Reimbursement for loss of pre-paid, non-refundable payments.
Transportation to or between hospitals as needed.
Reimbursement of food and lodging expenses due to delay in travel.
Pays sum for lost or delayed luggage by airline.
Covers cost of treatment for sickness or injury during your vacation.
Insure the health of the traveler due to accidental injuries or illness.
Know More »Insure your vacation expenses along with health of traveler
Know More »Insurance required while applying for Schengen visa for Malta
Know More »Malta is a small island country located in the Mediterranean Sea, south of Italy. Malta is an archipelago consisting of three main islands: Malta, Gozo, and Comino. It covers a total land area of about 316 square kilometers (122 square miles). The islands are known for their stunning coastline, clear blue waters, and limestone cliffs.Travel insurance is highly recommended for US citizens traveling to Malta it provides essential coverage and protection in case of unforeseen events or emergencies during the trip. Malta is an island that is popular for its sunny and pleasant climate.
This Mediterranean island nation offers 7000 years of rich and charming history, beautiful oceans, activities like diving and scuba diving attract thousands of travelers to the country. The ideal time to travel to Malta is between May to September.
Malta travel insurance from USA cost is around 5% of the trip cost and easily provides value worth more than its cost. While travelling to Malta US travelers should consider purchasing a protection for their vacation. It is always best to include a good travel insurance cover especially given the Ukraine War. US travelers can get coverage for any sudden travel and medical emergencies that may occur during the trip. The Trip Cancellation or Trip Delay covers can aid US travelers in insuring the trip expenses.
Travel insurance for Malta is mandatory if you need a Schengen visa and must meet specific coverage criteria. If you do not need a visa then travel insurance is optional yet it is still highly recommended due to potential high medical costs for foreigners.
Individuals who are not citizens of the European Union (EU), European Economic Area (EEA), or Switzerland and who plan to stay in Malta for up to 90 days within a 180-day period for tourism, business, or family visits need to apply for Malta Schengen Visa. This visa allows travel to Malta and other Schengen Area countries. Exceptions may apply depending on the nationality of the traveler, as some countries have visa exemption agreements with the Schengen Zone.
To apply for a Schengen Visa to Malta, follow these steps:
U.S. citizens with valid passports traveling for tourism or business can enter Malta without a visa for a period of 90 days within each six-month period. Entry into Malta for short-term tourism (90 days) or business requires that your passport be valid for at least three months beyond your intended date of departure from the Schengen Area. If your passport does not meet the Schengen requirements, you may be refused boarding by the airline at your point of origin or while transferring planes.
US citizens visiting Malta for up to 90 days do not need travel insurance. However, it is highly recommended. Travel insurance can protect you from unexpected events, such as Medical emergencies, Trip cancellation, Lost or stolen belongings, Trip cancellation etc..
If you're planning to stay longer than 90 days, or if you're a citizen of a country that requires a Schengen visa, you'll need to obtain travel insurance that meets certain Malta visa travel insurance requirements.
According to article 15 of regulation (EC) No 810/2009, of the European Parliament, the travel insurance requirements for the Schengen visa are:
The cost of travel health insurance Malta will depend on the coverage you require and your individual factors, such as age, trip duration, and any pre-existing medical conditions. The cheap travel insurance Malta from the USA with basic coverage starts as low as $6 per day.
On American Visitor Insurance, you can compare and buy travel insurance quotes from different insurance providers that satisfies Malta travel insurance requirements from USA.
The best Malta visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some travelers will look for the cheapest Malta visa health insurance cost specifically to satisfy the visa requirements, others will look for the best Malta travel insurance from USA coverage.
The American travel insurance cost per month can vary depending on several factors like the age, trip duration, the coverage maximum, and any additional add-ons or options you select. On average, travel insurance costs for a US citizens can range from $50 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to compare US citizens travel insurance quotes from different insurance providers on American Visitor Insurance.
Trip insurance cost is based on several factors such as the age, trip length and trip cost. There are cheap trip insurance plans starting at $32 per month.
