Travel insurance for Ecuador from USA, Travel insurance Galapagos Islands

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Traveler's residence
Travelers (Age)
Trip cost($)/person

Destination
Trip start date
Trip end date

Travel insurance for U.S. citizens with trip protection coverage - Highlights

airplanemode_inactive

Trip cancellation

Reimbursement for loss of pre-paid, non-refundable payments.

ambulance

Medical evacuation

Transportation to or between hospitals as needed.

work_history

Trip delay

Reimbursement of food and lodging expenses due to delay in travel.

luggage

Lost baggage

Pays sum for lost or delayed luggage by airline.

home_health

Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

Age & Citizenship
Child
Residence
Destination
Start date
End date

Travel medical insurance with no trip protection - Highlights

medical_services

Health care expenses

Covers medical costs for sickness or accidents during travel.

person

Doctor visit

Covers cost of clinic or doctor visit.

medication

Pharmacy drugs

Expenses from doctor prescribed eligible medications.

ambulance

Medical evacuation

Transportation to or between hospitals as needed.

procedure

Repat of remains

Return of moral remains to home country or local burial.

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US citizens traveling to Ecuador and the Galapagos Islands

Ecuador is the equatorial country with amazing diversity of flora and fauna along with rich historical and cultural attractions. It is estimated to have over 1600 species of birds, over 4500 species of butterflies, over 300 reptiles and amphibians along with over 250 mammals. Traveling to Ecuador has been made easy thanks to the many direct flights to Quito from US cities like Miami and Fort Lauderdale. Ecuador has several interesting cities like Quito (The first UNESCO declared World Cultural Heritage Sites way back in 1978!), Cuenca (declared World Heritage by UNESCO in 1999) and Ecuador’s largest city and business center of Guayaquil.

Travel insurance for Ecuador from USA

Cuenca is in fact home to many US expatriates who choose to live and retire here. Near the capital Quito is Cotopaxi, one of the highest active volcanoes in the world. There is also Baños de Agua Santa, about 3 hours south of Quito which attracts tourists to its hot springs and several adventure sporting activities.

Most famously, the country has the Galápagos Islands! The Galápagos Archipelago is about 600 miles off the Ecuador coast was made famous by Charles Darwin during his legendary voyage aboard the Beagle. Thanks to its unique flora and fauna, it is today easily one of the largest scientific and eco-tourist attractions anywhere in the world.
According to The U.S. News & World Report travel rankings, the Galápagos Islands is ranked as

  1. The Best Places to Visit in Central and South America
  2. The best islands in the world and
  3. The world's best national park.

It is no wonder that Americans along with tourists from around the world want to visit the Galapagos islands. While a vacation to the Galapagos island, especially a cruise vacation is an once in a lifetime experience, it is very expensive. Given the costs and logistics involved, it is prudent to insure your vacation expenses along with insuring the health of the travelers by buying good trip and travel medical insurance for Galapagos islands and Ecuador.

Steps to follow when traveling to Ecuador from USA

assignment_ind Valid Passport: Ensure your passport is valid for at least six months beyond your intended return date.

description Visa Requirements: Check if you need a visa to enter Ecuador. U.S. citizens typically do not need a visa for stays up to 90 days for tourism or business purposes.

medical_services Health insurance Ecuador: It's advisable to have comprehensive travel health insurance for Ecuador that covers medical expenses and emergency evacuation in case of unforeseen circumstances during your trip.

Travel insurance visa letter as required for travel to Ecuador

All the travel insurance plans that are available from our compare engine provide a VISA LETTER which is the official document that you must show to be allowed to board the plane to go to Ecuador (and upon arrival). While it is enough to have it available on your phone, a hard copy can be a good back up if you can arrange it. Access to the Ecuador travel insurance visa letter varies depending on the exact company you purchase from. Regardless, if you have any issues with getting the required Ecuador visa letter document, please call us as soon as possible so we can assist you!

Do I need American traveler insurance with trip cancellation coverage?

US citizens are advised to consider purchasing trip protection insurance, particularly when traveling beyond their home state. Travel insurance for US citizens visiting Europe tailored for US vacationers offer coverage that includes the traveler's health and trip expense costs. Coverage benefits typically encompass trip cancellation, delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.

Travelers can also include the Cancel for Any reason (CFAR) insurance which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. This insurance provides coverage in the following ways:
  1. Non refundable cost of the trip.
  2. Unexpected medical expenses of the traveler.
  3. Loss or damage to the insured’s possessions.

