Which is the best travel insurance for Tokyo from USA?
Tokyo Bay, one of the most densely populated urban centers in the world is home to Tokyo a city of lights and technology with plethora of skyscrapers has both a culture both universal as well as uniquely Japanese offering a traditional experience. Americans admire Tokyo and is the Asian city that most Americans visit. The recent movie "The Fast and the Furious” has evidently left a lasting impression on how American perceive Tokyo.
Tokyo has a beautiful cuisine and food culture, not to overlook the robotic bars, electronics and neon lights that Americans admire. Several American students also choose to study in Tokyo. There were about 3,873 US students studying in graduate programs. The technology industry of Tokyo has attracted many US firms to work and do business there and hence attracts several US travelers who come to Tokyo on work and visit a couple of times a year.
All US travelers who travel to Tokyo for vacation, business, students and some to meet family and friends, must include travel insurance coverage while away from the US. A good travel medical insurance cover will provide coverage for unexpected medical emergencies that may occur during the stay in the Tokyo.
American visitor insurance offers some of the best US insurance policies for students, vactioners and multi-trip insurance options for corporates. The excellent comparison tools to compare several travel insurance plans for prices and benefits will enable travelers to make an informed decision.
Do I need American traveler insurance with trip cancellation coverage?
US citizens are advised to consider purchasing trip protection insurance, particularly when traveling beyond their home state. Travel insurance for US citizens visiting Europe tailored for US vacationers offer coverage that includes the traveler's health and trip expense costs. Coverage benefits typically encompass trip cancellation, delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.
Travelers can also include the Cancel for Any reason (CFAR) insurance which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. This insurance provides coverage in the following ways:- Non refundable cost of the trip.
- Unexpected medical expenses of the traveler.
- Loss or damage to the insured’s possessions.
Following are the best trip insurance plans:
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The trip insurance offered by IMG is a three-tiered series of plans: iTravelInsured Travel Lite, iTravelInsured Travel SE and iTravelInsuredTravel LX. These plans offer coverage for unexpected medical expenses dues to accident or sickness as well as insure your trip expense investment in case of a trip cancellation or delay.
iTravelInsured Travel LX insurance has 'Cancel for any reason' benefit included and provides coverage up to $100,000. The iTravelInsured Travel SE and iTravelInsured Travel LX plans offer Trip Delay benefit up a maximum of $2,000 per person and $2,500 per person respectively which satisfy many countries Covid travel insurance quarantine requirements.
Compare IMG Trip insurance » -
Safe Travels Trip protection insurance plans for trip cancellation expenses from Trawick International offer coverage for non refundable trip expenses incurred when a trip is cancelled. These are popular plans for trip related expenses.
The Safe Travels Voyager insurance and SafeTravels Armor have an optional benefit that is the 'Cancel for any Reason' which is available as a rider at an additional cost.
The Safe Travels Voyager insurance and Safe travels Explorer insurance is quite popular as it offers Covid19 quarantine accommodation coverage.
Compare Safe Travels Trip Protection insurance » -
- Available for US citizens and residents traveling outside the United States
- Includes $2000 in travel delay benefits for Covid quarantine/lodging.
- Trip cancellation up to $50,000/Trip interruption up to 200% of trip cost
- Offers $500,000 medical for sickness and injury/$1,000,000 medical transportation
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The Trip Protection Series by Seven Corners offers plans with good, better, best plan with Trip Protection Basic and Trip Protection Choice. There is an additional cost for the number of days which exceed 30 days, but you can have a trip last up to 180 days.
Trip Protection Elite from Seven Corners offers cancel for any reason for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States /internationally. you can have a trip last up to 90 days.
There is also the optional coverage for loss of ski days and equipment and lost golf rounds and rental. Note that insuring a trip for $0 to $500 gives the same, lowest rate available.
Compare Trip Protection insurance plans » -
Travel Insurance Select Insurance and Trip Care Complete Insurance from Travel Insurance Services, offers choice of three options to meet your needs and budget: Elite, Plus, and Basic. These plans includes coverage for trip cancellation, trip interruption, trip delay, medical expense, emergency evacuation, and baggage loss/delay coverage. Each option includes different features, benefits, and coverage limits.
Travel Insurance Select Plus and Elite plans offers "Optional cancel for any reason benefit" if purchased within 21 days of the date initial payment/deposit is received. (not available to residents of NY) and Trip Care Complete Insurance also offers "Optional cancel for any reason benefit" up to 75% of Trip Cost.