Plan Name | Trip cancellation | Cost # |
---|---|---|
Safe Travels Protect Trawick International | 100% of Trip Cost (Up to a Max. of $14,000) | $32 |
iTravelInsured Travel Lite IMG | 100% of Trip Cost | $42 |
Trip Protection Economy Seven Corners | 100% of Trip Cost (Up to a Max. of $20,000) | $43 |
iTravelInsured Choice IMG | 100% of Trip Cost | $50 |
SafeTravels Armor Trawick International | 100% of Trip Cost (Up to a Max. of $15,000) | $55 |
Trip Protector Preferred HTH worldwide | 100% of Trip Cost (Up to a Max. of $50,000) | $70 |
iTravelInsured Travel LX IMG | 100% of Trip Cost | $106 |
# Approximate cost of Trip insurance plans is for a 40-year-old traveler, 15 days trip length and $1K trip cost. Source: AMERICAN VISITOR INSURANCE®
Travel insurance starts as low as $53 for a month. Travel insurance provides coverage for doctor visits and emergency hospital stays while ensuring access to necessary care and financial protection against high medical costs abroad.
Plan Name | Maximum coverage | Deductible | Cost # |
---|---|---|---|
Atlas International Insurance WorldTrips | $50,000 | $250 | $53 |
Patriot International Lite Insurance IMG | $50,000 | $250 | $54 |
Safe Travels Outbound Insurance Trawick International | $50,000 | $250 | $75 |
Intermedical Insurance Travel Insure | $50,000 | $250 | $71 |
VisitorSecure Insurance WorldTrips | $50,000 | $100 | $33 |
Voyager Essential Insurance GeoBlue | $50,000 | $0 | $72 |
# Approximate American travel insurance cost for a 40-year-old for a duration of 1 month. Source: AMERICAN VISITOR INSURANCE®
Travel insurance costs typically ranges between $5 to $40 for a week and $9 to $80 for two weeks. You can compare quotes using American Visitor Insurance trip insurance cost calculator. The price depends on factors such as coverage type, trip destination, and total trip cost. Basic plans are more affordable, while comprehensive options, including trip cancellation, medical emergencies, and baggage protection, tend to cost more.
For a 40-year-old traveler, the cost of travel insurance for a 6 month trip typically ranges around $122 to $1,050, based different coverage options on American Visitor Insurance. The price depends on factors such as coverage levels, the destination, and the type of policy selected.
US citizens are advised to consider purchasing trip protection insurance, particularly when traveling beyond their home state. Travel insurance for US citizens visiting Europe tailored for US vacationers offer coverage that includes the traveler's health and trip expense costs. Coverage benefits typically encompass trip cancellation, delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.
Travelers can also include the Cancel for Any reason (CFAR) insurance which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. This insurance provides coverage in the following ways:Following are the best trip insurance plans:
The trip insurance offered by IMG is a three-tiered series of plans: iTravelInsured Travel Lite, iTravelInsured Travel SE and iTravelInsuredTravel LX. These plans offer coverage for unexpected medical expenses dues to accident or sickness as well as insure your trip expense investment in case of a trip cancellation or delay.
iTravelInsured Travel LX insurance has 'Cancel for any reason' benefit included and provides coverage up to $100,000. The iTravelInsured Travel SE and iTravelInsured Travel LX plans offer Trip Delay benefit up a maximum of $2,000 per person and $2,500 per person respectively which satisfy many countries Covid travel insurance quarantine requirements.
Compare IMG Trip insurance »Safe Travels Trip protection insurance plans for trip cancellation expenses from Trawick International offer coverage for non refundable trip expenses incurred when a trip is cancelled. These are popular plans for trip related expenses.
The Safe Travels Voyager insurance and SafeTravels Armor have an optional benefit that is the 'Cancel for any Reason' which is available as a rider at an additional cost.
The Safe Travels Voyager insurance and Safe travels Explorer insurance is quite popular as it offers Covid19 quarantine accommodation coverage.
Compare Safe Travels Trip Protection insurance »The Trip Protection Series by Seven Corners offers plans with good, better, best plan with Trip Protection Basic and Trip Protection Choice. There is an additional cost for the number of days which exceed 30 days, but you can have a trip last up to 180 days.
Trip Protection Elite from Seven Corners offers cancel for any reason for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States /internationally. you can have a trip last up to 90 days.
There is also the optional coverage for loss of ski days and equipment and lost golf rounds and rental. Note that insuring a trip for $0 to $500 gives the same, lowest rate available.
Compare Trip Protection insurance plans »Travel Insurance Select Insurance and Trip Care Complete Insurance from Travel Insurance Services, offers choice of three options to meet your needs and budget: Elite, Plus, and Basic. These plans includes coverage for trip cancellation, trip interruption, trip delay, medical expense, emergency evacuation, and baggage loss/delay coverage. Each option includes different features, benefits, and coverage limits.
Travel Insurance Select Plus and Elite plans offers "Optional cancel for any reason benefit" if purchased within 21 days of the date initial payment/deposit is received. (not available to residents of NY) and Trip Care Complete Insurance also offers "Optional cancel for any reason benefit" up to 75% of Trip Cost.