Following are the best trip insurance plans:

What is the best travel insurance with theft gear coverage?

American travel insurance coverage for theft gear often include coverage for lost, stolen, or damaged personal belongings, which can include gear such as cameras, laptops, sports equipment, and other valuables. At American Visitor Insurance best travel insurance coverage for theft gear is offered by popular comprehensive plans from top rated insurance providers.

Which travel insurance provides good medical evacuation coverage?

Travel insurance for US citizens visiting Europe with emergency medical evacuation coverage is crucial, particularly for those visiting areas with limited medical resources or engaging in high-risk activities. It's a vital feature of many travel insurance policies, providing essential aid and financial support in the event of a serious illness or injury that necessitates transportation to a medical facility or repatriation to the United States. The best travel insurance plans for medical evacuation cover the expenses of transferring you to the closest suitable medical facility when local care is insufficient.

What is the American travel insurance for canceled flights?

Flight cancellations can be a significant inconvenience, but having travel insurance can help mitigate the impact. When dealing with a canceled flight, it’s important to know your rights and how to claim compensation or seek reimbursement. Travel insurance can provide coverage for canceled flights, which is particularly useful if you encounter unexpected disruptions during your trip.

Best Trip cancellation insurance for Ecuador from USA

Is it worth buying trip cancellation insurance?

Annual vacation that is once in a lifetime experience could be very expensive. Planning a vacation involves expenses from booking air tickets, cruise reservations, hotel bookings which is done months in advance. As life is not certain, we cannot predict what can happen in the future which can resulting in cancelling an expensive vacation or trip or making other trip arrangements.

Sometimes while on a trip an emergency medical situation may arise which can result in hospitalization and huge medical bills. Other risks involved maybe baggage loss, flight delay, trip interruption, loss of passport which can cripple your life savings. Buying Trip protection insurance for Ecuador can be a life and money saver which will cover most of the trip investment expenses and expenses arising from emergency travel and medical expenses.

Buy Trip Cancellation Insurance

Best travel insurance cost 2025

How much is travel insurance for a month? How much is travel medical insurance?

The American travel insurance cost per month can vary depending on several factors like the age, trip duration, the coverage maximum, and any additional add-ons or options you select. On average, travel insurance costs for a US citizens can range from $50 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to compare US citizens travel insurance quotes from different insurance providers on American Visitor Insurance.

How much does travel insurance cost for a week? How much does travel insurance cost for 2 weeks?

Travel insurance costs typically ranges between $5 to $40 for a week and $9 to $80 for two weeks. You can compare quotes using American Visitor Insurance trip insurance cost calculator. The price depends on factors such as coverage type, trip destination, and total trip cost. Basic plans are more affordable, while comprehensive options, including trip cancellation, medical emergencies, and baggage protection, tend to cost more.

How much does travel insurance cost for 6 months?

For a 40-year-old traveler, the cost of travel insurance for a 6 month trip typically ranges around $122 to $1,050, based different coverage options on American Visitor Insurance. The price depends on factors such as coverage levels, the destination, and the type of policy selected.

Do I need Trip Cancellation insurance?

Highlights of trip cancellation insurance coverage benefits

Ecuador FlagEcuador - General Information

domain
Capital
Quito
language
Language
Spanish
globe
Location
South America
attach_money
Currency
United States Dollar
groups
Population
Around 17 million
calendar_month
Best time to visit
May, Jun
location_on
Vacation spots
St.George's, Carriacou, Gouyave, Grenville, Sauteurs, Morne Rouge.

Popular tourist destinations in Ecuador

Travel insurance for The Galápagos Islands

The Galápagos Islands

Galápagos Islands have intrigued and inspired visitors from around the globe. Named for the giant tortoises on the islands, this UNESCO World Heritage Site is home to a unique ecosystem.

Visitor insurance for Quito

Quito

High in the Andes, Quito, the capital of Ecuador, is filled with colonial architecture and is the largest historic center in South America.

Cuenca travel insurance

Cuenca

The beautiful city center of Cuenca, officially known as Santa Ana de los cuatro ríos de Cuenca, is in southern Ecuador and is a delightful city to explore on foot.

Travel insurance for The Hot Springs of Baños

The Hot Springs of Baños

At the western edge of the Amazon basin, Baños is nestled among dense jungle-like forests and offers numerous recreational opportunities including hiking and mountain biking.

