Travel Insurance for USA Travelers Going to Norway
- USA travelers going to Norway will embark on a Nordic adventure filled with breathtaking landscapes, rich culture, and Scandinavian charm.
- From the majestic fjords to the Northern Lights, Norway offers a magical experience.
- Visitors can explore vibrant cities like Oslo, Bergen, and Trondheim, each offering a unique blend of modernity and history.
- Outdoor enthusiasts will revel in hiking, skiing, and fishing opportunities amid Norway's stunning nature.
- English is widely spoken, making communication easy for American travelers.
- The Norwegian people's warmth and hospitality add to the charm of the journey.
Travel Insurance for Norway – Overview
- With its blend of natural wonders and cultural treasures, Norway promises an unforgettable and awe-inspiring travel experience.
- Travel insurance is highly recommended for US citizens traveling to Norway whether by air or on a cruise.
- Norway travel insurance provides coverage and protection in case of unforeseen events or emergencies during the trip.
- Given the dramatic weather changes around the globe resulting in disruptions in flights, travel insurance is really a necessity.
- The cost of travel insurance Norway is around 5% of the trip cost and easily provides value worth more than its cost.
- Travel insurance from US for Norway typically includes medical coverage for illnesses or injuries, trip cancellation or interruption coverage, baggage loss or delay coverage, and emergency assistance services.
- Compare different international travel insurance for Norway on American Visitor Insurance and choose one that best suits your needs.
- Having travel insurance for Norway from US ensures that you can enjoy their vacation with peace of mind, knowing they are financially protected and have access to support services if needed.
What Are the Steps to Follow When Traveling to Norway From USA?
id_card Valid Passport: Ensure that your passport is valid for at least three months beyond your intended departure date from Norway.
description Visa Requirements: US citizens do not need a visa for short stays (up to 90 days) in Norway for tourism or business purposes. However, verify the specific visa requirements based on your citizenship and the purpose of your visit if you plan to stay longer.
medical_services Travel health insurance: It's advisable to have comprehensive travel health insurance for Norway that covers medical expenses and emergency evacuation in case of unforeseen circumstances during your trip.
Do I Need Travel Insurance for Norway?
Travel insurance for Norway is mandatory if you need a Schengen visa and must meet specific coverage criteria. If you do not need a visa then travel insurance is optional yet it is still highly recommended due to potential high medical costs for foreigners.
Who Needs to Apply for a Norway Schengen Visa?
Individuals who are not citizens of the European Union (EU), European Economic Area (EEA), or Switzerland and who plan to stay in Norway for up to 90 days within a 180-day period for tourism, business, or family visits need to apply for Norway Schengen Visa. This visa allows travel to Norway and other Schengen Area countries. Exceptions may apply depending on the nationality of the traveler, as some countries have visa exemption agreements with the Schengen Zone.
How Do I Apply for a Norway Schengen Visa?
To apply for a Schengen Visa to Norway, follow these steps:
- Choose the correct visa based on your travel purpose (tourism, business, etc.)
- Fill out the Schengen visa application form.
- Gather required documents, including valid passport, travel insurance, proof of accommodation and financial means, flight reservation.
- Book an appointment with the Norway consulate or visa center.
- Submit your application, biometric data, and documents at the consulate.
- Pay the visa application fee.
- Processing usually takes around 15 days.
- Pick up your approved visa from the consulate.
Do US Citizens Need Visa for Norway?
U.S. citizens with valid passports traveling for tourism or business can enter Norway without a visa for a period of 90 days within each six-month period.
Entry into Norway for short-term tourism (90 days) or business requires that your passport be valid for at least three months beyond your intended date of departure from the Schengen Area. If your passport does not meet the Schengen requirements, you may be refused boarding by the airline at your point of origin or while transferring planes.
What are the Norway travel insurance requirements for US citizens?
US citizens visiting Norway for up to 90 days do not need travel insurance. However, it is highly recommended. Travel insurance can protect you from unexpected events, such as Medical emergencies, Trip cancellation, Lost or stolen belongings, Trip cancellation etc..
If you're planning to stay longer than 90 days, or if you're a citizen of a country that requires a Schengen visa, you'll need to obtain travel insurance that meets certain Norway visa travel insurance requirements.
Travel insurance requirements for Norway
According to article 15 of regulation (EC) No 810/2009, of the European Parliament, the travel insurance requirements for the Schengen visa are:
- Minimum coverage of at least €30,000 in medical expenses (around US $30,950 as of Jan 2025).
- Validity across all Schengen Area member states.
- Coverage for medical repatriation and emergency medical care.
- The policy must be valid for the entire duration of your stay.
- Policy must have a $0 deductible with 100% coverage.
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Important: If you want coverage to protect your non-refundable trip expenses — such as flight tickets, hotel bookings, and other reservations — in case your trip is cancelled, delayed, or interrupted, consider buying these trip cancellation insurance plans.
Which Is the Cheapest Travel Insurance With Trip Cancellation Coverage for Norway?
$24 Per month
Age: 20 years | Trip Cost: $1,000| Trip Duration: 15 days
- Offers trip cost up to $14,000
- Trip cancellation up to 100% trip cost
- Emergency medical coverage up to $250,000
- Medical evacuation up to $250,000
Buy Online »
$24 Per month
Age: 20 years | Trip Cost: $1,000| Trip Duration: 15 days
- Offers trip cost up to $14,000
- Trip cancellation up to 100% trip cost
- Emergency medical coverage up to $250,000
- Medical evacuation up to $250,000
Buy Online »
$36 Per month
Age: 20 years | Trip Cost: $1,000| Trip Duration: 15 days
- Offers trip cost up to $10,000
- Trip cancellation up to 100% trip cost
- Emergency medical coverage up to $50,000
- Medical evacuation up to $250,000
Buy Online »
Which Is the Best Travel Insurance With Trip Cancellation Coverage for Norway?
