Yosemite National Park
Tunnel View is an overlook where visitors can enjoy amazing views of El Capital, Bridalveil Falls and the gorgeous Yosemite Valley.
Travel Health Insurance for California
Why Is Health Insurance for California Important for Visitors?
Having health insurance is important foreign visitors, international students, or parents traveling to California, where the healthcare cost is very expensive.
⚠️ Without Insurance,
- Even a routine medical treatment can lead to significant financial strain.
- An emergency room visits in California average around $767, while hospital stays can be high as $3,726 per day, more than the national average.
- More serious procedures or extended care can easily result in bills exceeding $10,000 to $100,000.
Visitors are not eligible for U.S. government health programs like Medicare or Medicaid, and domestic insurance plans usually require residency or citizenship.
💳 How Travel Insurance Helps in California?
- Traveling to California insurance helps cover
- Sudden illnesses
- Accidents
- Hospital stays, and even the
- Acute onset of pre-existing conditions which is important for elderly parents
- Most plans also include Medical evacuation, and access to large PPO networks such as UnitedHealthcare and First Healthcare.
- For students attending California’s universities or families visiting loved ones in cities like Los Angeles, San Francisco, or San Diego, having vacation insurance for California ensures access to quality care and reduce the stress of high medical bills.
Who Needs Visitors Insurance in California?
- Foreign tourists visiting California
- Parents visiting from India or abroad
- International students in California
- H1B, L1 visa holders and dependents
- OPT and STEM OPT Students
- US Citizens Returning to the US temporarily
US health Insurance Plans for Every Type of Visitor in California
Visitor Insurance California
Best health insurance plans for international students in California.
Learn More »Student Health Insurance California
Best health insurance plans for international students in California.
Learn More »Green Card Health Insurance California
Health insurance options for California Green Card holders.
Learn More »Senior Parents Insurance California
Health insurance coverage for senior parents visiting California.
Learn More »How Much Does Visitor Health Insurance USA Cost?
How Much Is Medical Insurance for Tourists in the US?US Healthcare is extremely expensive, and even a simple doctor’s visit can become a financial burden unless insured properly.
In 2025, the cost of travel health insurance for visitors to the US ranges between $19 to $172 per month, depending on
- Age of the traveler
- Insurance company
- Type of visitors insurance
- Coverage limits
- Whether pre-existing conditions are covered
Cheaper options are available for as little as $1 to $5 per day, however the coverage is also limited.
Why is travel insurance USA is so important? A simple doctor’s visit can cost anywhere between $250 to $350, while a heart attack can cost at least $25,000. A stay in the ICU after a stroke can cost upwards of $150,000. As routine echocardiogram can range from $1,500 to $4,000 while emergency treatments for conditions like diabetes can cost anywhere from $3,500 to $7,000. Treatment for kidney failure can result in bills of over $30,000.
How Much Does Cheap Visitor Insurance in the USA Cost?
Cheap visitor health insurance for visitors to USA starts at $19 per month for fixed benefit plans. Following is the cost of visitor insurance per month.
| Plan Name | Plan max range | Deductible | Age 35 | Age 55 | Age 75 |
|---|---|---|---|---|---|
| Safe Travels Advantage | $25,000 - $150,000 | $0 | $19 - $54 | $29 - $82 | $59 -$160 |
| Visitors Care | $25,000 - $100,000 | $100 | $25 - $44 | $30 - $65 | $66 - $152 |
| Safe Travels Elite | $25,000 - $175,000 | $0 | $25 - $71 | $36 - $110 | $105 - $150 |
| Venbrook Essential | $25,000 - $150,000 | $0 | $25 - $74 | $36 - $105 | $66 - $142 |
| Visit USA Budget | $50,000 - $150,000 | $250 | $30 - $49 | $42 -$74 | $81 |
| VisitorSecure | $50,000 - $130,000 | $100 | $31 - $55 | $46 - $84 | $93 - $135 |
| Travel Medical USA Visitor Basic | $50,000 - $150,000 | $100 | $39 - $47 | $56 - $68 | $178 - $196 |
How Much Does the Best Comprehensive Visitor Insurance Cost per Month?
The cost of comprehensive visitor insurance starts around $53 month, depending on the age of the traveler, coverage limits, deductible, and optional add-ons. Higher medical maximum plans including pre-existing condition benefits and lower deductibles are more expensive.
On average, a good comprehensive health insurance plan costs between $58 to $108 per month for a 35 year old traveler.
Following are the cost of best health insurance for visitors to USA per month for a $250 deductible.
| Plan name | Plan maximum | Age 35 | Age 55 | Age 75 |
|---|---|---|---|---|
| Atlas Essential America | $50,000 - $1,000,000 | $53 - $98 | $117 - $200 | $244 - $326 |
| Visitors Preferred | $50,000 - $1,000,000 | $53 - $99 | $123 -$231 | $244 |
| Patriot America Plus | $50,000 - $1,000,000 | $57 - $106 | $124 - $235 | $279 - $420 |
| Safe Travels USA | $50,000 - $1,000,000 | $57 - $103 | $123 - $227 | $244 - $321 |
| Venbrook Premier | $50,000 - $1,000,000 | $58 - $104 | $129 - $240 | $352 - $437 |
| Atlas America | $50,000 - $2,000,000 | $58 - $114 | $127 - $253 | $344 - $429 |
| Safe Travels USA Comprehensive | $50,000 - $1,000,000 | $66 - $122 | $143 - $269 | $285 - $455 |
| Atlas Premium America | $50,000 - $2,000,000 | $72 - $142 | $158 - $316 | $430 - $537 |
| SafeVista Comprehensive | $100,000 - $1,000,000 | $76 - $97 | $158 - $225 | $320 |
| Diplomat America | $50,000 - $1,000,000 | $81 - $142 | $176 - $303 | $342 |
| Travel Medical Choice | $50,000 - $1,000,000 | $98 - $173 | $186 - $333 | $736 - $1,000 |
| Patriot America Platinum | $1,000,000 - $8,000,000 | $108 - $226 | $240 - $494 | $604 |
| Visit USA Superior | $250,000 | $112 | $233 | $404 |
Source: American Visitor Insurance®
How Much Does 6-Month Medical Insurance for Visitors to USA Cost?
