Travel insurance Germany

Travel health insurance Germany, travel insurance Germany

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Before traveling to Germany, it is necessary to buy Schengen visa travel insurance to meet the Germany visa requirements. On American Visitor Insurance, you can easily buy the travel insurance online to get the visa letter to submit to the Germany consulate for your visa application. Once your travel insurance is purchased, you will receive the insurance details with the toll-free number, a virtual ID card, and the Schengen insurance letter for your visa application, which serves as proof of coverage.

What are the different types of travel insurance for Germany?

Insure the health of the traveler due to accidental injuries or illness.

  • Germany travel medical insurance is ideal for travelers who want comprehensive coverage for their medical expenses.
  • It offers coverage for sudden hospitalization, medical expenses due to accidental injuries or illness.
  • It also offers coverage for pre-existing conditions, emergency medical evacuation.
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Insure your vacation expenses along with health of traveler.

  • Travel insurance for Germany is ideal for travelers who have invested a lot of money on a trip which is planned many months in advance.
  • It offers coverage when a trip is cancelled or interrupted due to unforeseen circumstances will protect travelers against financial losses. It will reimburse non-refundable costs like flights, hotels, cruise or tours bookings.
  • It also offers coverage for emergency medical expenses due to sudden sickness or injuries while on a trip.
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Insurance required while applying for Schengen visa for Germany.

  • Travel medical insurance for German visa is ideal for travelers applying for visa as it is mandatory to buy a 30,000 Euro medical insurance.
  • It offers coverage for sudden hospitalization, medical expenses due to accidental injuries or illness.
  • It also offers coverage for pre-existing conditions, emergency medical evacuation.
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Travel insurance for USA

Insures hospitalization expenses, doctor visits while in USA.

  • Travel health insurance for travelers from Germany is recommended given the high healthcare cost in US.
  • Excellent for older travelers or parents visiting the USA.
  • Satisfies most US visa requirements.
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Best travel insurance to Germany

Do I need travel insurance for Germany?

Travel insurance for Germany is mandatory if you need a Schengen visa and must meet specific coverage criteria. If you do not need a visa then travel insurance is optional yet it is still highly recommended due to potential high medical costs for foreigners.

Who needs to apply for Germany Schengen Visa?

Individuals who are not citizens of the European Union (EU), European Economic Area (EEA), or Switzerland and who plan to stay in Germany for up to 90 days within a 180-day period for tourism, business, or family visits need to apply for German Schengen Visa. This visa allows travel to Germany and other Schengen Area countries. Exceptions may apply depending on the nationality of the traveler, as some countries have visa exemption agreements with the Schengen Zone.

How to apply for a German Schengen visa?

To apply for a Schengen Visa to Germany, follow these steps:

  • Choose the correct visa based on your travel purpose (tourism, business, etc.)
  • Fill out the Schengen visa application form.
  • Gather required documents, including valid passport, travel insurance, proof of accommodation and financial means, flight reservation.
  • Book an appointment with the German consulate or visa center.
  • Submit your application, biometric data, and documents at the consulate.
  • Pay the visa application fee.
  • Processing usually takes around 15 days.
  • Pick up your approved visa from the consulate.

How much does travel insurance Germany cost?

The average cost of best Germany travel insurance trip starts from $11 per day and it can vary depending on several factors like the age, trip duration, the coverage maximum, and any additional add-ons or options you select. On average, travel insurance costs for international travelers can range from $53 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to compare international travel insurance quotes from different insurance providers on American Visitor Insurance.

How much does travel insurance cost for a week? How much does travel insurance cost for 2 weeks?

Travel insurance costs typically ranges between $5 to $40 for a week and $9 to $80 for two weeks. You can compare quotes using American Visitor Insurance trip insurance cost calculator. The price depends on factors such as coverage type, trip destination, and total trip cost. Basic plans are more affordable, while comprehensive options, including trip cancellation, medical emergencies, and baggage protection, tend to cost more.

