Baxter State Park
Baxter State Park is an expansive wilderness area boasting a diverse population of wildlife and majestic mountain views.
Travel Health Insurance for Maine
Why Is Health Insurance for Maine Important for Maine?
Within the U.S, students, visitors, and families encounter similar financial challenges while accessing health services, and insurance is critical, particularly in the more rural and remote parts of Maine.
⚠️ Without Insurance,
- Even the simplest of treatments can easily become a financial catastrophe.
- A new patient office visit in Maine can cost $135 to $393, depending on duration and provider.
- Hospital inpatient “room & board / medical-surgical” charges at MaineGeneral run about $2,518 per day, with higher rates for critical care and specialized wards.
Visitors are not eligible for programs like Medicaid or Medicare, and standard U.S. health insurance plans often require U.S. residency or citizenship.
💳 How Travel / Visitor Health Insurance Helps in Maine
- A strong visitor health insurance plan in Maine can helps cover:
- Sudden illnessesor or infections
- Accidents or injuries
- Hospitalizationand related inpatient care
- Acute onset of pre-existing conditions which is important for elderly parents
- Most plans also include medical evacuation and access to large PPO networks such as UnitedHealthcare and First Health.
- For students attending Maine’s universities or families visiting loved ones in cities like Portland, Bangor, or Augusta, having visitor insurance for Maine ensures access to quality care and reduces the stress of high medical bills.
Who Needs Visitors Insurance in Maine?
- Foreign tourists visiting Maine for sightseeing or outdoor activities
- Parents or family members visiting from abroad
- International students attending Maine colleges and universities
- H1B, L1 visa holders and their dependents
- OPT and STEM OPT students doing internships or training programs
- Visitors with pre-existing conditions or traveling to rural areas with limited medical facilities
How Much Does Visitor Health Insurance USA Cost?
How Much Is Medical Insurance for Tourists in the US?US Healthcare is extremely expensive, and even a simple doctor’s visit can become a financial burden unless insured properly.
In 2025, the cost of travel health insurance for visitors to the US ranges between $19 to $172 per month, depending on
- Age of the traveler
- Insurance company
- Type of visitors insurance
- Coverage limits
- Whether pre-existing conditions are covered
Cheaper options are available for as little as $1 to $5 per day, however the coverage is also limited.
Why is travel insurance USA is so important? A simple doctor’s visit can cost anywhere between $250 to $350, while a heart attack can cost at least $25,000. A stay in the ICU after a stroke can cost upwards of $150,000. As routine echocardiogram can range from $1,500 to $4,000 while emergency treatments for conditions like diabetes can cost anywhere from $3,500 to $7,000. Treatment for kidney failure can result in bills of over $30,000.
How Much Does Cheap Visitor Insurance in the USA Cost?
Cheap visitor health insurance for visitors to USA starts at $19 per month for fixed benefit plans. Following is the cost of visitor insurance per month.
| Plan Name | Plan max range | Deductible | Age 35 | Age 55 | Age 75 |
|---|---|---|---|---|---|
| Safe Travels Advantage | $25,000 - $150,000 | $0 | $19 - $54 | $29 - $82 | $59 -$160 |
| Visitors Care | $25,000 - $100,000 | $100 | $25 - $44 | $30 - $65 | $66 - $152 |
| Safe Travels Elite | $25,000 - $175,000 | $0 | $25 - $71 | $36 - $110 | $105 - $150 |
| Venbrook Essential | $25,000 - $150,000 | $0 | $25 - $74 | $36 - $105 | $66 - $142 |
| Visit USA Budget | $50,000 - $150,000 | $250 | $30 - $49 | $42 -$74 | $81 |
| VisitorSecure | $50,000 - $130,000 | $100 | $31 - $55 | $46 - $84 | $93 - $135 |
| Travel Medical USA Visitor Basic | $50,000 - $150,000 | $100 | $39 - $47 | $56 - $68 | $178 - $196 |
How Much Does the Best Comprehensive Visitor Insurance Cost per Month?
The cost of comprehensive visitor insurance starts around $53 month, depending on the age of the traveler, coverage limits, deductible, and optional add-ons. Higher medical maximum plans including pre-existing condition benefits and lower deductibles are more expensive.
On average, a good comprehensive health insurance plan costs between $58 to $108 per month for a 35 year old traveler.
Following are the cost of best health insurance for visitors to USA per month for a $250 deductible.
| Plan name | Plan maximum | Age 35 | Age 55 | Age 75 |
|---|---|---|---|---|
| Atlas Essential America | $50,000 - $1,000,000 | $53 - $98 | $117 - $200 | $244 - $326 |
| Visitors Preferred | $50,000 - $1,000,000 | $53 - $99 | $123 -$231 | $244 |
| Patriot America Plus | $50,000 - $1,000,000 | $57 - $106 | $124 - $235 | $279 - $420 |
| Safe Travels USA | $50,000 - $1,000,000 | $57 - $103 | $123 - $227 | $244 - $321 |
| Venbrook Premier | $50,000 - $1,000,000 | $58 - $104 | $129 - $240 | $352 - $437 |
| Atlas America | $50,000 - $2,000,000 | $58 - $114 | $127 - $253 | $344 - $429 |
| Safe Travels USA Comprehensive | $50,000 - $1,000,000 | $66 - $122 | $143 - $269 | $285 - $455 |
| Atlas Premium America | $50,000 - $2,000,000 | $72 - $142 | $158 - $316 | $430 - $537 |
| SafeVista Comprehensive | $100,000 - $1,000,000 | $76 - $97 | $158 - $225 | $320 |
| Diplomat America | $50,000 - $1,000,000 | $81 - $142 | $176 - $303 | $342 |
| Travel Medical Choice | $50,000 - $1,000,000 | $98 - $173 | $186 - $333 | $736 - $1,000 |
| Patriot America Platinum | $1,000,000 - $8,000,000 | $108 - $226 | $240 - $494 | $604 |
| Visit USA Superior | $250,000 | $112 | $233 | $404 |
Source: American Visitor Insurance®
How Much Does 6-Month Medical Insurance for Visitors to USA Cost?
