Cleveland Museum of Art
It has a particularly strong collection of American art and medieval art from Europe and Asia.
Travel Insurance for Ohio
Why Is Health Insurance for Ohio Important for Visitors?
Having health insurance is crucial for foreign visitors, international students, or parents traveling to Ohio, where healthcare costs can be quite high.
⚠️ Without Insurance,
- Even routine medical treatments can cause significant financial strain.
- Emergency room visits in Ohio average around $1,200, and hospital stays can cost over $3,000 per day, often exceeding national averages.
- Serious procedures or extended care can easily result in bills ranging from $10,000 to $100,000 or more.
Visitors are not eligible for U.S. government health programs like Medicare or Medicaid, and domestic insurance plans usually require residency or citizenship.
💳 How Travel Insurance Helps in Ohio?
- Traveling to Ohio insurance helps cover
- Sudden illnesses
- Accidents
- Hospital stays
- Acute onset of pre-existing conditions which is important for elderly parents
- Most plans also include Medical evacuation, and access to large PPO networks such as UnitedHealthcare and First Healthcare.
- For students attending Ohio universities or families visiting loved ones in cities like Columbus, Cleveland, or Cincinnati, having travel insurance ensures access to quality care and reduces the stress of high medical bills.
Who Needs Visitors Insurance in Ohio?
- Parents or relatives visiting from abroad
- International tourists exploring Ohio (e.g., Cleveland, Columbus, Cincinnati)
- Foreign nationals attending family events or staying long-term
- International students or scholars before school insurance kicks in
- Business travelers attending meetings or conferences
- Elderly travelers with higher health risks or pre-existing conditions
US health Insurance Plans for Every Type of Visitor in Ohio
Student Health Insurance Ohio
Best health insurance plans for international students in Ohio.
Learn More »Senior Parents Insurance Ohio
Health insurance coverage for senior parents visiting Ohio.
Learn More »How Much Does Visitor Health Insurance USA Cost?
How Much Is Medical Insurance for Tourists in the US?US Healthcare is extremely expensive, and even a simple doctor’s visit can become a financial burden unless insured properly.
In 2025, the cost of travel health insurance for visitors to the US ranges between $19 to $172 per month, depending on
- Age of the traveler
- Insurance company
- Type of visitors insurance
- Coverage limits
- Whether pre-existing conditions are covered
Cheaper options are available for as little as $1 to $5 per day, however the coverage is also limited.
Why is travel insurance USA is so important? A simple doctor’s visit can cost anywhere between $250 to $350, while a heart attack can cost at least $25,000. A stay in the ICU after a stroke can cost upwards of $150,000. As routine echocardiogram can range from $1,500 to $4,000 while emergency treatments for conditions like diabetes can cost anywhere from $3,500 to $7,000. Treatment for kidney failure can result in bills of over $30,000.
How Much Does Cheap Visitor Insurance in the USA Cost?
Cheap visitor health insurance for visitors to USA starts at $19 per month for fixed benefit plans. Following is the cost of visitor insurance per month.
| Plan Name | Plan max range | Deductible | Age 35 | Age 55 | Age 75 |
|---|---|---|---|---|---|
| Safe Travels Advantage | $25,000 - $150,000 | $0 | $19 - $54 | $29 - $82 | $59 -$160 |
| Visitors Care | $25,000 - $100,000 | $100 | $25 - $44 | $30 - $65 | $66 - $152 |
| Safe Travels Elite | $25,000 - $175,000 | $0 | $25 - $71 | $36 - $110 | $105 - $150 |
| Venbrook Essential | $25,000 - $150,000 | $0 | $25 - $74 | $36 - $105 | $66 - $142 |
| Visit USA Budget | $50,000 - $150,000 | $250 | $30 - $49 | $42 -$74 | $81 |
| VisitorSecure | $50,000 - $130,000 | $100 | $31 - $55 | $46 - $84 | $93 - $135 |
| Travel Medical USA Visitor Basic | $50,000 - $150,000 | $100 | $39 - $47 | $56 - $68 | $178 - $196 |
How Much Does the Best Comprehensive Visitor Insurance Cost per Month?
The cost of comprehensive visitor insurance starts around $53 month, depending on the age of the traveler, coverage limits, deductible, and optional add-ons. Higher medical maximum plans including pre-existing condition benefits and lower deductibles are more expensive.
On average, a good comprehensive health insurance plan costs between $58 to $108 per month for a 35 year old traveler.
Following are the cost of best health insurance for visitors to USA per month for a $250 deductible.
| Plan name | Plan maximum | Age 35 | Age 55 | Age 75 |
|---|---|---|---|---|
| Atlas Essential America | $50,000 - $1,000,000 | $53 - $98 | $117 - $200 | $244 - $326 |
| Visitors Preferred | $50,000 - $1,000,000 | $53 - $99 | $123 -$231 | $244 |
| Patriot America Plus | $50,000 - $1,000,000 | $57 - $106 | $124 - $235 | $279 - $420 |
| Safe Travels USA | $50,000 - $1,000,000 | $57 - $103 | $123 - $227 | $244 - $321 |
| Venbrook Premier | $50,000 - $1,000,000 | $58 - $104 | $129 - $240 | $352 - $437 |
| Atlas America | $50,000 - $2,000,000 | $58 - $114 | $127 - $253 | $344 - $429 |
| Safe Travels USA Comprehensive | $50,000 - $1,000,000 | $66 - $122 | $143 - $269 | $285 - $455 |
| Atlas Premium America | $50,000 - $2,000,000 | $72 - $142 | $158 - $316 | $430 - $537 |
| SafeVista Comprehensive | $100,000 - $1,000,000 | $76 - $97 | $158 - $225 | $320 |
| Diplomat America | $50,000 - $1,000,000 | $81 - $142 | $176 - $303 | $342 |
| Travel Medical Choice | $50,000 - $1,000,000 | $98 - $173 | $186 - $333 | $736 - $1,000 |
| Patriot America Platinum | $1,000,000 - $8,000,000 | $108 - $226 | $240 - $494 | $604 |
| Visit USA Superior | $250,000 | $112 | $233 | $404 |
Source: American Visitor Insurance®
How Much Does 6-Month Medical Insurance for Visitors to USA Cost?
