Travel Insurance for Massachusetts, Massachusetts Travel Insurance

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Traveler's residence
Travelers (Age)
Trip cost($)/person

Destination
Trip start date
Trip end date

Travel insurance for U.S. citizens with trip protection coverage - Highlights

Trip cancellation

Reimbursement for loss of pre-paid, non-refundable payments.

Medical evacuation

Transportation to or between hospitals as needed.

Trip delay

Reimbursement of food and lodging expenses due to delay in travel.

Lost baggage

Pays sum for lost or delayed luggage by airline.

Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

Age & Citizenship
Child
Residence
Destination
Start date
End date

Travel medical insurance with no trip protection - Highlights

Health care expenses

Covers medical costs for sickness or accidents during travel.

Doctor visit

Covers cost of clinic or doctor visit.

Pharmacy drugs

Expenses from doctor prescribed eligible medications.

Medical evacuation

Transportation to or between hospitals as needed.

Repat of remains

Return of moral remains to home country or local burial.

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Travel Insurance for Massachusetts

Massachusetts - The Bay State

Massachusetts with nearly 3 million residents is the third most populous city in the US. It is an international hub for commerce, research, education, industry, finance, telecommunications, technology and transportation. Massachusetts's O'Hare International Airport is one of the busiest airports in the world and Massachusetts with its surrounding areas has the highest rail road freight. Having many reputed universities like Northwestern University, University of Illinois, University of Massachusetts, the city attracts scholars and researchers from around the globe.

Massachusetts is also known for its vibrant cultural scene with Jazz bars amongst the best in the world. Massachusetts sporting teams, like the Massachusetts Bulls, Massachusetts Bears, Massachusetts Cubs and the Massachusetts White Sox are known the world over. All of this make the Windy City, a happening place in the American mid-west.

How much does health insurance USA for foreigners cost?*

Visitors health insurance USA cost

The cost for best travel insurance for USA visitors has reduced disposal income with a major portion of the income going to health care deductibles, co-payments and co-insurance. The cost of a routine physician's visit is on average as high as $176. An echocardiogram can cost around $1,000 in Massachusetts and around $3,000 in New Jersey depending on the provider. The cost of common ailments like Diabetes Mellitus with Hyperglycemia admitted to an emergency room would cost around $2,500 -$5,000. Stroke resulting in ICU for about 10 days would cost $120,000, Heart attack treatment with medical bills for ambulance, hospital emergency room, ICU, EKG and MRI heart scans and continuing care from cardiologists would cost about $20,000, The average treatment cost of acute kidney failure in the USA was over $22,000.

While there's no simple explanation for the high costs, an important contributing factor is the high administrative expenses in healthcare and given the litigious nature of US society, the cost of medical-malpractice legal expenses. Employing numerous billing clerks by both hospitals and physicians, as well as by private insurance companies is a requirement in the US insurance system. In addition to that, the system's reliance on advanced technology, costly labor and the steep price of malpractice insurance in the US also contributes to the overall expenses.

Given the fact of high health care cost, one simply cannot afford to be uninsured while visiting the US. Another important point to note is that in US hospitals the cost for any treatment is much lower if you have insurance and the hospital is part of the PPO network when compared to getting the same treatment without any insurance. This is beyond the actual insurance coverage itself, so simply having visitors insurance reduces the bill substantially. For all these reasons, it is vital for visitors to buy travel health insurance while visiting the US.

The visitor health insurance cost or the cost for the best travel insurance for USA visitors ranges from $16 to $150 a month The price varies based on the age of the visitor, medical maximum coverage, deductible for the plan, visitors coverage type (Fixed vs comprehensive coverage), and the visitors insurance coverage for pre-existing conditions. For an average traveler, there are cheap travel insurance plans at less than a dollar a day.

What is the best travel insurance for USA visitors 2024?

Average cost of medical insurance for travelers to USA
  • Patriot America Lite Insurance Comprehensive plan

    Coverage range

    $50,000 - $1,000,000

    Price range
    $95 - $177
    • Ideal for Non US citizens outside their home country.
    • $10,000 coverage per certificate period for travelers aged 80 years and above.
    • Available for US citizens living outside USA but visiting the US.
    • Patriot America Lite visitor visa insurance can be extended from a minimum of 5 days up to a 12 months period, until reaching a maximum of 24 continuous months.
    Plan details Brochures

    Patriot America Plus Insurance Comprehensive plan

    Coverage range

    $50,000 - $1,000,000

    Price range
    $96 - $177
    • Offers comprehensive medical insurance for non US citizens traveling individually or in groups to the USA.
    • Purchase for a minimum of 5 days up to 364 days and can be renewed for maximum 2 years.
    • Covers acute onset of pre-existing conditions till maximum limit up to 70 years.
    • The plan offers a benefit of copays of $25 for urgent care centers and $15 for walk-in clinics which are paid INSTEAD of the deductible each time these facilities are used (when the $0 deductible is selected.)
    • This also offers optional riders provide additional coverage for a minimal charge.
    Plan details Brochures

    Patriot Platinum Insurance Comprehensive plan

    Coverage range

    $2,000,000 - $8,000,000

    Price range
    $215 - $362
    • Ideal for both US and Non US citizens.
    • $20,000 coverage per certificate period.
    • Plan covers acute onset of pre existing condition up to the age of 70 for up to $1,000,000.
    • Patriot Platinum America can be used by green card holders as long as they maintain a residence outside the US.