For a 60-year-old traveler, the cost of USA visitor insurance for 6 months typically ranges around $122 to $1,050, based different coverage options, medical needs, and traveler’s budget on American Visitor Insurance.
The best 6 month USA travel insurance is the one which is affordable, reliable and allows the traveler stress free.
What Are the Types of USA Health Insurance for Visitors?
The types of US travel insurance plans are fixed benefit and comprehensive visitors insurance. Compare Comprehensive vs fixed benefit visitors insurance for USA.
| Feature | Fixed Benefit Visitor Insurance USA | Comprehensive Visitor Insurance USA |
| 💲 Cost | Affordable with lower premiums | More Expensive due to extensive coverage |
| 🛡️ Coverage | Fixed amount per benefit limited or coverage under certain conditions | Benefits for covered medical expenses up to the plan maximum |
| 📉 Deductibles | Usually higher deductibles for lower cost | Often lower deductibles, more coverage |
| 🌐 PPO network | Usually no PPO network participation | Offers PPO network access with discounted rates |
| 💳 Payment method | Usually requires you to pay upfront and then seek reimbursement from the insurer | Allows direct billing(cashless), so the insurer handles payments to the provider |
| ❤️ Pre-existing conditions coverage | Not all plans offer coverage. Some offer coverage up to a specified limit | Some plans offer coverage, while some others offer coverage only for acute onset of pre-existing conditions |
| 👥 Recommended for | Budget conscious travelers who only need basic coverage. | Travelers who want comprehensive coverage for any medical needs. |
US Travel Insurance Types
Compare fixed benefit vs comprehensive plans to find the best visitors insurance for your trip.
Compare Plan Types »Which Is the Cheapest Visitor Health Insurance for Maine?
The Cheapest visitors insurance for Maine is Safe Travels Advantage from Trawick International.
Other Affordable health insurance for visitors to Maine are Venbrook Essential from Venbrook International and Visitors Care from IMG.
Coverage for unexpected illnesses and injuries during short-term stays.
Policy Maximum?
$25,000 - $150,000
Deductible?
$0
Coverage?
5 - 364 days
Acute Onset?
Up to the policy maximum for ages ≤ 89
Provides essential coverage for emergency needs during short-term stays.
Policy Maximum?
$25,000 - $150,000
Deductible?
$0
Coverage?
5 - 364 days
Acute Onset?
Up to 79 years
Suitable for short-term travelers, including parents visiting the U.S.
Policy Maximum?
$25,000 - $100,000
Deductible?
$0 - $100
Coverage?
5 days - 2 years
Acute Onset?
Up to policy maximum
* The price shown is for a 30-day trip with a $25,000 maximum coverage and a $0 deductible for a 40-year-old traveler.
Which Is the Best Visitors Insurance Maine?
Excellent question! Given the unique needs of different travelers there is not one US travel insurance plan that is always the best for everyone. If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition.
Patriot America Plus IMG
Patriot America Plus is a comprehensive short-term travel insurance for individuals and families visiting the USA.
- Direct Billing: First healthcare
or United HealthCare 
- Urgent Care: $30 per incident; no copayment if deductible is $0
- Acute onset of pre-existing condition: Up to policy maximum for ages up to 70 years
- Emergency medical evacuation: Up to $1,000,000
- Patriot America Plus cost for 40 year old traveler ranges from $52 to $169 for a month.
Policy maximum?
$50,000 to $1,000,000Deductible options?
$0 to $2,500Period of coverage?
5 days to 12 months
Atlas America WorldTrips
A popular comprehensive travel insurance plan for non-U.S. citizens visiting the United States.
- Direct Billing: Unitedhealthcare
- Urgent Care: 15 per incident; no copayment if deductible is $0.
- Maternity: Covers complications of pregnancy in the first 26 weeks
- Acute onset of pre-existing conditions: Up to maximum limit, for ages up to 80 years
- Emergency medical evacuation: Up to $1,000,000
- Atlas America Insurance cost for 40 year old traveler ranges from $46 to $216 for a month.
Policy maximum?
$10,000 to $2,000,000Deductible options?
$0 to $5,000Period of coverage?
Up to 364 days
Safe Travels USA Comprehensive Trawick International
Affordable travel insurance with pre-existing conditions for Non US residents/citizens visiting USA.
- Direct Billing: First HealthCare
- Urgent Care: $30 per incident; no copayment if deductible is $0
- Maternity: Emergency medical treatment for pregnancy, up to $1,000
- Acute onset of pre-existing conditions: Up to 89 years
- Covers up to $1,000,000 for medical expenses and $2,000,000 for emergency evacuation.
- The plan also includes a wellness visit benefit.
- Safe Travels USA Comprehensive cost for 40 year old traveler ranges from $55 to $204 for a month.
Policy maximum?
$50,000 to 1,000,000Deductible options?
$0 to $5,000Period of coverage?
5 days to 364 days
Visitors Protect IMG
Top comprehensive travel insurance plan with pre-existing conditions for travelers to the U.S., Canada, and Mexico.
- Direct Billing: First healthcare or Unitedhealthcare
- Urgent Care: 15 per incident; no copayment if deductible is $0
- Pre-existing conditions: Up to 99 years
- Minimum purchase is 90 days
- Visitors Protect Insurance cost for 40 year old traveler ranges from $300 to $750 for 3 months.
Policy maximum?
$50,000 to $250,000Deductible options?
$250 to $5,000Period of coverage?
Minimum purchase 90 days
SafeVista Protect INF
Popular comprehensive travel insurance plan with pre-existing conditions for travelers visiting USA
- Direct Billing: Unitedhealthcare
- Urgent Care: Up to $25 co-payment
- Acute on set of pre-existing conditions: Up to 99 years
- SafeVista Protect Insurance cost for 40 year old traveler ranges from $74 to $127 for one month.
Policy maximum?
$100,000 to $1,000,000Deductible options?
$0 to $5,000Period of coverage?