For a 60-year-old traveler, the cost of USA visitor insurance for 6 months typically ranges around $122 to $1,050, based different coverage options, medical needs, and traveler’s budget on American Visitor Insurance.
The best 6 month USA travel insurance is the one which is affordable, reliable and allows the traveler stress free.
What Are the Types of USA Health Insurance for Visitors?
The types of US travel insurance plans are fixed benefit and comprehensive visitors insurance. Compare Comprehensive vs fixed benefit visitors insurance for USA.
| Feature | Fixed Benefit Visitor Insurance USA | Comprehensive Visitor Insurance USA |
| 💲 Cost | Affordable with lower premiums | More Expensive due to extensive coverage |
| 🛡️ Coverage | Fixed amount per benefit limited or coverage under certain conditions | Benefits for covered medical expenses up to the plan maximum |
| 📉 Deductibles | Usually higher deductibles for lower cost | Often lower deductibles, more coverage |
| 🌐 PPO network | Usually no PPO network participation | Offers PPO network access with discounted rates |
| 💳 Payment method | Usually requires you to pay upfront and then seek reimbursement from the insurer | Allows direct billing(cashless), so the insurer handles payments to the provider |
| ❤️ Pre-existing conditions coverage | Not all plans offer coverage. Some offer coverage up to a specified limit | Some plans offer coverage, while some others offer coverage only for acute onset of pre-existing conditions |
| 👥 Recommended for | Budget conscious travelers who only need basic coverage. | Travelers who want comprehensive coverage for any medical needs. |
US Travel Insurance Types
Compare fixed benefit vs comprehensive plans to find the best visitors insurance for your trip.
Compare Plan Types »Which Is the Cheapest Visitor Health Insurance for California?
The Cheapest visitors insurance for California is Safe Travels Advantage from Trawick International.
Other Affordable health insurance for visitors to California are Venbrook Essential from Venbrook International and Visitors Care from IMG.
Safe Travels Advantage
Trawick International
$20 Per monthAge: 40 years | Plan: $25,000 | Deductible: $0
- Policy maximum limits ranges from $25,000 to $150,000
- Deductible option $0
- Coverage from 5 - 364 days
- Covers acute onset of pre-existing conditions related to Cardiac Conditions or Stroke
Venbrook Essential
Venbrook International
$25 Per monthAge: 40 years | Plan: $25,000 | Deductible: $0
- Policy maximum limits ranges from $25,000 to $150,000
- Deductible options $0
- Coverage from 5 days - 12 months
- Covers acute onset of pre-existing conditions coverage up to policy maximum
- Policy maximum limits ranges from $25,000 to $100,000
- Deductible options $0 to $100
- Coverage from 5 days - 2 years
- Covers acute onset of pre-existing conditions coverage
Which Is the Best Visitors Insurance California?
Excellent question! Given the unique needs of different travelers there is not one US travel insurance plan that is always the best for everyone. If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition.
Patriot America Plus IMG
Patriot America Plus is a comprehensive short-term travel insurance for individuals and families visiting the USA.
- Direct Billing: First healthcare
or United HealthCare 
- Urgent Care: $30 per incident; no copayment if deductible is $0
- Acute onset of pre-existing condition: Up to policy maximum for ages up to 70 years
- Emergency medical evacuation: Up to $1,000,000
- Patriot America Plus cost for 40 year old traveler ranges from $52 to $169 for a month.
Policy maximum?
$50,000 to $1,000,000Deductible options?
$0 to $2,500Period of coverage?
5 days to 12 months
Atlas America WorldTrips
A popular comprehensive travel insurance plan for non-U.S. citizens visiting the United States.
- Direct Billing: Unitedhealthcare
- Urgent Care: 15 per incident; no copayment if deductible is $0.
- Maternity: Covers complications of pregnancy in the first 26 weeks
- Acute onset of pre-existing conditions: Up to maximum limit, for ages up to 80 years
- Emergency medical evacuation: Up to $1,000,000
- Atlas America Insurance cost for 40 year old traveler ranges from $46 to $216 for a month.
Policy maximum?
$10,000 to $2,000,000Deductible options?
$0 to $5,000Period of coverage?
Up to 364 days
Safe Travels USA Comprehensive Trawick International
Affordable travel insurance with pre-existing conditions for Non US residents/citizens visiting USA.
- Direct Billing: First HealthCare
- Urgent Care: $30 per incident; no copayment if deductible is $0
- Maternity: Emergency medical treatment for pregnancy, up to $1,000
- Acute onset of pre-existing conditions: Up to 89 years
- Covers up to $1,000,000 for medical expenses and $2,000,000 for emergency evacuation.
- The plan also includes a wellness visit benefit.
- Safe Travels USA Comprehensive cost for 40 year old traveler ranges from $55 to $204 for a month.
Policy maximum?
$50,000 to 1,000,000Deductible options?
$0 to $5,000Period of coverage?
5 days to 364 days
Visitors Protect IMG
Top comprehensive travel insurance plan with pre-existing conditions for travelers to the U.S., Canada, and Mexico.
- Direct Billing: First healthcare or Unitedhealthcare
- Urgent Care: 15 per incident; no copayment if deductible is $0
- Pre-existing conditions: Up to 99 years
- Minimum purchase is 90 days
- Visitors Protect Insurance cost for 40 year old traveler ranges from $300 to $750 for 3 months.
Policy maximum?
$50,000 to $250,000Deductible options?
$250 to $5,000Period of coverage?
Minimum purchase 90 days
SafeVista Protect INF
Popular comprehensive travel insurance plan with pre-existing conditions for travelers visiting USA
- Direct Billing: Unitedhealthcare
- Urgent Care: Up to $25 co-payment
- Acute on set of pre-existing conditions: Up to 99 years
- SafeVista Protect Insurance cost for 40 year old traveler ranges from $74 to $127 for one month.