How much does travel insurance cost for 6 months?

For a 40-year-old traveler, the cost of travel insurance for a 6 month trip typically ranges around $122 to $1,050, based different coverage options on American Visitor Insurance. The price depends on factors such as coverage levels, the destination, and the type of policy selected.

Which health insurance is the cheapest in Germany?

The cheapest travel insurance for Germany cost starts from just $10 for a week. Schengen visa insurance cost depends on factors, such as the provider, the length of stay, the applicant's age, and the level of coverage required.

Do you need health insurance to travel to Germany?

Travel Insurance is mandatory while applying for the Germany Schengen visa which allows you to travel to Germany and the 29 countries in Europe. The Finns consulate has guidelines for the insurance which satisfy Germany visa requirements.

Tourist insurance coverage for emergency cases, hospital stays, evacuation is the minimum requirement that will put your mind at ease when you are in Germany. We have the best travel insurance for Germany which satisfies Germany visa requirements.

Germany travel insurance requirements

What is the best travel insurance Germany visa insurance?

The best Germany visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some travelers will look for the cheapest Germany visa insurance cost specifically to satisfy the visa requirements, others will look for the most comprehensive Germany travel insurance coverage.

  • Coverage includes Emergency Medical Evacuation, Hospital Room and Board...
  • Policy maximum covers up to 1M
  • Offers coverage for acute onset of pre-existing conditions for visitors aged under 70 years
  • Provides comprehensive medical coverage, emergency evacuation, and repatriation...
  • Policy maximum covers up to 2M
  • Offers coverage for acute onset of pre-existing conditions for visitors aged under 79 years

Safe Travels International
Trawick International

  • Coverage includes travel delay, emergency medical evacuation, repatriation, emergency services...
  • Policy maximum covers up to 1M
  • Unexpected recurrence of a pre-existing condition is covered up to $20k for ages up to 65

Why travel insurance is necessary for Germany?

Travel insurance is crucial for those traveling from the USA to Germany for several important reasons:

  • Medical Emergency: Medical emergencies can arise in Germany, and healthcare costs in private or international hospitals, can be very expensive for foreign travelers. Travel insurance helps prevent unforeseen medical expenses from being too heavy on the pocket and allows one access to quality care.
  • Emergency Medical Evacuation: For instance, in the event of severe medical conditions or accidents, travelers may be airlifted to another city or even to the USA for proper medical attention. Insurance helps in paying the costly evacuations and provide peace of mind during times of crisis.
  • Trip Cancellation or Interruption: Travel may also get ruined by unexpected events, such as family emergencies, natural disasters, or political instability. Most travel insurance policies cover a prepaid trip cost not refundable. In addition to coverage, travelers can opt for Cancel for Any Reason (CFAR) insurance, which allows you to cancel your trip for any reason. And usually reimburses 50-75% of non-refundable trip costs, but it must be purchased within a specific timeframe.
  • Lost or Stolen Belongings: Luggage, passports, or other personal effects can be stolen or lost. Insurance may cover the cost of replacing the lost or stolen items and limit your inconvenience caused.
  • Natural Calamities and Political Turbulence: Trip insurance will cover the expenses if a natural calamity or political turbulence took place that requires evacuation or extended staying.

Due to this, citizens from the USA going to Germany must also get extensive travel insurance, which can reduce the risks and enable an even more safely hassle-free trip.

Travel insurance for German visa

If you are a non-U.S. citizen or a U.S. Green card holder traveling to Germany, you may need an Italian visa that satisfies Germany travel insurance requirements which are the Schengen visa requirements, depending on your nationality. Do check the specific requirements based on your citizenship. Travelers from the USA visiting Germany will in any event need to apply for a Schengen visa if their visit is for tourism, business, or family reasons and they plan to stay for up to 90 days. When applying for a visa to Germany (or any other Schengen Area country), travel insurance is a mandatory requirement. The purpose of this travel insurance for the Germany visa is to cover unexpected expenses related to medical emergencies, accidents, or trip disruptions during your time in Germany.

