S. residents traveling to the USA.
    • Direct Billing No PPO, visit any doctor or hospital
    • Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
    • Emergency medical evacuation: Up to $250,000
    • Diplomat America insurance cost for 40 year old traveler ranges from $73 to $270 for a month
    • Policy maximum?
      $50,000, $100,000, $250,000, $500,000, $1,000,000

    • Deductible options?
      $0, $100, $250, $500, $1,000 $2,500

    • Period of coverage?
      15 days to 12 months

    Visit USA Standard Travel Insurance Services

    • Visit USA-HealthCare Standard is a comprehensive short-term visitor medical insurance for USA visitors
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network or First HealthCare First health care Provider Network
    • Acute onset of pre-existing condition: Covers up to $25,000, with a limit of $2,500 for those aged 65 and above
    • Emergency medical evacuation: Covers up to $250,000.
    • Visit USA Standard Insurance cost for 40 year old travelers ranges from $69 to $153 for a month.
    • Policy maximum?
      $75,000, $200,000

    • Deductible options?
      $0

    • Period of coverage?
      5 days to 364 days

  • Best Travel Health Insurance for USA With Pre-Existing Conditions Coverage

    Most of the visitor insurance plans do not offer coverage for pre-existing medical conditions. However, some top rated insurance plans offer travel insurance covering acute onset of pre-existing conditions, which refers to sudden and unexpected flare-ups. If you are a traveler with a pre existing condition, you can compare visitor insurance with pre-existing coverage offering wide range of deductibles and policy maximum and buy the best medical insurance for pre existing conditions in USA.

    Patriot America Plus IMG

    • Acute onset of pre-existing condition: Covered up to the selected policy maximum for individuals aged 70 and under.
    • Emergency medical evacuation: Covers $25,000 maximum limit
    • Direct Billing: First healthcare network First health care Provider Network or United HealthCare United Healthcare Provider Network
    • Patriot America Plus cost for 65 year old traveler ranges from $121 to $463 for a month.
    • Policy maximum?
      $50,000 to $1,000,000

    • Deductible options?
      $0 to $2,500

    • Period of coverage?
      5 days to 12 months

    Safe Travels USA Comprehensive Trawick International

    • Acute onset of pre-existing conditions: Up to 89 years
    • For those under 70, medical treatment is covered up to the policy maximum. For individuals aged 70 to 79, the acute onset benefit is limited to a maximum of $35,000. For those aged 80 and above, the benefit is reduced to a maximum of $20,000.
    • Direct Billing: First HealthCare First health care Provider Network
    • Safe Travels USA Comprehensive cost for 65 year old traveler ranges from $125 to $316 for a month.
    • Policy maximum?
      $50,000 and $100,000

    • Deductible options?
      $0 to $5,000

    • Period of coverage?
      5 days to 364 days

    Atlas America Insurance WorldTrips

    • Acute onset of pre-existing conditions: The plan covers up to the selected policy maximum for the acute onset of pre-existing conditions for ages under 80 years.
    • Emergency medical evacuation: $25,000 maximum limit
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • Atlas America Insurance cost for 65 year old traveler ranges from $124 to $372 for a month.
    • Policy maximum?
      $50,000 and $100,000

    • Deductible options?
      $0 to $5,000

    • Period of coverage?
      Up to 364 days

    Venbrook Premier Venbrook International

    • Acute onset of pre-existing conditions: For ages up to and including 69, coverage is available up to the medical policy maximum purchased per policy period
    • Emergency medical evacuation: $25,000 maximum limit
    • Venbrook Premier may cover sudden diabetic events as acute onset under certain conditions. If no pre-existing conditions exist, it's treated as a cardiovascular event.
    • Venbrook Premier Insurance cost for 65 year old traveler ranges from $136 to $419 for a month.
    • Policy maximum?
      $50,000 and $100,000

    • Deductible options?
      $0 to $5,000

    • Period of coverage?
      5 days to 12 months

    SafeVista Comprehensive INF

    • Acute on set of pre-existing conditions: Covered up to maximum benefit except Cardiac Coverage for Angina, Heart Attacks, and Stroke. Maximum $25,000 for individuals under the age of 69, and $15,000 for individuals aged 70 and above (inclusive of PPO fees) with deductible $500
    • Coverage from 10 days to 364 days.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • Safe Vista Comprehensive Insurance cost for 65 year old traveler ranges from $150 to $262 for one month.
    • Policy maximum?
      $100,000 and $1,000,000

    • Deductible options?
      $0 to $5,000.