Policy maximum?
$100,000 to $1,000,000Deductible options?
$0 to $5,000Period of coverage?
10 days to 364 days
Venbrook Premier Venbrook International
Ideal for non-U.S. residents visiting the United States who are seeking comprehensive travel medical insurance with higher coverage limits.
- Urgent Care: $30 copay if the $0 deductible is chosen
- Acute onset of pre-existing conditions: Up to maximum limit, for ages up to 70 years
- Emergency medical evacuation: Up to $1,000,000
- Venbrook Premier Insurance cost for 40 year old traveler ranges from $40 to $140 for a month.
Policy maximum?
$50,000 to $1,000,000Deductible options?
$0 to $5,000Period of coverage?
5 days to 12 months
Traveling to California? Stay Protected Against Border Entry Issues!
Border entry issues at the US border can be unpredictable. Our Border entry protection visitor insurance covers:
- Unexpected delays at the port of entry
- Denial of entry to the United States
- Related travel disruptions and extra expenses
Protect your US travel investment with specialized border entry insurance from American Visitor Insurance.
Which Is the Best Visitor Insurance With Pre-Existing Conditions for California?
Many older travelers who are visiting California are likely to have pre-existing medical conditions. It is very important for senior citizens to buy good visitor medical insurance with best available coverage for pre-existing conditions.
Note: Most plans do not cover chronic pre-existing conditions. Some plans cover the acute onset of pre-existing conditions, and a few offer broader pre-existing condition coverage.
Best Visitors Insurance With Pre-Existing Conditions
- Patriot America Plus: Best travel medical insurance for parents under 70 with coverage for acute onset of pre-existing conditions while traveling to the USA.
- Safe Travels USA Comprehensive: Offers extensive medical coverage and covers up to age 89 with broader acute onset pre-existing condition benefits.
- Visitor Secure: Cheap visitor insurance plan for international travelers to the US, with acute onset of pre-existing conditions covered up to the selected plan maximum.
- INF Elite X: Best comprehensive travel insurance with pre-existing conditions for non-U.S. residents, covering up to age 99.
- INF Premier X: Affordable travel insurance for seniors visiting the USA with pre-existing condition coverage up to age 99.
What Is "Acute Onset of Pre-Existing Conditions"?
It refers to a sudden and unexpected flare-up of a pre-existing condition that requires immediate medical attention. This must occur without warning and before returning to the home country.
Senior citizens should understand these coverage definitions well and buy the most appropriate visitor medical insurance with pre-existing conditions for their unique needs.
Compare Plans with Pre-Existing Coverage »What Is the Best Visitor Insurance for Indian Parents Visiting California?
California has the largest Indian American community in the US. This is understandable given that California is home to many renowned technology companies and universities resulting in a large Indian community of technology professionals and students.
The Indian community in California, while spread across the state, is concentrated in urban centers like San Francisco, Los Angeles, San Diego, Santa Clara and San Jose, and suburbs like Cupertino, Mountain View, Dublin, Fremont, Pleasanton, San Ramon and Irvine.
This Indian American community retains strong ties with family members in India, with many parents visiting California for extended stays of up to six months.
Buying the best parents visitor insurance is essential, especially since elderly visitors may have pre-existing medical conditions and are likely to need travel health services while in the US.
While many California temporary health insurance exclude coverage for pre-existing conditions, some offer limited coverage for the acute onset of pre existing conditions.
💡 Recommended Insurance Plans:
- Atlas America – Covers acute onset of pre-existing conditions up to age 80, includes $25,000 for emergency medical evacuation.
- Safe Travels USA Comprehensive – Offers broader coverage for acute onset up to age 89 years.
Best Cashless Travel Insurance for California
When you're traveling to California, dealing with a sudden medical emergency is traumatic enough. Having Cashless US travel insurance will help you settle these issues without worrying about paying huge bills upfront.
With a cashless US visitor insurance, the insurance company will directly settle the eligible medical expenses with the hospital and you can just focus on getting well while not worrying about the finances.
Find the most reliable, affordable, and widely accepted cashless insurance for travel to USA.
What Factors Influence the Cost of Health Insurance for Visitors in California?
The visitor health insurance California cost is influenced by several factors, such as:
- Age of the Traveler: The visitors insurance California cost is directly dependent on the age of the traveler. Older travelers pay higher premiums due to the increased risk of medical issues.
- Medical Maximum Coverage: Plans with higher coverage limits (e.g., $100,000 to $1,000,000) tend to cost more.
- Type of Insurance: Comprehensive plans (covering a wide range of medical services) are more expensive than fixed benefit plans which have specific limits for each treatment.
- Duration of Stay: The cost of the travel insurance directly depends upon the length of travel.
- Deductibles: Plans with higher deductibles are cheaper but require higher out-of-pocket expenses.
- Add-on Benefits: Additional coverage like for pre-existing conditions or adventure sports increase the premium.
"Understanding these key factors help you get the right visitor health insurance for California that fits your needs and budget."
Top 5 Mistakes Travelers Make When Buying California Travel Insurance
1
Waiting Till the Last Minute to Buy Visitors Insurance
Waiting too long can limit your coverage benefits, especially for acute onset pre-existing condition coverage, which requires early purchase.
Waiting too long can limit your coverage benefits, especially for acute onset pre-existing condition coverage, which requires early purchase.
2
Buying the Cheapest Plan Without Understanding Policy Limitations
Affordable plans often have limited benefits that don’t align with California’s high healthcare costs — for example, ER visits can cost over $750 and hospital stays may exceed $3,700 per day without insurance.
Affordable plans often have limited benefits that don’t align with California’s high healthcare costs — for example, ER visits can cost over $750 and hospital stays may exceed $3,700 per day without insurance.
3
Overlooking Pre-Existing Condition Coverage
Many visitors, especially seniors, have ongoing health issues. Not choosing a plan with acute onset pre-existing condition coverage can expose you to major medical expenses.