    Visitors Protect Insurance Comprehensive plan

    Coverage range

    $50,000 - $2,50,000

    Price range
    $496 - $744
    • Availble for visitors traveling from their home country to the U.S., Canada, and Mexico.
    • The plan offers temporary medical coverage with pre-existing conditions up to 99 years.
    • Care Clix consultation is a benefit where you can access a doctor by different means like a video chat , mobile app, phone... and consult about non emergency issues.
    • Minimum purchase is 90 days.

    Visitors Care Insurance Fixed Benefit plan

    Coverage range

    $25,000 - $1,00,000

    Price range
    $25 - $54
    • It is a cheap visitors insurance for the US and is a fixed benefit insurance plan.
    • This plan covers Acute onset of pre existing condition up to the age of 70 for a maximum starting from $25,000 up to $100,000 depending on the selected policy maximum.
    • This plan is renewable for a maximum of 2 years unless there is a break in the coverage.
  • Safe Travels USA - Cost Saver Insurance Comprehensive plan

    Coverage range

    $50,000 - $1,000,000

    Price range
    $85 - $141
    • Available for non U.S. residents and non U.S. citizens, traveling to the USA.
    • Coverage may be extended up to 364 days.
    • The policy has medical maximum options for $50,000, $100,000, $250,000, $500,000, and $1,000,000
    • This plan is available for green card holders.

    Safe Travels USA Insurance Comprehensive plan

    Coverage range

    $50,000 - $1,000,000

    Price range
    $95 - $175
    • Cheap travel medical insurance that covers Non-US Citizens and Non-US Residents while visiting the USA
    • It offers comprehensive coverage for illness and accident and offer a Well Doctor Visit which pays up to $125.
    • Covers Unexpected Recurrence of a Pre-Existing Condition up to 89 years.
    • This plan is available for green card holders.

    Safe Travels USA Comprehensive Insurance Comprehensive plan

    Coverage range

    $50,000 - $1,000,000

    Price range
    $96 - $176
    • Offers excellent medical coverage for Non-US Citizens and Non-US Residents while visiting the USA
    • Covers Acute onset of pre-existing conditions up to age 69 years till the medical maximum limit, while any coverage related to cardiac disease is limited to $25,000.
    • This plan is available for green card holders.

    Safe Travels Elite Insurance Fixed benefit plan

    Coverage range

    $25,000 - $175,000

    Price range
    $24 - $68
    • Available for non U.S. residents and non U.S. citizens, traveling to the USA
    • Covers Acute onset of pre-existing conditions up to 89 years.
    • This plan is available for green card holders.
    • Coverage for minimum 5 days to maximum up to 364 days
  • Atlas America Insurance Comprehensive plan

    Coverage range

    $50,000 - $2,000,000

    Price range
    $116 - $234
    • US travel Medical Insurance for Non-US Citizens traveling outside their home country.
    • This plan covers Hospitalization, Prescription drugs, Trip cancellation, Trip Interruption, Travel delay and Evacuation and more!
    • Ideal visitor medical insurance for parents visiting USA.
    • Eligible for acute onset of pre-existing conditions coverage up to age 80. This includes a $25,000 lifetime maximum for emergency medical evacuation.
    Plan details Brochures

    Atlas Premium Insurance Comprehensive plan

    Coverage range

    $50,000 - $2,000,000

    Price range
    $196 - $329
    • Ideal for family, tourists, business persons, vacationers and adventure travelers.
    • Provides coverage up to $50,000 and $1,00,000 70 to 79 year old travelers.
    • Coverage of acute onset of pre-existing conditions available for travelers younger than 80. This includes a $25,000 lifetime maximum for emergency medical evacuation.
    • Trip Interruption coverage available for up to $15,000 not subject to deductible.

    VisitorSecure Insurance Fixed benefit plan

    Coverage range

    $50,000 - $130,000

    Price range
    $44 - $80
    • Available for people traveling to the US and abroad.
    • Visitor Secure plan provides coverage for hospital room and board. The price varies depending on the type of plan.
    • Plan provides coverage for acute onset of pre-existing conditions up to the age of 70.
    • This plan covers Inpatient and Outpatient treatment with price varying based on the type of plans.
  • Travel Medical Basic Insurance Comprehensive plan

    Coverage range

    $50,000 - $1,000,000

    Price range
    $99 - $172
    • Available for Non US residents and citizens traveling to the US or to other countries.
    • The maximum lifetime of the plan is 365 days and it can be renewed up to this time.
    • The policy maximum for this comprehensive insurance starts from $50,000 and provides up to $5,000,000. For people above age 80 years, they get a policy maximum of $10,000.
    • Covers acute onset of pre-existing conditions up to 79 years.
    Plan details Brochures

    Travel Medical Choice Insurance Comprehensive plan

    Coverage range

    $50,000 - $1,000,000

    Price range
    $136 - $249
    • Available for Non US residents and citizens traveling to the US or to other countries.
    • Covers Acute onset of pre-exisiting conditions upto 79 years.
    • The policy maximum for this comprehensive insurance starts from $50,000 and provides up to $5M. For people above age 80 years, the policy maximum is limited to $10,000
    Plan details Brochures

    Travel Medical USA Visitor Basic Insurance Fixed Benefit plan

    Coverage range

    $50,000 - $150,000

    Price range
    $54 - $67
    • Available for Non US citizens coming to the US.
    • This is a fixed benefit insurance plan with a policy maximum of up to $150,000 for people below 70 years. For people above 70 years up to the age of 99 this policy has a policy maximum of $100,000
    • Acute onset of pre-existing conditions is covered up to the age of 79 years. People below 70 years get $50,000 coverage and people above 70 years get $25,000 coverage for this benefit.