10 days to 364 days
Venbrook Premier Venbrook International
Ideal for non-U.S. residents visiting the United States who are seeking comprehensive travel medical insurance with higher coverage limits.
- Urgent Care: $30 copay if the $0 deductible is chosen
- Acute onset of pre-existing conditions: Up to maximum limit, for ages up to 70 years
- Emergency medical evacuation: Up to $1,000,000
- Venbrook Premier Insurance cost for 40 year old traveler ranges from $40 to $140 for a month.
Policy maximum?
$50,000 to $1,000,000Deductible options?
$0 to $5,000Period of coverage?
5 days to 12 months
Healthcare in Maine and the Need for Visitors Medical Insurance
Maine offers reliable and quality healthcare facilities within the United States, including hospitals, research centers, and medical institutions that provide comprehensive care, particularly in cities like Portland, Bangor, and Augusta.
Cities like Portland, Bangor, Augusta, and Lewiston have well-regarded hospitals and medical centers that provide quality care for both routine and specialized treatments. While Maine’s healthcare facilities offer excellent services, medical costs can still be high, making visitor medical insurance for Maine essential for any traveler to the Pine Tree State.
Some of the best healthcare institutions in Maine include:
- Maine Medical Center (Portland) – Known for comprehensive care in cardiology, oncology, emergency services, and advanced diagnostics.
- Eastern Maine Medical Center (Bangor) – Recognized for trauma care, orthopedics, and critical care services.
- Central Maine Medical Center (Lewiston/Auburn) – Known for advanced care in cancer, neurology, and organ transplants.
- MaineGeneral Medical Center (Augusta) – Highly regarded for inpatient care and treatments for complex medical conditions.
While Maine provides excellent healthcare, costs can still be high:
- Routine doctor visits range from $135 to $393.
- Emergency room (ER) visits can exceed $700–$1,000, and hospital stays average $2,500+ per day.
- Serious procedures or extended care may cost tens of thousands of dollars.
Why should you buy Visitors Health Insurance for Maine?
- International visitors, including parents, seniors, and students visiting Maine, do not qualify for Medicare or U.S. domestic health insurance and should consider purchasing visitor insurance.
- Without visitors insurance, even minor illnesses or accidents can result in steep medical bills.
- Visitor insurance provides financial protection while ensuring access to Maine’s quality healthcare, including hospital stays, emergency treatment, and medical evacuation if needed.
Traveling to Maine? Stay Protected Against Border Entry Issues!
Border entry issues at the US border can be unpredictable. Our Border entry protection visitor insurance covers:
- Unexpected delays at the port of entry
- Denial of entry to the United States
- Related travel disruptions and extra expenses
Protect your US travel investment with specialized border entry insurance from American Visitor Insurance.
Which Is the Best Visitor Insurance With Pre-Existing Conditions for Maine?
Maine has a smaller but growing Indian American community, with many professionals, students, and families living in cities like Portland, Bangor, Augusta, and Lewiston.
Note: Most plans do not cover chronic pre-existing conditions. Some plans cover the acute onset of pre-existing conditions, and a few offer broader pre-existing condition coverage.
Best Visitors Insurance With Pre-Existing Conditions
- Patriot America Plus: Best travel medical insurance for parents under 70 with coverage for acute onset of pre-existing conditions while traveling to the USA.
- Safe Travels USA Comprehensive: Offers extensive medical coverage and covers up to age 89 with broader acute onset pre-existing condition benefits.
- Visitor Secure: Cheap visitor insurance plan for international travelers to the US, with acute onset of pre-existing conditions covered up to the selected plan maximum.
- INF Elite X: Best comprehensive travel insurance with pre-existing conditions for non-U.S. residents, covering up to age 99.
- INF Premier X: Affordable travel insurance for seniors visiting the USA with pre-existing condition coverage up to age 99.
What Is "Acute Onset of Pre-Existing Conditions"?
It refers to a sudden and unexpected flare-up of a pre-existing condition that requires immediate medical attention. This must occur without warning and before returning to the home country.
Senior citizens should understand these coverage definitions well and buy the most appropriate visitor medical insurance with pre-existing conditions for their unique needs.
Compare Plans with Pre-Existing Coverage »Best Cashless Travel Insurance for Maine
When you're traveling to Maine, dealing with a sudden medical emergency can be stressful and overwhelming. Having cashless U.S. travel insurance ensures you won’t have to pay large hospital bills upfront in such situations.
With a cashless visitor insurance plan, the insurance company directly settles eligible medical expenses with the hospital, allowing you to focus on recovery without financial stress.
Find the most reliable, affordable, and widely accepted cashless insurance for travel to USA.
What Factors Influence the Cost of Health Insurance for Visitors in Maine?
The visitor health insurance Maine cost is influenced by several factors, such as:
- Traveler’s Age:Older travelers typically face higher premiums due to increased health risks. For instance, individuals aged 65–79 may encounter reduced coverage limits, often capped at $50,000 or $100,000.
- Coverage Limits: Plans with higher maximum coverage (e.g., $100,000 to $1,000,000) generally cost more. Comprehensive plans offering extensive coverage, including pre-existing conditions, tend to be pricier.
- Type of Insurance Plan:Comprehensive Plans Provide broad coverage, including emergency medical services, hospitalization, and sometimes pre-existing conditions.
- Duration of Stay: The longer the duration of coverage, the higher the premium. Most visitor insurance plans can be purchased for periods ranging from a few days to a year, with options for renewal.
- Deductibles: Opting for a higher deductible can lower the premium but increases out-of-pocket expenses in case of a claim.
- Add-on Benefits: Additional coverages, such as protection for pre-existing conditions or coverage for adventure sports, can significantly increase the premium.
"Understanding these key factors helps you choose the right visitor health insurance for Maine that fits your needs and budget."
Top 5 Mistakes Travelers Make When Buying Maine Travel Insurance
1
Waiting Till the Last Minute to Buy Visitors Insurance in Maine
Delaying your purchase can reduce your coverage benefits, particularly for acute onset of pre-existing conditions, which usually require buying the plan early.