Many visitors, especially seniors, have ongoing health issues. Not choosing a plan with acute onset pre-existing condition coverage can expose you to major medical expenses.
4
Ignoring the Importance of Provider Networks (PPO Network)
Plans with strong PPO networks (like United Healthcare or First Healthcare) make it easier to access top hospitals in cities like Los Angeles, San Francisco, and San Diego. Care outside the network can be more expensive and less convenient.
Plans with strong PPO networks (like United Healthcare or First Healthcare) make it easier to access top hospitals in cities like Los Angeles, San Francisco, and San Diego. Care outside the network can be more expensive and less convenient.
5
Not Reviewing COVID-19 Coverage Details
Ensure your policy covers COVID-19 treatment and hospitalization like any other sickness, especially when traveling to busy destinations like California.
Ensure your policy covers COVID-19 treatment and hospitalization like any other sickness, especially when traveling to busy destinations like California.
How Do I Choose the Right California Visitor Insurance?
Traveling to the USA is exciting, however, it should be noted that the US healthcare system is one of the most expensive in the world. Without adequate visitors medical insurance, a medical emergency can cause very significant financial strain, in the order of tens to even hundreds of thousands of Dollars.
To ensure you have the right health protection, here are key factors to consider when buying California health insurance for visitors:
1. Medical Coverage
Choose a comprehensive plan for medical emergencies, hospitalization, doctor visits etc.., as it offers better protection when compared to fixed-benefit plans which have limited coverage.
2. High Coverage Limits
Given the high US medical costs, choose a plan with a sufficient coverage of between $100,000 to $500,000 for emergency medical expenses. There are visitors insurance plans in the US which offer coverage of $1 million.
3. Deductibles
Be aware of the deductibles and Co-insurance for the amount you must pay out of pocket before the insurance kicks in. A lower deductible has higher expenses initially, but might save a lot of money in a medical emergency.
4. Emergency Medical Evacuation
Travel health insurance for California covers emergency evacuation to the nearest suitable facility or repatriation home if needed, ensuring protection in case of severe illness or injury.
5. Pre-Existing Conditions
If you have any pre-existing medical conditions, check if the plan covers acute onset of these ailments and the look-back period if any. Some plans on American Visitor Insurance offer limited coverage for unexpected recurrence of an existing ailment.
6. PPO Network
Some US insurance providers work with a network of hospitals that offer cashless or direct billing services. This is very helpful in avoiding large out-of-pocket expenses particularly during emergencies.
Staying in California for a While?
Find the best long-term travel insurance plan that offers comprehensive coverage for extended stays in the USA.
Explore Plans »Student Medical Insurance for California
California is home to many universities and research centers which attracts a large number of international students. Given the high cost of health care in the United States, all international students should have proper student health insurance. Most California University student health insurance plans are prohibitively expensive, and to make it affordable to students, we offer similar student insurance plans which satisfy university requirements.
These International student insurance plans are comparable but cheaper when compared to university student plans. Click here to view popular plans »
Best Health Insurance for Students in California
How Can H1B Visa Holders Find the Best Health Insurance in California?
There are a large number of technology companies in California and hence the state is home to a large number of H1B visa holders. The best health insurance for H1B visa holders in California provide comprehensive coverage in a cost effective manner.
Many H1B workers have employer-sponsored insurance, however, those H1B visa holders without any employer sponsored insurance can buy H1B visa insurance on American Visitor Insurance.
It is important to compare the different plans, PPO networks, premium cost and coverage limits on American Visitor Insurance to find the most suitable H1B visa insurance for California to ensure access to quality healthcare in California.
Para Clientes Que Hablan Español - Seguro de Salud Para California en Español
Cobertura de Seguro Para Viajeros California¿Está pensando en unas vacaciones en los Estados Unidos? No se olvide de protegerse con un seguro de salud en caso de enfermedad súbita o accidente. Los gastos médicos en los Estados Unidos pueden ser extraordinariamente altas. El uso de un plan de seguro estadounidense tiene muchas ventajas, incluiendo reembolso en dólares estadounidenses y pago directo al proveedor. Nuestras pólizas de seguro se pueden usar para cumplir los requisitos del visado Schengen para viajar a Europa. Simplemente lo compra por internet y puede imprimir una carta para el consulado unos minutos después.
Saber más »
Información Sobre Seguros de EEUU
¿No conoce el seguro médico de EEUU? Esta página es para usted. Más »
Consideraciones Para Su Seguro Médico
Factores a tener en cuenta al comprar un seguro de visitante. Más »
¿Cómo Encontrar la Mejor Cobertura?
Responda las preguntas para encontrar el mejor plan de seguro para sus necesidades. Más »
Categorías de Seguro
Travel Insurance California, Tourist Insurance California FAQ's
1. How to find the best travel insurance for USA?
There are different factors for buying best health insurance for USA visitors. Visitors should compare fixed benefits and comprehensive visitor insurance plans. Foreign visitors to USA travel insurance customers should understand the concepts of deductibles and co-insurance and Pre-existing conditions travel health insurance. A prudent and well informed traveler will make the correct choice while buying tourist insurance in USA for his or her unique needs.
There are many international US travel health insurance plans for coverage both in the USA as well as around the world. Given the several international travel insurance options, it can be confusing to find the best health insurance for international travel. What is very useful in making this decision is to compare US visitor travel insurance available on American Visitor Insurance.
The compare US travel insurance tool allows travelers compare prices as well as coverage benefits in an objective manner. The traveler can change relevant factors like the medical maximum coverage and the deductible and coverage for pre-existing ailments or hazardous sports. After finding the best travel insurance for your needs, travelers can buy it by completing an online application and paying using a credit card. One completing the purchase the travel insurance plan is emailed to the customer.
2. Why is travel insurance for USA so expensive?
There is no denying that travel insurance to USA is unfortunately very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs. One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance for USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.