$43 Per month
Age: 20 years | Trip Cost: $1,000| Trip Duration: 15 days
- Offers trip cost up to $100,000
- Trip cancellation up to 100% trip cost
- Emergency medical coverage up to $100,000
- Medical evacuation up to $1,000,000
Buy Online »
$57 Per month
Age: 20 years | Trip Cost: $1,000| Trip Duration: 15 days
- Offers trip cost up to $50,000
- Trip cancellation up to 100% trip cost
- Emergency medical coverage up to $250,000
- Medical evacuation up to $1,000,000
Buy Online »
$102 Per month
Age: 20 years | Trip Cost: $1,000| Trip Duration: 15 days
- Offers trip cost up to $150,000
- Trip cancellation up to 100% trip cost
- Emergency medical coverage up to $500,000
- Medical evacuation up to $1,000,000
Buy Online »
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Important: If you want coverage for emergency medical expenses such as hospital bills and doctor visits caused by sudden sickness or injuries from an accident, consider buying these travel medical insurance plans.
Which Is Cheapest Travel Health Insurance for Norway from USA?
Low cost comprehensive travel insurance for travel outside USA.
Policy Maximum?
$50,000 - $1,000,000
Pre-Existing Conditions?
Not Covered
Best travel insurance plan with pre-existing coverage for travel outside USA.
Policy Maximum?
$50,000 - $2,000,000
Acute Onset?
Up to policy maximum up to 79 years
Best comprehensive travel insurance for US citizens traveling outside their home country.
Policy Maximum?
$50,000 - $2,500,000
Coverage?
5 days - 2 years
Acute Onset?
Up to policy maximum up to 70 years
* The price shown is for a 30-day trip with a $50,000 maximum coverage and a $250 deductible for a 20-year-old traveler.
Which Is Best Travel Medical Insurance for Norway from USA?
Provides top-tier medical insurance with high coverage limits for travelers.
Policy Maximum?
$50,000 - $2,000,000
Acute Onset?
Up to policy maximum up to 79 years
Provides short-term international medical coverage for US travelers abroad.
Policy Maximum?
$50,000 - $150,000
Acute Onset?
Up to policy maximum
Provides first-class medical coverage for U.S. travelers abroad, including short-term U.S. return coverage.
Policy Maximum?
$2,000,000 - $8,000,000
Coverage?
5 days - 2 years
Acute Onset?
Up to policy maximum up to 79 years
* The price shown is for a 30-day trip with a $50,000 maximum coverage and a $250 deductible for a 20-year-old traveler.
Best Travel Medical Insurance for Pre-Existing Conditions Abroad
Below are some of the best travel medical insurance plans offering coverage for acute onset or limited pre-existing conditions for travelers outside the USA:
Atlas International: Cheapest travel insurance with pre-existing condition coverage offering strong medical coverage and acute onset pre-existing condition.
- Acute Onset Coverage: Covers up to the overall maximum limit for travelers under age 80.
- Emergency Medical Evacuation: Up to $25,000 lifetime maximum.
- Cost Example (20-year-old traveler): $27 for a 30-day trip, $50,000 maximum coverage, $250 deductible.
Patriot International Lite: Affordable travel insurance with pre-existing conditions providing essential medical coverage and acute onset pre-existing condition protection for travelers under age 70.
- Acute Onset Coverage:
- Age 64 and under without primary health plan: Maximum limit $20,000
- Age 64 and under with primary health plan: Up to the period-of-coverage limit
- Age 65 through 69: Maximum limit $2,500
- Cost Example (20-year-old traveler): $29 for a 30-day trip, $50,000 maximum coverage, $250 deductible.
Travel Medical Outbound USA Basic: Offers acute onset of pre-existing condition coverage for travelers, making it a strong budget-friendly choice.
- Acute Onset Coverage:
- Under age 69: Maximum limit $25,000
- Ages 70–79: Maximum limit $2,500
- Cost Example (20-year-old traveler): $29 for a 30-day trip, $50,000 maximum coverage, $0 deductible.
InterMedical: Travel medical insurance for pre-existing conditions covers the acute onset of pre-existing conditions across different age groups, along with lifetime emergency evacuation benefits.
- Acute Onset Coverage:
- Age 80+: Maximum limit $5,000
- Ages 60–79: Maximum limit $20,000
- Under age 60: Up to the overall maximum limit
- Emergency Medical Evacuation: $25,000 lifetime maximum
- Cost Example (20-year-old traveler): $48 for a 30-day trip, $50,000 maximum coverage, $250 deductible.
Healthcare and Medical Costs in Norway
- International traveling with health insurance is a must for Americans because of the cost of the Norwegian healthcare system, which is, however, a luxury in their opinion.
- Consultation fees of a general practitioner vary, probably starting from $100, and go up to $200, depending on the nature of the case.
- In some cases, emergency room visits can cost from $300 to $600 or even more.
- If you get hospitalized, you must be prepared with $1,000 to $2,000 a day, at least, for the hospital bill as this is the common price range.
- Besides that, dental care is also a big expense, as a simple check-up can take away $100-$150 from your budget.
- The cost of prescription medication is usually higher by an average rate.
- An ambulance trip will likely cost you around $300 to $500.
- Thus, it is recommended that US tourists take out a health travel insurance.
💡 Tip: Always carry your travel insurance card and understand what it covers before visiting a medical facility in Norway.
Do I Need American Traveler Insurance With Trip Cancellation Coverage?
US citizens are advised to consider purchasing trip protection insurance, particularly when traveling beyond their home state. Travel insurance for US citizens visiting Europe tailored for US vacationers offer coverage that includes the traveler's health and trip expense costs.