International travel health insurance from USA
What is the best travel insurance with theft gear coverage?
American travel insurance coverage for theft gear often include coverage for lost, stolen, or damaged personal belongings, which can include gear such as cameras, laptops, sports equipment, and other valuables. At American Visitor Insurance best travel insurance coverage for theft gear is offered by popular comprehensive plans from top rated insurance providers.
Which travel insurance provides good medical evacuation coverage?
Travel insurance for US citizens visiting Europe with emergency medical evacuation coverage is crucial, particularly for those visiting areas with limited medical resources or engaging in high-risk activities. It's a vital feature of many travel insurance policies, providing essential aid and financial support in the event of a serious illness or injury that necessitates transportation to a medical facility or repatriation to the United States. The best travel insurance plans for medical evacuation cover the expenses of transferring you to the closest suitable medical facility when local care is insufficient.
What is the American travel insurance for canceled flights?
Flight cancellations can be a significant inconvenience, but having travel insurance can help mitigate the impact. When dealing with a canceled flight, it’s important to know your rights and how to claim compensation or seek reimbursement. Travel insurance can provide coverage for canceled flights, which is particularly useful if you encounter unexpected disruptions during your trip.
How much does the best travel insurance cost in 2025?
The American travel insurance cost per month can vary depending on several factors like the age, trip duration, the coverage maximum, and any additional add-ons or options you select. On average, travel insurance costs for a US citizens can range from $50 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to compare US citizens travel insurance quotes from different insurance providers on American Visitor Insurance.
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How much is trip cancellation insurance?
Trip insurance cost is based on several factors such as the age, trip length and trip cost. There are cheap trip insurance plans starting at $32 per month.
Plan Name Trip cancellation Cost # Safe Travels Protect Trawick International 100% of Trip Cost (Up to a Max. of $14,000) $32 iTravelInsured Travel Lite IMG 100% of Trip Cost $42 Trip Protection Economy Seven Corners 100% of Trip Cost (Up to a Max. of $20,000) $43 iTravelInsured Choice IMG 100% of Trip Cost $50 SafeTravels Armor Trawick International 100% of Trip Cost (Up to a Max. of $15,000) $55 Trip Protector Preferred HTH worldwide 100% of Trip Cost (Up to a Max. of $50,000) $70 iTravelInsured Travel LX IMG 100% of Trip Cost $106 # Approximate cost of Trip insurance plans is for a 40-year-old traveler, 15 days trip length and $1K trip cost. Source: AMERICAN VISITOR INSURANCE®
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How much is travel insurance?
Travel insurance starts as low as $53 for a month. Travel insurance provides coverage for doctor visits and emergency hospital stays while ensuring access to necessary care and financial protection against high medical costs abroad.
Plan Name Maximum coverage Deductible Cost # Atlas International Insurance WorldTrips $50,000 $250 $53 Patriot International Lite Insurance IMG $50,000 $250 $54 Safe Travels Outbound Insurance Trawick International $50,000 $250 $75 Intermedical Insurance Travel Insure $50,000 $250 $71 VisitorSecure Insurance WorldTrips $50,000 $100 $33 Voyager Essential Insurance GeoBlue $50,000 $0 $72 # Approximate American travel insurance cost for a 40-year-old for a duration of 1 month. Source: AMERICAN VISITOR INSURANCE®
How much does travel insurance cost for a week? How much does travel insurance cost for 2 weeks?
Travel insurance costs typically ranges between $5 to $40 for a week and $9 to $80 for two weeks. You can compare quotes using American Visitor Insurance trip insurance cost calculator. The price depends on factors such as coverage type, trip destination, and total trip cost. Basic plans are more affordable, while comprehensive options, including trip cancellation, medical emergencies, and baggage protection, tend to cost more.
How much does travel insurance cost for 6 months?
For a 40-year-old traveler, the cost of travel insurance for a 6 month trip typically ranges around $122 to $1,050, based different coverage options on American Visitor Insurance. The price depends on factors such as coverage levels, the destination, and the type of policy selected.
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Trip Cancellation Insurance
Highlights of trip cancellation insurance coverage benefits
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Emergency medical evacuation travel insurance coverage.