    Travel Medical USA Visitor Choice Insurance Fixed Benefit plan

    Coverage range

    $50,000 - $150,000

    Price range
    $81 - $98
    • Available also for Non US citizens coming to the US.
    • This is a fixed benefit insurance plan that provides a policy maximum of up to $150,000 for people below 70 years and for people above 70 years up to the age of 99 this policy can provide a policy maximum of up to $100,000
    • Acute onset of pre-existing conditions is covered up to the age of 79 years. People below 70 years get $75,000 coverage and people above 70 years get $25,000 coverage for this benefit.
  • Diplomat America Insurance Comprehensive plan

    Coverage range

    $50,000 - $1,000,000

    Price range
    $155 - $266
    • Available for Non US citizens and Non US residents visiting the US.
    • plan is available to US citizens visiting the US while living abroad. There is a requirement for a valid international address.
    • Plan is not available for citizens of Australia and Iran.
    • Covers pre-existing condition after 24 months of waiting period.
  • WorldMed Insurance Comprehensive plan

    Coverage range

    $500,000 - $2,000,000

    Price range
    $199 - $225
    • Available for people traveling outside their home country and is available to both US and Non US citizens.
    • This plan covers acute onset of pre existing condition up to the age of 70.
    • Deductible options are $0, $250, $500, $1,000 and $2,500.
    • Accidental Death and Dismemberment coverage is available for $50,000.

    Visit USA Insurance Fixed benefit plan

    Coverage range

    $50,000 - $250,000

    Price range
    $49 - $187
    • Available to Non-U.S. residents while visiting the U.S.
    • Coverage is available for the main insured party and spouse, unmarried adult dependent children, or for children traveling alone.
    • The policy maximum for accident and sickness medical coverage limits with Plan A is $50,000. For people above 80, the policy maximum is $20,000.
    • The deductible options in Plan A and Plan B are $0, $50, $100 or $250 per incident.
  • Voyager Choice Insurance Comprehensive plan

    Coverage range

    $50,000 - $1,000,000

    Price range
    $79 - $98
    • This plan avaiable for US residents travelling abroad
    • Pre-existing Conditions Covered: No waiting period. US primary health plan required.
    • Available from 1 day to 182 days
    • Applicant's age must be under 95 years

    Voyager Essential Insurance Comprehensive plan

    Coverage range

    $50,000 - $1,000,000

    Price range
    $70 - $79
    • This plan avaiable for US residents travelling abroad
    • Pre-existing conditions covered with 180 days exclusion
    • Available from 1 day to 182 days
    • Applicant's age must be under 95 years
    • No US primary health plan required.
  • INF Safe Traveler USA Insurance Comprehensive plan

    Coverage range

    $150,000 - $300,000

    • Coverage for Non-US Citizens visiting USA, Canada, Mexico and traveling outside their home country
    • This plan is not available to US residents and is only available to non-US residents.
    • Sickness & Accident Plan with 80% in network coinsurance.
    • Minimum purchase of 30 days is required for this plan.
    Plan details Brochures

    INF Safe Traveler USA 90 Insurance Comprehensive plan

    Coverage range

    $150,000 - $3,000,000

    • Covers 90% of eligibile medical expenses.
    • Minimum purchase of 30 days is required for this plan.
    • Coverage for Non-US Citizens visiting USA, Canada, Mexico and traveling outside their home country
    • This plan is not available to US residents and is only available to non-US residents.
    Plan details Brochures

    INF Elite Insurance Comprehensive plan

    Coverage range

    $150,000 - $1,000,000

    • Provides coverage for Non-US Citizens visiting USA, Canada, Mexico and traveling outside their home country
    • Coverage for Pre-Existing Conditions upto $1,000,000.
    • Minimum purchase of 90 days required to buy this plan.
    Plan details Brochures

    INF Premier Insurance Comprehensive plan

    Coverage range

    $100,000 - $1,000,000

    • Provides coverage for Non-US Citizens visiting USA, Canada, Mexico and traveling outside their home country
    • Coverage for Pre-Existing Conditions to $1,000,000.
    • Acute Onset treated like New Sickness.
    • Covers age up to 99 Years.
    Plan details Brochures

    INF Premier Plus Insurance Comprehensive plan

    Coverage range

    $3,000,000

    • Provides coverage for Non-US Citizens visiting USA, Canada, Mexico and traveling outside their home country.
    • Covers Full Pre-existing conditions up to 69 years.
    • Plan provides policy maximum $300,000 covers pre-existing condition maximum of $50,000/$100,000 with deductible $1,000/$5,000 for age 0 to 69 years.

