Insure the health of the traveler due to accidental injuries or illness.
Know more »Insure your vacation expenses along with health of traveler.
Know more »Schengen visa travel insurance for Indian travelers.
Know more »Insures hospitalization expenses, doctor visits while in USA.
Know more »Insures hospitalization expenses, doctor visits while in USA.
Know more »Namaste! With over 5 million Indo-Americans living in the United States—nearly 1.5% of the U.S. population—the Indian diaspora plays a powerful role in shaping India–US relations. Indian-Americans are leaders in academia, business, hotels, software, research, fashion, healthcare, and politics. Many lead Fortune 500 companies or run successful startups that employ millions.
Because of these close ties, travel between India and the United States is frequent. Families stay connected, parents visit children, and professionals travel regularly. This makes choosing the best travel insurance for US from India not just important—but essential.
Travel from India to the US is expected to increase significantly from 2025 onwards, as U.S. authorities streamline visa processes and open new consulates across India. With this growth, more travelers are searching online for travel insurance from India to USA, USA visitor medical insurance, and health insurance for Indians visiting the USA.
The United States remains a top destination for Indian tourists, students, professionals, and visiting relatives. A large number of elderly Indian parents travel to the US each year to reunite with their children and grandchildren. Others visit for business, education, or leisure.
Despite being a small percentage of the population, the Indian diaspora (Indiaspora) has an outsized influence due to strong educational backgrounds, high disposable income, and deep family connections with India. This is why Indian-Americans frequently purchase the best health insurance for their parents visiting USA.
In the past, the US government mandated travel insurance for Indian visitors and immigrants. While this rule is currently under legal review, many U.S. consulates still expect applicants—especially immigrant visa holders—to demonstrate proof of valid US health insurance coverage.
Travelers also report that proof of health insurance is often requested for certain visa categories. Our travel insurance for the USA from India is suitable for both visitors and immigrants and can be used as evidence of adequate medical coverage in the United States.
Considering the high cost of US health care, along with the fact that many parents visiting from India are seniors, face long flights, jet lag, and unfamiliar weather, having the best visitors travel insurance for the USA from India becomes absolutely critical.
Purchasing the best medical insurance for visitors to USA from India directly from US providers is usually better than buying travel insurance from India. US hospitals are familiar with American insurance companies, enabling easier cashless billing and smoother claims. Plans linked to major US PPO networks can significantly reduce out-of-pocket medical expenses.
Additionally, many Indians hold US permanent residency. These US Green Card holders from India can purchase travel health insurance until they qualify for domestic US health insurance plans.
American Visitor Insurance also offers specialized older travelers plans designed for senior citizens. These include US medical insurance for pre-existing conditions, which is one of the most searched and requested coverage options by Indian travelers.
Indian travelers can easily compare visitor health insurance plans for the USA on American Visitor Insurance. We list the best travel insurance options for the USA from India by comparing cost, coverage, PPO networks, pre-existing condition benefits, and overall value—helping you choose the most suitable health insurance for your visit to the USA from India with confidence and peace of mind.
If you’re comparing travel insurance from the USA vs India, it’s important to understand how US visitors insurance differs from Indian travel insurance — especially when planning a trip from India to the USA. Below are key advantages of choosing US visitor insurance benefits over traditional Indian travel plans for the USA.
Advantages of US Visitors Insurance Over Indian Travel Insurance| Travel Insurance from the USA | Travel Insurance from India to the USA | |
|---|---|---|
| PPO Network | US travel insurance plans integrate with a US PPO network, giving you lower hospitalization costs and easier access to services — a clear US vs Indian travel insurance comparison advantage. | Indian travel insurance plans typically have no PPO network in the USA, meaning no negotiated discounts. |
| Direct Billing | Through the PPO network, most US plans allow direct billing with hospitals and doctors, minimizing your out‑of‑pocket expense. | Mostly reimbursement‑based — you may have to pay upfront for medical services and then file a claim later. |
| Customer Support | 24/7 support tailored to US time zones, so help is available when you need it during your trip. | Support is usually aligned with Indian business hours, which can delay help while you’re traveling in the USA. |
| Healthcare System Expertise | US‑based plans are experienced with the US healthcare system, simplifying claims, billing, and approvals. | Indian providers may not be familiar with US medical billing and procedures, which can make claims more complex. |
| Language & Communication | Clear communication in English, consistent with US healthcare and insurance practices. | Hindi or local language support is helpful, but may not fully align with US medical procedures or terminology. |
| Pre‑Existing Conditions | Coverage is available for the acute onset of pre‑existing conditions — ideal for best travel insurance for Indian parents in USA. | Most Indian policies either exclude pre‑existing conditions or offer very limited coverage. |
| Renewal / Extension | US plans often allow easy renewals and extensions — helpful if you decide to stay longer. | Extensions may not be permitted, and you might have to purchase a new policy if your trip extends. |
When deciding between US travel insurance vs Indian travel insurance for USA trips, think about your priorities: direct billing, in‑country support, pre‑existing condition coverage, and PPO network benefits are strong reasons many travelers choose US visitor insurance.