Delaying your purchase can reduce your coverage benefits, particularly for acute onset of pre-existing conditions, which usually require buying the plan early.
2
Buying the Cheapest Plan Without Understanding Policy Limitations
Low-cost plans often come with limited benefits that may not cover Maine’s healthcare expenses — for instance, an emergency room visit can cost around $1,184, and hospital stays may range from $2,479 to $3,137 per day without insurance.
Low-cost plans often come with limited benefits that may not cover Maine’s healthcare expenses — for instance, an emergency room visit can cost around $1,184, and hospital stays may range from $2,479 to $3,137 per day without insurance.
3
Overlooking Pre-Existing Condition Coverage
Many visitors, particularly seniors, may have existing health conditions. Failing to select a plan that covers the acute onset of pre-existing conditions can leave you exposed to significant medical expenses in Maine.
Many visitors, particularly seniors, may have existing health conditions. Failing to select a plan that covers the acute onset of pre-existing conditions can leave you exposed to significant medical expenses in Maine.
4
Ignoring the Importance of Provider Networks (PPO Network)
Plans with robust PPO networks (such as UnitedHealthcare or First Health) make it easier to access top hospitals in Maine cities like Portland and Bangor. Receiving care outside the network can be more costly and less convenient.
Plans with robust PPO networks (such as UnitedHealthcare or First Health) make it easier to access top hospitals in Maine cities like Portland and Bangor. Receiving care outside the network can be more costly and less convenient.
5
Not Reviewing COVID-19 Coverage Details
Make sure your policy includes COVID-19 treatment and hospitalization like any other illness, especially when traveling to popular destinations in Maine.
Make sure your policy includes COVID-19 treatment and hospitalization like any other illness, especially when traveling to popular destinations in Maine.
How Do I Choose the Right Maine Visitor Insurance?
Though enjoyable, travel to the USA warrants awareness of the fact that the healthcare system there is the most expensive in the world. If you do not have proper medical visitor insurance, even a small medical incident in Maine can lead to invoices starting from a few thousand to tens of thousands of dollars.
In Maine, there are some crucial factors that must be taken into account to obtain the right medical visitor health insurance:
1. Medical Coverage
Make sure that the plan you pick is a comprehensive one which includes medical emergencies, hospitalization, urgent medical care, and visits to the doctor. Comprehensive plans provided wider coverage from fixed benefit plans which have a limit on the amount for a particular treatment.
2. High Coverage Limits
Healthcare in Maine is expensive. For example, an ER visit can cost around $1,100, and a hospital stay can range from $2,400 to $3,100 per day. Out-of-pocket expenses can be avoided by choosing a plan with coverage starting from $100,000, going up to $1 million for extra peace of mind.
3. Deductibles
Determine the plan's co-insurance and deductibles. Paying a higher annual premium on a plan with lower deductibles can be worth it in the case of a medical emergency as it significantly reduces the overall cost. Affordability and financial safety must be balanced.
4. Evacuation for emergency cases.
Health insurance for Maine should cover urgent medical evacuations for visitors to the closest appropriate facility, or if necessary, repatriation back home. This is crucial due to Maine having many rural areas and coastlines which lack easy access to appropriate specialty medical attention.
5. Pre-Existing Conditions
Make sure your plan includes the acute onset of pre-existing conditions if you possess them. Some Visitor Insurance plans offer limited coverage for the sudden and unexpected recurrence of such conditions which is helpful to avoid incurring high medical expenses while in Maine.
6. PPO Network
It is advisable to select a plan that comes with a robust PPO network, for instance, United Healthcare or First Health. This network helps in direct billing to leading hospitals in Maine, such as in Portland and Bangor, which can significantly reduce the amount of money that you have to pay out of pocket during a medical emergency while traveling to Maine.
Staying in Maine for a While?
Find the best long-term travel insurance plan that offers comprehensive coverage for extended stays in the USA.
Explore Plans »Student Medical Insurance for Maine
Maine is home to many universities and research centers which attracts a large number of international students. Given the high cost of health care in the United States, all international students should have proper student health insurance. Most Maine University student health insurance plans are prohibitively expensive, and to make it affordable to students, we offer similar student insurance plans which satisfy university requirements.
These International student insurance plans are comparable but cheaper when compared to university student plans. Click here to view popular plans »
Maine College Student Insurance Requirements
Why Buy Maine Visitor Insurance from American Visitor Insurance?
We serve as a trusted marketplace for USA travel insurance with over 20 years of experience, helping you easily compare top-rated U.S. plans that are widely accepted by hospitals while protecting against the high costs of U.S. healthcare.
- Side-by-Side Plan Comparison: With American Visitor Insurance, Easily compare travel medical insurance for Maine plans, costs and benefits from top insurers like IMG, Trawick International, WorldTrips and Seven Corners - all in one place.
- Customized Coverage for Every Visitor: Coverage for tourists, students, parents visiting abroad, and business travelers — choose from comprehensive or fixed-benefit plans.
- Comprehensive Medical Protection: Includes benefits emergency medical care, hospitalization, medical evacuation, repatriation of remains and acute onset of pre- existing conditions (particularly helpful for seniors)
- Affordable & Transparent Pricing: Get the best price directly from the insurer — no extra fees. You can get an instant quote and purchase coverage online quickly and hassle-free.
- Direct Access to US-Based Plans: Access to PPO network, avoid upfront payments and faster claims processing
- Expert Support: Our licensed customer support team at American Visitor Insurance is available 24/7 to answer any questions during the purchase process. They can assist while completing online applications, extend coverage when it is needed, canceling a plan if travel plans change, and file insurance claims necessary.
- Peace of Mind While Traveling: With expert guidance at every step, we ensure a smooth, hassle-free experience with coverage tailored for seniors, students, and all travelers to keep you protected in the U.S.
Travel Insurance Maine, Travel insurance to Maine - FAQ's
1. Which is the best travel insurance for Maine?
Excellent question and we try hard to find the best answer to this question! Given the unique needs of different travelers there is not one US travel insurance plan that is always the best for everyone. If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition.