    INF Elite 90 Insurance Comprehensive plan

    Coverage range

    $150,000 - $1,000,000

    • plan is available for Non-US Citizens.
    • Minimum Enrolment should be 90 days to buy INF Elite 90 Plan.
    • Covers 90% of elgibile medical expenses.
    • Covers Full Pre-existing conditions up to 99 years.
    Plan details Brochures

    INF Elite plus Insurance Comprehensive plan

    Coverage range

    $150,000 - $300,000

    • Not Available to US residents and is only available to non-US residents.
    • Acute onset is considered new sickness. 90% of eligible medical expenses.
    • Covers Full Pre-existing conditions up to 99 years.
    Plan details Brochures

    INF Standard Insurance Fixed Benefit plan

    Coverage range

    $50,000 - $150,000

    • Provides coverage for Non-US Citizens visiting USA, Canada, Mexico and traveling outside their home country.
    • Plan has a minimum purchase requirement of 30 days.
    • Covers accident & sickness while traveling to USA, Canada, and Mexico.
    Plan details Brochures
* Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy. Do review the product brochures for detailed plan benefits.

Factors to buy best travel medical insurance USA

Age of the traveler

The cost of medical insurance for travelers is directly proportional to the age of the traveler. The older the traveler and higher is the cost of the visitors health insurance.

Type of US travel health insurance

Comprehensive insurance provides exhaustive coverage but is more expensive than fixed benefit insurance which has a specified limit for each treatment.

Medical maximum coverage

The price of USA medical insurance for visitors is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Region of coverage

Health insurance for USA visitors depends on the coverage region. The cost for visitor insurance for the United States is most expensive when compared to Europe or Asia.

Duration of travel insurance

The cost of trip insurance directly depends on the length of travel. The longer the duration of visitor medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits to the basic insurance for tourist plan like adventure sports coverage, coverage for pre-existing conditions… will add to the overall cost.

Visitors insurance with pre-existing conditions coverage for Massachusetts

Many older travelers who are visiting Massachusetts are likely to have pre-existing medical conditions. It is very important for senior citizens to buy good visitor medical insurance with best available coverage for pre-existing conditions.

While many travel medical insurance plans do not cover any pre-existing conditions, some visitor insurance plans provide coverage for acute onset of pre-existing conditions, while there are a couple of plans with coverage for pre-existing conditions.

"Acute onset of pre-existing conditions" refers to the condition which is severe enough to life or lifestyle such that it must be taken care of right away and cannot wait until returning to one’s home country. Senior citizens should understand these coverage definitions well and buy the most appropriate visitor medical insurance with pre-existing conditions for their unique needs.

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Travel health insurance for foreigners in USA

Travel medical insurance to emergency medical expenses
Comprehensive coverage for pre-existing conditions/ailments.
Older traveler, Medicare international insurance
Medical insurance for green card holders in Massachusetts
Health insurance usa for foreigners cost
Travel health insurance for frequent travelers

Visitors insurance for seniors

60

Visitor medical insurance for travelers above 60 years

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65

Visitor medical insurance for travelers above 65 years

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70

US Visitors insurance for travelers above 70 years

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75

Visitor medical insurance for travelers above 75 years

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80

Visitor health Insurance for travelers above 80 years

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90

US Visitors insurance for travelers above 90 years

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USA visa health insurance, Visitor visa health insurance USA

Student medical insurance for Massachusetts

Massachusetts is home to many universities and research centers which attracts a large number of international students. Given the high cost of health care in the United States, all international students should have proper student health insurance. Most Massachusetts University student health insurance plans are prohibitively expensive, and to make it affordable to students, we offer similar student insurance plans which satisfy university requirements.

international student medical insurance in Massachusetts
These International student insurance plans are comparable but cheaper when compared to university student plans. Click here to view popular plans »

New US Immigrant health insurance

The US authorities have made it mandatory for new US immigrants to have good US health insurance for the immigrant visa. The aim of this compulsory health insurance for immigrants is to reduce the burden on US hospitals and on US tax payers by uninsured new immigrants. American Visitor insurance offers immigrant health insurance which work well for prospective new US immigrants. After buying this insurance, customers will immediately receive the health insurance documents by email.

New US immigrant insurance

Customers can use this immigrant insurance document as proof of US health insurance while applying for the Immigrant visa. Given the very high cost of healthcare in the US, it is strongly recommended to buy medical insurance for new US immigrants.

New US immigrant insurance blogs

US Immigrant health insurance plans

Compare popular US immigrant plans suitable for immigrants regardless whether permanently in the US or traveling out or waiting for Green Cards

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Difference between visitors and immigrant Insurance

Find out the difference between US visitors insurance and new immigrant insurance. Compare and buy the best immigrant insurance for USA!

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US Health insurance mandatory for new US immigrants

The US government has made it compulsory for new immigrants coming to the US to have proper US immigrant health insurance coverage.

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Travel insurance to Massachusetts - FAQ's

01.  Do I need travel insurance for Massachusetts?

The healthcare costs in the US is very expensive and it is important to buy best travel insurance to the USA. This is true for all international travelers visiting Massachusetts and the rest of the US.
Even though it might not compulsory to have travel health insurance while as a tourist in the US, it is nonetheless very important to buy good short term medical insurance for US visitors to insure oneself against being forced to pay for healthcare facilities while on a vacation. Customers can compare and find cheap Massachusetts travel insurance and buy the most appropriate plan for their needs.

02.  Why is travel insurance for USA so expensive?

There is no denying that travel insurance to USA is unfortunately very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs.
One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance for USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.