Many travelers ask, does Indian travel insurance work in the USA? While there are several Indian travel insurance plans for the USA, most US hospitals and healthcare providers do not directly accept international or Indian-issued insurance policies. As a result, visitors often need to pay medical bills upfront and later file a reimbursement claim with their insurer.
This reimbursement process can be time-consuming and paperwork-heavy. In many cases, claim payments are credited to an Indian bank account, which may create financial inconvenience when medical expenses must be paid immediately in the USA. Additionally, currency conversion delays and claim approval timelines can add stress during an already difficult situation.
It is also important to note that most Indian domestic health insurance policies provide coverage only within India and typically do not extend benefits to the USA. For this reason, Indian travelers are strongly advised to purchase travel medical insurance specifically designed for the United States before departure.
A comprehensive US visitor health insurance plan offers access to US healthcare networks, coverage for medical emergencies, accidents, hospitalization, and unexpected medical events during your stay. Travelers can easily compare and buy reliable plans through American Visitors Insurance, ensuring peace of mind and financial protection while visiting the United States.
To get personalized assistance in choosing the right travel health insurance for visitors from India to USA, please contact us at (877)-340-7910 or email. Our licensed insurance agents are happy to help you find the best coverage based on your age, medical needs, and length of stay.
Finding the right medical insurance for visitors traveling to the USA from India depends on personal needs, especially factors like age and any pre-existing health conditions.
The best medical insurance for visitors to USA from India is Patriot America Plus by International Medical Group, starting at $74 per month.
The other to recommended best US travel insurance from India are Atlas America from WorldTrips, Safe Travels USA Comprehensive from Trawick International. These plans are well-suited for Indian travelers, offering robust medical coverage along with benefits for the acute onset of pre-existing conditions.
Another excellent option is Venbrook Premier which is a comprehensive visitors insurance plan for USA with coverage for acute onset of pre-existing conditions for travelers aged under 70 years and also offers benefits for hospital stays, emergency room visits, urgent care etc...
The cost of visitor insurance depends on several factors:
For an average traveler, there are cheap travel insurance plans at less than a dollar a day.
Fixed vs Comprehensive Visitor Insurance Plans
The most affordable visitor health insurance USA starts from $20 per month with options up to $191 per month. The average cost of fixed benefit visitor travel insurance for the USA is calculated based on one-month quotes.
| Plan Name | Plan max range | Deductible | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|---|
| Safe Travels Advantage | $25,000 - $150,000 | $0 | $20 - $58 | $39 - $102 | $60 - $166 |
| Visitors Care | $25,000 - $100,000 | $100 | $25 - $47 | $40 - $75 | $66 - $152 |
| Safe Travels Elite | $25,000 - $175,000 | $0 | $26 - $76 | $50 - $134 | $109 - $155 |
| Venbrook Essential | $25,000 - $150,000 | $0 | $26 - $81 | $49 - $124 | $68 - $147 |
| Visit USA Budget | $50,000 - $150,000 | $250 | $32 - $56 | $49 - $86 | $84 |
| VisitorSecure | $50,000 - $130,000 | $100 | $34 - $62 | $55 - $76 | $96 - $139 |
| Travel Medical USA Visitor Basic | $50,000 - $150,000 | $100 | $42 - $52 | $79 - $94 | $173 - $191 |
The best travel insurance cost for USA ranges from $58 to $353 per month. The average cost of comprehensive travel insurance for the USA is based on one-month quotes with a $250 deductible.