Visa free travel countries for US citizens

Information for US Students going to Ecuador

Ecuador, a country in Latin America offers a friendly study abroad experience with exotic culture and incredible diversity. Every year more than 4,000 US students are going to Ecuador for studies. Quito and Cuenca are the popular places to study in Ecuador with a variety of language schools to choose from. Ecuador is a great place to study Spanish language as well as the fine arts and architecture.

Ecuador being the home of the Galapagos islands is the ideal destination in fields of study like biology, marine life, ecology and conservation. The tuition fees here is much cheaper when compared to other Latin American countries. The famous universities in Ecuador among US students are Central University of Ecuador and Universidad San Francisco de Quito.

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Travel health insurance Ecuador for US citizens

Short term travel medical Insurance

  • For short term travel vacations ranging from a few weeks to few months (less than a year).
  • This covers all catastrophic health care expenses, but does not include coverage for preventive care and has limited cover for pre-existing conditions.
Click here to read more »

Long term health Insurance

  • Ideal for expats working overseas and for US pensioners living outside the US.
  • These plans offers comprehensive coverage for preventive-care, pre-existing conditions, mental health, dental and vision benefits.
Click here to read more »

US expatriate insurance

Health insurance for U.S. expats is essential for providing access to quality healthcare while living abroad. Expatriates often need coverage that goes beyond what their domestic U.S. health insurance provides because most U.S.-based health insurance plans do not cover medical expenses incurred outside the United States.

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Travel insurance for US seniors with Medicare coverage

Does Medicare cover medical costs for US citizens traveling to Ecuador

US senior citizens with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA. Traveling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive. Buying Medicare Supplemental international Travel insurance coverage for older US travelers is strongly recommended.

Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior travel health insurance as affordable overseas travel medical insurance for US senior citizens and US permanent residents 65 years and older.

The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for coverage from 5 days to 365 days, or as a GlobeHopper Multi-trip plan which covers 12 months with a maximum of 30 days per each overseas trip. The GlobeHopper Senior plan is very popular since it provides coverage of $1 million up to the age of 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition and $25,000 for emergency medical evacuation.

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Travel insurance to Ecuador from USA - FAQ's

01. Does Medicare cover older Americans traveling to Ecuador? Does Medicare cover costs in Ecuador?

Medicare will not cover US citizens traveling to Ecuador. Medicare will cover eligible older Americans only within the US borders. All the 50 US states, the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, the Northern Mariana Islands, and American Samoa are considered part of the U.S and accept US Medicare.

However, Medicare will not pay for health care services outside these US territories or traveling in a ship and when the ship is more than 6 hours away from the US port. The Medicare prescription drugs plan also does not offer coverage for the drugs purchased outside the United States.

02. Which is the best travel insurance for Ecuador and the Galapagos Islands?

Excellent question and we try hard to find the best answer to this question! Given the unique needs of different travelers there is not one Ecuador and the Galapagos Islands travel insurance plan that is always the best for everyone. If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition.

We endeavor to give our visitors as much information as possible so they can find the best Ecuador and the Galapagos Islands travel insurance plan. Our travel insurance quote comparison tool helps travelers compare different visitor travel insurance plans based on price and coverages in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!

03. What health insurance do you need to visit Galapagos islands and Ecuador?

The travel health insurance for Galapagos islands and Ecuador will depend on the travelers’ unique needs. While some vacation travelers will look for the cheapest travel insurance plan, others will look for the most comprehensive vacation travel insurance coverage to cover medical expenses. Some travelers may need Ecuador travel insurance for pre-existing conditions while some travelers look for emergency medical evacuation insurance coverage for Galapagos islands. It is recommended to compare Galapagos Islands travel insurance plans based on price as well as the different benefit/s coverage options.

04. How much is health insurance for US citizens traveling to Galapagos

For those who are looking for long term Global medical insurance coverage for Ecuador, or International health insurance (as opposed to short term travel medical insurance), these must be purchased annually but can be paid for monthly, semi-annually, biannually or annually. The annual option will be the most cost-effective. Remember that the application process for these plans does require an extensive questionnaire about medical history and is not guaranteed like other short term plans available.

The cost of travel health insurance for Galapagos also depends on the traveler’s age, duration of coverage and other factors like maximum coverage and pre-existing conditions as required by the traveler. Compare the cost of travel insurance for Galapagos islands and Ecuador to buy the best plan satisfying your needs.