American travel insurance coverage for theft gear often include coverage for lost, stolen, or damaged personal belongings, which can include gear such as cameras, laptops, sports equipment, and other valuables. At American Visitor Insurance best travel insurance coverage for theft gear is offered by popular comprehensive plans from top rated insurance providers.
Travel insurance for US citizens visiting Europe with emergency medical evacuation coverage is crucial, particularly for those visiting areas with limited medical resources or engaging in high-risk activities. It's a vital feature of many travel insurance policies, providing essential aid and financial support in the event of a serious illness or injury that necessitates transportation to a medical facility or repatriation to the United States. The best travel insurance plans for medical evacuation cover the expenses of transferring you to the closest suitable medical facility when local care is insufficient.
Flight cancellations can be a significant inconvenience, but having travel insurance can help mitigate the impact. When dealing with a canceled flight, it’s important to know your rights and how to claim compensation or seek reimbursement. Travel insurance can provide coverage for canceled flights, which is particularly useful if you encounter unexpected disruptions during your trip.
If you are a non-U.S. citizen or a U.S. Green card holder traveling to Malta, you may need an Schengen visa that satisfies Malta travel insurance requirements which are the Schengen visa requirements, depending on your nationality. Do check the specific requirements based on your citizenship. Travelers from the USA visiting Malta will in any event need to apply for a Schengen visa if their visit is for tourism, business, or family reasons and they plan to stay for up to 90 days. When applying for a visa to Malta (or any other Schengen Area country), travel insurance is a mandatory requirement. The purpose of this travel insurance for the Malta visa is to cover unexpected expenses related to medical emergencies, accidents, or trip disruptions during your time in Malta.
The policy must cover emergency medical expenses of at least €30,000 (around US $ 50,000). It must include coverage for emergency medical evacuation which is transporting you to the nearest hospital or even back to your home country if needed. The insurance must cover the entire period of your stay in the Schengen Zone, from the date you enter Malta until you leave. American Visitor Insurance offers international travel insurance that meets the Malta travel insurance requirements, providing the necessary proof of travel health insurance required when applying for an Schengen visa. You can call us at (877)-340-7910 if you need any help to buy travel insurance for Malta which satisfies visa requirements.
Starting in 2025, U.S. travelers to Malta will need to apply for an ETIAS (European Travel Information and Authorization System). ETIAS is an electronic travel authorization system similar to the U.S. ESTA (Electronic System for Travel Authorization). However, ETIAS is not a visa. It is be a pre-travel clearance for short stays up to 90 days in Malta. Along with ETIAS it is important for US travelers to buy travel insurance for Malta from USA on American Visitor Insurance, since Medicare and most US health insurance plans will not provide coverage outside USA in Malta.
Green Card holders will need the Schengen visa if the country of their passport requires a Schengen visa for travel to Europe. Travel insurance for Malta visa for Green Card Holders is mandatory while applying for Malta Schengen visa. Green card holders travel insurance requirements for Malta must satisfy common Schengen visa insurance requirements. US Green Card Holders can buy travel insurance to satisfy Schengen visa requirements for their visa application on American Visitor Insurance.
At American Visitor Insurance, it’s easy to get the best deal for insurance to meet Schengen visa requirements. Simply use our compare engine to review travel policies and prices. All the plans listed will give you access to a “visa letter” which you can print out minutes after your purchase which shows you have the insurance that is required for your visa. Change in plans? Not sure when your will be traveling? No problem! All plans are very flexible and can either be pushed back, moved forward, or cancelled for a full refund (before they start)! If two people are over 70 years old, you can be quoted together on American Visitor Insurance, but some companies require you to fill out separate applications for each person (but the total cost will NOT change). Note that for travelers over 80, it can be cheaper to get a trip cancellation plan like one offered by IMG and they also provide a visa letter for you! Please call us at 877-340-7910 if you have any questions or concerns!
US Citizens with a valid US passport can travel to Malta for up to 90 days in a 180 day period without a Schengen visa
Requirements for traveling to Malta:Long stay Malta visitor visa insurance is available for visitors staying up to a year. Whether living in Malta for professional purposes, visiting family, on a private visit or to study, we have long term Malta visa insurance that caters to all the insurance requirements. The insurance plans for the long stay tourist visa in Malta offer a minimum coverage up to € 30,000 with $0 deductible, emergency medical evacuation and repatriation coverage while in Malta.