For a 60-year-old traveler, the cost of USA visitor insurance for 6 months typically ranges around $122 to $1,050, based different coverage options, medical needs, and traveler’s budget on American Visitor Insurance.
The best 6 month USA travel insurance is the one which is affordable, reliable and allows the traveler stress free.
What Are the Types of USA Health Insurance for Visitors?
The types of US travel insurance plans are fixed benefit and comprehensive visitors insurance. Compare Comprehensive vs fixed benefit visitors insurance for USA.
| Feature | Fixed Benefit Visitor Insurance USA | Comprehensive Visitor Insurance USA |
| 💲 Cost | Affordable with lower premiums | More Expensive due to extensive coverage |
| 🛡️ Coverage | Fixed amount per benefit limited or coverage under certain conditions | Benefits for covered medical expenses up to the plan maximum |
| 📉 Deductibles | Usually higher deductibles for lower cost | Often lower deductibles, more coverage |
| 🌐 PPO network | Usually no PPO network participation | Offers PPO network access with discounted rates |
| 💳 Payment method | Usually requires you to pay upfront and then seek reimbursement from the insurer | Allows direct billing(cashless), so the insurer handles payments to the provider |
| ❤️ Pre-existing conditions coverage | Not all plans offer coverage. Some offer coverage up to a specified limit | Some plans offer coverage, while some others offer coverage only for acute onset of pre-existing conditions |
| 👥 Recommended for | Budget conscious travelers who only need basic coverage. | Travelers who want comprehensive coverage for any medical needs. |
US Travel Insurance Types
Compare fixed benefit vs comprehensive plans to find the best visitors insurance for your trip.
Compare Plan Types »Which Is the Cheapest Visitor Health Insurance for Ohio?
The Cheapest visitors insurance for Ohio is Safe Travels Advantage from Trawick International.
Other Affordable health insurance for visitors to Ohio are Venbrook Essential from Venbrook International and Visitors Care from IMG.
Safe Travels Advantage
Trawick International
$20 Per monthAge: 40 years | Plan: $25,000 | Deductible: $0
- Policy maximum limits ranges from $25,000 to $150,000
- Deductible option $0
- Coverage from 5 - 364 days
- Covers acute onset of pre-existing conditions related to Cardiac Conditions or Stroke
Venbrook Essential
Venbrook International
$25 Per monthAge: 40 years | Plan: $25,000 | Deductible: $0
- Policy maximum limits ranges from $25,000 to $150,000
- Deductible options $0
- Coverage from 5 days - 12 months
- Covers acute onset of pre-existing conditions coverage up to policy maximum
- Policy maximum limits ranges from $25,000 to $100,000
- Deductible options $0 to $100
- Coverage from 5 days - 2 years
- Covers acute onset of pre-existing conditions coverage
Which Is the Best Visitors Insurance For Ohio?
Excellent question! Given the unique needs of different travelers there is not one US travel insurance plan that is always the best for everyone. If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition.
Patriot America Plus IMG
Patriot America Plus is a comprehensive short-term travel insurance for individuals and families visiting the USA.
- Direct Billing: First healthcare
or United HealthCare 
- Urgent Care: $30 per incident; no copayment if deductible is $0
- Acute onset of pre-existing condition: Up to policy maximum for ages up to 70 years
- Emergency medical evacuation: Up to $1,000,000
- Patriot America Plus cost for 40 year old traveler ranges from $52 to $169 for a month.
Policy maximum?
$50,000 to $1,000,000Deductible options?
$0 to $2,500Period of coverage?
5 days to 12 months
Atlas America WorldTrips
A popular comprehensive travel insurance plan for non-U.S. citizens visiting the United States.
- Direct Billing: Unitedhealthcare
- Urgent Care: 15 per incident; no copayment if deductible is $0.
- Maternity: Covers complications of pregnancy in the first 26 weeks
- Acute onset of pre-existing conditions: Up to maximum limit, for ages up to 80 years
- Emergency medical evacuation: Up to $1,000,000
- Atlas America Insurance cost for 40 year old traveler ranges from $46 to $216 for a month.
Policy maximum?
$10,000 to $2,000,000Deductible options?
$0 to $5,000Period of coverage?
Up to 364 days
Safe Travels USA Comprehensive Trawick International
Affordable travel insurance with pre-existing conditions for Non US residents/citizens visiting USA.
- Direct Billing: First HealthCare
- Urgent Care: $30 per incident; no copayment if deductible is $0
- Maternity: Emergency medical treatment for pregnancy, up to $1,000
- Acute onset of pre-existing conditions: Up to 89 years
- Covers up to $1,000,000 for medical expenses and $2,000,000 for emergency evacuation.
- The plan also includes a wellness visit benefit.
- Safe Travels USA Comprehensive cost for 40 year old traveler ranges from $55 to $204 for a month.
Policy maximum?
$50,000 to 1,000,000Deductible options?
$0 to $5,000Period of coverage?
5 days to 364 days
Visitors Protect IMG
Top comprehensive travel insurance plan with pre-existing conditions for travelers to the U.S., Canada, and Mexico.
- Direct Billing: First healthcare or Unitedhealthcare
- Urgent Care: 15 per incident; no copayment if deductible is $0
- Pre-existing conditions: Up to 99 years
- Minimum purchase is 90 days
- Visitors Protect Insurance cost for 40 year old traveler ranges from $300 to $750 for 3 months.
Policy maximum?
$50,000 to $250,000Deductible options?
$250 to $5,000Period of coverage?
Minimum purchase 90 days
SafeVista Protect INF
Popular comprehensive travel insurance plan with pre-existing conditions for travelers visiting USA
- Direct Billing: Unitedhealthcare
- Urgent Care: Up to $25 co-payment
- Acute on set of pre-existing conditions: Up to 99 years
- SafeVista Protect Insurance cost for 40 year old traveler ranges from $74 to $127 for one month.