3. Can a visitor get medical insurance in California?
Yes, a visitor can get medical travel insurance in California. Temporary health insurance California is available from 5 days to 3 years. Visitor health insurance California offers a wide variety of medical maximum options from $25,000 to $8,000,000. California health insurance for visitors have the deductible choices ranging from $0 to $5,000. You can compare and buy cheapest visitor health insurance California on American Visitors Insurance. For assistance, call (877)-340-7910 or email us to connect with a licensed insurance agent.
4. Do I need travel insurance for California? Is visitor insurance mandatory for entry into California?
While there is no mandatory travel insurance requirement for California, it is very important to have the best travel insurance while visiting California. Healthcare in the US is very expensive and it is very risky to be uninsured in the country.
5. Why do I need travel insurance for California?
Travel insurance provides coverage for unforeseen events and emergencies that may occur during your trip. In California, it can protect you financially against trip cancellations, medical emergencies, lost luggage, and other travel-related issues. US travel health insurance for California is important given the very high cost of healthcare in in the state.
6. What does travel insurance typically cover in California?
The coverage can vary depending on the policy, but typical US travel insurance for California may include trip cancellation or interruption, medical expenses, emergency medical evacuation, baggage loss or delay, and travel delays.
7. Does travel insurance cover pre-existing medical conditions in California?
Some travel insurance plans like INF travel insurance offer coverage for pre-existing medical conditions, while others may have limitations of coverage for acute onset of pre-existing conditions or exclusions for pre-existing conditions coverage. It is crucial to compare the different California temporary health insurance options on American Visitor Insurance and understand any restrictions related to pre-existing conditions.
8. When should you buy travel insurance? Can I purchase travel insurance after arriving in California?
Ideally, you should buy your travel insurance once your travel dates are set. However, this is not always possible. Almost all policies can change dates (as long as they have not already started) or cancel them for a full refund should your plans change. Travel medical insurance for California is designed to be purchased before your trip begins. It may be possible to purchase insurance after arriving in California, however it is advisable to buy it in advance to ensure you have coverage from the start of your trip, as sickness that you have will be considered a pre-existing ailment if you buy the travel insurance after becoming sick.
9. Can I cancel my travel insurance for California and get a refund?
The cancellation and refund policies for travel insurance vary depending on the insurance provider and the specific terms of the policy. Most policies offer a pro-rata refund within a specified timeframe. Contact your insurance provider to inquire about their cancellation policy..
California Visitor Insurance Reviews
Reviews, Ratings and Experiences from our customers
Sheela
"We want to appreciate the fine service provided by your friendly employees from the NJ office, in helping us navigate insurance plans and successfully purchase plans for my parents. They are extremely courteous, patient, efficient and knowledgeable. Thanks again!"
Ralduran
"I recently visited your website for the first time to buy insurance for travel to US. I found the information very good. Your customer support was fantastic and awesome. You were so dedicated to take care of my inquiries. I would rate your service 100/100."
Amanda
"Thank you for such helpful information. You've impressed me as I have contacted other companies and haven't gotten half of the information from them that you have sent me. I will take what you've said into consideration and hope to be in touch soon."
Temporary Health Insurance California Forum
person Hi,
Arturo
I am 26 year old visitor visiting US on visitor visa. Are there any good comprehensive plans available for me?
Thanks,Arturo
person Dear Arturo,
Customer care
www.americanvisitorinsurance.com
(877) 340 7910
Thank you for contacting us at American Visitor Insurance for your visitor medical insurance needs!.
Please find links for Atlas America below:
Please let us know if we can help you in any further.
Regards,Customer care
www.americanvisitorinsurance.com
(877) 340 7910
📑 What Are the Different USA Visa Health Insurance?
Visitor Insurance for California
Find the Best US Visitor Insurance Coverage - Blogs and Articles
Affordable travel insurance Online
Fixed benefit or scheduled benefit plans are the most affordable travel insurance plans.
Learn More »Best international travel insurance
International travel insurance plans covering pre-existing conditions which many older travelers look for.
Learn More »Compare US travel insurance online
Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA.
Learn More »Advantages of buying travel insurance online
Compare and buy the best travel medical insurance plans online.
Learn More »Buy cheap travel insurance for USA
There are many cheap international insurance plans also known as visitor insurance plans.
Learn More »How does travel insurance work?
Coinsurance & Deductible - How visitor travel insurance works.
Learn More »California - The Golden State 🌟
location_city
Capital
Sacramento
Capital
Sacramento
groups
Population
Around 39 million
Population
Around 39 million
badge
Nickname
The Golden State
Nickname
The Golden State
language
Language
English
Language
English
California, often referred to as the "Golden State," is a diverse and dynamic destination located on the western coast of the United States. The largest US state, California, or simply CA attracts the brightest and best from around the world and from within the United States. Popularly known as the "Eldorado state" after the discovery of gold in 1848, it continues to attract entrepreneurs who excel in converting new ideas to products and services.
Silicon Valley & Innovation
Home to Silicon valley, CA is the center of innovation and latest technology trends along with several state of the art technology companies like Google, Tesla, Facebook, Apple and more...
Home to Silicon valley, CA is the center of innovation and latest technology trends along with several state of the art technology companies like Google, Tesla, Facebook, Apple and more...
Major Cities & Towns
While the cities of Los Angeles, San Francisco, Sacramento and San Diego need no introduction, even smaller towns like San Jose, Sunyvale, Irvine, Santa Clara, Palo Alto, Fremont, Mountain View and Milpitas are buzzing with creativity.
Natural Attractions
Yosemite national park, Lake Tahoe, Death Valley National park, Sequoia and Kings canyon national parks, Redwood national parks, Big Sur and Joshua tree national park some of California’s famous nature attractions.
California also has some incredible Manmade tourist attractions. Notable among them are Disneyland, Seaworld in San Diego and Universal Studios Hollywood.
Visitor Insurance California
Vacationing in California is great fun, however it should be noted healthcare in California is prohibitively expensive. It is financially ruinous to go to a CA hospital without good California travel insurance.