Know more »Best Trip cancellation insurance for Tokyo from USA
Is it worth buying trip cancellation plans? Annual vacation that is once in a lifetime experience could be very expensive. Planning a vacation involves expenses from booking air tickets, cruise reservations, hotel bookings which is don't months in advance. As life is not certain, we cannot predict what can happen in the future which can resulting in cancelling an expensive vacation or trip or making other trip arrangements.
Sometimes while on a trip an emergency medical situation may arise which can result in hospitalization and huge medical bills. Other risks involved maybe baggage loss, flight delay, trip interruption, loss of passport which can cripple your life savings. Buying Trip protection insurance for Tokyo can be a life and money saver which will cover most of the trip investment expenses and expenses arising from emergency travel and medical expenses.
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Travel insurance for US citizens to Tokyo
Short term travel medical Insurance
- For short term travel vacations ranging from a few weeks to few months (less than a year).
- This covers all catastrophic health care expenses, but does not include coverage for preventive care and has limited cover for pre-existing conditions.
Long term health Insurance
- Ideal for expats working overseas and for US pensioners living outside the US.
- These plans offers comprehensive coverage for preventive-care, pre-existing conditions, mental health, dental and vision benefits.
US expatriate insurance
Health insurance for U.S. expats is essential for providing access to quality healthcare while living abroad. Expatriates often need coverage that goes beyond what their domestic U.S. health insurance provides because most U.S.-based health insurance plans do not cover medical expenses incurred outside the United States.
Get quote »Travel insurance plans for older US travelers with Medicare coverage
US senior citizens with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA. Traveling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive. Buying Medicare Supplemental international Travel insurance coverage for older US travelers is strongly recommended.
Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior as an affordable overseas travel medical insurance option for US citizens and US permanent residents 65 years and older.
The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for coverage from 5 days to 365 days, or as a GlobeHopper Multi-trip plan which covers 12 months with a maximum of 30 days per each overseas trip. The GlobeHopper Senior plan is very popular since it provides coverage of $1 million up to the age of 79 years and $100k for travelers more than 80 years old. The plan includes $2.5k cover for sudden unexpected recurrence of a pre-existing condition and $25k for emergency medical evacuation.
Know More »What are the steps to follow when traveling to Tokyo from USA?
- Valid Passport: Ensure that your passport is valid for at least six months beyond your intended departure date from Tokyo.
- Visa Requirements: US citizens do not need a visa for short visits (up to 90 days) for tourism or business purposes in Tokyo. However, verify the specific visa requirements based on your citizenship and the purpose of your visit if you plan to stay longer.
- Travel health insurance US to Tokyo: It is advisable to have best US travel health insurance for Tokyo that covers medical expenses and emergency evacuation during your trip.
What are the key guidelines for travelers in Tokyo from USA?
Here are some key guidelines for travelers in Tokyo:
- Visa requirements: You do not need a visa to enter Tokyo for up to 90 days if you are traveling for tourism or business purposes. However, you may need other supporting documents such as a return ticket, proof of accommodation, and health declaration form.
- Vaild passport: You need a valid passport for at least six months from the date of entry or for the duration of your stay, depending on your situation. You also need at least two visa pages clear of any markings in your passport.
Tokyo - General Information
Location
East Asia
Population
Around 127 million
Currency
Japanese Yen
Language
Japanese
Capital
Tokyo
Best time to visit
Mar to May, Sept to Nov
Vacation spots
Tokyo, Kyoto, Osaka, Hakone, Yokohama, Nara, Nagoya, Sapporo, Kobe, Hiroshima, Kamakura, Nikko.
What are the popular tourist destinations in Tokyo?
Imperial Palace
The Imperial Palace with its beautiful 17th-century parks surrounded by walls and moats.
Ueno Park
Ueno Park is the city's largest green space and lovely grounds, the park also boasts a zoo, aquarium, and numerous temples and museums to explore.
Tokyo National Museum
It has more than 100,000 important works of Japanese, Chinese, and Indian art, including more than 100 national treasures.
Tokyo Skytree
Tokyo Skytree a 634-meter-tall communications and observation tower that rises out of the city's Sumida district of Minato like a huge rocket ship.
Cheapest travel insurance to Tokyo from USA - FAQs
1. Do US citizens need travel insurance for Tokyo from USA?
The regular US health insurance including Medicare provide little to no health insurance coverage outside US borders. International travel insurance provides health coverage and financial protection in case of unexpected events such as medical emergencies, trip cancellations or interruptions, lost baggage, or travel delays typically. Given that travel insurance usually costs only around 5% of the total trip cost, it is very logical for US citizens traveling overseas to buy the best travel insurance for Tokyo. Healthcare costs can be high in Tokyo, and travel insurance ensures that you have medical evacuation if needed and access to good medical assistance and treatment.