Policy maximum?
$100,000 to $1,000,000Deductible options?
$0 to $5,000Period of coverage?
10 days to 364 days
Venbrook Premier Venbrook International
Ideal for non-U.S. residents visiting the United States who are seeking comprehensive travel medical insurance with higher coverage limits.
- Urgent Care: $30 copay if the $0 deductible is chosen
- Acute onset of pre-existing conditions: Up to maximum limit, for ages up to 70 years
- Emergency medical evacuation: Up to $1,000,000
- Venbrook Premier Insurance cost for 40 year old traveler ranges from $40 to $140 for a month.
Policy maximum?
$50,000 to $1,000,000Deductible options?
$0 to $5,000Period of coverage?
5 days to 12 months
Healthcare in Ohio and the Need for Visitors Medical Insurance
Ohio has some of the most advanced healthcare facilities in the United States and around the world, with hospitals, research centers, and universities that are globally recognized for innovation and excellence.
Cities like Cleveland, Columbus, Cincinnati, and Dayton feature top-rated hospitals that attract patients from across the globe for specialized treatments. While Ohio offers world-class healthcare, it is also one of the most expensive, making visitor medical insurance for Ohio essential for any traveler visiting the Buckeye State.
World-Class Hospitals: Some of the best healthcare institutions are located in Ohio, and these include:
- Cleveland Clinic (Cleveland) – World-renowned for heart care, cancer, and transplants.
- Ohio State Wexner Medical Center ( Columbus) – Top academic hospital for surgery and cancer care.
- University Hospitals (Cleveland) – Specializes in neurology, critical care, and pediatric services.
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- Cincinnati Children’s Hospital (Cincinnati) – One of the top pediatric hospitals in the U.S.
- Miami Valley Hospital (Dayton) – A regional leader in trauma care and stroke treatment.
While Ohio consistently ranks high in medical research, technology, and specialized care; It also has
- Healthcare costs in Ohio that are among the highest in the U.S.
- Hospital stays, emergency room (ER) visits, and even routine care can cost thousands of dollars.
- A short ER visit in Ohio can easily exceed $1,400 to $3,500, while hospitalization can run into tens of thousands of dollars.
Why should you buy Visitors Health Insurance for Ohio?
- International visitors, including parents and seniors visiting Ohio but do not qualify for Medicare or U.S. domestic health insurance should buy visitors insurance.
- Without visitors insurance, they face steep medical bills in case of illness or accidents.
- Visitor insurance protects visitors financially with access to Ohio’s world-class healthcare without devastating costs.
Traveling to Ohio? Stay Protected Against Border Entry Issues!
Border entry issues at the US border can be unpredictable. Our Border entry protection visitor insurance covers:
- Unexpected delays at the port of entry
- Denial of entry to the United States
- Related travel disruptions and extra expenses
Protect your US travel investment with specialized border entry insurance from American Visitor Insurance.
Which Is the Best Visitor Insurance With Pre-Existing Conditions for Ohio?
Many older travelers who are visiting Ohio are likely to have pre-existing medical conditions. It is very important for senior citizens to buy good visitor medical insurance with best available coverage for pre-existing conditions.
Note: Most plans do not cover chronic pre-existing conditions. Some plans cover the acute onset of pre-existing conditions, and a few offer broader pre-existing condition coverage.
Best Visitors Insurance With Pre-Existing Conditions
- Patriot America Plus: Best travel medical insurance for parents under 70 with coverage for acute onset of pre-existing conditions while traveling to the USA.
- Safe Travels USA Comprehensive: Offers extensive medical coverage and covers up to age 89 with broader acute onset pre-existing condition benefits.
- Visitor Secure: Cheap visitor insurance plan for international travelers to the US, with acute onset of pre-existing conditions covered up to the selected plan maximum.
- INF Elite X: Best comprehensive travel insurance with pre-existing conditions for non-U.S. residents, covering up to age 99.
- INF Premier X: Affordable travel insurance for seniors visiting the USA with pre-existing condition coverage up to age 99.
What Is "Acute Onset of Pre-Existing Conditions"?
It refers to a sudden and unexpected flare-up of a pre-existing condition that requires immediate medical attention. This must occur without warning and before returning to the home country.
Senior citizens should understand these coverage definitions well and buy the most appropriate visitor medical insurance with pre-existing conditions for their unique needs.
Compare Plans with Pre-Existing Coverage »Best Cashless Travel Insurance for Ohio
When you're traveling to Ohio, dealing with a sudden medical emergency is traumatic enough. Having Cashless US travel insurance will help you settle these issues without worrying about paying huge bills upfront.
With a cashless US visitor insurance, the insurance company will directly settle the eligible medical expenses with the hospital and you can just focus on getting well while not worrying about the finances.
Find the most reliable, affordable, and widely accepted cashless insurance for travel to USA.
What Factors Influence the Cost of Health Insurance for Visitors in Ohio?
The visitor health insurance Ohio cost is influenced by several factors, such as:
- Age of the Traveler: The visitors insurance Ohio cost is directly dependent on the age of the traveler. Older travelers pay higher premiums due to the increased risk of medical issues.
- Medical Maximum Coverage: Plans with higher coverage limits (e.g., $100,000 to $1,000,000) tend to cost more.
- Type of Insurance: Comprehensive plans (covering a wide range of medical services) are more expensive than fixed benefit plans which have specific limits for each treatment.
- Duration of Stay: The cost of the travel insurance directly depends upon the length of travel.
- Deductibles: Plans with higher deductibles are cheaper but require higher out-of-pocket expenses.
- Add-on Benefits: Additional coverage like for pre-existing conditions or adventure sports increase the premium.
"Understanding these key factors help you get the right visitor health insurance for Ohio that fits your needs and budget."