Tourists, visiting parents, family members and corporate travelers should ensure that they have good visitor insurance California for traveling in California.
What Are the Popular Tourist Destinations in California?
Golden Gate Bridge
The Golden Gate Bridge near San Francisco is one of the most visited tourist attractions in California.
Lake Tahoe
Lake Tahoe is surrounded by majestic mountains, this popular tourist attraction offers exciting events and activities all year around.
What Are the Popular Tourist Destination Cities in California?
Domestic Travel Insurance for California
Domestic Travel Insurance for Your Trip in California
- Irrespective of whether you are traveling within the other U.S. states, California travelers should have good insurance coverage for their trips.
- Residents of California traveling more than 100 miles from their primary residence can buy U.S. travel insurance.
- This insurance for travel is ideal both within California as well as out of state.
✈️ Travel Disruptions
- Delayed flights due to inclement weather, crowded airports like LAX, SFO, or San Diego International, increased security checks, as well as loss of baggage or baggage delays are common.
- Unexpected travel or medical emergencies resulting in missed flights, hotel reservations, or even the need for medical evacuation to a good healthcare facility can happen while traveling outside one's familiar environment.
💰 Financial Loss & Trip Cancellations
- The financial loss due to these situations can be significant, especially if it involves an expensive planned vacation with California theme parks like Disneyland or Universal Studios, wine tours in Napa Valley, or coastal getaways in Big Sur.
- There are other situations beyond the control of the traveler, forcing them to change travel plans. This can be due to the health of the traveler, that of an immediate family member, or other work-related conditions.
- These situations are also covered by Travel insurance with the cancel for any reason coverage benefit.
🏥 Health & Medical Emergencies
- Along with disruption to travel plans, there is also the health of the traveler during the journey itself.
- An accident or an unanticipated health emergency while traveling will be covered by travel insurance even if one has regular health insurance.
- The Best domestic travel insurance in California can serve as secondary insurance, and in some cases as primary insurance, ensuring that the traveler’s expenses are minimized.
Do I Need Travel Insurance to Travel Within the USA?
Domestic travel Insurance is recommended for travel within the US, especially when you travel outside your state of residence. Your regular health insurance usually has limitations outside your immediate geographic area of residence, and very often outside your state. We have travel insurance plans that you can buy when you travel 100 miles outside your residence.
Having travel insurance provides excellent coverage across all states in the US including popular vacation destinations like Hawaii, Florida and Alaska and along with providing health insurance coverage will also reduce medical bills when using healthcare facilities within the PPO network.
Which Is the Cheapest California Domestic Trip Insurance Plans?
The Cheapest domestic travel insurance for California trips within the US is Pathway domestic insurance.
Other Affordable domestic travel insurance for California Trips include Pathway Essential, and Trip Protection Basic.
These plans offer essential coverage at low cost, making them ideal for U.S. residents seeking budget-friendly protection for travel within the country.
- Maximum trip cost: $14,000
- Trip Cancellation: Up to 100% trip cost
- Trip Interruption: Up to 100% (Max $14,000)
- Travel Delay: Up to $300 ($100/day)
- Missed Connection: Up to $250 (after 12-hour delay)
- Coverage duration: Up to 90 days
- Age Eligibility: Up to 85 years
- Maximum trip cost: $25,000
- Trip Cancellation: Up to 100% trip cost
- Trip Interruption: Up to 100% (Max $25,000)
- Travel Delay: Up to $600 ($150/day)
- Missed Connection: Up to $250 (after 6-hour delay)
- Coverage duration: Up to 90 days
- Age Eligibility: Up to 85 years
- Maximum trip cost: $30,000
- Trip Cancellation: Up to 100% trip cost
- Trip Interruption: Up to 100% of trip cost
- Trip delay: $200 per day (6 hours) up to $600
- Missed Connection: Up to $250 per day (3 hours) up to $500
- Coverage duration: Up to 180 days
- Age: Up to 99 yrs
Which Is the Best California Domestic Trip Insurance Plans?
The Best domestic travel insurance for California residents is iTravelInsured Travel LX.
Other top-rated options include Pathway Premium and Trip Protection Choice.
These plans provide comprehensive coverage with features such as:
- Higher trip limits
- Robust emergency medical benefits
- Optional Cancel for Any Reason (CFAR)
- Additional travel protections
Ideal for travelers seeking maximum coverage and peace of mind within the USA.
- Maximum trip cost: $100,000
- Trip Cancellation: Up to 100% trip cost
- Missed Connection: Up to $500
- Trip delay: $2,000 Maximum ($300/day)
- Emergency Medical Coverage: Up to $100,000
- Emergency Evacuation: Up to $1,000,000
- Optional CFAR: Available (purchase within 21 days of initial deposit)
- Duration: 90 days | Age: Up to 85 yrs
- Maximum trip cost: $100,000
- Trip Cancellation: Up to 100% trip cost
- Missed Connection: $250 per day up to $1,500
- Trip delay: $2,000 Maximum (6 hours/$250 per day)
- Emergency Medical Coverage: Up to $500,000
- Emergency Evacuation: Up to $1,000,000
- Optional CFAR: Available (purchase within 21 days of initial deposit)
- Duration: 180 days | Age: Up to 99 yrs
- Maximum trip cost: $150,000
- Trip Cancellation: Up to 100% trip cost
- Missed Connection: $500 per person
- Trip delay: $2,000 Maximum (6 hours/$250 per day)
- Emergency Medical Coverage: Up to $500,000
- Emergency Evacuation: Up to $1,000,000
- Optional CFAR: Available (purchase within 21 days of initial deposit)
- Duration: 180 days | Age: Up to 99 yrs
Benefits of US Domestic Travel Insurance
- The plans are well designed to help you cover many sorts of unexpected costs besides unexpected medical expenses.
- Additional kennel fees for pets if you are delayed in returning home.
- Help chaperoning and returning dependent children home if you are in a hospital.
- Concierge services to assist with lost passports and documents or help navigating the legal or healthcare system in a different country.