The policy must cover emergency medical expenses of at least €30,000 (around US $ 50,000). It must include coverage for emergency medical evacuation which is transporting you to the nearest hospital or even back to your home country if needed. The insurance must cover the entire period of your stay in the Schengen Zone, from the date you enter Germany until you leave. American Visitor Insurance offers international travel insurance that meets the Germany travel insurance requirements, providing the necessary proof of travel health insurance required when applying for German visa. You can call us at (877)-340-7910 if you need any help to buy travel insurance for Germany which satisfies visa requirements.

ETIAS for US travelers to Germany

Starting in 2025, US travelers to Germany should apply for an ETIAS (European Travel Information and Authorization System). ETIAS is an electronic travel authorization system similar to the US ESTA (Electronic System for Travel Authorization). However, ETIAS is not a visa, but a pre-travel clearance for short stays up to 90 days in Germany. Along with ETIAS it is important for travelers from USA to buy travel insurance for Germany, since Medicare and most US health insurance plans do not provide coverage in Germany.

Is a German visa needed for US Green Card holders?

US Green Card holders will need an Germany visa to travel there if the country of their passport requires a visa for travel to the Schengen countries. Travel insurance for Germany visa for Green Card Holders is required while applying for an Germany visa. Green card holders travel insurance requirements for Germany include medical expenses of at least €30,000. US Green Card Holders can buy travel insurance to satisfy Germany visa requirements for their visa application on American Visitor Insurance.

Travel health insurance for visiting Germany

Long term German Visa Insurance

US citizens who want to stay in any of the 29 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries.The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).

Long term Europe Visa Insurance

Due to Ukraine war we are seeing severe labor related disruptions in flights and rail services which is adding to the uncertainty of travel in Europe. US citizens are advised to buy travel insurance for German even if it is not mandatory for short travel, it is mandatory only for travel of more than 90 days to German and need a travel visa.
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Traveling to Germany

Germany has always been a popular destination for American vacationers, expatriates and students. As the largest country in western Europe, with a population of 80 million residents, its cultural centers like Berlin, Munich, Stuttgart, Frankfurt and Hamburg attract millions of tourists annually making Germany the seventh most visited nation globally.

As the most powerful economy in Europe, the German labor force is renowned for its strong work ethic and technological innovation especially in the automotive and manufacturing sectors. This attracts many US businesses and workers who collaborate with Germany industry.

One should remember that while most advanced countries offer the world’s best healthcare systems, it is also expensive. Visiting a hospital without insurance is scary. It is vital that Americans have good travel medical insurance while traveling to Germany. A travel medical insurance plan will provide coverage for medical expenses incurred in case of any injury or illness.

At American Visitors Insurance one can compare several plans for prices and benefits from the comparison tool and also can get instant policy documents by Email. Their 24/7 customer support assistance by one of the licensed service agents will provide answers to all questions by the customers. Buying travel medical insurance for international travel is easy at American Visitor Insurance. Feel free to give us a call or email us and one of our customer support licensed agents will be able to help you.

Best travel insurance for Oktoberfest

Oktoberfest is the most famous beer festival in the world. It is held annually in Munich, Germany, typically from late September to the first weekend in October. Oktoberfest attracts millions of visitors each year, making it one of the largest festivals in the world. On average, Oktoberfest draws about 6 to 7 million visitors each year. In some years, this number can exceed 7 million. Approximately 15-20% of attendees are from outside Germany, representing countries such as the United States, the UK, and various European nations.

travel insurance for Oktoberfest Germany

The festival attracts a diverse crowd, from young adults to families and seniors, creating a lively mix of cultures and backgrounds. These tourists come to enjoy the lively atmosphere, traditional Bavarian music, delicious food, and, of course, a wide variety of beers, mainly from Munich breweries. Visiting Oktoberfest is a memorable experience filled with culture, community, and, of course, great beer!