Top 5 Mistakes Travelers Make When Buying Ohio Travel Insurance
1
Waiting Till the Last Minute to Buy Visitors Insurance
Waiting too long can limit your coverage benefits, especially for acute onset pre-existing condition coverage, which requires early purchase.
Waiting too long can limit your coverage benefits, especially for acute onset pre-existing condition coverage, which requires early purchase.
2
Buying the Cheapest Plan Without Understanding Policy Limitations
Affordable plans often have limited benefits that don’t align with Ohio’s high healthcare costs — for example, an emergency room visit can exceed $2,700, and hospital stays may cost more than $3,000 per day without insurance.
Affordable plans often have limited benefits that don’t align with Ohio’s high healthcare costs — for example, an emergency room visit can exceed $2,700, and hospital stays may cost more than $3,000 per day without insurance.
3
Overlooking Pre-Existing Condition Coverage
Many visitors, especially seniors, have ongoing health issues. Not choosing a plan with acute onset pre-existing condition coverage can expose you to major medical expenses.
Many visitors, especially seniors, have ongoing health issues. Not choosing a plan with acute onset pre-existing condition coverage can expose you to major medical expenses.
4
Ignoring the Importance of Provider Networks (PPO Network)
Plans with strong PPO networks (like United Healthcare or First Health) make it easier to access top hospitals in cities like Columbus, Cleveland, Cincinnati, and Dayton. Care outside the network can be more expensive and less convenient.
Plans with strong PPO networks (like United Healthcare or First Health) make it easier to access top hospitals in cities like Columbus, Cleveland, Cincinnati, and Dayton. Care outside the network can be more expensive and less convenient.
5
Not Reviewing COVID-19 Coverage Details
Ensure your policy covers COVID-19 treatment and hospitalization like any other sickness, especially when traveling to busy destinations like Ohio.
Ensure your policy covers COVID-19 treatment and hospitalization like any other sickness, especially when traveling to busy destinations like Ohio.
How Do I Choose the Right Ohio Visitor Insurance?
Traveling to the USA is exciting, however, it should be noted that the US healthcare system is one of the most expensive in the world. Without adequate visitors medical insurance, a medical emergency can cause very significant financial strain, in the order of tens to even hundreds of thousands of Dollars.
To ensure you have the right health protection, here are key factors to consider when buying Ohio health insurance for visitors:
1. Medical Coverage
Choose a comprehensive plan for medical emergencies, hospitalization, doctor visits etc.., as it offers better protection when compared to fixed-benefit plans which have limited coverage.
2. High Coverage Limits
Given the high US medical costs, choose a plan with a sufficient coverage of between $100,000 to $500,000 for emergency medical expenses. There are visitors insurance plans in the US which offer coverage of $1 million.
3. Deductibles
Be aware of the deductibles and Co-insurance for the amount you must pay out of pocket before the insurance kicks in. A lower deductible has higher expenses initially, but might save a lot of money in a medical emergency.
4. Emergency Medical Evacuation
Travel health insurance for Ohio covers emergency evacuation to the nearest suitable facility or repatriation home if needed, ensuring protection in case of severe illness or injury.
5. Pre-Existing Conditions
If you have any pre-existing medical conditions, check if the plan covers acute onset of these ailments and the look-back period if any. Some plans on American Visitor Insurance offer limited coverage for unexpected recurrence of an existing ailment.
6. PPO Network
Some US insurance providers work with a network of hospitals that offer cashless or direct billing services. This is very helpful in avoiding large out-of-pocket expenses particularly during emergencies.
Staying in Ohio for a While?
Find the best long-term travel insurance plan that offers comprehensive coverage for extended stays in the USA.
Explore Plans »Student Medical Insurance for Ohio
Ohio is home to many renowned Universities such as Northwestern University, University of Ohio at Urbana Champaign, University of Chicago, Northern Ohio university, Southern Ohio University at Carbondale to name just a few. These universities attract many international students. These international students are looking for affordable student health insurance which we offer at American Visitor Insurance.
These International student insurance plans are comparable but cheaper when compared to university student plans. Click here to view popular plans »
Ohio College Student Insurance Requirements
Why Buy Ohio Visitor Insurance from American Visitor Insurance?
We serve as a trusted marketplace for USA travel insurance with over 20 years of experience, helping you easily compare top-rated U.S. plans that are widely accepted by hospitals while protecting against the high costs of U.S. healthcare.
- Side-by-Side Plan Comparison: With American Visitor Insurance, Easily compare travel medical insurance for Ohio plans, costs and benefits from top insurers like IMG, Trawick International, WorldTrips and Seven Corners - all in one place.
- Customized Coverage for Every Visitor: Coverage for tourists, students, parents visiting abroad, and business travelers — choose from comprehensive or fixed-benefit plans.
- Comprehensive Medical Protection: Includes benefits emergency medical care, hospitalization, medical evacuation, repatriation of remains and acute onset of pre- existing conditions (particularly helpful for seniors)
- Affordable & Transparent Pricing: Get the best price directly from the insurer — no extra fees. You can get an instant quote and purchase coverage online quickly and hassle-free.
- Direct Access to US-Based Plans: Access to PPO network, avoid upfront payments and faster claims processing
- Expert Support: Our licensed customer support team at American Visitor Insurance is available 24/7 to answer any questions during the purchase process. They can assist while completing online applications, extend coverage when it is needed, canceling a plan if travel plans change, and file insurance claims necessary.
- Peace of Mind While Traveling: With expert guidance at every step, we ensure a smooth, hassle-free experience with coverage tailored for seniors, students, and all travelers to keep you protected in the U.S.
Travel Insurance Ohio, Travel insurance to Ohio - FAQ's
1. How much does it cost to see a doctor in Ohio without insurance?
The cost of healthcare for visitors to Ohio will vary by type of doctor and where you are and what will need to be done. Often, you will be charged separately if there blood tests ordered or any other tests ordered.
2. How do I choose travel insurance for Ohio?
You should choose the Ohio travel medical insurance policy based on what the traveler needs and his or her medical history. Whether you need coverage for pre-existing medical conditions and what type of medical coverage you want for these conditions. You can compare and buy the best visitor medical insurance for Ohio that is just right for you or your visitor.