We endeavor to give our visitors as much information as possible so they can find the best travel insurance Maine. Our travel insurance quote comparison tool helps travelers compare different Maine medicare insurance plans based on price and coverage's in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!
2. Do I need travel insurance for Maine?
The healthcare costs in the US is very expensive and it is important to buy best travel insurance to the USA. This is true for all international travelers visiting Maine and the rest of the US.
Even though it might not compulsory to have travel health insurance while as a tourist in the US, it is nonetheless very important to buy good short term medical insurance for US visitors to insure oneself against being forced to pay for healthcare facilities while on a vacation. Customers can compare and find cheap Maine travel insurance and buy the most appropriate plan for their needs.
3. Why is travel insurance for USA so expensive?
There is no denying that travel insurance to USA is unfortunately very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs.
One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance for USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.
4. How to buy travel insurance ? How to find the best international travel health insurance?
There are many international travel health insurance plans for coverage both in the USA as well as around the world offered by US insurance providers. Given the several travel insurance international options, it can be confusing to find the best health insurance for international travel for your needs. What is very useful in making this decision is to compare travel insurance USA of different companies.
The travel insurance comparison allows travelers compare prices as well as coverage benefits in an objective manner. The traveler can change relevant factors like the medical maximum coverage required, the international traveler insurance deductible, any international travel health insurance plans with coverage for pre-existing ailments, travel insurance international coverage for Covid19 ... The global travel insurance comparison also allows travelers to buy the best travel insurance based on ones needs by completing an online application and paying using a credt card. One completing the purchase the travel insurance plan is emailed to the customer.
5. What is the best health insurance for visitors to USA? What is the best travel insurance for USA? What is the best visitor insurance USA?
There are different factors for buying best health insurance for USA visitors. Visitors should compare fixed benefits and comprehensive visitor insurance plans. Foreign visitors to USA travel insurance customers should understand the concepts of deductibles and co-insurance and Pre-existing conditions travel health insurance. A prudent and well informed traveler will make the correct choice while buying tourist insurance in USA for his or her unique needs.
6. How does find the best travel insurance for USA? How to find the best international travel health insurance?
There are different factors for buying best health insurance for USA visitors. Visitors should compare fixed benefits and comprehensive visitor insurance plans. Foreign visitors to USA travel insurance customers should understand the concepts of deductibles and co-insurance and Pre-existing conditions travel health insurance. A prudent and well informed traveler will make the correct choice while buying tourist insurance in USA for his or her unique needs.
There are many international US travel health insurance plans for coverage both in the USA as well as around the world. Given the several international travel insurance options, it can be confusing to find the best health insurance for international travel. What is very useful in making this decision is to compare US visitor travel insurance available on American Visitor Insurance.
The compare US travel insurance tool allows travelers compare prices as well as coverage benefits in an objective manner. The traveler can change relevant factors like the medical maximum coverage and the deductible and coverage for pre-existing ailments or hazardous sports. After finding the best travel insurance for your needs, travelers can buy it by completing an online application and paying using a credit card. One completing the purchase the travel insurance plan is emailed to the customer.
7. Why is travel insurance for USA so expensive?
There is no denying that travel insurance to USA is unfortunately very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs. One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance for USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.
8. What are the factors to consider for travel health insurance to USA?
The best travel insurance for USA depends these factors:
- The coverage for accident and sickness related medical expenses
- The coverage for medical and evacuation expenses
- The coverage for pre-existing conditions
- The deductible and co-payment options
- The network of hospitals and providers
- The customer service and claim process
9. Why do I need travel insurance for Maine?
Travel insurance provides coverage for unforeseen events and emergencies that may occur during your trip. In Maine, it can protect you financially against trip cancellations, medical emergencies, lost luggage, and other travel-related issues. US travel health insurance for Maine is important given the very high cost of healthcare in in the state.
10. What does travel insurance typically cover in Maine?
The coverage can vary depending on the policy, but typical US travel insurance for Maine may include trip cancellation or interruption, medical expenses, emergency medical evacuation, baggage loss or delay, and travel delays.
11. Does travel insurance cover pre-existing medical conditions in Maine?
Some travel insurance plans like INF travel insurance offer coverage for pre-existing medical conditions, while others may have limitations of coverage for acute onset of pre-existing conditions or exclusions for pre-existing conditions coverage. It is crucial to compare the different options on American Visitor Insurance and understand any restrictions related to pre-existing conditions.
12. Can I purchase travel insurance after arriving in Maine?
Generally, travel medical insurance for Maine is designed to be purchased before your trip begins. It may be possible to purchase insurance after arriving in Maine, however it is advisable to buy it in advance to ensure you have coverage from the start of your trip, as sickness that you have will be considered a pre-existing ailment if you buy the travel insurance after becoming sick.
13. How do I choose the right travel insurance for Maine?
When selecting travel health insurance for Maine, consider factors such as your specific needs, the duration of your trip, the coverage limits and exclusions, the reputation of the insurance provider, and the cost of the policy. Comparing multiple US travel insurance plans for Maine on American Visitor Insurance can help you make an informed decision.
14. Can I cancel my travel insurance for Maine and get a refund?
The cancellation and refund policies for travel insurance vary depending on the insurance provider and the specific terms of the policy. Most policies offer a pro-rata refund within a specified timeframe. Contact your insurance provider to inquire about their cancellation policy.
15. Is visitor insurance mandatory for entry into Maine?
Visitor insurance for Maine is not mandatory for entry into Maine or the United States. However, it is highly recommended to have Maine visitor insurance to protect yourself financially in case of unexpected medical expenses during your visit given the very high cost of healthcare in Maine.
Maine Visitor Insurance Reviews
Reviews, Ratings and Experiences from our customers
Sheela
"We want to appreciate the fine service provided by your friendly employees from the NJ office, in helping us navigate insurance plans and successfully purchase plans for my parents. They are extremely courteous, patient, efficient and knowledgeable. Thanks again!"