When traveling to the Oktoberfest, international travel insurance provides crucial protection for your trip. It is in fact mandatory to buy Oktoberfest travel insurance for those who need German visa. Traveling to Germany can be an exciting experience but a sudden sickness or injury occurs may requires emergency medical treatment which will be and Insurance helps cover these unexpected expenses. Many US travelers book their trip well in advance. Should they need to cancel or change their travel plans due to illness, family emergencies, or other unforeseen circumstances, Oktoberfest travel insurance with trip cancellation coverage can reimburse them for non-refundable expenses like flights and hotel bookings.

Other benefits of travel insurance for Oktoberfest include coverage for costs of replacing loss of items or personal belongings. Travel insurance for Germany Oktoberfest can cover evacuation to a medical facility or back to their home country. Knowing that travelers are protected against unexpected events with the best US travel insurance available on American Visitor Insurance, they can fully enjoy the festivities without worry.

Germany FlagGermany - General Information

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Capital
Berlin
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Population
Around 84 million
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Location
Western Europe
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Currency
Euro
language
Language
German, English, French
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Best time to visit
between May and Sept.
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Vacation spots
Berlin, Munich, Frankfurt, Cologne, heidelberg, Hanburg, Black forest, Potsdam, Koblenz, Passau.

What are the popular tourist destinations in Germany?

Travel insurance for the Brandenburg Gate

The Brandenburg Gate

Berlin's most famous historic landmark is the Brandenburg Gate, once a symbol of a divided nation and now a symbol of unity and peace.

Travel insurance for Tierpark Hagenbeck

Tierpark Hagenbeck

The city's zoo, was established in 1907 to house a collection of exotic animals owned by a local fishmonger, Carl Hagenbeck.

Travel insurance for Casa do Cabildo

Casa do Cabildo

Also known as the King's Lake.This lovely Bavarian lake is one of the great beauty spots of the region known as Berchtesgadener Land.

Travel insurance for Sanssouci Park and Palace

Sanssouci Park and Palace

The Palace with huge park and many works of art like exquisite Chinese House, an extremely elaborate garden pavilion, and a wonderful Roman Baths complex.

Do you need Schengen visa insurance for Senior Citizens?

Safety suggestions for travelers to Germany

Germany is one of the safer countries to travel in anywhere in the world. Its crime rates have been dropping in recent years. However, foreigners need to be watchful while they are outside their familiar surroundings. The should be on the lookout for petty criminals and pickpockets, particularly near popular tourist zones like shopping centers, bus terminals, train stations, museums and hotels.

Be careful so as to protect all personal belongings, and ensure that all valuables are kept in a safe location. It is safe to keep a copy of your passport at all times in case of an emergency. During the summer months, there is intense heat and dehydration is common. Make sure that you stay hydrated by drinking lots of fluids at regular intervals.

It is prudent to know the location of the US embassy and police contact information in case of any emergency. There is an U.S. Embassy in Berlin for any emergency.

Dietary considerations in Germany

German food while largely similar can take some adjusting for US nationals. The local cuisine has a lot of meat, potatoes with heavy noodles. Travelers should be prepared for dietary changes and the impact it can have on the travellers physique. US citizens should also be watchful about alcohol and tobacco usage given that it is quite common here when compared to the US. Ensure that you stay moderate in your alcohol consumption and in smoking.

Travel tips for international travelers

Travel tips for international travelers – Safety, Comfort and Wellness.

Germany healthcare insurance for tourists - FAQ's

1. Is travel insurance necessary for Germany?

If you need a visa for traveling to Germany (Schengen visa), then - Yes, Germany travel insurance is necessary for applying for the Schengen visa. The Germany visa travel insurance requirement is a minimum coverage of 30,000 Euros.

If you a citizen of a country which does not need a visa for traveling to Germany, then buying travel insurance for Germany is not mandatory for visits of less than 90 days. However given the cost of healthcare in Germany, and that domestic health insurance offers little health insurance outside your home country, it is strongly recommended to buy travel insurance for Germany.