3. Can a tourist get health insurance in Ohio?
Yes. While a tourist cannot purchase US domestic health insurance, they can purchase Ohio visitor medical insurance plans from popular and highly rated US companies. Even if the person is already in the US on their trip, they can still purchase US visitor insurance starting the next day until they return home. The visitors insurance for Ohio must be purchased before anything happens in order to be covered.
4. Which visitors insurance is best for parents to Ohio?
Older parents visiting Ohio from their home would be well to consider policies that offer coverage for either “acute onset” of pre-existing conditions or “full” coverage for pre-existing conditions if they take medications regularly or have been diagnosed with pre-existing medical conditions that could become an emergency while they travel. At American Visitor Insurance, we guide you to find the best visitor insurance with coverage for pre-existing conditions for your parents visiting Ohio.
5. Why do I need travel insurance for Ohio?
Travel insurance provides coverage for unforeseen events and emergencies that may occur during your trip. In Ohio, it can protect you financially against trip cancellations, medical emergencies, lost luggage, and other travel-related issues. US travel health insurance for Ohio is important given the very high cost of healthcare in in the state.
6. What does travel insurance typically cover in Ohio?
The coverage can vary depending on the policy, but typical US travel insurance for Ohio may include trip cancellation or interruption, medical expenses, emergency medical evacuation, baggage loss or delay, and travel delays.
7. Does travel insurance cover pre-existing medical conditions in Ohio?
Some travel insurance plans like INF travel insurance offer coverage for pre-existing medical conditions, while others may have limitations of coverage for acute onset of pre-existing conditions or exclusions for pre-existing conditions coverage. It is crucial to compare the different options on American Visitor Insurance and understand any restrictions related to pre-existing conditions.
8. Can I purchase travel insurance after arriving in Ohio?
Generally, travel medical insurance for Ohio is designed to be purchased before your trip begins. It may be possible to purchase insurance after arriving in Ohio, however it is advisable to buy it in advance to ensure you have coverage from the start of your trip, as sickness that you have will be considered a pre-existing ailment if you buy the travel insurance after becoming sick.
9. Can I cancel my travel insurance for Ohio and get a refund?
The cancellation and refund policies for travel insurance vary depending on the insurance provider and the specific terms of the policy. Most policies offer a pro-rata refund within a specified timeframe. Contact your insurance provider to inquire about their cancellation policy.
10. Is visitor insurance mandatory for entry into Ohio?
Visitor insurance for Ohio is not mandatory for entry into Ohio or the United States. However, it is highly recommended to have Ohio visitor insurance to protect yourself financially in case of unexpected medical expenses during your visit given the very high cost of healthcare in Ohio.
Ohio Visitor Insurance Reviews
Reviews, Ratings and Experiences from our customers
Sheela
"We want to appreciate the fine service provided by your friendly employees from the NJ office, in helping us navigate insurance plans and successfully purchase plans for my parents. They are extremely courteous, patient, efficient and knowledgeable. Thanks again!"
Ralduran
"I recently visited your website for the first time to buy insurance for travel to US. I found the information very good. Your customer support was fantastic and awesome. You were so dedicated to take care of my inquiries. I would rate your service 100/100."
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"Thank you for such helpful information. You've impressed me as I have contacted other companies and haven't gotten half of the information from them that you have sent me. I will take what you've said into consideration and hope to be in touch soon."
What Are the Different USA Visa Health Insurance?
Visitor Insurance for Ohio
Find the Best US Visitor Insurance Coverage - Blogs and Articles
Affordable travel insurance Online
Fixed benefit or scheduled benefit plans are the most affordable travel insurance plans.
Learn More »Best international travel insurance
International travel insurance plans covering pre-existing conditions which many older travelers look for.
Learn More »Compare US travel insurance online
Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA.
Learn More »Advantages of buying travel insurance online
Compare and buy the best travel medical insurance plans online.
Learn More »Buy cheap travel insurance for USA
There are many cheap international insurance plans also known as visitor insurance plans.
Learn More »How does travel insurance work?
Coinsurance & Deductible - How visitor travel insurance works.
Learn More »Ohio - The Buckeye State 🌰
location_city
Capital
Columbus
Capital
Columbus
groups
Population
Around 11.8 million
Population
Around 11.8 million
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Nickname
The Buckeye State
Nickname
The Buckeye State
language
Language
English
Language
English
Ohio, often called the "Heart of it All," is a centrally located and dynamic state in the Midwestern United States. Known for its strong industrial roots and rapidly growing technology and healthcare sectors, Ohio continues to attract students, professionals, and entrepreneurs from across the country and around the world. With a blend of innovation, education, and opportunity, Ohio stands out as a rising hub in the American economy.
Tech Hubs & Innovation in Ohio
While not home to Silicon Valley, Ohio is rapidly emerging as a Midwest tech powerhouse, with growing innovation hubs in Columbus, Cleveland, and Cincinnati. The state hosts major tech employers like Intel, Google, Amazon, IBM, and a thriving startup ecosystem supported by top universities and business incubators...
While not home to Silicon Valley, Ohio is rapidly emerging as a Midwest tech powerhouse, with growing innovation hubs in Columbus, Cleveland, and Cincinnati. The state hosts major tech employers like Intel, Google, Amazon, IBM, and a thriving startup ecosystem supported by top universities and business incubators...
Major Cities & Towns
While the cities of Columbus, Cleveland, Cincinnati, and Toledo need no introduction, even smaller towns like Dayton, Akron, Dublin, Youngstown, Westerville, Mason, Hilliard, and Beavercreek are buzzing with innovation, education, and growing business activity.
Natural Attractions
Cuyahoga Valley National Park, Hocking Hills State Park, Lake Erie Shores, Wayne National Forest, Mohican State Park, and Mill Creek Park are some of Ohio’s most famous natural attractions, offering scenic trails, waterfalls, caves, and lush forests perfect for hiking, camping, and outdoor adventures.