| Plan name | Plan maximum | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|
| Atlas Essential | $50,000 - $1,000,000 | $58 - $109 | $131 - $266 | $263 - $328 |
| Safe Travels USA Cost Saver | $50,000 - $1,000,000 | $71 - $117 | $139 - $250 | $237 - $299 |
| Venbrook Premier | $50,000 - $1,000,000 | $77 - $135 | $176 - $346 | $352 - $437 |
| Patriot America Lite | $50,000 - $1,000,000 | $72 - $130 | $153 - $289 | $252 - $337 |
| Atlas America | $50,000 - $2,000,000 | $78 - $154 | $177 - $378 | $355 - $444 |
| Patriot America Plus | $50,000 - $1,000,000 | $77 - $139 | $164 - $311 | $287 - $434 |
| Travel Medical Basic | $50,000 - $1,000,000 | $80 - $138 | $167 - $314 | $252 - $337 |
| Safe Travels USA Comprehensive | $50,000 - $1,000,000 | $90 - $168 | $172 - $351 | $294 - $470 |
| SafeVista Protect | $100,000 - $1,000,000 | $93 - $127 | $215 - $248 | $320 |
| Diplomat America | $50,000 - $1,000,000 | $125 -$214 | $229 - $301 | $353 |
For a 60-year-old traveler, the cost of USA visitor insurance for 6 months typically ranges around $122 to $1,050, based different coverage options, medical needs, and traveler’s budget on American Visitor Insurance.
The best 6 month USA travel insurance is the one which is affordable, reliable and allows the traveler stress free.
A routine doctor’s visit can cost between $250 to $350, while a heart attack will leave you with a bill of at least $25,000. If you need to stay in the ICU after a stroke, the cost can exceed $150,000. Even something as routine as an echocardiogram ranges from $1,500 to $4,000, depending on where you get it.
Emergency treatments for conditions like diabetes complications cost anywhere from $3,500 to $7,000, and if you need treatment for kidney failure, expect to pay over $30,000.
Other affordable US travel insurance options for visitors from India include Safe Travels Elite from Trawick International and Visitors Care from IMG. These plans offer basic yet reliable coverage at a lower cost, making them ideal for Indian travelers visiting the USA.
* The price shown is for a 30-day trip with a $25,000 maximum coverage and a $0 deductible for a 40-year-old traveler.
Finding the right medical insurance for visitors traveling to the USA from India depends on personal needs, especially factors like age and any pre-existing health conditions. Some of the top recommended comprehensive plans are Patriot America Plus by International Medical Group, Atlas America from WorldTrips, Safe Travels USA Comprehensive from Trawick International. These plans are well-suited for Indian travelers, offering robust medical coverage along with benefits for the acute onset of pre-existing conditions.
Another excellent option is Venbrook Premier which is a comprehensive visitors insurance plan for USA with coverage for acute onset of pre-existing conditions for travelers aged under 70 years and also offers benefits for hospital stays, emergency room visits, urgent care etc...
Age: 40 years | Plan: $50,000 | Deductible: $250
Traveling to the USA is exciting, but it is important to understand that the US healthcare system is one of the most expensive in the world. Without proper travel insurance to USA from India, even a minor medical emergency can lead to extremely high medical bills, often ranging from tens to hundreds of thousands of dollars. This makes choosing the best medical insurance for visitors to USA from India for family a critical part of trip planning.
To help you select the most suitable visitor health insurance for USA from India, consider the following key factors before purchasing a policy:
Choosing the right visitor insurance plan for USA helps protect you from costly out-of-pocket medical expenses and provides peace of mind throughout your stay. Always read the policy details carefully to understand what is covered, including exclusions, coverage limits, and any restrictions related to pre-existing conditions or specific treatments.
This US travel insurance for Indians guide helps travelers understand coverage details, insurance terminology, and the financial protection offered while visiting the United States.
Deductible is the amount that insured Indian travelers must pay before the travel insurance starts covering medical expenses. The deductible is paid along with any applicable co-pay or coinsurance. Travelers pay medical costs up to the deductible amount, after which the insurance begins to pay.
For example, if the deductible is $500, the traveler must pay the first $500 toward eligible medical bills. Deductibles help keep travel insurance for USA from India affordable by reducing unnecessary claims.
Coinsurance refers to the percentage of medical costs the insured must pay after meeting the deductible. For example, with 10% coinsurance, the traveler pays 10% of the bill while the insurance covers the remaining 90%. Typical coinsurance ranges from 10% to 20%, and higher coinsurance usually means lower premiums.
Indian travelers can review the insurance glossary for travel to the USA and our US travel insurance guide for a clearer understanding of policy terms.
Riders are optional add-on benefits that can be purchased at an extra cost. These riders enhance standard visitor medical insurance for USA from India coverage based on individual needs.
Copay or Copayment is a fixed amount the insured pays for certain medical services. Copay amounts vary depending on the type of treatment or service received.