- All these options, as well as excellent ratings, make the trip cancellation plans offered by IMG and Trawick International a great choice to insure your next domestic trip!
- It’s highly recommended to buy domestic US travel insurance as soon as you make your first non-refundable payment for your trip (e.g., flight booking, hotel deposit).
- This ensures maximum coverage, including eligibility for pre-existing condition waivers and CFAR at an affordable rate.
Please feel free to contact American Visitor Insurance for the best US domestic travel insurance. You can reach us at (877)-340-7910 or email us if you have any questions or concerns!
How Much Does California Travel Insurance Cost?
Domestic travel insurance in the USA starts at $19 for a 15 day trip with a $1,000 trip cost.
The cost of California domestic travel insurance typically depends on several factors, including:
- Trip duration
- Traveler’s age
- Coverage limits
- Optional add-ons and policy features
On average, domestic vacation travel insurance costs between 4% and 8% of your total trip price.
| Plan Name | Trip cancellation (100% of Trip Cost) | Age 20 | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|---|
| Pathway Domestic | Up to $14,000 | $19 | $25 | $42 | $59 |
| Safe Travels Protect | Up to $14,000 | $24 | $32 | $39 | $74 |
| Pathway Plus | Up to $50,000 | $32 | $43 | $70 | $98 |
| Trip Protection Basic | Up to $30,000 | $34 | $47 | $70 | $70 |
| Itravelinsured Choice | Up to $10,000 | $39 | $50 | $73 | $110 |
| Pathway Premium | Up to $100,000 | $43 | $56 | $90 | $126 |
| Trip Protector Economy | Up to $50,000 | $47 | $55 | $71 | $75 |
| Trip Protection Choice | Up to $100,000 | $65 | $87 | $118 | $118 |
| Itravelinsured LX | Up to $100,000 | $102 | $114 | $138 | $171 |
Source: American Visitor Insurance®
Why Do I Need Medical Evacuation Insurance for Travel Within the US?
Domestic travel insurance for medical evacuation is quite cheap in the context of the total trip cost and is very important to get access to quality healthcare. This coverage protects US travelers who are traveling far from California whether on a cruise or in remote areas like national parks and mountain ranges and in need of emergency medical care. Regular US health plans will not cover costly air ambulance transport, making emergency medical evacuation coverage essential.
🗺️ Annual Travel Insurance for Travel Within USA from California
Voyager Annual insurance by Travel Insure
Designed for U.S. citizens or permanent residents who travel frequently for business or pleasure
- Take an unlimited number of covered trips during the 364 day Policy period
- Covers domestic and international trips - up to 90 days each
- Offers two plan levels namely Silver and Gold offer options for different needs and budgets
- Provides coverage for Emergency Accident and Sickness, Emergency Medical Evacuation, Baggage & Personal Effects, Baggage Delay, and Accidental Death and Dismemberment
- The Gold plan includes additional benefits like Trip Interruption and Political Natural Disaster Evacuation
Enroll just once a year and enjoy peace of mind knowing you have dependable medical coverage and assistance whenever you travel more than 100 miles from home. Go anywhere in the world, as often as you like, up to 90 days at a time during the year with Voyager Insurance.
Travel Health Insurance for Traveling on Route 66
International Travel Insurance From California
What Is the Importance of International Travel Insurance?
Traveling long distances can involve many unexpected and accidental incidents that need to be managed professionally for an enjoyable experience.
- US Travel Insurance is very important while traveling as it covers medical expenses due to sudden sickness or injury.
- US travel health insurance providers have preferred provider networks, and hospital billing is much lower for insured patients compared to uninsured patients.
- Having the best US traveler insurance helps reduce hospital bills while covering the high cost of healthcare in the US.
- US travel insurance plans can also insure trip expenses along with insuring the health of the traveler.
- Trip Cancellation Insurance cover trip cancellation, trip interruption, travel delay, loss of luggage, baggage delay.
- Cancel for Any Reason Insurance is an additional benefit available which will refund 75% of the trip cost in case of trip cancellation if the traveler cancels the trip for any reason.
These benefits are very useful for traveler who are not sure of their travel schedules so that they should do not need to lose their travel investment if they do not travel.
Do California Residents Need Travel Insurance for Visiting Europe?
- Long-Term Travel Requirement: US citizens from California visiting Europe for more than 90 days are required by Schengen state consulates to buy Long term Europe travel insurance with a minimum of 30,000 Euros medical coverage for the Long term Europe travel visa.
- Healthcare Costs in Europe: Healthcare in Europe is expensive, and US domestic health insurance and US Medicare plans offer little coverage outside US borders.
- Recommendation for All Visits: Even for short visits, it is highly recommended for US citizens traveling from California to buy proper Europe travel insurance to avoid unexpected medical costs.
Do Seniors With Medicare Need Travel Insurance for International Trips?
US senior citizens having Medicare and travelling overseas from California need to be aware of the limited to no coverage by their health insurance outside US national borders. Older travelers are therefore advised to buy Medicare supplemental travel medical insurance to cover unexpected expenses from emergency sickness or injuries outside USA.
How Much Does International Travel Insurance Cost for US Citizens?
Travel insurance for travel outside the US starts as low as $20 for a month. Travel insurance provides coverage for doctor visits and emergency hospital stays while ensuring access to necessary care and financial protection against high medical costs abroad. This table gives the average travel health insurance cost for different ages.
The average cost based on the quotes for one month
| Plan Name | Maximum Coverage | Deductible | Age 20 | Age 40 | Age 60 |
|---|---|---|---|---|---|
| Atlas Essential International Insurance | $50,000 | $250 | $20 | $40 | $86 |
| Atlas International Insurance | $50,000 | $250 | $27 | $54 | $117 |
| Patriot International Lite Insurance | $50,000 | $250 | $29 | $55 | $121 |
| Safe Travels Outbound Insurance | $50,000 | $250 | $26 | $77 | $168 |
| Diplomat International Insurance | $50,000 | $250 | $32 | $86 | $181 |
| Intermedical Insurance | $50,000 | $250 | $48 | $73 | $121 |
| VisitorSecure Insurance | $50,000 | $100 | $29 | $34 | $55 |
| Voyager Essential Insurance | $50,000 | $250 | $32 | $58 | $116 |
| Travel Medical Outbound USA Basic | $50,000 | $0 | $29 | $55 | $121 |
Source: American Visitor Insurance®
Cost of Travel Insurance
Factors to consider while buying travel insurance, trip cancellation.