    • Period of coverage?
      10 days to 364 days

    Visitors Protect IMG

    • Offers comprehensive coverage for pre-existing conditions up to age 99, though premiums may be higher for older travelers.
    • Provides coverage for pre-existing conditions with a maximum benefit of up to $25,000 for individuals aged 0 to 69. For those aged 70 to 99, the maximum benefit is $15,000 and is subject to a $1,500 deductible.
    • Direct Billing: First healthcare network First health care Provider Network or Unitedhealthcare United Healthcare Provider Network
    • Visitors Protect Insurance cost for 65 year old traveler ranges from $637 to $1,593 for 3 months.
    • Policy maximum?
      $50,000 and $250,000

    • Deductible options?
      $250 to $5,000

    • Period of coverage?
      Minimum purchase 90 days

    INF Elite X INF

    • Full Pre-existing condition coverage:
      • Ages 0–69 years: Choose a pre-existing condition coverage limit of $25,000, $30,000, $40,000, or $50,000 with a deductible of $1,500, $2,000, $2,500, $5,000, or $10,000.
      • Ages 70–99 years: Choose a pre-existing condition coverage limit of $20,000 with a deductible of $1,500, $2,000, $2,500, $5,000, or $10,000.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • INF Elite Insurance cost for 65 year old traveler ranges from $947 to $1,415 for 3 months.
    • Policy maximum?
      $150,000 and $300,000

    • Deductible options?
      $500 to $5,000.

    • Period of coverage?
      Minimum purchase 90 days

  • Seniors Travel Insurance for Above 60 Years

    Older travelers or parents aged above 60 years visiting foreign nations have a tough time in finding good medical insurance to satisfy all their requirements. Here is a quick comparison of popular visitor medical insurance plans that provide coverage for 60+ travelers.

    Visitors Care IMG

    • Cheap visitor health insurance for parents visiting USA.
    • Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
    • Pre-Existing condition medical evacuation,: Covers up to $25,000 max per period of coverage.
    • Direct Billing: First healthcare First health care Provider Network or United HealthCare United Healthcare Provider Network
    • Visitors Care insurance cost for 60 year old traveler ranges from $38 to $89 for a month.
    • Policy maximum?
      $25,000, $50,000, $100,000

    • Deductible options?
      $0, $50, $100

    • Period of coverage?
      5 days to 2 years

    Venbrook Essential Venbrook

    • Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
    • Cardiovascular event sub limit: Covers up to $25,000.
    • Emergency medical evacuation: Covers up to $100,000.
    • Venbrook Essential insurance cost for 60 year old traveler starts from $47 to $120 for a month.
    • Policy maximum?
      $25,000, $50,000, $100,000, $150,000

    • Deductible options?
      $0

    • Period of coverage?
      5 days to 12 months

    Venbrook Premier Venbrook

    • Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
    • Cardiovascular event sub limit: Covers up to $25,000.
    • Emergency medical evacuation: Covers up to $100,000.
    • Venbrook Premier insurance cost for 60 year old traveler starts from $85 to $330 for a month.
    • Policy maximum?
      $25,000, $50,000, $100,000, $250,000

    • Deductible options?
      $0, $100, $250, $500, $1,000, $2,500 and $5,000

    • Period of coverage?
      5 days to 12 months

    Visitors Preferred IMG

    • Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
    • Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
    • Direct Billing: First healthcare First health care Provider Network or United HealthCare United Healthcare Provider Network
    • Emergency medical evacuation: Covers up to $1000,000.
    • Visitors Preferred insurance cost for 60 year old traveler ranges from $100 to $363 for a month.
    • Policy maximum?
      $50,000, $100,000

    • Deductible options?
      $0, $100, $250, $500, $1,000 $2,500

    • Period of coverage?
      5 days to 12 months

    Diplomat America Global Underwriters

    • Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
    • Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
    • Freedom to choose hospitals or doctors
    • Emergency medical evacuation: Covers up to $250,000.
    • Diplomat America insurance cost for 60 year old traveler ranges from $133 to $379 for a month
    • Policy maximum?
      $50,000, $100,000