Network and Out-of-Network Coverage – Most US hospitals work within PPO networks. In-network hospitals and doctors bill the insurance provider directly and offer discounted rates. Using network providers significantly lowers out-of-pocket costs for Indian visitors.
To get better access to in-network hospitals, consider visitors health insurance in USA plans with strong PPO networks:
Choosing USA travel insurance for visitors with a robust PPO network from American Visitor Insurance ensures smoother claims and more affordable treatment during your stay in the USA.
Out-of-Network Insurance applies when care is received outside the PPO network. In these cases, travelers may need to pay upfront and file for reimbursement, which can be more expensive and complicated.
A pre-existing condition is any illness or medical condition that existed before purchasing the policy. Most travel health insurance for USA from India plans offer coverage only for acute onset of pre-existing conditions, which refers to a sudden and unexpected flare-up requiring medical attention.
Common pre-existing conditions include asthma, heart disease, high blood pressure, diabetes, kidney disease, and cancer. Most insurance providers apply a 60–180 day “look-back period” to assess claims related to these conditions.
Indian travelers can compare plans offering acute onset of pre-existing conditions coverage with fixed or limited benefits.
Travelers with medical conditions should carefully review policy terms and ensure their condition is eligible for coverage.
Senior travelers face higher medical risks while traveling. While some insurers restrict coverage after age 70, certain US providers continue to offer reliable options.
Patriot America Plus from IMG offers coverage from $50,000 to $1,000,000, while Atlas America from WorldTrips provides coverage up to $2,000,000.
Pre-approval (or pre-authorization) is required for certain treatments such as hospital admissions, major surgeries, expensive medications, or therapy sessions. Network providers usually obtain approvals automatically, while out-of-network care may require traveler involvement.
Not all USA travel insurance from India plans are renewable. When extending coverage, the deductible is typically reset, so travelers should confirm renewal rules in advance.
Frequent travelers can consider annual multi-trip travel insurance , which covers multiple trips within a year, provided the traveler maintains domestic health insurance.
India and the US have witnessed a strong political, economic, and cultural relationship in the 21st century. As a result, a large number of Indians travel to the United States for work, supported by India’s dynamic technology sector and global outsourcing companies. Many of these professionals have now settled permanently in the US, and today the Indian American population in the US exceeds 4 million.
This thriving Indian American community maintains close family ties in India, making it very common for parents and relatives to visit the US. Traveling to the USA from India is an exciting experience for parents, especially when visiting children and grandchildren. However, even with careful planning, long international travel can sometimes become challenging.
During travel, older travelers are exposed to long flight hours, jet lag, unfamiliar food, and changing weather conditions, all of which can increase the risk of illness or sudden medical emergencies. Because of age-related health concerns, ensuring a safe, stress-free, and medically protected journey is especially important for Indian parents visiting the US.
To protect against unexpected healthcare costs, buying good US parents travel insurance is essential. This coverage helps manage unforeseen medical situations that could otherwise lead to significant financial burden or stress while in the United States.
When choosing the best travel insurance for parents visiting USA from India, look for plans that include coverage for doctor visits, hospitalization, emergency care, and acute onset of pre-existing conditions.
Popular and reliable options include Patriot America Plus, which is ideal for parents under 70 with acute onset coverage; Safe Travels USA Comprehensive, offering broader benefits for travelers up to 89 years; Visitor Secure, an affordable option with acute onset pre-existing condition coverage; and Safevista Protect Insurance, an excellent choice for seniors above 65 who need higher coverage limits.
Safevista Protect Insuranceoffers medical coverage and includes acute onset of pre-existing condition benefits for travelers up to age 85. Some of these plans also provide emergency medical evacuation, making them ideal for Indian parents visiting the USA.
If you are looking for the best health insurance for parents visiting the USA from India with pre-existing conditions, choosing the right plan is extremely important. Medical care in the U.S.—especially in states like California, New York, and Texas can be very expensive. To help protect your parents, we recommend the top U.S. visitor insurance plans that offer real coverage for pre-existing medical issues, including emergency care, sudden flare-ups, and acute onset of pre-existing conditions.
The most popular and trusted plans for parents from India visiting the USA include: Visitors Protect by IMG, Premier X, Elite X, and Safevista Protect Insurance from INF. These are among the best choices for parents traveling to the USA with diabetes, hypertension, heart issues, thyroid problems, or other long-term conditions.