Ohio also has some incredible Manmade tourist attractions. Ohio is home to top attractions like Cedar Point, Kings Island, the Rock & Roll Hall of Fame, the National Museum of the U.S. Air Force, and the Pro Football Hall of Fame.
Visitor Insurance Ohio
Vacationing in Ohio is great fun, but it's important to remember that healthcare in Ohio is very expensive. Visiting a hospital without proper Ohio travel insurance can lead to serious financial strain.
Tourists, visiting parents, family members, and business travelers should make sure they have reliable visitor insurance in Ohio to stay protected during their trip.
What Are the Popular Tourist Destination Cities in Ohio?
Cleveland Metroparks Zoo
Mt. Hood Meadows offers a wide range of skiing and snowboarding terrain.
Cincinnati Museum Center
It include the Cincinnati History Museum, Duke Energy Children's Museum, and the Museum of Natural History and Science.
Domestic Travel Insurance for Ohio
Domestic Travel Insurance for Your Trip in Ohio
- Irrespective of whether you're traveling within the U.S. or to another state, Ohio travelers should have reliable travel insurance for added protection.
- Residents of Ohio traveling more than 100 miles from their primary residence can buy U.S. travel insurance.
- This coverage is ideal for trips within Ohio or out of state, offering protection against trip cancellations, delays, medical emergencies, and more.
✈️ Travel Disruptions
- Delayed flights due to weather, busy airports like John Glenn Columbus International, Cleveland Hopkins International, or Cincinnati/Northern Kentucky International, increased security checks, and lost or delayed baggage are common travel hassles.
- Unexpected travel or medical emergencies—such as missed flights, hotel cancellations, or even the need for medical evacuation to a quality healthcare facility—can happen when you’re away from home.
💰 Financial Loss & Trip Cancellations
- The financial loss from trip disruptions can be significant, especially if your vacation includes Ohio attractions like Cedar Point, Rock & Roll Hall of Fame, or exploring the Hocking Hills.
- Sometimes, unforeseen events beyond your control—such as your health, a family emergency, or work commitments—may force you to change travel plans.
- These situations are covered by travel insurance plans that include Travel insurance with the cancel for any reason benefits, providing valuable protection and peace of mind.
🏥 Health & Medical Emergencies
- Travel disruptions aren’t the only concern—your health during the trip matters too.
- An accident or unexpected medical emergency while traveling in Ohio will be covered by travel insurance, even if you have regular health insurance.
- The Best domestic travel insurance in Ohio can act as secondary, or sometimes primary, insurance to help minimize your out-of-pocket expenses.
Do You Need Travel Insurance for Domestic Travel Within the USA?
Domestic travel Insurance is recommended for travel within the US, especially when you travel outside your state of residence. Your regular health insurance usually has limitations outside your immediate geographic area of residence, and very often outside your state. We have travel insurance plans that you can buy when you travel 100 miles outside your residence.
Having travel insurance provides excellent coverage across all states in the US including popular vacation destinations like Hawaii, Florida and Alaska and along with providing health insurance coverage will also reduce medical bills when using healthcare facilities within the PPO network.
Which Is the Cheapest Ohio Domestic Trip Insurance Plans?
The Cheapest domestic travel insurance for Ohio trips within the US is Pathway domestic insurance.
Other Affordable domestic travel insurance for Ohio Trips include Pathway Essential, and Trip Protection Basic.
These plans offer essential coverage at low cost, making them ideal for U.S. residents seeking budget-friendly protection for travel within the country.
- Maximum trip cost: $14,000
- Trip Cancellation: Up to 100% trip cost
- Trip Interruption: Up to 100% (Max $14,000)
- Travel Delay: Up to $300 ($100/day)
- Missed Connection: Up to $250 (after 12-hour delay)
- Coverage duration: Up to 90 days
- Age Eligibility: Up to 85 years
- Maximum trip cost: $25,000
- Trip Cancellation: Up to 100% trip cost
- Trip Interruption: Up to 100% (Max $25,000)
- Travel Delay: Up to $600 ($150/day)
- Missed Connection: Up to $250 (after 6-hour delay)
- Coverage duration: Up to 90 days
- Age Eligibility: Up to 85 years
- Maximum trip cost: $30,000
- Trip Cancellation: Up to 100% trip cost
- Trip Interruption: Up to 100% of trip cost
- Trip delay: $200 per day (6 hours) up to $600
- Missed Connection: Up to $250 per day (3 hours) up to $500
- Coverage duration: Up to 180 days
- Age: Up to 99 yrs
What Are the Best Domestic Travel Insurance Plans for Ohio?
The Best domestic travel insurance for Ohio residents is iTravelInsured Travel LX.
Other top-rated options include Pathway Premium and Trip Protection Choice.
These plans provide comprehensive coverage with features such as:
- Higher trip limits
- Robust emergency medical benefits
- Optional Cancel for Any Reason (CFAR)
- Additional travel protections
Ideal for travelers seeking maximum coverage and peace of mind within the USA.
- Maximum trip cost: $100,000
- Trip Cancellation: Up to 100% trip cost
- Missed Connection: Up to $500
- Trip delay: $2,000 Maximum ($300/day)
- Emergency Medical Coverage: Up to $100,000
- Emergency Evacuation: Up to $1,000,000
- Optional CFAR: Available (purchase within 21 days of initial deposit)
- Duration: 90 days | Age: Up to 85 yrs
- Maximum trip cost: $100,000
- Trip Cancellation: Up to 100% trip cost
- Missed Connection: $250 per day up to $1,500
- Trip delay: $2,000 Maximum (6 hours/$250 per day)
- Emergency Medical Coverage: Up to $500,000
- Emergency Evacuation: Up to $1,000,000
- Optional CFAR: Available (purchase within 21 days of initial deposit)
- Duration: 180 days | Age: Up to 99 yrs
- Maximum trip cost: $150,000
- Trip Cancellation: Up to 100% trip cost
- Missed Connection: $500 per person
- Trip delay: $2,000 Maximum (6 hours/$250 per day)
- Emergency Medical Coverage: Up to $500,000
- Emergency Evacuation: Up to $1,000,000
- Optional CFAR: Available (purchase within 21 days of initial deposit)
- Duration: 180 days | Age: Up to 99 yrs
Benefits of US Domestic Travel Insurance
- The plans are well designed to help you cover many sorts of unexpected costs besides unexpected medical expenses.
