Best medical insurance for visitors to USA from India

This US travel insurance for Indians information can guide Indian travelers in understanding the processes and terms as well as the financial support that it offers.

Even though the Covid pandemic seems to be over, many Indian visitors on a temporary tourist visa are forced to extend their stay in the US for different reasons. These travelers have to extend or renew their visa status in order to stay longer in the US. The following is the procedure to extend the US short term visa:

• The visitor should complete the I-539 form for extension of a Non-Immigrant Visa.
• Indians should submit a letter stating the reason with detailed explanation for extension.
• Visitors should submit a copy of form I-94 that that he/she received on entry into the US.
• Visitors should provide documentary evidence that the extended stay is temporary along with the booked return tickets.
• Indians provide proof that the stay is completely taken care and he/she are financially covered and will not be a public charge in the United States.
• Visitors should confirm that if the applicant has received any state benefits after 11-Feburary-2020; they need to be supported with proof of documents separately. The applicant should not have accessed any monetary state benefits or supplementary income from state post this period.

Pay the required renewal fees

Pay $370 filling fees +$85 for biometric fees depending on the petition at the USCIS.

Visa extension processing

The USCIS will issue a receipt with 13-digit case number on submission of the extension application. The Indian visitor should provide this case number to check the status of the application and its processing times (customer service number helpline number is: 1-800-375-5283).

There are over One hundred and eighty thousand Indian students currently in the United States. Most of the Indian students come for a graduate program with only about 10% of the students being Undergraduate students.

There are about 30% of Indian students who are currently in the Optional Practical Training (OPT) status. India is the second largest source of the international students to the US after China. Most of the Indian students focus on Science, Technology, Engineering, Math (STEM) programs. Business degrees are also highly regarded by Indian students.

Indian students in the US should ensure that they have proper student medical insurance. While most Universities offer student insurance, these university insurance plans are quite expensive. We offer more affordable student health insurance plan for OPT Indian student with comparable coverage.

Indian students can also buy the OPT student insurance options that we provide which are very affordable compared to University options.

A large number of Indian computer engineers and software developers work in the United States on the H1B visa. The United States of America being the global leader in research, science and technology attracts Information Technology talent from around the world and in particular from India given India’s large technically savvy labor force.

As a result, every year thousands of Indian techies migrate to the US for employment and to start a new chapter of their life. The US is also a magnet for entrepreneurs who are willing to innovate and work hard to translate ideas into products and services and to create new companies for the same.

Most of these skilled professionals come to the US on the H-1B visas. More than half of all Indian immigrants to the US finally secure their Green Cards through employment. While the Trump administration had made it difficult to get a new H1B visa or to renew existing H1B visas, the Biden administration is easing on those restrictions. Given all these changes going on with the visa process Indians who are planning to immigrate to the US should anticipate uncertainties and be well prepared for them.

One of the additional stresses that H1B visa holders face is that of their healthcare. US healthcare while excellent is also very expensive. It is in this context that it is very important for Indian H1B visa holders to buy good health insurance in the US, especially so given the Covid pandemic. At American Visitor Insurance, H1B visa holders can compare several top US insurance companies offering short term health insurance which works ideally for H1B visa holders.

These short term H1B visa health insurance plans are flexible in that they can be purchased only for the duration of one’s requirements. If the H1B visa holder gets domestic US health insurance through his employer, he can discontinue the temporary health insurance purchased here. Indian technology professionals can compare different H1B visa insurance options and buy the plan that works best for their budget and specific needs.

India and the US has been witnessing a stronger political, economic and cultural connection in the 21st century. This has involved in a large number of Indians traveling to the US on work thanks to India’s dynamic technology sector and many outsourcing companies. Many of these Indians have now settled in the US and today the Indian American population in the US is 4 million strong.