Elite X and Visitors Protect are comprehensive benefit plans that offer strong financial protection. Visitors Protect follows a 25/75 structure — after the deductible, the plan pays 75% and the insured pays 25%. Elite X follows a 20/80 model, or you can choose the Elite 90 X version where the plan pays 90% after the deductible. These plans are ideal for parents who may require hospitalization or emergency treatment in the USA.
The Premier X plan is a fixed benefit plan with complete pre-existing condition coverage up to age 99. Fixed benefit plans have capped payouts per incident, which makes them budget-friendly but not as strong as comprehensive plans for major emergencies.
Safevista Protect Insurance is a popular choice for parents visiting for a short stay. It covers acute onset of pre-existing conditions up to age 99 and only requires a 10-day minimum purchase — unlike other pre-existing plans that require at least 90 days. This makes it perfect for parents coming to the USA for a short trip to California, family visit, or special event.
These plans have a unique definition of pre-existing conditions coverage.
Below is a comparison table for Safevista Protect Insurance, Premier X, Visitors Protect, and Elite X, helping you choose the best travel insurance for parents visiting the USA with pre-existing conditions.
| Plans for Parents | Pre-existing Coverage | Minimum Purchase | Cost |
|---|---|---|---|
| Safevista Protect Insurance Comprehensive | Acute onset coverage, up to age 99 | 10 days | $215 |
| INF Premier X Fixed benefit | Full pre-existing coverage, up to age 99 | 90 days | $445 |
| Visitors Protect Comprehensive | Pre-existing coverage, up to age 99 | 90 days | $954 |
| INF Elite X Comprehensive | Full pre-existing coverage, up to age 99 | 90 days | $1243 |
For a minor illness or injury, $50,000 travel insurance to USA coverage may be sufficient. However, healthcare costs in the United States are extremely high, and even a short hospital stay can quickly exceed $100,000 within just a few days. Because of this, when asked whether $50,000 medical insurance for USA is enough, I typically recommend choosing at least $100,000 coverage for better financial protection.
Travelers who may be at a higher health risk—such as senior travelers, parents visiting the USA from India, or those with a higher chance of fractures or extended hospitalization—should consider opting for the highest coverage available. In many cases, the age of the insured determines the maximum coverage limit allowed under a visitor insurance plan.
The cheapest $50,000 travel insurance with $250 deductible for a 65-year-old traveler is Safe Travels USA, with costs starting from $160 per month. This is followed by Patriot America Plus insurance, with prices starting from $173 per month, while Atlas America Insurance can cost around $206 per month.
While lower coverage options may help reduce premium costs, choosing a higher medical insurance coverage for visitors to USA offers greater peace of mind and helps protect against unexpected out-of-pocket medical expenses during your stay.
International travel medical insurance for pre-existing chronic conditions has important limitations that travelers should clearly understand before purchasing a policy. Most visitor travel health insurance plans do not cover routine or ongoing care for chronic medical conditions. For example, if a traveler requires regular medication, follow-up doctor visits, or ongoing treatments such as dialysis, these expenses must be paid out of pocket and should be factored into the overall cost of the trip.
Similarly, if prescription medications are lost or stolen during the trip, replacing them would typically involve a doctor consultation to obtain a new prescription and purchasing the medication at a pharmacy. These costs are generally not covered by standard international travel health insurance and would need to be paid by the insured traveler.
If the main concern is a sudden, unexpected flare-up of a chronic, pre-existing condition, there are a limited number of travel medical insurance plans that cover pre-existing conditions. These plans usually cover only emergency situations and are designed for travelers seeking higher-level protection. However, they are typically more expensive, must be purchased for a minimum of 90 days, and must be bought before the travel begins.
It is also important to note that these specialized plans usually cover travel to the US only, although some policies may include coverage in Canada and Mexico. Carefully reviewing eligibility requirements, coverage limits, and exclusions is essential when choosing the best travel insurance for pre-existing chronic conditions.