Coverage benefits typically encompass trip cancellation, delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.
Travelers can also include the Cancel for Any reason (CFAR) insurance which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. This insurance provides coverage in the following ways:
- Non refundable cost of the trip.
- Unexpected medical expenses of the traveler.
- Loss or damage to the insured’s possessions.
Compare the Best Trip Insurance Plans
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IMG Trip Insurance
The trip insurance offered by IMG is a three-tiered series of plans:
These plans offer coverage for unexpected medical expenses due to accident or sickness as well as insure your trip expense investment in case of a trip cancellation or delay.
iTravelInsured Travel LX insurance has 'Cancel for any reason' benefit included and provides coverage up to $100,000.
The iTravelInsured Travel SE and iTravelInsured Travel LX plans offer Trip Delay benefit up a maximum of $2,000 per person and $2,500 per person respectively which satisfy many countries Covid travel insurance quarantine requirements.
Compare IMG Trip Insurance Plans »
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Safe Travels Trip Protection Insurance
Safe Travels Trip protection insurance plans for trip cancellation expenses from Trawick International offer coverage for non refundable trip expenses incurred when a trip is cancelled.
These are popular plans for trip related expenses.
Compare Trawick Trip Insurance Plans »
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Trip Protector Preferred Insurance
- Available for US citizens and residents traveling outside the United States.
- Includes $2000 in travel delay benefits for Covid quarantine/lodging.
- Trip cancellation up to $50,000/Trip interruption up to 200% of trip cost.
- Offers $500,000 medical for sickness and injury/$1,000,000 medical transportation.
Compare Trip Protector Preferred Plans »
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Seven Corners Trip Protection Insurance Plans
The Trip Protection Series by Seven Corners offers plans with good, better, best plan with Trip Protection Basic and Trip Protection Choice.
There is an additional cost for the number of days which exceed 30 days, but you can have a trip last up to 180 days.
Trip Protection Elite from Seven Corners offers cancel for any reason for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States /internationally.
You can have a trip last up to 90 days.
Cruise Travel Insurance provides comprehensive protection designed specifically for cruise travelers. Key features include optional Cancel For Any Reason (CFAR) and Interruption For Any Reason (IFAR) upgrades.
Optional coverage for loss of ski days and equipment and lost golf rounds and rental. Note that insuring a trip for $0 to $500 gives the same, lowest rate available.
Compare Trip Protection Insurance Plans »
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Travel Insurance Services Trip Protection Insurance Plans
Travel Insurance Select Insurance and Trip Care Complete Insurance from Travel Insurance Services, offers choice of three options to meet your needs and budget: Elite, Plus, and Basic.
These plans includes coverage for trip cancellation, trip interruption, trip delay, medical expense, emergency evacuation, and baggage loss/delay coverage. Each option includes different features, benefits, and coverage limits.
Optional Cancel for Any Reason Benefit
- Travel Insurance Select Plus and Elite plans offer this benefit if purchased within 21 days of the date initial payment/deposit is received (not available to residents of NY).
- Trip Care Complete Insurance also offers “Optional Cancel for Any Reason Benefit” up to 75% of Trip Cost.
Compare Trip Protection Insurance Plans »
International Travel Health Insurance From USA
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Trip Cancellation Insurance
Travel insurance for trip cancellation, baggage delay, trip interruption, unexpected medical expenses traveller and related emergencies.
Learn More »
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Cancel for Any Reason (CFAR)
Optional benefit offered by travel insurance protects some insured trip costs for cancellation of trip due to any reason.
Learn More »
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Rental Car Collision
Travel insurance for rental car if it is stolen or damaged due to collision, theft, vandalism, natural disaster, or a cause beyond your control.
Learn More »
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US Citizen Annual Travel Insurance
US citizens and residents who travel abroad frequently for business should have international travel health insurance.
Learn More »
American Travel Insurance Plans and Coverage Options
American travel insurance coverage for theft gear often include coverage for lost, stolen, or damaged personal belongings, which can include gear such as cameras, laptops, sports equipment, and other valuables. At American Visitor Insurance best travel insurance coverage for theft gear is offered by popular comprehensive plans from top rated insurance providers.
The iTravelInsured Travel Sport plan is designed for adventure seekers, offering travel insurance for expeditions, tours, and vacations. It covers adventure, extreme, and hazardous sports, as well as organized intramural and interscholastic sports, with trip cost protection of up to $100,000.
Travel insurance for US citizens visiting Europe with emergency medical evacuation coverage is crucial, particularly for those visiting areas with limited medical resources or engaging in high-risk activities. It's a vital feature of many travel insurance policies, providing essential aid and financial support in the event of a serious illness or injury that necessitates transportation to a medical facility or repatriation to the United States. The best travel insurance plans for medical evacuation cover the expenses of transferring you to the closest suitable medical facility when local care is insufficient.
Flight cancellations can be a significant inconvenience, but having travel insurance can help mitigate the impact. When dealing with a canceled flight, it’s important to know your rights and how to claim compensation or seek reimbursement. Travel insurance can provide coverage for canceled flights, which is particularly useful if you encounter unexpected disruptions during your trip.
We’re glad you found your way to American Visitor Insurance. Our website is dedicated to getting you the least expensive, but most appropriate policy to put your mind at ease when you travel whether it’s on a getaway to Hawaii or an adventure across the globe to Mt. Fuji.
- We offer policies for almost anyone traveling anywhere, including older US residents up to 99 years of age.
- IMG, a well-established name in travel insurance, offers comprehensive travel and trip insurance products suitable for all types of travelers.
- Covers airlift evacuation from your cruise ship to the nearest hospital capable of treating you.
- Provides hospital-to-hospital transfers if the current facility cannot meet your medical needs.