05. Do US citizens need travel insurance for Galapagos from USA?

The regular US health insurance including Medicare provide little to no health insurance coverage outside US borders. International travel insurance provides health coverage and financial protection in case of unexpected events such as medical emergencies, trip cancellations or interruptions, lost baggage, or travel delays typically. Given that travel insurance usually costs only around 5% of the total trip cost, it is very logical for US citizens traveling overseas to buy the best travel insurance for Galapagos. Healthcare costs can be high in Galapagos, and travel insurance ensures that you have medical evacuation if needed and access to good medical assistance and treatment.

06. What does international travel insurance to Galapagos from USA cover?

The travel insurance coverage will vary depending on the policy and insurance provider, but it typically includes

  • Medical expenses: Coverage for emergency medical and dental treatment, hospital stays, and medical evacuation.
  • Trip cancellation or interruption: Reimbursement for non-refundable expenses if the trip is cancelled or cut short due to covered reasons, such as illness, injury, or unforeseen circumstances.
  • Baggage loss or delay: Compensation for lost, stolen, or damaged baggage, as well as reimbursement for essential items if your baggage is delayed.
  • Travel delays: Reimbursement for additional expenses incurred due to delayed flights or other travel disruptions.
  • Emergency assistance: 24/7 travel assistance services, including access to a helpline for emergencies, coordination of medical services, and help with lost documents.

07. How much does Galapagos travel insurance from USA cost?

The cost of travel insurance can vary depending on several factors, including the duration of your trip, your age, the level of coverage you choose, and any additional add-ons or options you select. On average, travel insurance for a US citizen visiting Galapagos can range from $50 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to obtain quotes from different insurance providers on American Visitor Insurance to compare prices and coverage options.

08. Are pre-existing medical conditions covered by travel insurance to Galapagos from USA?

Coverage for pre-existing medical conditions can vary depending on the insurance policy. Some travel insurance plans offer coverage for acute onset of a pre-existing conditions, while others may exclude them. It is important to carefully review the policy details and any exclusions or limitations related to pre-existing conditions using the comparison facility available on American Visitor Insurance.

09. Is travel insurance mandatory for travel to Galapagos from USA?

Travel insurance is not mandatory for US citizens visiting Galapagos. However, even if not mandatory, travel insurance for Galapagos is highly recommended so as to have adequate coverage in case of unexpected travel or health related emergencies. Without travel insurance, you may be personally responsible for covering the costs associated with medical emergencies, trip cancellations, or lost belongings, which can be significant.

10. How do I choose the right travel insurance for my trip to Galapagos?

When choosing travel insurance for your trip to Galapagos, consider the following factors

  • Coverage: Look for a policy that provides comprehensive coverage for medical expenses, trip cancellations, baggage loss, and travel delays.
  • Policy limits: Ensure that the policy limits are sufficient to cover potential expenses, such as medical treatment or emergency evacuation.
  • Exclusions: Carefully review the policy's exclusions and limitations, particularly regarding pre-existing conditions and high-risk activities.
  • Cost: Compare the prices of different insurance providers while considering the coverage and benefits they offer.
  • Customer reviews and reputation: Research the insurance provider's reputation, customer reviews, and claim handling process to ensure reliability and customer satisfaction.

When buying travel health insurance for Galapagos, it is important to compare travel insurance policies from multiple providers to find the best coverage at the best price. This is achieved with ease at American Visitor Insurance, where prices and benefits of the different plans are displayed in an user friendly comparison tool. As a traveler, you should also carefully review the policy's brochure and understand the exclusions that are not covered.

Best International travel insurance for Ecuador and the Galapagos Islands

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Travel insurance Galapagos, Travel insurance for Ecuador

Medical evacuation travel insurance for traveling to Ecuador

Travel insurance for Ecuador who need coverage for expenses arising from international security evacuation, medical evacuation and repatriation can buy Medical evacuation insurance commonly called “Medevac insurance”.

The Atlas Medevac insurance from World Trips covers emergency medical evacuation for US citizens.

Seven Corners Medical Evacuation and Repatriation

Travel health insurance for Ecuador cost

The cost of Ecuador visa insurance depends on the following:

Age of the traveler

The travel insurance price is directly proportional to the age of the traveler. The older the traveler and higher is the cost of the travel insurance.