    • Deductible options?
      $0, $100, $250, $500, $1,000 $2,500

    • Period of coverage?
      15 days to 12 months

    Safe Travels USA Trawick International

    • Unexpected recurrence of pre-existing conditions: Covers up $1,000 for ages up to 70 years.
    • Cardiac conditions or stroke: Covers up to $25,000 up to age 69 years.
    • Direct Billing: First HealthCare First health care Provider Network
    • Emergency medical evacuation: Covers 100% up to $1,000,000.
    • Safe Travels USA Insurance cost for 60 year old travelers ranges from $80 to $357 for a month
    • Policy maximum?
      $50,000, $100,000

    • Deductible options?
      $0, $100, $250, $500, $1,000, $2,500, $5,000

    • Period of coverage?
      5 days to 364 days

  • Older Traveler Medical Insurance for Above 70 Years

    Senior travelers find it difficult to get good travel insurance. These plans range from being affordable to providing the most coverage, the price vary correspondingly depending on the coverage offered.

    Safe Travels Advantage Trawick International

    • Acute onset of pre-existing conditions: Covers up to the policy maximum (up to age 79).
    • Cardiac conditions or stroke: Covers up to $15,000.
    • Direct Billing through First HealthCare First health care Provider Network
    • Emergency medical evacuation: Covered up to unlimited.
    • Repatriation of remains: Covers up to $25000 per policy period.
    • Safe Travels Advantage cost for 70 years old traveler ranges from $61 to $166 for a month
    • Policy maximum?
      $25,000, $50,000, $100,000, $150,000

    • Deductible options?
      $0

    • Period of coverage?
      5 days to 364 days

    Safe Travels Elite Diamond Trawick International

    • Acute onset of pre-existing conditions: Covers up to $35,000 (up to age 79).
    • Cardiac conditions or stroke: Covers up to $15,000.
    • Direct Billing through First HealthCare First health care Provider Network
    • Emergency medical evacuation: Covers up to $50,000.
    • Repatriation of remains: Covers up to $7,500 per policy period.
    • Safe Travels Elite cost for 70 years old traveler ranges from $100 to $150 for a month.
    • Policy maximum?
      $50,000, $100,000

    • Deductible options?
      $100, $200

    • Period of coverage?
      5 days to 364 days

    Atlas America WorldTrips

    • Ideal plan for parents with pre-existing conditions coverage up to 79 years.
    • Acute on set of pre-existing conditions: Covers up to policy maximum.
    • Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • Emergency medical evacuation: Covers up to $1,000,000.
    • Border entry protection: Covers up to $500 if traveling on a valid B-2 visa and denied entrance at the U.S. border.
    • Atlas America Insurance cost for 70 year old travelers ranges from $201 to $619 for a month.
    • Policy maximum?
      $50,000, $100,000, $150,000

    • Deductible options?
      $0, $100, $250, $500

    • Period of coverage?
      364 days

    Travel Medical Choice Seven Corners

    • Acute on set of pre-existing conditions: Covers up to policy maximum, cardiac conditions are included under pre-existing conditions.
    • Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • Emergency medical evacuation: Covers up to $1,000,000.
    • Repatriation of remains: Covers up to $50,000.
    • Travel Medical Choice Insurance cost for 70 year old travelers ranges from $286 to $808 for a month.
    • Policy maximum?
      $50,000, $100,000

    • Deductible options?
      $0, $100, $250, $500, $1,000

    • Period of coverage?
      5 days to 364 days

    Safe Travels USA Comprehensive Trawick International

    • Most popular plan with Acute on set of pre-existing conditions coverage up to $35,000 (up to age 79).
    • Direct Billing: First healthcare First health care Provider Network
    • Cardiac conditions or stroke: Covers up to $15,000.
    • Emergency medical evacuation: Covers 100% up to $1,000,000.
    • Repatriation of remains: Covers up to $50,000.
    • Safe Travels USA Comprehensive Insurance cost for 70 year old travelers ranges from $179 to $645 for a month.
    • Policy maximum?
      $50,000, $100,000, $250,000, $500,000, $1,000,000

    • Deductible options?
      $0, $100, $250, $500, $1,000, $2,500, $5,000

    • Period of coverage?
      5 days to 364 days

    Visit USA Standard Travel Insurance Services

    • Budget friendly travel insurance with Acute on set of pre-existing conditions coverage up to $2,500.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network or First HealthCare First health care Provider Network
    • Emergency medical evacuation: Covers up to $250,000.
    • Repatriation of remains: Covers up to $50,000.
    • Visit USA Standard Insurance cost for 70 year old travelers ranges from $165 for a month.
    • Policy maximum?
      $75,000

    • Deductible options?
      $0

    • Period of coverage?
      5 days to 364 days

  • Senior Citizen Travel Insurance for Above 80 Years

    Visitor insurance for 80 years old USA are available for senior travelers above 80 years of age with suitable benefits. Compare some of these health insurance over 80 years old traveling in US offered by reputed US insurance companies. Travelers can get quotes and buy travel insurance for seniors over 80 years.