- Includes transportation to a hospital near your home if deemed necessary by your physician.
What Does Trip Cancellation Insurance Cover?
At American Visitor Insurance, we assist travelers from nearly anywhere as they travel away from home! It is important to consider purchasing an insurance plan to cover trip cancellation.
- Provides a refund for non-reimbursable deposits and trip costs if something prevents taking the trip between payment and departure.
- Cost of such insurance depends more on the trip cost than the length of the trip (most have maximum day limits).
- Plans available for high-cost trips (exceeding $10,000 per person, e.g., safaris, long cruises) and modestly priced trips.
- Benefits usually cover 100% of non-refundable trip costs.
- Often reduced to 75% for the ‘Cancel for Any Reason’ benefit.
- Coverage during the trip includes:
- Unexpected medical expenses
- Trip interruption (if unable to complete trip due to illness, weather, etc.)
- Trip delay (missed flights or connections, help to catch cruise if necessary)
- Baggage loss
- Assistance for pets or children traveling with you.
When Can I Buy the Trip Cancellation Plan?
- You can buy the trip cancellation plan at any time before your travel dates.
- Since you are insuring the value of your trip, it is better to purchase as soon as possible in case something happens that interferes with your travel.
- Example: If you’ve planned a trip for next October and later find out you must be in court at that time — if you haven’t already purchased your trip cancellation plan, you will not be able to get a refund because you already know about the conflict.
- You always get a 10-day ‘free look’ period after purchasing your plan, when you buy through American Visitor Insurance.
- This allows you to review the policy and make sure it’s the product you really want, and American Visitor Insurance provides support during this period to help you understand your benefits and make any changes if needed.
Does Trip Insurance Cover Pre-Existing Conditions?
Many travel insurance plans offer a waiver of the pre-existing medical condition exclusion if you purchase your policy within 14 to 21 days of your initial trip deposit.
However, the iTravelInsured Travel LX plan gives you more flexibility and allows you to qualify for the waiver if buy the iTravelInsured Travel LX insurance within 24 hours of your final trip payment.
This flexibility provides travelers the ability to buy trip cancellation insurance with pre-existing conditions coverage up to the final trip payment. This provides valuable peace of mind and greater medical coverage for seniors with existing health conditions.
While we hope your trip goes smoothly and you stay happy and healthy, it’s reassuring to know that you’ll be protected even if unexpected issues arise — from the minor inconvenience of a missed connection to the major challenge of seeking medical care abroad or having to cancel your trip altogether.
Popular plans offering a pre-existing condition waiver include:
- Pathway Premium – Covered if purchased within 21 days of the initial trip deposit.
- Travelex Ultimate – Waiver included if purchased within 21 days of the first trip payment, with the full trip cost insured.
- iTravelInsured Travel LX – Waiver available if purchased within 24 hours of the final trip payment.
- Safe Travels Armor – Covered if purchased within 14 days of the initial trip deposit.
- Trip Protection Choice – Covered if purchased within 20 days of the initial trip payment or deposit, and other requirements are met.
- Trip Protector Preferred – Coverage available if purchased within 21 days of the initial trip deposit.
At American Visitor Insurance, we're here to help you find the right trip cancellation insurance with pre-existing condition coverage so you can travel with confidence and peace of mind.
Which is the Best Trip Cancellation Insurance for U.S. Seniors?
For senior travelers, iTravelInsured Choice Insurance from IMG is a top option. Designed for trips under $10,000 per person, it offers:
- Trip cancellation & interruption for pre-paid, non-refundable expenses
- Medical coverage up to $100,000 and emergency medical evacuation up to $500,000
- Add-ons: Cancel for Any Reason (CFAR), enhanced medical coverage, cruise protection, and sports coverage
- Pre-existing condition waiver if purchased within 21 days of the initial trip deposit
For trips over $10,000 or those seeking higher limits, iTravelInsured Travel SE and LX plans are recommended:
Both include trip cancellation, interruption, evacuation, and optional add-ons similar to Choice
Which to choose:
- Choice: Best for budget-friendly coverage for seniors on standard trips
- SE or LX: Best for high-cost trips or travelers seeking maximum protection
For detailed guidance on choosing the right plan, check out our page on best trip cancellation insurance for seniors.
How Much Does Norway Travel Insurance from USA Cost?
Trip Cancellation Insurance
The cost of travel insurance plans for Norway starts as low as $24 for a 15-day trip with a $1,000 trip cost.
Each trip is unique, and the cost of travel medical insurance for Norway will depend on the details of the trip and the travelers being insured. The key factors that affect the cost include:
- Age of the Traveler
- Type of coverage included
- Duration of the trip
- Number of travelers being covered
This table gives the average trip cancellation insurance cost for different ages. Approximate cost of Trip insurance plans is for a 15 days trip length and $1,000 trip cost.