2. How can I get travel medical insurance for Germany?

Travelers to Germany who need the Schengen visa can buy Germany visa travel insurance on our website. Our Schengen visa travel insurance quote facility displays the travel insurance that satisfy Germany visa consulate requirements. Once you complete buying the Germany visa travel insurance online, you can download the required Germany visa letter which you can submit while applying for the Schengen visa

3. How much is travel insurance for Germany visa?

The cost for the Germany visa travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Germany travel insurance required, the greater will be the cost. Our Germany visa insurance application quote facility lists the travel insurance that satisfy Germany visa consulate requirements.

4. Who needs the Germany visa?

Anyone traveling to Germany from any of the list of 'Schengen visa required countries' needs the Schengen visa (Germany is included in the Schengen visa). For travelers from any of the 'Schengen visa exempted countries', who want to stay in Germany for more than 90 days also need to get the Long stay in Europe visa

5. How to apply for a Germany visa?

One should apply for the Schengen visa in the consulate of the Schengen state that you are traveling to. The traveller should complete the required Schengen visa application, along with other required documents, such as the travel itinerary, proof of adequate financial means and Schengen visa insurance letter. Please refer to the Schengen state consulate that you are visiting for the complete information regarding applying for the Schengen visa.

6. Do Germans need health insurance to come to the US?

This depends on the travelers and their specific situation. The Trump administration has recently made a decision that affects some German travelers especially if they are trying to immigrate to the US and requires them to have health insurance while in the US. At this time, there are no specific requirements on the travel insurance, so travelers from Germany can buy any of the plans we offer for whatever length of time is required. Travelers from Germany should anyway consider getting adequate coverage given the high costs of US medical care.

7. What is the best German visitor insurance in USA?

To help travelers from Germany find the best visitor insurance in USA, we work with all the reputed insurers and give our customers a wide range of options. German visitors can compare the different visitors insurance plans using the compare German visitors medical insurance tool. Here visitors can review the different options based on their price along with the different coverage benefits. Since the best visitor insurance for Germans varies depending on the needs of different travelers, the compare visitor health insurance tool helps visitors from Germany find the best US visitor insurance plan for their specific needs.

Trip insurance vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences!

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Germany Travel insurance for Schengen visa

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Factors to Consider

Factors to consider while buying Schengen visa travel insurance

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Schengen Visa Letter

Schengen visa letter for Schengen visa application

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Schengen Visa Countries

Travel insurance information for visiting Schengen countries

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Germany travel medical insurance

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Germany travel medical insurance FAQ

FAQs about travel health insurance for Germany travelers.

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Travel health insurance for Germany Blog

Blog about travel health insurance Germany travelers.

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Travel Insurance to Germany Forum

Customer Queries for travel insurance for USA from Germany.

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Travel insurance from Germany to USA

German tourists in the US and need for US travel insurance

Herzlich willkommen ! Over 2 million German tourists visit the US annually. The Germans are the second largest nationality of Europeans after the British and the seventh worldwide as visitors to the US. The average period of stay for German visitors to the US was 11 nights in 2017.

The main purpose of Germans visiting the US is; vacation (59 percent), visiting friends and family (18 percent), work (13 percent), convention, trade shows, conferences (6 percent), and education-related travel (three percent).

The top activities while in the United States include shopping (86 percent), sightseeing (81 percent), visiting smaller towns and countryside (45 percent) and seeing historical sites (40 percent).

German tourists are mostly attracted to New York state and to New York City. They also like the wide open spaces in the Pacific North West, California, Florida and the mid-western region of the United States which between them is home to many national parks. Tourists from Germany also visit the cities of New York, Boston, Los Angeles, San Francisco, Philadelphia and Washington D.C. in large numbers.