- Additional kennel fees for pets if you are delayed in returning home.
- Help chaperoning and returning dependent children home if you are in a hospital.
- Concierge services to assist with lost passports and documents or help navigating the legal or healthcare system in a different country.
- All these options, as well as excellent ratings, make the trip cancellation plans offered by IMG and Trawick International a great choice to insure your next domestic trip!
- It’s highly recommended to buy domestic US travel insurance as soon as you make your first non-refundable payment for your trip (e.g., flight booking, hotel deposit).
- This ensures maximum coverage, including eligibility for pre-existing condition waivers and CFAR at an affordable rate.
Please feel free to contact American Visitor Insurance for the best US domestic travel insurance. You can reach us at (877)-340-7910 or email us if you have any questions or concerns!
How Much Does Ohio Travel Insurance Cost?
Domestic travel insurance in the USA starts at $19 for a 15 day trip with a $1,000 trip cost.
The cost of Ohio domestic travel insurance typically depends on several factors, including:
- Trip duration
- Traveler’s age
- Coverage limits
- Optional add-ons and policy features
On average, domestic vacation travel insurance costs between 4% and 8% of your total trip price.
| Plan Name | Trip cancellation (100% of Trip Cost) | Age 20 | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|---|
| Pathway Domestic | Up to $14,000 | $19 | $25 | $42 | $59 |
| Safe Travels Protect | Up to $14,000 | $24 | $32 | $39 | $74 |
| Pathway Plus | Up to $50,000 | $32 | $43 | $70 | $98 |
| Trip Protection Basic | Up to $30,000 | $34 | $47 | $70 | $70 |
| Itravelinsured Choice | Up to $10,000 | $39 | $50 | $73 | $110 |
| Pathway Premium | Up to $100,000 | $43 | $56 | $90 | $126 |
| Trip Protector Economy | Up to $50,000 | $47 | $55 | $71 | $75 |
| Trip Protection Choice | Up to $100,000 | $65 | $87 | $118 | $118 |
| Itravelinsured LX | Up to $100,000 | $102 | $114 | $138 | $171 |
Source: American Visitor Insurance®
Why Do I Need Medical Evacuation Insurance for Travel Within the US?
Domestic travel insurance for medical evacuation is quite cheap in the context of the total trip cost and is very important to get access to quality healthcare. This coverage protects US travelers who are traveling far from Ohio whether on a cruise or in remote areas like national parks and mountain ranges and in need of emergency medical care. Regular US health plans will not cover costly air ambulance transport, making emergency medical evacuation coverage essential.
🗺️ Annual Travel Insurance for Travel Within USA from Ohio
Voyager Annual insurance by Travel Insure
Designed for U.S. citizens or permanent residents who travel frequently for business or pleasure
- Take an unlimited number of covered trips during the 364 day Policy period
- Covers domestic and international trips - up to 90 days each
- Offers two plan levels namely Silver and Gold offer options for different needs and budgets
- Provides coverage for Emergency Accident and Sickness, Emergency Medical Evacuation, Baggage & Personal Effects, Baggage Delay, and Accidental Death and Dismemberment
- The Gold plan includes additional benefits like Trip Interruption and Political Natural Disaster Evacuation
Enroll just once a year and enjoy peace of mind knowing you have dependable medical coverage and assistance whenever you travel more than 100 miles from home. Go anywhere in the world, as often as you like, up to 90 days at a time during the year with Voyager Insurance.
International Travel Insurance From Ohio
What Is the Importance of International Travel Insurance?
Traveling long distances can involve many unexpected and accidental incidents that need to be managed professionally for an enjoyable experience.
- US Travel Insurance is very important while traveling as it covers medical expenses due to sudden sickness or injury.
- US travel health insurance providers have preferred provider networks, and hospital billing is much lower for insured patients compared to uninsured patients.
- Having the best US traveler insurance helps reduce hospital bills while covering the high cost of healthcare in the US.
- US travel insurance plans can also insure trip expenses along with insuring the health of the traveler.
- Trip Cancellation Insurance cover trip cancellation, trip interruption, travel delay, loss of luggage, baggage delay.
- Cancel for Any Reason Insurance is an additional benefit available which will refund 75% of the trip cost in case of trip cancellation if the traveler cancels the trip for any reason.
These benefits are very useful for traveler who are not sure of their travel schedules so that they should do not need to lose their travel investment if they do not travel.
Do Ohio Residents Need Travel Insurance for Visiting Europe?
- Long-Term Travel Requirement: US citizens from Ohio visiting Europe for more than 90 days are required by Schengen state consulates to buy Long term Europe travel insurance with a minimum of 30,000 Euros medical coverage for the Long term Europe travel visa.
- Healthcare Costs in Europe: Healthcare in Europe is expensive, and US domestic health insurance and US Medicare plans offer little coverage outside US borders.
- Recommendation for All Visits: Even for short visits, it is highly recommended for US citizens traveling from Ohio to buy proper Europe travel insurance to avoid unexpected medical costs.
Do Seniors With Medicare Need Travel Insurance for International Trips?
US senior citizens having Medicare and travelling overseas from Ohio need to be aware of the limited to no coverage by their health insurance outside US national borders. Older travelers are therefore advised to buy Medicare supplemental travel medical insurance to cover unexpected expenses from emergency sickness or injuries outside USA.
How Much Does International Travel Insurance Cost for US Citizens?