    Safe Travels Advantage Trawick International

    • Acute onset of pre-existing conditions: Covers up to $15,000 (up to age 89).
    • Cardiac conditions or stroke: Covers up to $15,000.
    • Direct Billing through First HealthCare First health care Provider Network
    • Emergency medical evacuation: Covers up to unlimited.
    • Repatriation of remains: Covers up to $25,000 per policy period.
    • Safe Travels Advantage cost for 80 years old traveler ranges from $159 to $574 for a month.
    • Policy maximum?
      $25,000, $50,000, $100,000, $150,000

    • Deductible options?
      $0

    • Period of coverage?
      5 days to 364 days

    Visit USA Superior Travel Insurance Services

    • Affordable travel insurance for seniors with Acute on set of pre-existing conditions coverage up to $2,500.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network or First HealthCare First health care Provider Network
    • Emergency medical evacuation: Covers up to $500,000.
    • Repatriation of remains: Covers equal to the elected overall maximum limit.
    • Visit USA Superior Insurance cost for 80 year old travelers ranges from $556 for a month.
    • Policy maximum?
      $20,000

    • Deductible options?
      $0, $250, $500, $1,000

    • Period of coverage?
      5 days to 364 days

    Safe Travels USA Comprehensive Trawick International

    • Acute on set of pre-existing conditions: Coverage up to $20,000 (up to age 89).
    • Direct Billing: First HealthCare First health care Provider Network
    • Cardiac conditions or stroke: Covered up to $15,000.
    • Emergency medical evacuation: Covers 100% up to $1,000,000.
    • Repatriation of remains: Covers up to $50,000.
    • Safe Travels USA Comprehensive Insurance cost for 80 year old travelers ranges from $566 for a month.
    • Policy maximum?
      $20,000

    • Deductible options?
      $0, $100, $250, $500, $1,000, $2,500, $5,000

    • Period of coverage?
      5 days to 364 days

    SafeVista Comprehensive INF

    • Best plan for seniors with acute on set of pre-existing conditions up to 99 years.
    • Acute on set of pre-existing conditions: Covers up to maximum limit
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • Emergency medical evacuation: Covers up to $25,000 maximum.
    • SafeVista Comprehensive insurance cost for 90 years old traveler $789 for one month.
    • Policy maximum?
      $100,000

    • Deductible options?
      $100, $250, $500, $1,000, $2,500, $5000

    • Period of coverage?
      10 days to 364 days

    Visitors Protect IMG

    • Ideal plan for seniors with pre-existing conditions.
    • Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
    • Direct Billing: First healthcare First health care Provider Network or Unitedhealthcare United Healthcare Provider Network
    • Emergency medical evacuatio: Covers up to $25,000 maximum.
    • Minimum purchase is 90 days.
    • Visitors Protect insurance cost for 80 years old traveler $1987 for 3 months.
    • Policy maximum?
      $50,000

    • Deductible options?
      $250, $500, $1,000, $2,500 or $5,000

    • Period of coverage?
      90 days up to 12 months

    INF Elite Plus X INF

    • Perfect plan for seniors with Preventive and maintenance care benefit.
    • Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • Emergency medical evacuation: Covers up to $25,000 maximum.
    • Minimum purchase is 90 days.
    • INF Elite Plus insurance cost for 80 years old traveler $3499 for 3 months.
    • Policy maximum?
      $75,000

    • Deductible options?
      $250, $500, $1,000, $2,500, $5000

    • Period of coverage?
      90 days to 364 days

  • Senior Citizen Travel Insurance for Above 90 Years

    Visitor insurance for 90 years old USA are available for senior travelers above 90 years of age with suitable benefits. Compare some of these health insurance over 90 years old traveling in US offered by reputed US insurance companies. Travelers can get quotes and buy travel insurance for seniors over 90 years.