2. How much does Tokyo travel insurance from USA cost?
The cost of travel insurance can vary depending on several factors, including the duration of your trip, your age, the level of coverage you choose, and any additional add-ons or options you select. On average, travel insurance for a US citizen visiting Tokyo can range from $50 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to obtain quotes from different insurance providers on American Visitor Insurance to compare prices and coverage options.
3. Are pre-existing medical conditions covered by travel insurance to Tokyo from USA?
Coverage for pre-existing medical conditions can vary depending on the insurance policy. Some travel insurance plans offer coverage for acute onset of a pre-existing conditions, while others may exclude them. It is important to carefully review the policy details and any exclusions or limitations related to pre-existing conditions using the comparison facility available on American Visitor Insurance.
4. What does international travel insurance to Tokyo from USA cover?
The travel insurance coverage will vary depending on the policy and insurance provider, but it typically includes
- Medical expenses: Coverage for emergency medical and dental treatment, hospital stays, and medical evacuation.
- Trip cancellation or interruption: Reimbursement for non-refundable expenses if the trip is cancelled or cut short due to covered reasons, such as illness, injury, or unforeseen circumstances.
- Baggage loss or delay: Compensation for lost, stolen, or damaged baggage, as well as reimbursement for essential items if your baggage is delayed.
- Travel delays: Reimbursement for additional expenses incurred due to delayed flights or other travel disruptions.
- Emergency assistance: 24/7 travel assistance services, including access to a helpline for emergencies, coordination of medical services, and help with lost documents.
5. Is travel insurance mandatory for travel to Tokyo from USA?
Travel insurance is not mandatory for US citizens visiting Tokyo. However, even if not mandatory, travel insurance for Tokyo is highly recommended so as to have adequate coverage in case of unexpected travel or health related emergencies. Without travel insurance, you may be personally responsible for covering the costs associated with medical emergencies, trip cancellations, or lost belongings, which can be significant.
6. How do I choose the right travel insurance for my trip to Tokyo?
When choosing travel insurance for your trip to Tokyo, consider the following factors
- Coverage: Look for a policy that provides comprehensive coverage for medical expenses, trip cancellations, baggage loss, and travel delays.
- Policy limits: Ensure that the policy limits are sufficient to cover potential expenses, such as medical treatment or emergency evacuation.
- Exclusions: Carefully review the policy's exclusions and limitations, particularly regarding pre-existing conditions and high-risk activities.
- Cost: Compare the prices of different insurance providers while considering the coverage and benefits they offer.
- Customer reviews and reputation: Research the insurance provider's reputation, customer reviews, and claim handling process to ensure reliability and customer satisfaction.
When buying travel health insurance for Tokyo, it is important to compare travel insurance policies from multiple providers to find the best coverage at the best price. This is achieved with ease at American Visitor Insurance, where prices and benefits of the different plans are displayed in an user friendly comparison tool. As a traveler, you should also carefully review the policy's brochure and understand the exclusions that are not covered.
Medical evacuation travel insurance for travelling to Tokyo
Travel insurance for Tokyo who need coverage for expenses arising from international security evacuation, medical evacuation and repatriation can buy Medical evacuation insurance commonly called “Medevac insurance” .
The Atlas Medevac insurance from World Trips covers emergency medical evacuation for US citizens.
What are the factors to consider while buying Tokyo long term visa insurance?
The cost of Tokyo long term visa insurance depends on the following
- Coverage Requirements: Check the specific coverage requirements for long-term visa insurance set by the Tokyo authorities. Make sure the insurance policy meets or exceeds the minimum coverage limits for medical expenses, emergency medical evacuation, repatriation of remains, and other necessary benefits.
- Medical Coverage: Look for a policy that provides comprehensive medical coverage, including hospitalization, doctor's visits, prescription medications, and emergency medical services. Consider the coverage limits, deductibles, and any exclusions or limitations related to pre-existing conditions.
- Duration of Coverage: Ensure that the insurance policy covers the entire duration of your intended stay in Tokyo. Some policies may have a maximum coverage period, so choose one that aligns with your visa requirements.
- Repatriation Coverage: Confirm that the insurance policy includes repatriation coverage, which covers the cost of returning your remains to your home country in the unfortunate event of death.