The types of US travel insurance plans are fixed benefit and comprehensive visitors insurance. Compare comprehensive vs fixed benefit visitors insurance for USA.
| Feature | Fixed Benefit Visitor Insurance USA | Comprehensive Visitor Insurance USA |
| 💲 Cost | Affordable with lower premiums | More Expensive due to extensive coverage |
| 🛡️ Coverage | Fixed amount per benefit limited or coverage under certain conditions | Benefits for covered medical expenses up to the plan maximum |
| 📉 Deductibles | Usually higher deductibles for lower cost | Often lower deductibles, more coverage |
| 🌐 PPO network | Usually no PPO network participation | Offers PPO network access with discounted rates |
| 💳 Payment method | Usually requires you to pay upfront and then seek reimbursement from the insurer | Allows direct billing(cashless), so the insurer handles payments to the provider |
| ❤️ Pre-existing conditions coverage | Not all plans offer coverage. Some offer coverage up to a specified limit | Some plans offer coverage, while some others offer coverage only for acute onset of pre-existing conditions |
| 👥 Recommended for | Budget conscious travelers who only need basic coverage. | Travelers who want comprehensive coverage for any medical needs. |
Compare and buy best US Single trip insurance for travel within the US and overseas.
Know More »Compare Single trip vs multi trip insurance plans offered by US insurers.
Know More »The cost of USA visitor insurance from India varies based on multiple factors. Understanding these elements can help travelers choose the best travel medical insurance USA that fits both their medical needs and budget. Below are the key factors that influence the price of visitor medical insurance USA India.
Find the best long-term travel insurance plan that offers comprehensive coverage for extended stays in the USA.
A large number of Indian computer engineers and software developers work in the United States on the H1B visa. The United States of America, being a global leader in research, science, and technology, attracts Information Technology talent from around the world—especially from India, given India’s large and technically skilled workforce.
As a result, every year thousands of Indian tech professionals migrate to the US for employment and to begin a new chapter of their lives. The US is also a major destination for entrepreneurs who aim to innovate, build companies, and transform ideas into successful products and services.
Most of these skilled professionals come to the US on H-1B visas. In fact, more than half of all Indian immigrants to the US eventually secure their Green Cards through employment. While the Trump administration made it more difficult to obtain or renew H1B visas, the Biden administration has eased several of those restrictions. Given these ongoing changes in immigration policy, Indians planning to immigrate to the US should anticipate uncertainties and prepare accordingly.
One of the biggest concerns for H1B visa holders is healthcare. While US healthcare is among the best in the world, it is also extremely expensive. This makes H1B visa health insurance essential for Indian professionals in the USA—especially in the post-Covid era where unexpected medical expenses can be financially overwhelming.
At American Visitor Insurance, H1B visa holders can compare plans from several top US insurance companies offering short-term health insurance, which works well for newly arrived professionals. These plans provide temporary medical coverage until employer-sponsored health insurance becomes active.
These short-term H1B visa health insurance plans are flexible and can be purchased only for the required duration. Once the H1B visa holder receives domestic US health insurance through an employer, the temporary coverage can be discontinued. Indian technology professionals can compare different H1B visa insurance options and select the plan that best fits their medical needs and budget.
View H1B Visa Health Insurance Options »Even though the Covid pandemic seems to be over, many Indian visitors traveling on a temporary US tourist visa may still need to extend their stay in the United States due to medical reasons, family situations, travel disruptions, or other unavoidable circumstances. In such cases, Indians must apply for a visitor visa extension in the USA to legally remain in the country.
Below is the standard procedure to extend a US visitor visa for Indians. It is important to apply well before the authorized stay expires and ensure all documentation is accurate and complete.
Pay the USCIS filing fee of $370 plus an additional $85 biometric fee, depending on the petition requirements.
Once the visitor visa extension application is submitted, USCIS issues a receipt notice with a 13-digit case number. Indian visitors can use this number to track their US visa extension status and processing time. For assistance, applicants may contact the USCIS customer service helpline at 1-800-375-5283.
Types of Visa: B, C-1, D, F, I, J, M, TN/TD, T & U
Fee: $160.00
Types of Visa: H, L, O, P, Q & R
Fees: $190.00
Note: The US visa application fee is non-refundable,
even if the visa application is denied.
| Nature of Visit | Required Visa Type |
|---|---|
| Foreign government officials and diplomats | A |
| Military personnel stationed in the U.S. | A-2 |
| Athletes competing for prize money, business visitors, domestic employees | B-1 |
| Patients and Tourists | B-2 |
| Transit in the USA | C |
| Cabin Crew on US-bound aircraft | C-1/D |
| Highly specialized professionals with specific industry knowledge | H1-B |
| Temporary workers for non-agricultural professions | H2-B |
| Information media representatives and journalists | I |
| Exchange visitors | J |
| Vocational students | M-1 |
| Entertainers, artists, and athletes | P |
Indian citizens planning on traveling to the USA from India must meet specific US entry requirements for Indian passport holders. Ensuring all documents are ready in advance helps avoid delays or denial at the port of entry.