Long stay Europe visa for Malta »Most non US citizens need the Malta (Schengen) visa. You can verify if you need the visa in the list of Nationalities who need Malta visa. Non US citizens residing in the US need to show the resident status (Green card, valid US visa and copy of valid I-20 or valid I-AP66, visas…) to apply for a short term Malta visa in the US. The visa and the US resident status must be valid for at least 3 months after the last day of stay in the Malta.
Applicants who wish to stay in Malta beyond 90 days must apply for a national visa or residence permit. The applicant needs to buy Malta visa insurance offering coverage of 30,000 Euros travel insurance for long term Europe visa as mandated by the Malta Consulate. You can get more information about the residence permit on the Malta embassy/consulate's website.
While applying for Schengen visa, you need to give enough time for its processing, especially during the peak travel summer and winter season.
US citizens who want to stay in any of the 27 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries. The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).
The best travel insurance for a US senior vacationing in Malta are available on American Visitor Insurance. A very economical plan for seniors under 70 years is the Altas International plan which costs about $170 per month. You purchase it for the days you need coverage. For seniors under 80, the Patriot International Lite plan is the most economical which costs about $270 per month. If you are over 80 years of age and want at least $50,000 coverage (which would be required for a Long Term Europe visa), you must purchase the Safe Travels Outbound plan which costs about $670 per month. All of these plans will give you a “visa letter” you can download and print out if you need it for a Long Term stay and all are excellent options for visitor insurance while abroad. Note that prices are for a $50,000 maximum with a $0 deductible imitating the visa requirements, but if you do not need to satisfy those requirements, you can put a higher deductible on the policy and reduce the cost of the plan.
US senior citizens with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA. Traveling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive. Buying Medicare Supplemental international Travel insurance coverage for older US travelers is strongly recommended.
Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior travel health insurance as affordable overseas travel medical insurance for US senior citizens and US permanent residents 65 years and older.
The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for coverage from 5 days to 365 days, or as a GlobeHopper Multi-trip plan which covers 12 months with a maximum of 30 days per each overseas trip. The GlobeHopper Senior plan is very popular since it provides coverage of $1 million up to the age of 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition and $25,000 for emergency medical evacuation.
Know More »A strategically important seaport, this fortified city is the elegant capital of the Republic of Malta. The entire city of Valletta is testimony to the grandeur of the Knights of Malta.
Gozo Island is the most idyllic destination of the Maltese Islands. This little island is the perfect place to enjoy a relaxing vacation while still discovering cultural attractions.
The Blue Lagoon is a mesmerizing scene of crystal-clear turquoise waters. It has a South Pacific quality with the waters lapping over a white-sand seabed.
The Blue Grotto is approached by a winding road on a cliff high above the Mediterranean Sea. The spectacular coastal scenery provides an exciting introduction to the nature site.
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Compare and buy best US Single trip insurance for travel within the US and overseas
Know more »Compare Single trip vs multi trip insurance plans offered by US insurers.
Know more »This is a common dilemma for international travelers, Should I get travel insurance for Malta. The answer for this depends on your specific situation, whether you need to apply for a visa, and if the application needs travel insurance. Also, during the Covid pandemic, many countries made it mandatory to have travel insurance. However, irrespective of whether or not travel insurance is mandatory, it is safest to buy travel insurance for Malta. Malta travel insurance from USA cost is usually around 5% of the total trip cost, and this investment is easily worth it, given the safety and peace of mind best Malta travel insurance from USA provides when you are traveling outside your comfort zone in a new country.
There are many travel health insurance options available for Malta. Safe Travels Outbound insurance by Trawick International for US citizens traveling to Malta with Malta Covid insurance coverage. Safe Travels International insurance by Trawick International works well for Non-US citizens visiting Malta and provides Covid19 insurance coverage.
Atlas America insurance offered by WorldTrips which is considered one of the best travel insurance options offers coverage up to $2,000,000.
US travel insurance for Malta typically covers medical expenses, emergency medical evacuation, trip cancellation or interruption, baggage loss or delay, travel delays, and personal liability. However, the coverage will vary depending on the specific insurance plan you choose. It is very useful to make an informed decision by comparing the best US travel insurance for Malta on American Visitor Insurance.
The travel insurance for Malta from USA typically has the following coverage benefits:
While travel insurance is not mandatory for visiting Malta as a US citizen, it is highly recommended. Having travel insurance safeguards you against unexpected expenses and provides assistance in case of emergencies or disruptions during your trip.