| Plan Name |
Trip cancellation |
Age 20 |
Age 40 |
Age 60 |
Age 70 |
| Safe Travels Protect |
100% of Trip Cost (Up to a Max. of $14,000) |
$24 |
$32 |
$39 |
$74 |
| Pathway Essential |
100% of Trip Cost (Up to a Max. of $14,000) |
$24 |
$33 |
$53 |
$76 |
| Pathway Plus |
100% of Trip Cost (Up to a Max. of $50,000) |
$32 |
$43 |
$70 |
$98 |
| Trip Protection Basic |
100% of your nonrefundable Trip Cost up to $30,000 |
$34 |
$47 |
$70 |
$70 |
| Travelex Advantage |
100% of Trip Cost (Up to a Max. of $10,000 |
$36 |
$42 |
$62 |
$87 |
| Itravelinsured Choice |
100% of Trip Cost |
$39 |
$50 |
$73 |
$110 |
| Travel Insurance Select Basic |
100% of Trip Cost |
$42 |
$42 |
$87 |
$102 |
| Safe Travels Armor |
100% of Trip Cost (Up to a Max. of $100,000) |
$43 |
$55 |
$67 |
$124 |
| Pathway Premium |
100% of Trip Cost (Up to a Max. of $100,000) |
$43 |
$56 |
$90 |
$126 |
| Trip Protector Economy |
100% of Trip Cost(Up to a Max. of $5,000) |
$47 |
$55 |
$71 |
$75 |
| Travelex Ultimate |
100% of Trip Cost (Up to a Max. of $50,000 |
$57 |
$69 |
$91 |
$125 |
| Trip Protection Choice |
100% of your nonrefundable Trip Cost up to $100,000 |
$65 |
$87 |
$118 |
$118 |
| Itravelinsured LX |
100% of Trip Cost |
$102 |
$114 |
$138 |
$171 |
Best Trip Cancellation Insurance
Review trip cancellation coverage benefits
Travel Medical Insurance for US Citizens Traveling Outside USA
Travel insurance for travel outside the US starts as low as $20 for a month.
Travel insurance provides:
- 🩺 Coverage for doctor visits
- 🏥 Protection for emergency hospital stays
- 🛡️ Financial protection against high medical costs abroad
- ✅ Access to necessary care while traveling
Average one-month travel health insurance costs by age are shown in the table below.
Travel Medical Insurance for US Citizens Traveling Abroad
Review travel medical insurance coverage benefits.
How Much Does Travel Insurance Cost for a Week? How Much Does Travel Insurance Cost for 2 Weeks?
Travel insurance costs typically ranges between $5 to $40 for a week and $9 to $80 for two weeks.
You can compare quotes using American Visitor Insurance trip insurance cost calculator. The price depends on factors such as coverage type, trip destination, and total trip cost. Basic plans are more affordable, while comprehensive options, including trip cancellation, medical emergencies, and baggage protection, tend to cost more.
How Much Does Travel Insurance Cost for 6 Months?
For a 40-year-old traveler, the cost of travel insurance for a 6 month trip typically ranges around $122 to $1,050, based different coverage options on American Visitor Insurance. The price depends on factors such as coverage levels, the destination, and the type of policy selected.
How to Estimate Trip Cost for Travel Insurance?
Customers always ask me how much they should put down to insure their trips. This is a very important question to consider. Firstly, because it directly affects the cost of your insurance policy and secondly because it will put a maximum on your trip cancelation and interruption benefit. First of all, you can only ever get back the non-refundable portion of your trip cost. And, you must be able to show the loss.
For Example:
- When I booked a trip to Europe some time back over a summer, I prepaid for all our hotels.
- The refund policy was only 10%, so I could have insured 90% of the cost in that case.
- You must look carefully for the refund policy of all pre-paid costs associated with your trip in order to get this amount correct.
- Airbnb are not consistent across the same city, so you will have to assess this individually for each part of your trip.
- While some plans allow you to put down a total trip cost or an average trip cost per person, some will want you to be specific for each traveler.
- Make sure you keep track of costs accurately again to keep the cost of the insurance down and your refund as accurate as possible.
- Technically, you can insure for any portion of the trip that you want.
- However, in order to get some benefits, some plans require that you insure all of your pre-paid, non-refundable expenses (such as the waiver for the pre-existing condition exclusion, ‘cancel for any reason’ benefit, or cancel for any work reason benefit).
How to Reduce the Trip Cancellation Insurance Cost?
- Trip cancellation insurance is expensive as it covers high-value, unpredictable risks that can result in large financial losses for vacationers.
- Trip cancellation insurance covers flights, hotels, cruises, and tours bookings and reservations, which can be thousands of dollars.
- It covers a wide range of cancellation reasons like Illness, death in the family, natural disasters, and job loss.
- Some Cancel for Any Reason (CFAR) travel insurance allow cancellation for any reason, often reimbursing 50-75% of trip costs.
- The more expensive your trip, the higher the insurance cost.
- Older travelers pay more because they have a higher chance of medical emergencies leading to trip cancellations.
You can lower the cost of travel insurance without compromising essential coverage by:
- Choosing only medical coverage by entering the trip cost as $0 if you don’t need trip cancellation coverage.
- Selecting a travel medical plan, which is cheaper than comprehensive coverage and most offer coverage for emergency medical evacuation.
- Selecting lower coverage limits, usually within $50,000 medical coverage, which is often enough for most trips.
What Factors Affect the Travel Insurance Cost from the US to Norway?
The cost of Europe long term visa insurance depends on the following:
1. Age of the traveler
The travel insurance price is directly proportional to the age of the traveler. The older the traveler and higher is the cost of the travel insurance.
2. Type of travel insurance
Comprehensive travel insurance which provide exhaustive coverage are more expensive. Traveler can select between single trip or multi trip travel insurance.
3. Medical maximum coverage
The price of travel health insurance is directly dependant on the maximum medical coverage and inversely dependant on the deductible of the plan chosen.
4. Region of coverage
Travel insurance depends on the coverage region. The cost for travel health insurance in some countries (USA …) is more expensive than others.
5. Duration of travel insurance
The longer the duration of visitor medical insurance required, the higher will be the cost.
6. Any add on benefits
Additional add-on benefits like adventure sports coverage … will increase the cost of coverage.
Destination and Activities: Norway offers breathtaking fjords, vibrant cities, Northern Lights viewing, and exciting outdoor activities like hiking, skiing, and fjord cruises.
Visa-Free Travel Countries for U.S. Citizens
Norway - General Information
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location_city
Capital: Oslo
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location_on
Location: Europe
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attach_money
Currency: Euro
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language
Language: Norwegian, Romani
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groups
Population: Around 5 million
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event
Best time to visit: June and July
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map
Vacation spots: Oslo, Bergen, Bodo, Narvik, Molde, Voss, Hamar, Drammen, Tromso, Stavanger, Alesund.