    SafeVista Comprehensive INF

    • Best plan for seniors with acute on set of pre-existing conditions up to 99 years.
    • Acute on set of pre-existing conditions: Covers up to maximum limit
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • Emergency medical evacuation: Covers up to $25,000 maximum.
    • SafeVista Comprehensive insurance cost for 90 years old traveler $789 for one month.
    • Policy maximum?
      $100,000

    • Deductible options?
      $100, $250, $500, $1,000, $2,500, $5000

    • Period of coverage?
      10 days to 364 days

    INF Premier X INF

    • Affordable plan for seniors with full pre-existing conditions up to 99 years.
    • Pre-existing conditions: Covers up to $15,000/$20,000 maximum with $1,000/$5,000 deductible.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • Emergency medical evacuation: Covers up to $20,000 maximum.
    • Minimum purchase is 90 days.
    • INF Premier X insurance cost for 90 years old traveler $1091 for 3 months.
    • Policy maximum?
      $100,000

    • Deductible options?
      $250, $500, $1,000, $2,500, $5000

    • Period of coverage?
      90 days to 364 days

    INF Elite X INF

    • Ideal plans for seniors with pre-existing conditions coverage up to 99 years.
    • Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network
    • Emergency medical evacuation: Covers up to $25,000 maximum.
    • Minimum purchase is 90 days.
    • INF Elite X insurance cost for 90 years old traveler $2,887 for 3 months.
    • Policy maximum?
      $75,000

    • Deductible options?
      $250, $500, $1,000, $2,500, $5000

    • Period of coverage?
      90 days to 364 days

    Visitors Protect IMG

    • Ideal plan for seniors with pre-existing conditions up to 99 years.
    • Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
    • Direct Billing: First HealthCare First health care Provider Network or Unitedhealthcare United Healthcare Provider Network
    • Emergency medical evacuation: Covers up to $25,000 maximum.
    • Minimum purchase is 90 days.
    • Visitors Protect insurance cost for 90 years old traveler $1987 for 3 months.
    • Policy maximum?
      $50,000

    • Deductible options?
      $250, $500, $1,000, $2,500 $5,000

    • Period of coverage?
      90 days to 364 days

    Visit USA Superior Travel Insurance Services

    • Budget friendly travel insurance for seniors with Acute on set of pre-existing conditions coverage up to $2,500.
    • Direct Billing: Unitedhealthcare United Healthcare Provider Network or First HealthCare First health care Provider Network
    • Emergency medical evacuation: Covers up to $500,000.
    • Repatriation of remains: Covers equal to the elected overall maximum limit.
    • Visit USA Superior Insurance cost for 90 year old travelers ranges from $556 for a month.
    • Policy maximum?
      $20,000

    • Deductible options?
      $0, $50, $1,000, $2,500, $5000

    • Period of coverage?
      5 days to 364 days

Traveling to the USA? Stay protected against any border entry issues!

Border entry issues at the US border can be unpredictable. Our Border entry protection visitor insurance covers unexpected delays, denial of entry, and related travel disruptions. Protect your US travel investment with specialized border entry insurance available on American Visitor Insurance.

Which Pre-Existing Conditions Are Covered by US Travel Insurance?

How Does Coverage for Pre-Existing Conditions Work?

  • Definition of a pre-existing condition – what medical conditions are considered pre-existing.
  • Look-back period – the time frame prior to travel during which a condition is considered pre-existing.
  • Type of coverage – whether the plan covers only acute onset (sudden flare-ups) or full coverage (ongoing treatment).
  • Coverage limits – the maximum amount the policy will pay for pre-existing conditions.
Whether a travel health insurance plan covers your pre-existing conditions depends on all these factors.

Acute onset vs. Chronic Conditions

Type Definition Examples
Acute Onset of a Pre-Existing Condition A sudden and unexpected onset of a pre-existing condition that occurs after coverage starts and requires immediate medical attention. Heart attack, sudden asthma attack, acute appendicitis
Chronic Pre-Existing Condition A long-term or ongoing condition that existed prior to coverage and is generally managed over time Diabetes, hypertension, chronic kidney disease

Some visitor insurance plans cover acute onset of certain pre-existing conditions but do not cover chronic management.

USA flag

General Information About USA

What Are the Popular Travel Destinations in the USA?

US States

US States

Beaches, National Parks and more!