It is possible to purchase travel insurance after arriving in Malta, but it is advisable to have coverage in place before your trip begins. If you wait until you arrive, you may not be covered for any pre-existing conditions or events that occur before the policy is active. Therefore, it is recommended that you buy travel insurance for Malta before you leave the US, as you may face unexpected risks or emergencies during your travel or stay. You can compare different travel insurance plans online on American Visitor Insurance to find the best option for your needs and budget.
There are many affordable travel insurance for Malta plans. The best travel insurance for Malta plans cost depends on factors such as the length of your trip, coverage limits, your age, pre-existing medical conditions, and the insurance provider you select. It is recommended to find cheapest Malta travel insurance from USA on American Visitor Insurance to find the most suitable option for your needs.
Some US travel insurance providers offer coverage for pre-existing medical conditions, but this can vary. When buying affordable travel insurance for Malta, it's crucial to compare the best travel insurance for Malta plans on American Visitor Insurance for policy details to understand the pre-existing conditions coverage. Some insurers may provide pre-existing conditions coverage while others offer limited coverage for acute onset of pre-existing conditions and some other offer this coverage as an add on benefit at an additional cost.
Some travel insurance providers offer coverage for COVID-19 medical expenses, trip cancellations, or interruptions caused by the virus. However, coverage may have specific conditions or exclusions, so it is important to compare the international travel insurance for Malta plans on American Visitor Insurance to understand the covid coverage.
Most domestic US health insurance plans do not provide coverage or have very limited coverage outside US borders, and this includes Medicare insurance as well. So, the answer to this question is "No", your domestic health insurance is not adequate outside US borders. Given this, it is important to buy the best international travel insurance designed by top US insurance providers which is offered on American Visitor Insurance.
Yes, the travel insurance plans available on American Visitor Insurance provide worldwide coverage and this includes several different countries in one trip. It is important to look at the plan description to see if they provide worldwide coverage as some plans are restricted for coverage only in the US. Some of the popular plans that provide worldwide coverage are Atlas Travel plan, Safe Vista Comprehensive plan, Atlas premium insurance.
Us citizens might not be legally required to have health insurance, but they must carry travel health insurance for their own safety when traveling internationally, as the healthcare system in the US cannot provide adequate coverage abroad. It is crucial for travelers of all ages to have health insurance to protect against unexpected medical emergencies, which can be financially burdensome.
In recent days, some of the most common claims found are:
Normally $100,000 provides good coverage for someone who is healthy and traveling internationally as this amount can sufficiently cover a little serious unexpected sickness or injury. If the person already has a serious existing condition and is under maintaining the condition, then depending on the situation it is crucial to be prepared with suitable insurance plan with sufficient coverage.
Travel Medical Insurance plans do not cover chronic pre-existing conditions. The chronic conditions are listed in the exclusions and pre-existing chronic conditions do not get covered or might have coverage with high restrictions.
Complete the travel insurance quote form by providing traveler details and the insurance requirements.
Compare price and the benefits of the different travel insurance options to identify what fits your needs best.
Buy the plan that fits your needs and budget by using a credit card and completing the online application.
Review the travel insurance policy documents received by email for coverage details and relevant contact numbers.
Confused whether to buy trip, travel or global health insurance? Understand the differences
Click here to read more »Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.
Best Cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most Cruises offers Cruise protection, but that is not the same as trip insurance for Cruises.
A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for Cruises offer.
Quite often groups travel overseas together. The groups could be traveling for varied reasons such as employees on training, groups of tourists holidaying, members of a missionary organization, groups of students attending a sporting or academic event. Since the regular domestic health insurance will usually not cover you outside your home country you can buy cheap Group travel health insurance for visiting Malta. The group travel plans are cheaper when compared to individual travel medical insurance. There is usually a discount of about 10% or more in group travel policies when compared to individual visitor health insurance for the same destination.
location_on 2017 Connecticut Avenue NW, 20008, District of Columbia, Washington, United States
call Phone
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fax Fax
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email Email
maltaembassy.washington@gov.mt
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FAQs about cheap insurance for Malta travelers.
Click here to read more »Blog about travel health insurance Malta travelers.
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Click here to read more »You can find different sections of insurance types.
Travel Insurance for US Citizens
Travel insurance for Quarantine coverage
Senior Citizens travel insurance over 65
Long stay Europe visa insurance
US citizen expatriate insurance
International travel medicare coverage
US citizens traveling outside USA Forum
US citizens traveling to Europe Blog
US citizens traveling outside USA Blog
Travel insurance FAQs for US Citizens
GlobeHopper Senior Insurance
Travel insurance for US citizens visiting USA