Entry decisions at the US border are made by Customs and Border Protection (CBP) officers and can sometimes be unpredictable, even with valid documentation. Our Border entry protection visitor insurance helps protect Indian travelers against unexpected events such as delays, denial of entry, or travel disruptions.
Safeguard your travel investment with specialized border entry insurance for visitors to the USA, available through American Visitor Insurance, and travel with greater confidence and peace of mind.
U.S. expats living in India often travel back to the United States to visit family, attend business meetings, or for personal reasons. Because healthcare costs in the US are extremely high, choosing the best medical insurance for U.S. citizens living in India visiting USA is essential to avoid unexpected out-of-pocket medical expenses. At American Visitor Insurance, travelers can find some of the best travel health insurance for US expats visiting USA.
Popular health insurance plans for U.S. citizens visiting USA include Patriot America Lite, Patriot America Plus, Patriot Platinum America, and Diplomat America insurance. These plans are widely chosen by US expats returning to USA from India as they offer flexible coverage options, access to PPO networks, and strong emergency medical benefits.
The cost of US expat returning to USA health insurance depends on several factors, including the traveler’s age, length of stay, selected plan maximum, and deductible amount. Comparing coverage options helps U.S. citizens find affordable and reliable travel medical insurance for USA that matches their individual needs.
Approximate monthly cost of expat health insurance for visiting USA for a 40-year-old traveler with a $100 deductible.
| Travel insurance USA | Coverage | Provider Network | Cost |
|---|---|---|---|
| Patriot America Lite | $50,000 |  |
$79 |
| Patriot America Plus | $50,000 | |
$84 |
| Patriot Platinum America | $2,000,000 | |
$161 |
| Diplomat America | $50,000 | No PPO | $138 |
Source: American Visitor Insurance®
India is one of the top sources of international students in the US, with approximately 350,000 Indian students enrolled in 2025. Indian students primarily participate in graduate programs and OPT programs, pursuing fields such as Mathematics, Computer Science, Engineering, and Business Management.
Around 65% of Indian students enroll in public institutions, while the remaining students attend private universities.
| Year | Total Indian Students in the US |
|---|---|
| 2023–2024 | 3,31,602 |
| 2022–2023 | 2,68,923 |
| 2021–2022 | 1,99,182 |
Indian students make a significant contribution to the US economy, accounting for nearly 20% of the $50 billion generated by international students. Popular destinations for Indian students include Texas, New York, California, Massachusetts, and Illinois, where tuition and healthcare costs can be especially high.
Because medical treatment in the US is extremely expensive, Indian students should ensure they have proper student medical insurance. While many universities offer student health plans, these university-sponsored insurance options are often costly. We provide more affordable student health insurance options for OPT Indian students with coverage that is comparable to university plans.
Indian students can also purchase the OPT student insurance plans we offer, which are specifically designed to meet OPT requirements and are significantly more affordable than most university insurance options.
Compare Student Insurance Quotes »When you're traveling to USA from India, facing a sudden medical emergency can be stressful and overwhelming. Having cashless US travel insurance ensures you don’t have to worry about paying large medical bills upfront during an already difficult situation.
With a cashless US visitor insurance plan, the insurance provider directly settles eligible medical expenses with the hospital. This allows you to focus entirely on your recovery while avoiding the financial strain of out-of-pocket payments.
Choosing the right cashless travel insurance for USA from India gives you access to a wide network of hospitals, faster claims processing, and smoother medical care during your stay.
Cashless visitor insurance is especially valuable for seniors, parents visiting the USA, and first-time international travelers who want hassle-free travel insurance with minimal paperwork and maximum peace of mind.
When booking air tickets from India to the USA, avoid itineraries with multiple layovers. If there are 3 to 4 flight connections involved, it can be stressful for parents.
Connection time should be less than 3 hours because long waits can strain elders, especially without airline accommodation.
Choosing direct flights or single-stop flights makes travel safer and more comfortable for senior citizens.
Selecting a single airline reduces complications. Different airlines may operate from different terminals at large airports. Seniors may have to walk long distances, take buses, trains, escalators, or elevators. Using one airline ensures smoother baggage transfers and easier airport navigation.
Ensure that immigration and customs formalities occur at the final destination in the USA. Children can assist parents at the airport, reducing stress after a long international flight.
Use experienced travel agents in India who specialize in bookings to the USA. Professional agents know visa requirements, preferred airlines, wheelchair assistance, special meals, and senior-friendly flight schedules, helping parents travel comfortably and confidently.