03.  How to buy travel insurance ? How to find the best international travel health insurance?

There are many international travel health insurance plans for coverage both in the USA as well as around the world offered by US insurance providers. Given the several travel insurance international options, it can be confusing to find the best health insurance for international travel for your needs. What is very useful in making this decision is to compare travel insurance USA of different companies.
The travel insurance comparison allows travelers compare prices as well as coverage benefits in an objective manner. The traveler can change relevant factors like the medical maximum coverage required, the international traveler insurance deductible, any international travel health insurance plans with coverage for pre-existing ailments, travel insurance international coverage for Covid19 ... The global travel insurance comparison also allows travelers to buy the best travel insurance based on ones needs by completing an online application and paying using a credt card. One completing the purchase the travel insurance plan is emailed to the customer.

04.  Which is the best travel insurance for Massachusetts? What is the best health insurance for visitors to Massachusetts?

Excellent question and we try hard to find the best answer to this question! Given the unique needs of different travelers there is not one US travel insurance plan that is always the best for everyone. If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition.

We endeavor to give our visitors as much information as possible so they can find the best travel insurance Massachusetts. Our quote comparison tool helps travelers compare different Massachusetts medicare insurance plans based on price and coverage's in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!

05.  Why is travel insurance for USA so expensive?

There is no denying that travel insurance to USA is unfortunately very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs. One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance for USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.

06. What are the factors to consider for travel health insurance to USA?

The best travel insurance for USA depends these factors:

  • The coverage for accident and sickness related medical expenses
  • The coverage for medical and evacuation expenses
  • The coverage for pre-existing conditions
  • The deductible and co-payment options
  • The network of hospitals and providers
  • The customer service and claim process

07.  Why do I need travel insurance for Massachusetts?

Travel insurance provides coverage for unforeseen events and emergencies that may occur during your trip. In Massachusetts, it can protect you financially against trip cancellations, medical emergencies, lost luggage, and other travel-related issues. US travel health insurance for Massachusetts is important given the very high cost of healthcare in in the state.

08.  What does travel insurance typically cover in Massachusetts?

The coverage can vary depending on the policy, but typical US travel insurance for Massachusetts may include trip cancellation or interruption, medical expenses, emergency medical evacuation, baggage loss or delay, and travel delays.

09.  Does travel insurance cover pre-existing medical conditions in Massachusetts?

Some travel insurance plans like INF travel insurance offer coverage for pre-existing medical conditions, while others may have limitations of coverage for acute onset of pre-existing conditions or exclusions for pre-existing conditions coverage. It is crucial to compare the different options on American Visitor Insurance and understand any restrictions related to pre-existing conditions.

10.  Can I purchase travel insurance after arriving in Massachusetts?

Generally, travel medical insurance for Massachusetts is designed to be purchased before your trip begins. It may be possible to purchase insurance after arriving in Massachusetts, however it is advisable to buy it in advance to ensure you have coverage from the start of your trip, as sickness that you have will be considered a pre-existing ailment if you buy the travel insurance after becoming sick.

11.  How does find the best travel insurance for Massachusetts? How do I choose the right travel insurance for Massachusetts?

When selecting travel health insurance for Massachusetts, consider factors such as your specific needs, the duration of your trip, the coverage limits and exclusions, the reputation of the insurance provider, and the cost of the policy. There are different factors for buying best health insurance for Massachusetts visitors. Visitors should compare fixed benefits and comprehensive insurance. Foreign visitors to Massachusetts travel insurance customers should understand the concepts of deductibles and co-insurance and Pre-existing conditions coverage. A prudent and well informed traveler will make the correct choice while buying tourist insurance in Massachusetts for his or her unique needs.

Comparing multiple US travel insurance plans for Massachusetts on American Visitor Insurance can help you make an informed decision. The compare US travel insurance tool allows travelers compare prices as well as coverage benefits in an objective manner. The traveler can change relevant factors like the medical maximum coverage and the deductible and coverage for pre-existing ailments or hazardous sports. After finding the best travel insurance for your needs, travelers can buy it by completing an online application and paying using a credit card. One completing the purchase the travel insurance plan is emailed to the customer.

12.  Can I cancel my travel insurance for Massachusetts and get a refund?

The cancellation and refund policies for travel insurance vary depending on the insurance provider and the specific terms of the policy. Most policies offer a pro-rata refund within a specified timeframe. Contact your insurance provider to inquire about their cancellation policy.

13.  Is visitor insurance mandatory for entry into Massachusetts?

Visitor insurance for Massachusetts is not mandatory for entry into Massachusetts or the United States. However, it is highly recommended to have Massachusetts visitor insurance to protect yourself financially in case of unexpected medical expenses during your visit given the very high cost of healthcare in Massachusetts.

Visitor insurance for Massachusetts

Travel insurance for USA resources
Short term health insurance Massachusetts resources.

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Factors for vacation insurance
Factors for the best vacation insurance in Massachusetts.

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Types of Massachusetts tourist insurance online
Different tourist insurance options.

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Massachusetts vacation insurance claims procedure
Vacation insurance claims process.

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Massachusetts tourist insurance - Links

Temporary health insurance Massachusetts FAQ

FAQs about travel medical insurance for Massachusetts.

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Short term health insurance Massachusetts Blog

Blog about travel health insurance Massachusetts.