Western Fjords
Norway’s famous fjords are found throughout the country. However, the most dramatic and famous fjords are largely found in West Norway.
Bergen
Bergen is a city located on Norway’s southwestern coast. It is the second largest city in Norway and is surrounded by mountains and fjords, including Sognefjord which is the country’s longest and deepest.
Lofoten Islands
Lofoten is a group of islands in the northern part of the country. With its postcard looking small fishing villages nestled in fjords.
What Are the Travel Tips for Norway?
- Wearing layers of clothing will always be the best option as temperature fluctuations especially in coastal and northern areas are quite fast and common.
- You would need a travel adapter (Type C & F plugs) for your gadgets.
- The high price of Northern Norway as one of the tourist spots in Europe has made it a top expensive destination thus, one should be ready for the huge amount charged and these prices are fixed.
- Public transport or ferry rides will take you through the most stunning and the most comfortable routes.
- It is better to book your Northern Lights or fjord tours far in advance especially during peak season.
- Treat nature as your God and do not take the trails that are marked for your safety.
- Always carry a credit/debit card with you since almost no cash is used in Norway and it is good to be highly recommended.
- Get a travel insurance that not only is medical coverage but also your trip protection as part of the travel plan instead of just going for the basic coverage.
Tip: Plan ahead, pack for changing weather, use Norway’s excellent public transport, budget for high costs, and always carry travel insurance for a safe and smooth trip.
Travel Health Insurance Norway for US Citizens
Short Term Travel Medical Insurance
- For short term travel vacations ranging from a few weeks to few months (less than a year).
- This covers all catastrophic health care expenses, but does not include coverage for preventive care and has limited cover for pre-existing conditions.
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Long Term Health Insurance
- Americans visiting Norway for more than 90 days are required by Schengen state consulates to buy long stay Europe travel insurance
- A minimum of €30,000 (about $50,000) in medical coverage is required for a long term Europe travel visa..
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Annual Multi-Trip Travel Insurance for Norway from USA
- Ideal for frequent travelers such as business professionals or digital nomads making multiple international trips per year.
- The Annual multi-trip insurance for travelling to Norway provides coverage for unlimited trips within a 12-month period, with each trip usually lasting 30-90 days.
- Offers significant savings compared to purchasing separate insurance for each trip.
- Ensures continuous coverage throughout the year without needing to buy a new policy for every trip.
- Particularly useful and cost-effective for business travelers.
- Requires the traveler to have primary health insurance in their home country.
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US Expatriate Insurance
Health insurance for U.S. expats is essential for providing access to quality healthcare while living abroad. Expatriates often need coverage that goes beyond what their domestic U.S. health insurance provides because most U.S.-based health insurance plans do not cover medical expenses incurred outside the United States.
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Travel Insurance for US Seniors With Medicare Coverage
Does Medicare cover medical costs for US citizens traveling to Norway?
- US citizens should realise that Medicare and its supplements provide very little coverage outside US borders.
- There is a travel health insurance plan specifically designed for older American travelers.
- Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior an affordable overseas travel medical insurance option for US citizens and US permanent residents 65 years and older.
The GlobeHopper Senior plan is available either as
Key benefits includes:
- Provides $1 million coverage up to the age of 79 years
- Provides $100,000 coverage for travelers 80 years and older
- Includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition
- Includes $25,000 coverage for emergency medical evacuation
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I’m a U.S. citizen traveling abroad. Can I renew my GlobeHopper Senior travel insurance plan if it has already expired?
Unfortunately, plans cannot be renewed after their expiration date. To stay protected, travelers should renew or extend coverage before the plan expires. If your policy has already lapsed, you’ll need to purchase a new plan for your next trip.
What Is The Best Medical Evacuation Travel Insurance For Norway?
Travel health insurance Norway who need coverage for expenses arising from international security evacuation, medical evacuation and repatriation can buy Medical evacuation insurance commonly called “Medevac insurance”.
Both WorldTrips Atlas Medevac and Seven Corners Medical Evacuation and Repatriation plans offer reliable coverage for U.S. citizens.
Seven Corners Medical Evacuation and Repatriation
Trip Insurance vs Travel Health Coverage vs Global Medical Insurance
Confused whether to buy trip, travel or global health insurance? Understand the differences!
Read More »How Do I Get Travel Insurance for Norway from USA?
Getting travel insurance for Norway online is fast, easy, and secure. Follow these steps:
1
Determine Your Coverage Needs
Consider what type of coverage you need: medical emergencies, trip cancellation coverage, lost baggage, travel delays, or coverage for pre-existing conditions.
2
Compare Plans from Multiple Providers
You can easily compare best travel insurance for Norway on American Visitor Insurance. We allow you to compare plans side by side based on the plan benefits, coverage limits, exclusions, and deductibles. For personalized assistance or any questions, call us at 877-340-7910 and our team will guide you through the process.
3
Choose a Plan and Get a Quote
Select your travel dates, age, and trip information to receive an immediate quote for the plan that best covers your trip.
4
Review the Policy Carefully
Read the insurance policy brochure, paying attention to exclusions, pre-existing condition coverage, and emergency services included.
5
Purchase the Travel Insurance for Norway Online
Once satisfied, you can purchase the plan online. Most insurance providers will give you an instant insurance certificate to use digitally or as a printed copy.
6
Keep Policy and Emergency Contact Info Handy
Print a copy of your insurance policy and emergency contacts for quick access during your trip.
Why Buy Travel Insurance for Norway From American Visitor Insurance?