Type of travel insurance

Comprehensive travel insurance which provide exhaustive coverage are more expensive. Traveler can select between single trip or multi trip travel insurance.

Medical maximum coverage

The price of travel health insurance is directly dependant on the maximum medical coverage and inversely dependant on the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for travel health insurance in some countries (USA …) is more expensive than others.

Duration of travel insurance

The longer the duration of visitor medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits like adventure sports coverage … will increase the cost of coverage.

Steps to buy
Travel insurance for Galapagos online

search 1: Finding the available international travel health insurance plans

Complete the travel insurance quote form by providing traveler details and the insurance requirements.

balance 2: Compare the different travel insurance options

Compare price and the benefits of the different travel insurance options to identify what fits your needs best.

attach_money 3: Buy the holiday insurance USA you like best and review documents

Buy the plan that fits your needs and budget by using a credit card and completing the online application.

description 4: Review the travel medical insurance plan documents received by email

Review the travel insurance policy documents received by email for coverage details and relevant contact numbers.

Galapagos travel insurance

Overseas travel insurance for US residents

How do I buy the best travel insurance for Cruises?

Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.

Best Cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most Cruises offers Cruise protection, but that is not the same as trip insurance for Cruises.

A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for Cruises offer.

trip cancellation insurance for cruise
Vacationers can shield themselves best by purchasing the Cancel for any reason insurance benefit. This gives the flexibility of cancellation the cruise vacation for any reason, and the traveler can get reimbursed up to 75% of the non-refundable trip expenses. The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans.
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Popular cruise travel insurance for Galapagos Islands

Compare and buy best Galapagos Islands cruise travel insurance.

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Group Travel Insurance

Quite often groups travel overseas together. The groups could be traveling for varied reasons such as employees on training, groups of tourists holidaying, members of a missionary organization, groups of students attending a sporting or academic event. Since the regular domestic health insurance will usually not cover you outside your home country you can buy cheap Group travel health insurance for visiting Ecuador. The group travel plans are cheaper when compared to individual travel medical insurance. There is usually a discount of about 10% or more in group travel policies when compared to individual visitor health insurance for the same destination.

group travel insurance

Para clientes que hablan español - Seguro de salud para Ecuador en español

Cobertura de seguro para viajeros España

¿Está pensando en unas vacaciones en los Estados Unidos? No se olvide de protegerse con un seguro de salud en caso de enfermedad súbita o accidente. Los gastos médicos en los Estados Unidos pueden ser extraordinariamente altas. El uso de un plan de seguro estadounidense tiene muchas ventajas, incluiendo reembolso en dólares estadounidenses y pago directo al proveedor. Nuestras pólizas de seguro se pueden usar para cumplir los requisitos del visado Schengen para viajar a Europa. Simplemente lo compra por internet y puede imprimir una carta para el consulado unos minutos después. Saber más »

Trip vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences

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Embassy of Ecuador in United States

Ecuador Embassy in Washington, DC

location_on 2535 15th Street, N.W., Washington, DC 20009, United States

call Phone
+1-202-234-7200

fax Fax
+1-202-333-2893

email Email
embassy@ecuador.org

Ecuador Embassy in New York, NY

location_on 3495 Piedmont Road, Building 12, Suite 105, GA 30305, Atlanta, United States

call Phone
+1-404-841-2276

fax Fax
+1-404-841-2285

email Email
cecuatlanta@mmrree.gob.ec

Annual travel insurance

Compare and buy Travel insurance for Annual multitrip
These plans are ideal for regular travelers who make many overseas trips annually. The Annual multi-trip insurance for traveling to Ecuador plans provide coverage for a whole year, while having a maximum limit for the length of each international trip. Business travelers find the annual trip plans very useful and price effective, as opposed to buying insurance for each of their overseas trips. One of the requirement is that the traveler must have primary health insurance in the home country.

Cheap travel insurance to Ecuador from USA links

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Travel medical Insurance for Ecuador FAQ

FAQs about cheap insurance for Ecuador travelers.

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Ecuador Travel medical Insurance Blog

Blog about travel health insurance Ecuador travelers.

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Travel Insurance to Ecuador Forum

Customer Queries for USA travelers to Ecuador travelers.

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Which are the best travel insurance companies in USA?

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

Which are the best visitors insurance companies in USA?

Travel insurance resources

You can find different sections of insurance types.

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