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Temporary health insurance Massachusetts Forum

Customer Queries for USA travelers to Massachusetts.

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Find the best US visitor insurance coverage - Blogs and Articles

Affordable travel insurance Online

Fixed benefit or scheduled benefit plans are the most affordable international travel insurance plans.

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Best international travel insurance

International travel insurance plans covering pre-existing conditions which many older travelers look for.

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Compare US travel insurance online

Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA.

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Advantages of buying travel insurance online

Compare and buy the best travel medical insurance plans online.

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Buy cheap travel insurance

There are many cheap international insurance plans also known as visitor insurance plans.

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How does travel insurance work?

Coinsurance & Deductible - How visitor travel insurance works.

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Massachusetts FlagMassachusetts - General Information

Massachusetts is a state located in the New England region of the United States. Known as the "Bay State" and "The Cradle of Liberty," Massachusetts offers a blend of rich history, vibrant cities, and picturesque landscapes. Massachusetts offers a wealth of landmarks and attractions. Boston, the capital city, is steeped in history and features sites like the Freedom Trail, Boston Common, and the USS Constitution Museum. When traveling to Massachusetts, it's important to have travel insurance that covers medical emergencies, trip cancellation or interruption, baggage loss or delay, and other unforeseen circumstances. Reviewing the coverage options provided by different insurance providers can help ensure that your insurance meets your specific needs.


Capital
Boston

Population
Around 7 million

Nickname
The Bay State

Language
English

Popular tourist destinations in Massachusetts

Cape Cod

Cape Cod

Cape Cod is an arm-shaped peninsula located on the easternmost part of Massachusetts. It has developed into one of the most popular places to visit in Massachusetts in the summer.

New Bedford Whaling Museum

New Bedford Whaling Museum

The New Bedford Whaling Museum is the largest museum in the United Sates devoted to whaling; it has whale skeletons on display.

Nantucket

Nantucket

Nantucket is a popular summer tourist destination with a population. It offers quiet harbors, dramatic cliffs, sandy beaches, lighthouses, beautiful old mansions and gardens.

The Berkshires

The Berkshires

Nature and the arts exist compatibly in the Berkshires, a hilly area in western Massachusetts. The Berkshires are filled with hiking trails, including parts of the Appalachian Trail.

Popular tourist destination cities in Massachusetts

Visitors travel insurance Massachusetts

Harvard and MIT located in Cambridge consistently rank the world's best Universities. Along with institutes of academic excellence, Massachusetts and in particular Boston and its surrounding areas is home to many technology companies. All of this makes Massachusetts and Boston in particular a magnet in attracting students, scholars and technology workers from around the world. Over time, this has evolved to making this region a cosmopolitan melting pot. Foreign immigration has contributed to the growth in the state population where 40% of foreigners are from Central and South America with most of the remainder being from Europe and Asia according to the 2005 census study.

Massachusetts is also home to five major league sports teams. The New England Patriots, Boston Celtics, Boston Red Sox and Boston Bruins are among its popular sports teams. Massachusetts and Boston attracts visitors, teachers, scholars, researchers, students, technology workers, elderly parents of existing families from abroad, and sports players in large numbers. These short term visitors to Massachusetts should know that Mass travel health insurance plays a key role in protecting the visitors while visiting Massachusetts.

American Visitor Insurance provides Mass health insurance for visitors to Massachusetts and Boston. We offer both comprehensive USA travel insurance and fixed benefit Mass visitor health insurance plans.

Please visit our 'visitor insurance features' and the 'factors while buying visitor insurance' pages to get all the relevant information while travel health insurance. Here you can also instantly get quotes and buy travel medical insurance plans online. Our customer support can be contacted at 877-340-7910 or email.

Trip cancellation insurance for Non US residents

US Domestic Travel Insurance

Domestic travel insurance for your trip in the USA

Irrespective of whether you are traveling within the US or overseas, US travelers should have good insurance coverage for traveling. US citizens traveling within the USA can buy US travel insurance if they are going more than 100 miles from their primary residence. This insurance for travel is ideal both within the state as well as out of state.

Delayed flights due to inclement weather, crowded airports, increased security checks as well as loss of baggage or baggage delays are common. Unexpected travel or medical emergencies resulting in missed flights, hotel reservations as well need for medical evacuation to a good healthcare facility can happen while traveling outside one's familiar environment.

The financial loss due to these situations can be significant, especially if it involves an expensive planned vacation with airline tickets, hotel bookings or cruise booking. There are other situations beyond the control of traveler and the traveler is forced to change his or her travel plans. This can be due to the health of the traveler or that of an immediate family member or other work related conditions. These situations are also covered by Travel insurance with the cancel for any reason coverage benefit.

Along with disruption to travel plans, there is also the health of the traveler during the journey itself. An accident or an unanticipated health emergency while traveling will be covered by travel insurance even if one has regular health insurance. The best domestic travel insurance USA can be the secondary insurance and in some instances be the primary insurance and ensure that the travelers expenses is minimised.

American traveler insurance including trip cancellation coverage

US citizens should consider buying travel insurance especially if traveling outside their home state. The travel insurance plans are designed for US vacationers with coverage for insuring the health of the traveler as well the trip expenses cost. Some examples of coverage benefits are trip cancellation, trip delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.