The most visited US states are New York, Florida, and California. There are over 350 weekly non-stop transatlantic flights from Germany to the US as of the winter of 2018/2019. Six airlines (American Airlines, Condor, Delta Air Lines, Eurowings, Lufthansa and United Airlines) offer non-stop flights from five German airports to 23 U.S. airports.

International medical insurance for Germany students in the US

The number of German students in the US fell by 47%, from 10,193 students in 2014/15 to 5,364 in 2020/21, and there was a 59.4% increase in 2021/22 from 5,364 to 8,550. There are about 8,550 students from Germany currently studying in the United States. Most of the students from Germany are in Undergraduate programs while about 25% are Graduate student and another 10% in the Optional Practical Training (OPT) status.

Given the expensive healthcare system in the US it is important for students from Germany to buy adequate student medical insurance in the United States. While most Universities offer student medical insurance, the college student insurance is expensive, and students would prefer outside student insurance if the university allows it.

The international student insurance plans that we provide are more affordable than college student insurance plans while having similar benefits. Our OPT student insurance plans are also very popular with German students on the Optional Practical Training (OPT) status.

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What does visitors medical insurance cover?

  • Health care expenses: Covers hospital expenses for sickness or accidents.
  • Doctor visit: Insures Doctor visits for sudden injury or sickness.
  • Pharmacy drugs: Doctor prescribed eligible pharmacy drugs expenses.
  • Medical evacuation: Medical evacuation expenses to nearest facility included.
  • Repat of remains: Repatriation of remains to home country included.
  • Pre-existing conditions: Some plans insure acute onset of pre-existing conditions.

USA visa health insurance, Visitor visa health insurance USA

Travel insurance for German citizens

How do I buy Germany visa travel insurance online?

search 1: Finding the best health insurance for foreigners

Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.

balance 2: Compare the different travel insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

attach_money 3: Buy the US travel health insurance that you like best

Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.

description 4: Review insurance plan documents received by email

Review the international travel health insurance policy for coverage details and relevant contact numbers

us visitors insurance online

What are the factors to buy best travel medical insurance for USA?

  • Age of the traveler: The cost of medical insurance for travelers is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.
  • Type of US travel health insurance: Comprehensive insurance provides exhaustive coverage but is more expensive than fixed benefit insurance which has a specified limit for each treatment.
  • Medical maximum coverage: The price of visitors insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
  • Region of coverage: Travel insurance depends on the coverage region. The cost for visitor insurance for the United States is most expensive when compared to Europe or Asia.
  • Duration of travel insurance: The cost of trip insurance directly depends on the length of travel. The longer the duration of visitor medical insurance required, the higher will be the cost.
  • Any add on benefits: Additional add-on benefits to the basic insurance for tourist plan like adventure sports coverage, coverage for pre-existing conditions… will add to the overall cost.

Types of travel insurance

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Single Trip Travel Insurance

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Single Trip vs MultiTrip Travel Insurance

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Best travel health insurance in USA information

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International travel insurance resources for USA visa holders.

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Factors for the best travel insurance to USA.

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Different types of tourist insurance for USA.

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USA Vacation insurance claims procedure
Trip insurance claims process for getting medical care.

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Travel insurance to USA from Germany links

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FAQs about travel insurance for USA.

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USA Travel Insurance Blog

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Customer Queries for German travelers to USA.

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Travel health insurance for Germany citizens in USA

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Find the best US visitor insurance coverage - Blogs and Articles

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Affordable travel insurance Online

Fixed benefit or scheduled benefit plans are the most affordable international travel insurance plans.

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International travel insurance plans covering pre-existing conditions which many older travelers look for.

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There are many cheap international insurance plans also known as visitor insurance plans.

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Coinsurance & Deductible - How visitor travel insurance works.

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Travel insurance for trip cancellation for Non US residents

Which are the best travel insurance companies in USA?

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

Which are the best visitors insurance companies in USA?

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Expertise in offering travel insurance
20+ years!
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Customers from over
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