Ralduran
"I recently visited your website for the first time to buy insurance for travel to US. I found the information very good. Your customer support was fantastic and awesome. You were so dedicated to take care of my inquiries. I would rate your service 100/100."
Amanda
"Thank you for such helpful information. You've impressed me as I have contacted other companies and haven't gotten half of the information from them that you have sent me. I will take what you've said into consideration and hope to be in touch soon."
What Are the Different USA Visa Health Insurance?
Visitor Insurance for Maine
Find the Best US Visitor Insurance Coverage - Blogs and Articles
Affordable travel insurance Online
Fixed benefit or scheduled benefit plans are the most affordable travel insurance plans.
Learn More »Best international travel insurance
International travel insurance plans covering pre-existing conditions which many older travelers look for.
Learn More »Compare US travel insurance online
Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA.
Learn More »Advantages of buying travel insurance online
Compare and buy the best travel medical insurance plans online.
Learn More »Buy cheap travel insurance for USA
There are many cheap international insurance plans also known as visitor insurance plans.
Learn More »How does travel insurance work?
Coinsurance & Deductible - How visitor travel insurance works.
Learn More »Maine – General Information 🌲
location_city
Capital
Augusta
Capital
Augusta
groups
Population
Around 1.4 million
Population
Around 1.4 million
badge
Nickname
The Pine Tree State
Nickname
The Pine Tree State
language
Language
English
Language
English
Maine is a state located in the northeastern region of the United States. Known as the "Pine Tree State," Maine offers picturesque coastal landscapes, charming towns, and abundant outdoor recreational opportunities. The state is famous for its rugged coastline, pristine lakes, and scenic mountains
🏞️ Notable Attractions
- Acadia National Park – A stunning park with mountains, forests, and rugged coastline ideal for hiking, biking, and scenic drives.
- Portland Head Light – Historic lighthouse offering panoramic ocean views and iconic photo opportunities.
- Old Port District in Portland – Charming waterfront area with cobblestone streets, shops, restaurants, and historic architecture.
- Coastal towns of Bar Harbor and Kennebunkport – Picturesque seaside towns known for quaint shops, fresh seafood, and scenic harbor views.
Visitor Insurance Maine
When traveling to Maine, it's important to have travel insurance that covers medical emergencies, trip cancellation or interruption, baggage loss or delay, and other unforeseen circumstances.
Travelers to Maine can compare the best US travel insurance plans on americanvisitorinsurance.com and make an informed decision for buying travel insurance for Maine.
What Are the Popular Tourist Destinations in Maine?
Ogunquit
Best known for its 3-mile sandy beach, Ogunquit offers plenty of charm along with galleries, and art museums.
Camden Hills State Park
Camden Hills State Park boasts an array of activities for visitors of all tastes. Among the popular activities include scenic drives, hiking, and camping.
Trip cancellation insurance for Non US residents
Domestic Travel Insurance for Maine
Domestic Travel Insurance for Your Trip in Maine
- Whether you are traveling within Maine or to neighboring states, travelers should have proper insurance coverage for their trips.
- Residents of Maine traveling more than 100 miles from their primary residence can purchase U.S. travel insurance.
- This insurance is ideal for trips within Maine as well as to other states.
✈️ Travel Disruptions
- Delayed flights due to weather, busy airports like Portland International Jetport, or security checks, as well as lost or delayed baggage, are common.
- Unexpected travel or medical emergencies can lead to missed flights, hotel cancellations, or even the need for emergency medical evacuation to a nearby healthcare facility while traveling in Maine.
💰 Financial Loss & Trip Cancellations
- The financial loss from unexpected disruptions can be significant, especially for vacations planned around Maine’s attractions like Acadia National Park, Bar Harbor, Kennebunkport, or coastal lobster tours.
- Other situations beyond the traveler’s control—such as illness of the traveler or a family member, or work-related emergencies—may force changes to travel plans.
- These situations are also covered by Travel insurance with the cancel for any reason coverage benefit.
🏥 Health & Medical Emergencies
- Along with travel disruptions, a traveler’s health during the journey is a major concern.
- Accidents or unexpected medical emergencies while visiting Maine can be costly, but travel insurance provides coverage even if one already has regular health insurance.
- The Best domestic travel insurance in Maine can act as secondary—or in some cases primary—insurance, helping minimize out-of-pocket expenses.
Do You Need Travel Insurance for Domestic Travel Within the USA?
Domestic travel Insurance is recommended for travel within the US, especially when you travel outside your state of residence. Your regular health insurance usually has limitations outside your immediate geographic area of residence, and very often outside your state. We have travel insurance plans that you can buy when you travel 100 miles outside your residence.
Having travel insurance provides excellent coverage across all states in the US including popular vacation destinations like Hawaii, Florida and Alaska and along with providing health insurance coverage will also reduce medical bills when using healthcare facilities within the PPO network.
Which Is the Cheapest Maine Domestic Trip Insurance Plans?
The Cheapest domestic travel insurance for Maine trips within the US is Pathway domestic insurance.
Other Affordable domestic travel insurance for Maine Trips include Pathway Essential, and Trip Protection Basic.
These plans offer essential coverage at low cost, making them ideal for U.S. residents seeking budget-friendly protection for travel within the country.
- Maximum trip cost: $14,000
- Trip Cancellation: Up to 100% trip cost
- Trip Interruption: Up to 100% (Max $14,000)
- Travel Delay: Up to $300 ($100/day)
- Missed Connection: Up to $250 (after 12-hour delay)
- Coverage duration: Up to 90 days
- Age Eligibility: Up to 85 years
- Maximum trip cost: $25,000
- Trip Cancellation: Up to 100% trip cost
- Trip Interruption: Up to 100% (Max $25,000)
- Travel Delay: Up to $600 ($150/day)
- Missed Connection: Up to $250 (after 6-hour delay)
- Coverage duration: Up to 90 days
- Age Eligibility: Up to 85 years
- Maximum trip cost: $30,000
- Trip Cancellation: Up to 100% trip cost
- Trip Interruption: Up to 100% of trip cost
- Trip delay: $200 per day (6 hours) up to $600
- Missed Connection: Up to $250 per day (3 hours) up to $500
- Coverage duration: Up to 180 days
- Age: Up to 99 yrs
What Are the Best Domestic Travel Insurance Plans for Maine?