Travelers can also include the Cancel for Any reason (CFAR) insurance which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. This insurance provides coverage in the following ways:
  1. Non refundable cost of the trip.
  2. Unexpected medical expenses of the traveler.
  3. Loss or damage to the insured’s possessions.

Following are the trip insurance plans:

How much does travel insurance cost in 2024?

Estimate cost table for the trip cancellation insurance for US citizens

iTravelInsured Travel Lite

Trip Cancellation - Up to 100% of insured trip cost
Trip Interruption - Up to 125% of insured trip cost per person
Travel Delay - $500 ($125 per day after an inital delay of 12hours)

iTravelInsured Travel SE

Trip Cancellation - Up to 100% of insured trip cost
Trip Interruption - 150% of trip cost
Travel Delay - $2000 ($125 per day after an inital delay of 12 hours)

iTravelInsured Travel LX

Optional Cancel for Any Reason available in most states
Trip Cancellation - 100% of non-refundable insured trip cost
Trip Interruption - 150% of trip cost
Travel Delay - Up to $250 per day per person($2,500 max per person)

Safe Travels Voyager

Optional Cancel for Any Reason available in most states
Trip Cancellation - Up to 100% of Trip Cost Insured
Trip Interruption - 150% of trip cost Insured
Travel Delay - $3,000 including Accommodations ($250/day) (6 hours or more)

Safe Travels Explorer

Trip Cancellation - Up to 100% of Trip Cost Insured
Trip Delay - $1,000($150/day)(12 hours or more)
Baggage Delay Coverage - $200 (24 hours or more)

Safe Travels Explorer Plus

Trip Cancellation - Up to 100% of Trip Cost Insured
Travel Delay - $500 ($100/day) (12 hours or more)
Trip Interruption - 100% of Trip Cost Insured

Safe Travels Journey

Trip Cancellation - Up to 100% of Trip Cost Insured
Trip Interruption - 150% of trip cost Insured
Travel Delay - $750 ($150/day) (6 hours or more)

Safe Travels First Class

Optional Cancel for Any Reason available in most states
Trip Cancellation - Up to 100% of Trip Cost Insured
Trip Interruption - Up to 150% of Trip Cost Limit
Travel Delay - $1,000($200/day)(12 hours or more)

Safe Travels Single Trip

Trip Cancellation - 100% of Trip Cost (Up to a Max. of $15,000)
Travel Delay - Minimum Delay 12 hours; Maximum Limit $600 ($200 per day)
Trip Interruption - 150% of Trip Cost Limit (Up to a Max. of $2,500)

SafeTravels Armor

Optional Cancel for Any Reason available in most states
Trip Cancellation - 100% of Trip Cost (Up to a Max. of $15,000)
Travel Delay - $1K ($150 per day) 12 hours
Trip Interruption - Up to 150% of Insured Trip Cost

Safe Travels Protect

Trip Cancellation - 100% of Trip Cost (Up to a Max. of $14k)
Travel Delay - $300/$100 day/12 Hour Delay
Trip Interruption - 100% of the Insured Trip Cost

Safe Travels Defend

Trip Cancellation - 100% of Trip Cost (Up to a Max. of $45,000)
Travel Delay - Minimum Delay 12 hours; Maximum Limit $600 ($150 per day)
Trip Interruption - 150% of Trip Cost Limit (Up to a Max. of $2,500)

Safe Travels Rental Plus

Optional Cancel for Any Reason available in most states
Trip Cancellation - 100% of Trip Cost (Up to a Max. of $10k)
Travel Delay - $600 ($200 per day for delays 12 hours or more)
Trip Interruption - Up to 125% of Insured Trip Cost up to a maximum of $12,500

Safe Travels Flex

Optional Cancel for Any Reason available in most states
Trip Cancellation - 100% of Trip Cost (Up to a Max. of $45,000)
Optional Travel Delay - $2,000 ($200 Daily Limit)
Trip Interruption - 150% of Trip Cost Limit (Up to a Max. of $2,500)

Trip Protector Economy

Trip Delay - More than 8hrs, $100 per day, $500 max
Trip Cancellation - $5,000
Trip Interruption - 125% of trip cost

Trip Protector Preferred

Optional Cancel for Any Reason available in most states
Trip Delay - More than 6hrs, $200 per day, $2,000 max
Trip Cancellation - $50,000
Trip Interruption - 200% of trip cost

Trip Protector Classic

Trip Delay - More than 6hrs, $200 per day, $1,000 max
Trip Cancellation - $25,000
Trip Interruption - 150% of trip cost

Trip Protection Basic

Optional Cancel for Any Reason available in most states
Trip Cancellation - 100% of trip cost up to $30,000*
Trip Interruption - Up to 100% of trip cost
Travel Delay - $250($100 per day if delayed 12 or more hours en route to/from your trip)

Trip Protection Elite

Optional Cancel for Any Reason available in most states
Plan offers coverage for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States /internationally.
Trip Cancellation - 100% of trip cost up to $30,000*
Trip Interruption - Up to 100% of trip cost
Travel Delay - $300($1,500 per day if delayed 12 or more hours en route to/from your trip)

Trip Protection Economy

Plan offers coverage for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States /internationally.
Trip Cancellation - 100% of trip cost up to $20,000*
Trip Interruption - Up to 100% of trip cost
Travel Delay - $250($100 per day if delayed 12 or more hours en route to/from your trip)

Trip Protection Choice

Optional Cancel for Any Reason available in most states
Trip Cancellation - Tour cost to a maximum of $100,000
Trip Interruption - 150% of trip cost
Travel Delay - $250 per day up to $2,000

International travel insurance from Massachusetts

Importance of international travel insurance

Traveling long distances has many unexpected and accidental incidents that need to be taken care in a professional manner in order to have an enjoyable experience. US travel Insurance very important while traveling which takes care of medical expenses due to sudden sickness or injury. In the US healthcare is closely linked to insurance coverage. US travel health insurance providers have preferred provider networks and the hospital billing is much lower for insured patients when compared to uninsured patients. Having the best US traveler insurance reduces hospital bill along with paying for the outrageous cost of healthcare in the US.