- Compare multiple plans easily: American Visitor Insurance provides user friendly side-by-side comparison of travel medical insurance plans for Americans traveling to Norway from leading U.S. insurers like IMG, Trawick International, WorldTrips, BlueCross BlueShield, Travelex, Seven Corners, Global Underwriters, HTH Worldwide and Travel Insure.
- Customized for your trip: Choose from a range of travel insurance plans designed for different trip durations and coverage levels — from short vacations to extended stays in Norway.
- Ideal for all travelers: Whether you’re traveling for leisure, business, education, or a long-term stay in Norway, you can find a plan customized to your trip type and duration.
- Affordable & transparent pricing: No hidden fees. You see the best price directly from the insurer, guaranteed.
- Easy online purchase: Buy Norway travel insurance for U.S. citizens in minutes with an instant policy documents emailed to you.
- Expert support: Our licensed customer support team at American Visitor Insurance is available 24/7 to answer any questions during the purchase process. They can assist while completing online applications, extend coverage when it is needed, cancelling a plan if travel plans change, and to file insurance claims necessary.
- Trip cancellation coverage and best CFAR plans: Travel insurance for U.S. travelers visiting Norway including coverage for trip cancellation, medical emergencies, and Cancel For Any Reason (CFAR) benefits.
Travel insurance to Norway from USA - FAQ's
The regular US health insurance including Medicare provide little to no health insurance coverage outside US borders. International travel insurance provides health coverage and financial protection in case of unexpected events such as medical emergencies, trip cancellations or interruptions, lost baggage, or travel delays typically. Given that travel insurance usually costs only around 5% of the total trip cost, it is very logical for US citizens traveling overseas to buy the best travel insurance for Norway. Healthcare costs can be high in Norway, and travel insurance ensures that you have medical evacuation if needed and access to good medical assistance and treatment.
The travel insurance coverage will vary depending on the policy and insurance provider, but it typically includes
- Medical expenses: Coverage for emergency medical and dental treatment, hospital stays, and medical evacuation.
- Trip cancellation or interruption: Reimbursement for non-refundable expenses if the trip is cancelled or cut short due to covered reasons, such as illness, injury, or unforeseen circumstances.
- Baggage loss or delay: Compensation for lost, stolen, or damaged baggage, as well as reimbursement for essential items if your baggage is delayed.
- Travel delays: Reimbursement for additional expenses incurred due to delayed flights or other travel disruptions.
- Emergency assistance: 24/7 travel assistance services, including access to a helpline for emergencies, coordination of medical services, and help with lost documents.
The cost of travel insurance can vary depending on several factors, including the duration of your trip, your age, the level of coverage you choose, and any additional add-ons or options you select. On average, travel insurance for a US citizen visiting Norway can range from $50 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to obtain quotes from different insurance providers on American Visitor Insurance to compare prices and coverage options.
Coverage for pre-existing medical conditions can vary depending on the insurance policy. Some travel insurance plans offer coverage for acute onset of a pre-existing conditions, while others may exclude them. It is important to carefully review the policy details and any exclusions or limitations related to pre-existing conditions using the comparison facility available on American Visitor Insurance.
When choosing travel insurance for your trip to Norway, consider the following factors
- Coverage: Look for a policy that provides comprehensive coverage for medical expenses, trip cancellations, baggage loss, and travel delays.
- Policy limits: Ensure that the policy limits are sufficient to cover potential expenses, such as medical treatment or emergency evacuation.
- Exclusions: Carefully review the policy's exclusions and limitations, particularly regarding pre-existing conditions and high-risk activities.
- Cost: Compare the prices of different insurance providers while considering the coverage and benefits they offer.
- Customer reviews and reputation: Research the insurance provider's reputation, customer reviews, and claim handling process to ensure reliability and customer satisfaction.
When buying travel health insurance for Norway, it is important to compare travel insurance policies from multiple providers to find the best coverage at the best price. This is achieved with ease at American Visitor Insurance, where prices and benefits of the different plans are displayed in an user friendly comparison tool. As a traveler, you should also carefully review the policy's brochure and understand the exclusions that are not covered.
Annual vacation that is once in a lifetime experience could be very expensive. Planning a vacation involves expenses from booking air tickets, cruise reservations, hotel bookings which is done months in advance. As life is not certain, we cannot predict what can happen in the future which can resulting in cancelling an expensive vacation or trip or making other trip arrangements.
Sometimes while on a trip an emergency medical situation may arise which can result in hospitalization and huge medical bills. Other risks involved maybe baggage loss, flight delay, trip interruption, loss of passport which can cripple your life savings.
Buying Trip protection insurance for Norway can be a life and money saver which will cover most of the trip investment expenses and expenses arising from emergency travel and medical expenses.
Buy Trip Cancellation Insurance
When choosing travel insurance for your trip to Norway, consider the following factors
- Coverage: Look for a policy that provides comprehensive coverage for medical expenses, trip cancellations, baggage loss, and travel delays.
- Policy limits: Ensure that the policy limits are sufficient to cover potential expenses, such as medical treatment or emergency evacuation.
- Exclusions: Carefully review the policy's exclusions and limitations, particularly regarding pre-existing conditions and high-risk activities.
- Cost: Compare the prices of different insurance providers while considering the coverage and benefits they offer.
- Customer reviews and reputation: Research the insurance provider's reputation, customer reviews, and claim handling process to ensure reliability and customer satisfaction.
When buying travel health insurance for Norway, it is important to compare travel insurance policies from multiple providers to find the best coverage at the best price. This is achieved with ease at American Visitor Insurance, where prices and benefits of the different plans are displayed in an user friendly comparison tool. As a traveler, you should also carefully review the policy's brochure and understand the exclusions that are not covered.