With over 20 years of experience, American Visitor Insurance understands the diverse needs of international travelers visiting India. We recommend the most suitable travel medical insurance for India, tailored for tourists, seniors, long-term visitors, and travelers with pre-existing medical conditions.
We offer 24/7 customer support to help travelers confidently choose the right coverage for their India trip. Whether you are looking for India visitor insurance, India travel health insurance, or medical insurance for tourists visiting India, our licensed experts are here to guide you every step of the way.
Travel insurance for the USA from India is not legally mandatory, but it is absolutely essential due to the extremely high medical costs in the United States. Even a short visit to the emergency room, hospitalization, or a basic doctor's appointment can result in very high bills if you are uninsured.
India to US travel insurance provides strong financial protection by covering medical emergencies, hospital stays, and unexpected health issues, ensuring Indian travelers are well prepared for unforeseen situations during their trip to the USA.
Travel insurance to USA is often expensive mainly because healthcare costs in the USA are among the highest in the world. The cost of travel insurance USA plans is directly linked to the cost of medical treatment, hospital stays, and emergency services in the United States.
Another reason some USA travel insurance plans are costly is that many are specially designed for senior travelers, offering higher coverage limits and options for pre-existing ailments, which increases the premium.
Yes, visitors can get short term travel health insurance in USA. Leading US insurance providers have designed visitor health insurance plans specifically for tourists and family visitors to the United States.
We offer a compare travel insurance to USA tool that helps travelers compare travel insurance India to USA options based on coverage benefits, price, deductible, and provider network to find the best US travel insurance.
American Visitor Insurance is a US based travel insurance provider offering a wide range of US visitors insurance plans for visitors to the USA from India.
Travel insurance coverage can range from $25K to $8 million. Since medical expenses in the USA are extremely high, choosing the right coverage depends on age, health condition, and length of stay.
For short visits with no pre-existing conditions, $50K coverage may be sufficient. However, hospitalization or serious illness may require much higher coverage limits, especially for parents and senior travelers.
Indian parents visiting the USA should buy travel medical insurance for USA from India that offers comprehensive medical benefits, emergency evacuation, and coverage for acute onset of pre-existing conditions.
Different visa types such as tourist, business, employment, student, and J1 visas may have specific insurance requirements, so it is important to select a compliant plan with adequate medical coverage.
Travel insurance for parents visiting USA from India varies by plan and does not cover everything. It is important to compare visitor insurance plans carefully to understand inclusions, exclusions, and limitations.
Common Inclusions in travel insurance from India to USA for senior citizens:
Common Exclusions:
The best time to buy US visitor insurance for parents from India is immediately after confirming travel dates. Buying early ensures coverage for unexpected events before departure and reduces waiting period issues.
No. Visitors medical insurance does not cover routine checkups, vaccinations, maternity, or planned treatments. Pre-existing conditions may have limited or no coverage depending on the policy terms.
Health insurance for visitors from India to USA offers coverage between $25,000 and $8 million. Parents, seniors, and travelers with medical conditions should choose higher coverage limits due to rising healthcare costs in the USA.
For personalized advice, contact our licensed agents at (877)-340-7910 or email.
US travel insurance from India is typically paid as a one-time premium. However, travelers can purchase coverage month-by-month and renew as needed.
Most US visitor insurance plans require full payment upfront, but short-term monthly renewals are available for travelers needing flexible coverage.
Buying travel insurance from the USA is generally the best option for Indian travelers visiting the US.
Travel insurance from India may have limited coverage and claim challenges while in the USA.
📞 Phone: +1-202-939-7000
📠 Fax: +1-202-265-4351
📧 Email: amb.washington@mea.gov.in, hoc.washington@mea.gov.in
📞 Phone: +1-713-626-2148
📠 Fax: +1-713-626-2450
📧 Email: cgi-hou@swbell.net
📞 Phone: +91-11-2419-8000
📠 Fax: +91-11-2419-0017
📞 Phone: 044-2857-4000
📠 Fax: 044-2811-2020
While USA travel insurance offers important protection against unexpected medical emergencies and travel disruptions, it is equally important to understand the common exclusions. Knowing what is not covered in USA travel insurance helps travelers avoid surprises and choose the best travel insurance for USA based on their actual needs.
Before purchasing travel insurance to USA, always review the policy exclusions, limitations, and coverage details carefully. Understanding these exclusions helps travelers select the right visitor medical insurance for USA and avoid unexpected out-of-pocket expenses during their trip.
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