- Provider Network: CCheck if the insurance company has a network of healthcare providers in Tokyo, as this can streamline the claims process and ensure access to quality healthcare services.
- Emergency Assistance: Look for a policy that offers 24/7 emergency assistance services. This can be crucial in case of medical emergencies or other unforeseen situations where you may need immediate support or guidance.
- Policy Exclusions and Limitations: Read the policy documentation carefully to understand any exclusions, limitations, or waiting periods associated with certain medical conditions or activities. Ensure that the policy covers any specific activities or sports you plan to engage in during your stay in Tokyo.
Which is the best travel insurance for US citizen?
US Citizens travelling both outside the US as well as within the country can get travel insurance coverage. US citizens travelling beyond 100 miles from their home can buy domestic travel insurance and US citizens travelling overseas can buy the best travel insurance. Travelling while it brings plenty of enjoyment also has an element of risk for sudden sickness or injury. The cost of healthcare is high and having good travel insurance is important.
The travel industry has been facing several challenges thanks to the Covid pandemic, the Israel-Hamas war, the Russia-Ukraine war and severe related travel disruptions. All these have brought about uncertainty amongst travelers, long airport security checks, delayed or cancelled flights, lost or delayed baggage, Covid19 infections and Quarantine rules.
Due to these factors, even well planned itineraries may be forced to go through changes that may work out very expensive for the traveler with airline tickets, hotel stays or cruise bookings. Purchasing a popular Cruise travel insurance is recommended for a cruise holiday.
Many a time’s travelers can face circumstances that are completely out of travelers control. Travelers may face work related complications, health conditions of the traveler or family members that may force them to bring about a change in travel plans.In such situations travel insurance with cancel for any reason coverage benefit provides full flexibility to recoup the trip expenses.
US citizens travelling for a vacation should know that US Medicare and the domestic US health insurance provide little or no coverage outside US borders. While travelling, the health of the traveler is most important along with the cost of the trip itself. When older travelers are travelling any sudden illness and sickness may be a huge financial expense which will be covered by Travel insurance for US senior citizen travelers . US older travellers can also buy travel insurance with pre-existing conditions coverage for acute onset of pre-existing ailments which is prudent for senior citizens from US going abroad. The best travel insurance becomes the main cover for US citizens travelling away from the US and offers coverage to reduce the traveler’s expenses.
Trip vs Travel health coverage vs Global medical insurance
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Single Trip Travel Insurance
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How do I buy the best travel insurance for Cruises?
Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.
Best Cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most Cruises offers Cruise protection, but that is not the same as trip insurance for Cruises.
A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for Cruises offer.
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How do I buy travel insurance for Tokyo online?
1: Finding the available international travel health insurance plans
Complete the travel insurance quote form by providing traveler details and the insurance requirements.
2: Compare the different travel insurance options
Compare price and the benefits of the different travel insurance options to identify what fits your needs best.
3: Buy the holiday insurance USA you like best and review documents
Buy the plan that fits your needs and budget by using a credit card and completing the online application.
4: Review the travel medical insurance plan documents received by email
Review the travel insurance policy documents received by email for coverage details and relevant contact numbers.
Group Travel Insurance
Quite often groups travel overseas together. The groups could be traveling for varied reasons such as employees on training, groups of tourists holidaying, members of a missionary organization, groups of students attending a sporting or academic event. Since the regular domestic health insurance will usually not cover you outside your home country you can buy cheap Group travel health insurance for visiting Tokyo. The group travel plans are cheaper when compared to individual travel medical insurance. There is usually a discount of about 10% or more in group travel policies when compared to individual visitor health insurance for the same destination.
Embassy of Tokyo in United States
Tokyo Embassy in Washington
location_on 2520 Massachusetts Avenue, NW Washington, DC 20008, USA
phone Phone
+1-202-238-6700
fax Fax
+1-202-363-0999
mail Email
usa@mofa.gov.tw
United states embassy in Minato City Tokyo
location_on 1 Chome-10-5 Akasaka, Minato City, Tokyo 107-8420, Japan
phone Phone
+81 03-3224-5000
fax Fax
+81 03-3505-1862
mail Email
consulate.aco.tokyo@mea.gov.in.
Annual travel insurance
Travel insurance from US to Tokyo - Related link's
Pre-existing Coverage
US Travel insurance pre-existing coverage for Tokyo travelers
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