Travel insurance for travel outside the US starts as low as $20 for a month. Travel insurance provides coverage for doctor visits and emergency hospital stays while ensuring access to necessary care and financial protection against high medical costs abroad. This table gives the average travel health insurance cost for different ages.
The average cost based on the quotes for one month
| Plan Name | Maximum Coverage | Deductible | Age 20 | Age 40 | Age 60 |
|---|---|---|---|---|---|
| Atlas Essential International Insurance | $50,000 | $250 | $20 | $40 | $86 |
| Atlas International Insurance | $50,000 | $250 | $27 | $54 | $117 |
| Patriot International Lite Insurance | $50,000 | $250 | $29 | $55 | $121 |
| Safe Travels Outbound Insurance | $50,000 | $250 | $26 | $77 | $168 |
| Diplomat International Insurance | $50,000 | $250 | $32 | $86 | $181 |
| Intermedical Insurance | $50,000 | $250 | $48 | $73 | $121 |
| VisitorSecure Insurance | $50,000 | $100 | $29 | $34 | $55 |
| Voyager Essential Insurance | $50,000 | $250 | $32 | $58 | $116 |
| Travel Medical Outbound USA Basic | $50,000 | $0 | $29 | $55 | $121 |
Source: American Visitor Insurance®
Cost of Travel Insurance
Factors to consider while buying travel insurance, trip cancellation.
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Cost of Travel Medical Insurance
Factors to consider while buying visitor travel medical insurance.
Know More »Is It Better to Have Annual Travel Insurance for Frequent Travelers?
Annual multi-trip international travel insurance plans are ideal for business travelers and frequent international traveler as there is no need to buy an insurance plan every time you travel and are cheaper than buying several single trip travel insurance plans. These plans provide coverage for a whole year, however there is a limit for each trip which is either 30, 45 or 70 days depending on the plan chosen.
Business travelers and working professionals from USA travel abroad frequently, it is important to have proper annual travel insurance. The US frequent travelers can compare and purchase annual multi trip international travel insurance plan which covers them for the whole year.
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Overseas Travel Insurance for US Residents
Affordable coverage for medical emergencies abroad
How Do I Buy the Best Travel Insurance for Cruises?
Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.
- Best cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise.
- Most Cruises offers Cruise protection, but that is not the same as trip insurance for Cruises.
- A cruise protection usually gives vouchers for the traveler if they miss the cruise
- Trip insurance, on the other hand, offers cash reimbursement.
- Vacationers can shield themselves best by purchasing the Cancel for any reason insurance benefit.
- This gives the flexibility of cancellation the cruise vacation for any reason
- The traveler can get reimbursed up to 75% of the non-refundable trip expenses.
The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans.
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What Are the Best Insurance Plans for Cruise Travelers?
Seven Corners Cruise Insurance
- Cheapest cruise insurance for US residents taking domestic or international trips.
- Trip Inconvenience (Cruise Diversion & Disablement) covers $250 per event, up to $500.
- Emergency medical evacuation and repatriation is covered for $500,000
- Emergency accident and sickness medical expense is covered for $250,000.
- description
Trip Cost
Up to $30,000 per person - luggage
Trip Length
Up to 30 days - medical_services
Missed Connection
$250 per day up to $1,500 - shopping_cartBuy Now
ITravelinsured Travel Choice
- Ideal for those looking for a cheap and budget-friendly cruise insurance.
- Missing the boat is covered up to $500 per person.
- Accident and Sickness medical expense covered up to $100,000, with the option to enhance coverage up to $250,000
- Medical evacuation and repatriation of remains are covered up to $500,000, with the option to enhance coverage up to $1,000,000.
- description
Trip Cost
Up to $10,000 per person - luggage
Trip Length
Up to 180 days - medical_services
Missed Connection
Up to $500 per person - shopping_cartBuy Now
Safe Travels Voyager
- Ideal for first class travellers taking expensive vacations.
- Emergency medical evacuation and repatriation is covered for $10,00,000
- Emergency accident and sickness medical expense is covered for $250,000.
- Rental car damage and theft coverage up to $35,000.
- Optional cancel for any reason benefit covered up to $75% of non-refundable trip cost.
- description
Trip Cost
Up to $100,000 per person - luggage
Trip Length
Up to 180 days - medical_services
Missed Connection
Up to $1,000 per person - shopping_cartBuy Now
ITravelinsured LX
- For elite luxury travelers taking expensive vacations and adventure trips to exotic locations worldwide.
- Medical evacuation and Repatriation of Remains covered up to $1,000,000.
- Accident and Sickness medical expense covered up to $500,000.
- Rental car damage and theft coverage up to $40,000.
- Optional cancel for any reason benefit covered up to $75% of non-refundable trip cost.
- description
Trip Cost
Up to $150,000 per person - luggage
Trip Length
Up to 180 days - medical_services
Missed Connection
Up to $500 per person - shopping_cartBuy Now
What Are the Popular Travel Destinations Among Ohio Residents?
Canada is on top of the list of global travel destinations among residents of Ohio. Other popular international travel destinations among residents of Ohio are Indonesia, Lebanon Ireland, Britain (England, Wales, Scotland) and India.
Schengen Visa Insurance for Ohio Residents Traveling to Europe
Since US domestic insurance has little coverage in Europe, it is important to buy proper visitors insurance while visiting Europe. We have Europe travel health insurance specific to your needs.
euro
Schengen Visa Document
Satisfy Schengen visa requirements for less than 90 days and for long term stay of more than 90 days in Europe.
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person
Travel Health Insurance
Travel medical insurance that will cover medical expenses and hospital bills of the visitor in Europe.
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travel
Trip Protection Insurance
Travel health insurance that covers trip cancellation and other vacation related medical expenses.
Read More »Trip Insurance vs Travel Health Coverage vs Global Medical Insurance
Confused whether to buy trip, travel or global health insurance? Understand the differences!
Read More »Best International Medical Insurance
International travel insurance resources
Compare and buy international travel insurance USA
Read More »Resources for US Air Travelers
Information about US mobile passport control and TSA pre check for US passport holders.
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