Although Norway travel insurance provides valuable protection, most policies have certain common exclusions that travelers should be aware of:
- Pre-Existing Medical Conditions: Most standard policies do not cover pre-existing illnesses unless specific coverage for acute onset of pre-existing conditions is purchased.
- High-Risk Activities and Adventure Sports: Activities like scuba diving, skydiving, bungee jumping, skiing, or mountaineering may be excluded unless the policy specifically includes adventure sports coverage.
- Intentional Acts or Illegal Activities: Injuries or losses resulting from illegal acts, criminal activity, or self-harm are typically not covered.
- Travel Against Government Advice: Travel to regions or countries that are under official government travel advisories or warnings is often excluded.
- Alcohol or Drug-Related Incidents: Accidents or medical expenses caused by alcohol or drug use are generally excluded.
- Non-Medical Pre-Existing Conditions: Some policies exclude mental health conditions or chronic conditions unless specifically added.
- Certain Natural Disasters or Epidemics: Losses due to earthquakes, floods, epidemics, or pandemics may be excluded unless a specific rider is purchased.
- Trips Cancelled for Uncovered Reasons: Standard trip cancellation insurance may not cover cancellations due to personal convenience or changes in work plans, unless a Cancel for Any Reason (CFAR) upgrade is purchased.
U.S. citizens looking for pre-existing condition coverage have more flexible options compared to visitors coming to the U.S. For example, the Outreach International, Patriot International Lite, and Patriot International plans provide coverage for pre-existing conditions and do not exclude chronic conditions.
However, the Outreach travel insurance plan requires that the insured person already has a primary health insurance plan in place. This is different from inbound-to-U.S. visitor plans (such as Patriot America Plus or Atlas America), which only cover the acute onset of pre-existing conditions and specifically exclude chronic or congenital conditions from that benefit.
Direct billing availability depends on the medical provider in the country where you receive care. Some international hospitals and clinics may bill the insurance company directly for covered medical expenses.
If direct billing isn’t available, you can pay upfront and file an online claim through your provider’s claims portal. Reimbursements are processed after claim review and approval.
Examples of Travel Insurance Plans Offering Global Provider Networks:
- Patriot International Lite from IMG: Includes access to the International Provider Access (IPA) Network, which helps locate hospitals that may offer direct billing worldwide.
- Seven Corners Travel Medical (Basic and Choice): Connects travelers to the Wellabroad.com network for provider search, claim tracking, and medical assistance while abroad.
- Single Trip Insurance from Blue Cross Blue Shield (BCBS): Utilizes the Blue Cross Blue Shield Global network, giving travelers access to a wide international network of trusted hospitals that may support direct billing in many countries.
What Is The Best Medical Evacuation Travel Insurance For Norway?
Travel health insurance Norway who need coverage for expenses arising from international security evacuation, medical evacuation and repatriation can buy Medical evacuation insurance commonly called “Medevac insurance”.
Both WorldTrips Atlas Medevac and Seven Corners Medical Evacuation and Repatriation plans offer reliable coverage for U.S. citizens.
Seven Corners Medical Evacuation and Repatriation
Overseas Travel Insurance for US Residents
Affordable coverage for medical emergencies abroad
How Do I Buy the Best Travel Insurance for Cruises?
Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.
- Best cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise.
- Most Cruises offers Cruise protection, but that is not the same as trip insurance for Cruises.
- A cruise protection usually gives vouchers for the traveler if they miss the cruise
- Trip insurance, on the other hand, offers cash reimbursement.
- Vacationers can shield themselves best by purchasing the Cancel for any reason insurance benefit.
- This gives the flexibility of cancellation the cruise vacation for any reason
- The traveler can get reimbursed up to 75% of the non-refundable trip expenses.
The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans.
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What Are the Best Cruise Travel Insurance Plans?
- Cruise cancellation up to $30,000
- Missed Tour or Cruise Connection up to $250 per day up to $1,500
- Trip Inconvenience up to $250 each inconvenience up to $500
- Medical Evacuation up to $500,000
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- Cruise cancellation up to $10,000
- Missed Tour or Cruise Connection up to $500
- Trip Inconvenience up to $100
- Medical Evacuation up to $500,000
Buy Online »
- Cruise cancellation up to $100,000
- Missed Tour or Cruise Connection up to $500
- Emergency medical coverage up to $100,000
- Medical Evacuation up to $1,000,000
Buy Online »
Group Travel Insurance for Norway
Quite often groups travel overseas together. The groups could be traveling for varied reasons such as employees on training, groups of tourists holidaying, members of a missionary organization, groups of students attending a sporting or academic event.
Why Group Travel Insurance?
Since the regular domestic health insurance will usually not cover you outside your home country you can buy cheap Group travel health insurance for visiting Norway.
Benefits of Group Travel Plans
The group travel plans are cheaper when compared to individual travel medical insurance. There is usually a discount of about 10% or more in group travel policies when compared to individual visitor health insurance for the same destination.
American Travel Insurance Reviews
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Embassy of Norway in United States
Norway Embassy in Washington, DC
pin_drop 2720 34th Street NW, DC 20008, Washington, USA
call Phone
+1-202-333-6000
mail Email
emb.washington@mfa.no
Norway Consulate in Houston, TX
pin_drop 3410 West Dallas Street, TX 77019, Houston, USA
call Phone
+1-713-620-4200
mail Email
cg.houston@mfa.no
Useful Travel Insurance Resources for Norway
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Travel medical Insurance for Norway FAQ
FAQs about cheap insurance for Norway travelers.
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Norway Travel medical Insurance Blog
Blog about travel health insurance Norway travelers.
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Travel Insurance to Norway Forum
Customer Queries for USA travelers to Norway travelers.
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Best Travel Insurance for Norway Trip
Compare top plans for medical coverage, trip cancellation & more...