The Best domestic travel insurance for Maine residents is iTravelInsured Travel LX.
Other top-rated options include Pathway Premium and Trip Protection Choice.
These plans provide comprehensive coverage with features such as:
- Higher trip limits
- Robust emergency medical benefits
- Optional Cancel for Any Reason (CFAR)
- Additional travel protections
Ideal for travelers seeking maximum coverage and peace of mind within the USA.
- Maximum trip cost: $100,000
- Trip Cancellation: Up to 100% trip cost
- Missed Connection: Up to $500
- Trip delay: $2,000 Maximum ($300/day)
- Emergency Medical Coverage: Up to $100,000
- Emergency Evacuation: Up to $1,000,000
- Optional CFAR: Available (purchase within 21 days of initial deposit)
- Duration: 90 days | Age: Up to 85 yrs
- Maximum trip cost: $100,000
- Trip Cancellation: Up to 100% trip cost
- Missed Connection: $250 per day up to $1,500
- Trip delay: $2,000 Maximum (6 hours/$250 per day)
- Emergency Medical Coverage: Up to $500,000
- Emergency Evacuation: Up to $1,000,000
- Optional CFAR: Available (purchase within 21 days of initial deposit)
- Duration: 180 days | Age: Up to 99 yrs
- Maximum trip cost: $150,000
- Trip Cancellation: Up to 100% trip cost
- Missed Connection: $500 per person
- Trip delay: $2,000 Maximum (6 hours/$250 per day)
- Emergency Medical Coverage: Up to $500,000
- Emergency Evacuation: Up to $1,000,000
- Optional CFAR: Available (purchase within 21 days of initial deposit)
- Duration: 180 days | Age: Up to 99 yrs
Benefits of US Domestic Travel Insurance
- The plans are well designed to help you cover many sorts of unexpected costs besides unexpected medical expenses.
- Additional kennel fees for pets if you are delayed in returning home.
- Help chaperoning and returning dependent children home if you are in a hospital.
- Concierge services to assist with lost passports and documents or help navigating the legal or healthcare system in a different country.
- All these options, as well as excellent ratings, make the trip cancellation plans offered by IMG and Trawick International a great choice to insure your next domestic trip!
- It’s highly recommended to buy domestic US travel insurance as soon as you make your first non-refundable payment for your trip (e.g., flight booking, hotel deposit).
- This ensures maximum coverage, including eligibility for pre-existing condition waivers and CFAR at an affordable rate.
Please feel free to contact American Visitor Insurance for the best US domestic travel insurance. You can reach us at (877)-340-7910 or email us if you have any questions or concerns!
How Much Does Maine Travel Insurance Cost?
Domestic travel insurance in the USA starts at $19 for a 15 day trip with a $1,000 trip cost.
The cost of Maine domestic travel insurance typically depends on several factors, including:
- Trip duration
- Traveler’s age
- Coverage limits
- Optional add-ons and policy features
On average, domestic vacation travel insurance costs between 4% and 8% of your total trip price.
| Plan Name | Trip cancellation (100% of Trip Cost) | Age 20 | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|---|
| Pathway Domestic | Up to $14,000 | $19 | $25 | $42 | $59 |
| Safe Travels Protect | Up to $14,000 | $24 | $32 | $39 | $74 |
| Pathway Plus | Up to $50,000 | $32 | $43 | $70 | $98 |
| Trip Protection Basic | Up to $30,000 | $34 | $47 | $70 | $70 |
| Itravelinsured Choice | Up to $10,000 | $39 | $50 | $73 | $110 |
| Pathway Premium | Up to $100,000 | $43 | $56 | $90 | $126 |
| Trip Protector Economy | Up to $50,000 | $47 | $55 | $71 | $75 |
| Trip Protection Choice | Up to $100,000 | $65 | $87 | $118 | $118 |
| Itravelinsured LX | Up to $100,000 | $102 | $114 | $138 | $171 |
Source: American Visitor Insurance®
Why Do I Need Medical Evacuation Insurance for Travel Within the US?
Domestic travel insurance for medical evacuation is quite cheap in the context of the total trip cost and is very important to get access to quality healthcare. This coverage protects US travelers who are traveling far from Maine whether on a cruise or in remote areas like national parks and mountain ranges and in need of emergency medical care. Regular US health plans will not cover costly air ambulance transport, making emergency medical evacuation coverage essential.
🗺️ Annual Travel Insurance for Travel Within USA from Maine
Voyager Annual insurance by Travel Insure
Designed for U.S. citizens or permanent residents who travel frequently for business or pleasure
- Take an unlimited number of covered trips during the 364 day Policy period
- Covers domestic and international trips - up to 90 days each
- Offers two plan levels namely Silver and Gold offer options for different needs and budgets
- Provides coverage for Emergency Accident and Sickness, Emergency Medical Evacuation, Baggage & Personal Effects, Baggage Delay, and Accidental Death and Dismemberment
- The Gold plan includes additional benefits like Trip Interruption and Political Natural Disaster Evacuation
Enroll just once a year and enjoy peace of mind knowing you have dependable medical coverage and assistance whenever you travel more than 100 miles from home. Go anywhere in the world, as often as you like, up to 90 days at a time during the year with Voyager Insurance.
International Travel Insurance from Maine
What Is the Importance of International Travel Insurance?
Traveling long distances can involve many unexpected and accidental incidents that need to be managed professionally for an enjoyable experience.
- US Travel Insurance is very important while traveling as it covers medical expenses due to sudden sickness or injury.
- US travel health insurance providers have preferred provider networks, and hospital billing is much lower for insured patients compared to uninsured patients.
- Having the best US traveler insurance helps reduce hospital bills while covering the high cost of healthcare in the US.
- US travel insurance plans can also insure trip expenses along with insuring the health of the traveler.