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Cost of Travel Medical Insurance
Factors to consider while buying visitor travel medical insurance.
Know More »Is It Better to Have Annual Travel Insurance for Frequent Travelers?
Annual multi-trip international travel insurance plans are ideal for business travelers and frequent international traveler as there is no need to buy an insurance plan every time you travel and are cheaper than buying several single trip travel insurance plans. These plans provide coverage for a whole year, however there is a limit for each trip which is either 30, 45 or 70 days depending on the plan chosen.
Business travelers and working professionals from USA travel abroad frequently, it is important to have proper annual travel insurance. The US frequent travelers can compare and purchase annual multi trip international travel insurance plan which covers them for the whole year.
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Travel Insurance for Mexico from California
It is very easy to travel to Mexico from California. While flying to Mexico from Phoenix is always an option, there are also several land crossings from California to Sonora, Mexico.
There are land crossings from California to Sonora, the notable ones being at San Luis, Lukeville, Sasabe, Nogales, Naco and Douglas. While travel from California to Mexico is fairly easy, travelers to Mexico should purchase proper international travel health insurance.
US Medicare and domestic US health insurance plans provide little cover for international travelers outside of US borders. Business travelers who cross US national borders regularly can buy the Annual travel insurance plan, which covers the traveler for a whole year with time limits for each trip depending on the plan purchased.
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Overseas Travel Insurance for US Residents
Affordable coverage for medical emergencies abroad
How Do I Buy the Best Travel Insurance for Cruises?
Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.
- Best cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise.
- Most Cruises offers Cruise protection, but that is not the same as trip insurance for Cruises.
- A cruise protection usually gives vouchers for the traveler if they miss the cruise
- Trip insurance, on the other hand, offers cash reimbursement.
- Vacationers can shield themselves best by purchasing the Cancel for any reason insurance benefit.
- This gives the flexibility of cancellation the cruise vacation for any reason
- The traveler can get reimbursed up to 75% of the non-refundable trip expenses.
The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans.
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What Are the Best Insurance Plans for Cruise Travelers?
Seven Corners Cruise Insurance
- Cheapest cruise insurance for US residents taking domestic or international trips.
- Trip Inconvenience (Cruise Diversion & Disablement) covers $250 per event, up to $500.
- Emergency medical evacuation and repatriation is covered for $500,000
- Emergency accident and sickness medical expense is covered for $250,000.
- description
Trip Cost
Up to $30,000 per person - luggage
Trip Length
Up to 30 days - medical_services
Missed Connection
$250 per day up to $1,500 - shopping_cartBuy Now
ITravelinsured Travel Choice
- Ideal for those looking for a cheap and budget-friendly cruise insurance.
- Missing the boat is covered up to $500 per person.
- Accident and Sickness medical expense covered up to $100,000, with the option to enhance coverage up to $250,000
- Medical evacuation and repatriation of remains are covered up to $500,000, with the option to enhance coverage up to $1,000,000.
- description
Trip Cost
Up to $10,000 per person - luggage
Trip Length
Up to 180 days - medical_services
Missed Connection
Up to $500 per person - shopping_cartBuy Now
Safe Travels Voyager
- Ideal for first class travellers taking expensive vacations.
- Emergency medical evacuation and repatriation is covered for $10,00,000
- Emergency accident and sickness medical expense is covered for $250,000.
- Rental car damage and theft coverage up to $35,000.
- Optional cancel for any reason benefit covered up to $75% of non-refundable trip cost.
- description
Trip Cost
Up to $100,000 per person - luggage
Trip Length
Up to 180 days - medical_services
Missed Connection
Up to $1,000 per person - shopping_cartBuy Now
ITravelinsured LX
- For elite luxury travelers taking expensive vacations and adventure trips to exotic locations worldwide.
- Medical evacuation and Repatriation of Remains covered up to $1,000,000.
- Accident and Sickness medical expense covered up to $500,000.
- Rental car damage and theft coverage up to $40,000.
- Optional cancel for any reason benefit covered up to $75% of non-refundable trip cost.
- description
Trip Cost
Up to $150,000 per person - luggage
Trip Length
Up to 180 days - medical_services
Missed Connection
Up to $500 per person - shopping_cartBuy Now
Best Travel Insurance for California Cruises
Affordable coverage for cruise travelers from California
What Are the Popular Travel Destinations Among California Residents?
The most popular country among the residents of California is Mexico which is not surprising given its large Hispanic population and its proximity to Mexico. The other popular international travel destinations among Californians include Taiwan, Philippines, Armenia, Vietnam and India.
Popular Outbound Destinations Among California Travelers
Schengen Visa Insurance for California Residents Traveling to Europe
Since US domestic insurance has little coverage in Europe, it is important to buy proper visitors insurance while visiting Europe. We have Europe travel health insurance specific to your needs.
euro
Schengen Visa Document
Satisfy Schengen visa requirements for less than 90 days and for long term stay of more than 90 days in Europe.
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person
Travel Health Insurance
Travel medical insurance that will cover medical expenses and hospital bills of the visitor in Europe.
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travel
Trip Protection Insurance
Travel health insurance that covers trip cancellation and other vacation related medical expenses.
Read More »Trip Insurance vs Travel Health Coverage vs Global Medical Insurance
Confused whether to buy trip, travel or global health insurance? Understand the differences!
Read More »Best International Medical Insurance
International travel insurance resources
Compare and buy international travel insurance USA
Read More »Resources for US Air Travelers
Information about US mobile passport control and TSA pre check for US passport holders.
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