This large Indian American community retains strong ties with family members in India and it is natural to have parents and relatives travel to the US to meet their children. Traveling to the USA is naturally exciting for parents are seeing their children and grandchildren. However despite much planning, travel may not turn out to be as comfortable as planned.

During travel older travelers will be exposed to strenuous long hours of travel, change in weather conditions and food which eventually may lead to a medical emergency. Given the pandemic, even though the worst seems to be behind us, Covid is still causing health problems, especially for senior citizens. It is therefore very important for Indian parents to take full precautions while traveling to the US. Due to the older age of parents, health and stress-free travel is crucial.

To avoid any such emergencies buying good US parents travel insurance is necessary as this will cover them for unforeseen medical situations that can leave them with a financial loss and nightmare in the US.

Indian Travel health insurance USA

Most of the US visitors insurance plans for parents provide coverage for "Acute Onset of Pre-Existing Conditions". Travel health insurance for USA basically provides coverage in the event of an existing medical ailment becoming life threatening and needing emergency medical care. Indian Travel insurance USA coverage will usually have exclusions for coverage of gradual or slow worsening of the existing ailment.

INF is one of the few companies which offers USA travel insurance plans for parents from India with full coverage for pre-existing ailments. INF visitors insurance for parents with pre-existing conditions offers coverage for any in-patient, out-patient, urgent care, specialist, doctor visits, anything related to pre-existing conditions.

The INF plans treat the pre-existing conditions like any new sicknesses. Prescription Medications are also covered when prescribed for a recent medical incident caused by a pre-existing condition. However, maintenance medications like Lipitor are not covered under this plan. This also means INF will not have exclusions that are typical in 'acute onset of pre-existing conditions'. Some of the common pre-existing condition exclusions are:

• A limit on the coverage for certain adverse medical events like a myocardial infraction, heart attack or other Cardiac events.
• A limit on the number of occurrences within the insured period.
• Explicit exclusions for certain ailments like Urinary Tract infections, Kidney infections or Bladder infections.

This also explains why 'Full pre-existing conditions coverage' is more expensive than coverage only for 'acute onset of pre-existing conditions'. However, please note the INF does not support medical tourism, where patients buy this insurance simply to get medical treatment for an existing ailment.

The Full pre-existing conditions coverage plans treat any issue related to a pre-existing condition like a New Accident and Sickness, subject to the policy maximum and deductible limits. This explains why 'Full pre-existing conditions visitor insurance coverage' plans are more expensive than coverage only for 'acute onset of pre-existing conditions'

In short the answer is Yes. INF insurance will cover any pre-existing conditions ranging from blood pressure, diabetes, kidney complications and arthritis. All of these issues are all covered by the INF Premier & INF Elite best parents travel insurance for pre existing conditions.

India, officially known as the Republic of India, is a country located in South Asia. It is the seventh-largest country by land area and the second-most populous country in the world, with over 1.40 billion people. India shares its borders with Pakistan to the northwest, China and Nepal to the north, Bhutan to the northeast, and Bangladesh and Myanmar to the east. It is also surrounded by the Indian Ocean on the south. The capital city of India is New Delhi. India has two official languages at the national level: Hindi and English. However, there are several other recognized regional languages spoken across different states. India has one of the world's fastest-growing major economies. It is classified as a newly industrialized country and is known for its service sector, manufacturing industries, and agricultural sector. Information technology, pharmaceuticals, textiles, automotive, and tourism are among the prominent industries in the country.

There are many US travelers to India, a good number of whom have family of friends in the country. India’s healthcare infrastructure varies dramatically across the country.

Most Indian metropolitan cities like Delhi, Mumbai, Bangalore, Chennai boast of excellent healthcare infrastructure, the same is not true outside the big cities. Also, the healthcare in the good hospitals is not cheap. It is prudent to buy good travel insurance which can provide help in navigating through India’s healthcare infrastructure both in terms of identifying good healthcare as well as paying for it along with insuring trip costs and baggage loss or delay.