- Trip Cancellation Insurance cover trip cancellation, trip interruption, travel delay, loss of luggage, baggage delay.
- Cancel for Any Reason Insurance is an additional benefit available which will refund 75% of the trip cost in case of trip cancellation if the traveler cancels the trip for any reason.
These benefits are very useful for traveler who are not sure of their travel schedules so that they should do not need to lose their travel investment if they do not travel.
Do Maine Residents Need Travel Insurance for Visiting Europe?
- Long-Term Travel Requirement: US citizens from Maine visiting Europe for more than 90 days are required by Schengen state consulates to buy Long term Europe travel insurance with a minimum of 30,000 Euros medical coverage for the Long term Europe travel visa.
- Healthcare Costs in Europe: Healthcare in Europe is expensive, and US domestic health insurance and US Medicare plans offer little coverage outside US borders.
- Recommendation for All Visits: Even for short visits, it is highly recommended for US citizens traveling from Maine to buy proper Europe travel insurance to avoid unexpected medical costs.
Do Seniors With Medicare Need Travel Insurance for International Trips?
US senior citizens having Medicare and travelling overseas from Maine need to be aware of the limited to no coverage by their health insurance outside US national borders. Older travelers are therefore advised to buy Medicare supplemental travel medical insurance to cover unexpected expenses from emergency sickness or injuries outside USA.
How Much Does International Travel Insurance Cost for US Citizens?
Travel insurance for travel outside the US starts as low as $20 for a month. Travel insurance provides coverage for doctor visits and emergency hospital stays while ensuring access to necessary care and financial protection against high medical costs abroad. This table gives the average travel health insurance cost for different ages.
The average cost based on the quotes for one month
| Plan Name | Maximum Coverage | Deductible | Age 20 | Age 40 | Age 60 |
|---|---|---|---|---|---|
| Atlas Essential International Insurance | $50,000 | $250 | $20 | $40 | $86 |
| Atlas International Insurance | $50,000 | $250 | $27 | $54 | $117 |
| Patriot International Lite Insurance | $50,000 | $250 | $29 | $55 | $121 |
| Safe Travels Outbound Insurance | $50,000 | $250 | $26 | $77 | $168 |
| Diplomat International Insurance | $50,000 | $250 | $32 | $86 | $181 |
| Intermedical Insurance | $50,000 | $250 | $48 | $73 | $121 |
| VisitorSecure Insurance | $50,000 | $100 | $29 | $34 | $55 |
| Voyager Essential Insurance | $50,000 | $250 | $32 | $58 | $116 |
| Travel Medical Outbound USA Basic | $50,000 | $0 | $29 | $55 | $121 |
Source: American Visitor Insurance®
Cost of Travel Insurance
Factors to consider while buying travel insurance, trip cancellation.
Know More »
Cost of Travel Medical Insurance
Factors to consider while buying visitor travel medical insurance.
Know More »Is It Better to Have Annual Travel Insurance for Frequent Travelers?
Annual multi-trip international travel insurance plans are ideal for business travelers and frequent international traveler as there is no need to buy an insurance plan every time you travel and are cheaper than buying several single trip travel insurance plans. These plans provide coverage for a whole year, however there is a limit for each trip which is either 30, 45 or 70 days depending on the plan chosen.
Business travelers and working professionals from USA travel abroad frequently, it is important to have proper annual travel insurance. The US frequent travelers can compare and purchase annual multi trip international travel insurance plan which covers them for the whole year.
Get Quotes »
Overseas Travel Insurance for US Residents
Affordable coverage for medical emergencies abroad
How Do I Buy the Best Travel Insurance for Cruises?
Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.
- Best cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise.
- Most Cruises offers Cruise protection, but that is not the same as trip insurance for Cruises.
- A cruise protection usually gives vouchers for the traveler if they miss the cruise
- Trip insurance, on the other hand, offers cash reimbursement.
- Vacationers can shield themselves best by purchasing the Cancel for any reason insurance benefit.
- This gives the flexibility of cancellation the cruise vacation for any reason
- The traveler can get reimbursed up to 75% of the non-refundable trip expenses.
The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans.
Get Quotes »
What Are the Best Cruise Travel Insurance Plans?
- Cruise cancellation up to $30,000
- Missed Tour or Cruise Connection up to $250 per day up to $1,500
- Trip Inconvenience up to $250 each inconvenience up to $500
- Medical Evacuation up to $500,000
- Cruise cancellation up to $10,000
- Missed Tour or Cruise Connection up to $500
- Trip Inconvenience up to $100
- Medical Evacuation up to $500,000
- Cruise cancellation up to $100,000
- Missed Tour or Cruise Connection up to $500
- Emergency medical coverage up to $100,000
- Medical Evacuation up to $1,000,000
Popular Cruises in Maine
Discover historic New England and its cruise ports and quaint towns, picturesque parks and fabulous food New England’s cruises offer incredible food, several natural attractions, charming towns.
Popular Travel Destinations among Maine Residents
Canada is the most popular destination among the residents of Maine. Other popular international travel destinations among residents of Maine are Congo, Angola, New Zealand, Bulgaria and India.
Schengen Visa Insurance for Maine Residents Traveling to Europe
Since US domestic insurance has little coverage in Europe, it is important to buy proper visitors insurance while visiting Europe. We have Europe travel health insurance specific to your needs.
euro
Schengen Visa Document
Satisfy Schengen visa requirements for less than 90 days and for long term stay of more than 90 days in Europe.
Read More »
person
Travel Health Insurance
Travel medical insurance that will cover medical expenses and hospital bills of the visitor in Europe.
Read More »
travel
Trip Protection Insurance
Travel health insurance that covers trip cancellation and other vacation related medical expenses.
Read More »Trip insurance vs Travel health coverage vs Global medical insurance
Confused whether to buy trip, travel or global health insurance? Understand the differences!
Click here to read more »Best International Medical Insurance
International travel insurance resources
Compare and buy international travel insurance USA
Read More »Resources for US Air Travelers
Information about US mobile passport control and TSA pre check for US passport holders.
Learn More »