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US Cities

US Cities

Glitz, glamor, museums and more!

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US Territories

What Are the Famous Destinations in USA?

Health Insurance for Korean Students in the USA

South Korean students in the United States should ensure that they are properly covered with international student health insurance.

While most U.S. universities offer student health plans, these are often quite expensive. At American Visitor Insurance, we provide affordable student health insurance for Korean students that offers coverage comparable to university plans, but at much lower premiums.

Korean students can also buy OPT health insurance by comparing different OPT insurance options online. Our plans are designed to meet the needs of students on an F-1 visa as well as those on Optional Practical Training (OPT).

Korean students studying in the U.S. can get coverage starting at just $30 and goes up to $115 per month, making it a budget-friendly and reliable alternative to university health plans.

Travel Insurance USA, Travel insurance in USA for foreigners - FAQ's

1. Can a visitor get health insurance in USA?

Yes. Visitors, tourists, students, and others can all buy travel health insurance in the US. We recommend the travel insurance for visitors from South Korea be purchased from the day they leave their home country until they return, however, most companies allow you to purchase it even after the traveler has already started their journey.

2. How does visitor insurance work?

Visitor or travel medical insurance is for unexpected medical expenses while on your trip. Many travel insurance for South Korea visitors plans also cover baggage loss/ delay, trip delays, and have other benefits to help travelers with unexpected problems (loss of documents, etc).

Since they are meant to be used in an emergency, you can use any doctor/hospital. In a non-emergency situation, you should consult your documentation and try to stay in-network (if applicable) while in the US since this will likely help defray your out-of-pocket cost.

3. Is travel insurance required for a U.S. visa?

Most South Korean travelers on a B-2 tourist or B-1 business visa are not legally required to have South Korea to USA visitor health insurance. However, it is highly recommended to purchase travel insurance prior to your trip due to the high costs of U.S. healthcare.

National health insurance from South Korea is not generally accepted in the U.S. Even a minor hospital visit can cost thousands of dollars. Travel medical insurance for South Korean travelers in the USA ensures that you are covered unexpected medical emergencies, hospitalization, and emergency evacuation.

4. What to do in case of a medical emergency in the USA?

  1. Seek medical care immediately either at a nearby hospital or urgent care facility.
  2. Contact your insurance company as soon as you can so they are informed of the incident and verify what is covered.
  3. Hospital procedure for South Korean visitors:
    • Present your insurance card or policy number.
    • Present your ID and passport for verification.
    • Some hospitals bill the insurance company directly, while others may require you to pay upfront and obtain reimbursement later.
  4. Keep all medical reports, bills and receipts in order to file a claim.

5. Where can travelers buy travel insurance for the USA?

  • Travel health insurance provides protection against unexpected medical and travel emergencies that may occur while traveling outside your home country.
  • It is crucial for travelers to the USA to purchase a good travel medical insurance for USA from South Korea.
  • Travelers can purchase travel insurance plans covering the USA on various platforms.
  • Travel insurance for the USA can be easily bought on the American Visitor Insurance website.
  • For more details, travelers can call us at (877)-340-7910 or email, and the team will be glad to assist.

6. Can I travel to the USA without travel insurance?

Yes, one can travel to the USA without travel insurance, however this is very risky given the high cost of US healthcare services. One can easily buy travel insurance for USA online by comparing available popular options on American Visitor Insurance.

7. What travel insurance covers the USA for travelers from South Korea?

There are many US travel insurance plans in American Visitor Insurance offered by different reputed US insurance companies. These US travel health insurance plans for visitors from South Korea have different medical maximum coverages, benefits and deductibles options.

Some of them also offer coverage for pre-existing medical conditions. Tourists from South Korea can compare these different travel insurance plan options to find the best travel insurance for their specific needs.

8. What are the types of travel insurance for visitors from South Korea?

There are broadly two two types of US travel medical insurance for visitors from South Korea;

  1. Fixed benefit travel insurance : where there is a defined limit for each coverage benefit irrespective of the total policy coverage
  2. Comprehensive travel insurance: where there is no limit for the medical coverage up to the policy maximum

The US travel Insurance plans mainly cover the health of the traveller from South Korea. These include unexpected sickness and injury, emergency medical evacuation, repatriation and acute onset of pre-existing condition. These travel insurance plans do not provide coverage for preventive care (taking vaccinations) or for regular pre-determined treatment of an existing ailment.