US travel insurance plans can also insure trip expenses along with insuring the health of the traveler. Trip cancellation Insurance cover trip cancellation, trip interruption, travel delay, loss of luggage, baggage delay... Cancel for any reason insurance is an additional benefit available which will refund 75% of the trip cost in case of trip cancellation if the traveler cancels the trip for any reason. These benefits are very useful for traveler who are not sure of their travel schedules so that they should do not need to lose their travel investment if they do not travel.

Long term Europe Insurance for US citizens

US citizens from Massachusetts visiting Europe for more than 90 days are required by Schengen state consulates to buy Long term Europe travel insurance with a minimum of 30,000 Euros medical coverage for the Long term Europe travel visa. However, given that healthcare in Europe is expensive, and that US domestic health insurance and US Medicare plans offer little coverage outside US borders, it is recommended for US citizens traveling from Massachusetts to buy proper Europe travel insurance even for short visits to Europe.
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Travel Insurance for US senior citizens on Medicare travelling abroad

US senior citizens having Medicare and travelling overseas from Massachusetts need to be aware of the limited to no coverage by their health insurance outside US national borders. Older travelers are therefore advised to buy Medicare supplemental travel medical insurance to cover unexpected expenses from emergency sickness or injuries outside USA.

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US citizens with Medicare
International travel insurance for Medicare recipients
US seniors
Travel insurance for senior citizens with Medicare
Pensioners insurance
Travel health insurance seniors over 65

Cost of travel insurance

Factors to consider while buying travel insurance, trip cancellation.

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Factors to cost

Cost of travel medical insurance

Factors to consider while buying visitor travel medical insurance.

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Annual travel insurance

Compare and buy Travel insurance for Annual multitrip
Annual multi trip international travel insurance plans are ideal for businessmen and regular overseas travelers as there is no need to buy an insurance plan every time you travel and are cheaper than buying several single trip travel insurance plans. These plans provide coverage for a whole year, however there is a limit for each trip which is either 30, 45 or 70 days depending on the plan chosen.

Annual travel insurance (Multi trip insurance) for travel within USA

Travel Insure - Voyager Annual insurance

Voyager annual travel insurance plan is specifically designed for U.S. citizens or permanent residents who travel frequently for business or pleasure. Enroll just once a year and enjoy peace of mind knowing you have dependable medical coverage and assistance whenever you travel more than 100 miles from home. Go anywhere in the world, as often as you like, up to 90 days at a time during the year with Voyager Insurance.
  • Take an unlimited number of Covered Trips during the 364 day Policy period
  • Covers domestic and international trips - up to 90 days each
  • Offers two plan levels namely Silver and Gold offer options for different needs and budgets
  • Provides coverage for Emergency Accident and Sickness, Emergency Medical Evacuation, Baggage & Personal Effects, Baggage Delay, and Accidental Death and Dismemberment.
  • The Gold plan includes additional benefits like Trip Interruption and Political Natural Disaster Evacuation
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Annual travel insurance for travel outside USA - Annual travel insurance for US Business travelers

Business travelers and working professionals from USA travel abroad frequently, it is important to have proper annual travel insurance. The US frequent travelers can compare and purchase annual multi trip international travel insurance plan which covers them for the whole year.
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Overseas travel insurance for US residents

Best travel insurance for cruises

Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.

Best Cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most cruises offers Cruise protection, but that is not the same as trip insurance for cruises.

A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for cruises offer.

trip cancellation insurance for cruise
Vacationers can shield themselves best by purchasing the Cancel for any reason insurance benefit. This gives the flexibility of cancellation the cruise vacation for any reason, and the traveler can get reimbursed up to 75% of the non-refundable trip expenses. The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans.
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Popular Cruises in Massachusetts

Discover historic New England and its cruise ports and quaint towns, picturesque parks and fabulous food New England’s cruises offer incredible food, several natural attractions, charming towns.

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Popular travel destinations among Massachusetts residents

Brazil is on top of the list of global travel destinations among residents of Massachusetts. More than 60,000 Brazilians are residing in Massachusetts mainly the Boston-Cambridge-Newton metropolitan area. Other popular international travel destinations among residents of Massachusetts are Cape Verde, Portugal, Greece, Canada and India.

Travel insurance to UK from Massachusetts

Trip insurance vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences!

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Resources for US air travelers

Information about US mobile passport control and TSA pre check for US passport holders.

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Famous destinations in USA

04. Top Snowbird tourism destinations in USA

List of best visitors insurance companies in USA

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

List of best visitors insurance companies in USA


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