9. Can travelers from South Korea still get travel insurance for the USA?

I am already in the US, Can I still get to buy travel insurance for the US?
Yes, South Korean travelers can buy US travel insurance before starting their trip. Some plans are also available after arrival in the USA, but eligibility may vary depending on how long the traveler has already been in the country. Travelers should note that coverage begins only after the policy start date, and benefits apply for unforeseen illnesses or accidents after inception. For more details, see our guide on buying travel insurance after arrival in the USA.

10. How is the medical treatment in USA for South Korean handled?

What happens if a tourist from South Korea gets sick in USA? What happens if a South Korean tourist goes to the hospital in the US? How are South Korean tourists emergency hospital bills handled? What is involved in seeing a Doctor in the US as a tourist?

These are common concerns of South Korean tourists visiting the US. International travelers to the US should be aware the US healthcare is very expensive and is usually covered by health insurance coverage which most US residents have.

It is hence important for international tourists in the US to buy the best US travel insurance since they have to pay for any medical expenses incurred while visiting USA. Being forced to visit an US hospital without good travel insurance can be devastating and one should buy US travel insurance for the entire duration of one's visit to the USA.

한국인 고객을 위한 – 한국 여행자를 위한 여행자 보험

한국에서 오셔서 최고의 여행자 건강 보험을 찾고 계신다면, 저희가 한국어로 상세한 정보를 제공합니다. 한국어 여행자 보험 안내 페이지 를 방문하여 다양한 플랜 옵션을 확인하고, 혜택을 비교하며, 여행 및 비자 요건에 맞는 보장을 찾아보세요.

보험 종류

flight

방문객

미국을 방문하는 한국인을 위한 건강 보험

자세히 보기 »
school

유학생

미국 내 한국인 유학생을 위한 최고의 건강 보험

자세히 보기 »
ecg_heart

기존 질환

기존 질환이 있는 한국인 미국 방문자를 위한 건강 보험

자세히 보기 »

What Are the Different USA Visa Health Insurance?

South Korean Embassy and Consulates in the United States

South Korea Embassy in Washington, DC location_on

Address

2450 Massachusetts Avenue N.W. 20008 DC Washington United States

Phone
+1-202-9395660

Fax
+1-202-7970595

Email
consular_usa@mofa.go.kr

South Korea Embassy in Texas, TX location_on

Address

1990 Post Oak Boulevard, Suite 1250 TX 77056 Houston Texas United States

Phone
+1-713-9610186

Fax
+1-713-9613340

Email
con-hu@mofa.go.kr

Travel Health Insurance for South Koreans in USA

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Pre-existing Coverage
Pre-existing condition travel insurance USA for Koreans.
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Seniors Insurance
Visitor health insurance USA for elderly travelers from Korea.
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Annual Travel Insurance
Best yearly travel insurance for Korean citizens visiting USA.
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Green Card Holders Insurance
Best medical insurance for new Green Card immigrants from Korea.
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Group travel insurance

Are you traveling as a Group?

Group travel insurance for USA for five or more travelers on the same itinerary, and enjoy a 5% to 10% discount on the premium.

Get Group Insurance Quote »

South Korean travel insurance for USA Information

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Travel Insurance from South Korea to USA Resources
International travel insurance resources for South Korean travelers visiting the USA.
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Factors for South Korea to USA Travel Insurance Online Important factors when choosing travel insurance from South Korea to the USA.
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Types of South Korea to USA Travel Insurance
Different types of travel insurance coverage options for South Korean travelers to USA.
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South Korea to USA Travel Insurance Claims Procedure
Step-by-step process for filing USA travel insurance claims during medical emergencies.
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Travel Insurance to USA From South Korea Links

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Travel Insurance for USA FAQ

FAQs about travel insurance for USA.

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USA Travel Insurance Blog

Blog about South Korea travel insurance to USA.

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USA Traveler Insurance Forum

Customer Queries for South Korea travelers to USA.

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Which Are the Best Travel Insurance Companies in USA?

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, Travelex, INF insurance, HTH Worldwide and Venbrook International.

Which are the best visitors insurance companies in USA?

IMG Logo
HTH Worldwide
IMG Logo
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Expertise in offering travel insurance
20+ years!
US health insurance
Customers from
All U.S. states!
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Customers from over
180 countries!