Best Travel Insurance from Indonesia to USA

Do I Need Travel Insurance When Traveling From Indonesia to the USA?

Indonesia Visitors to the U.S.: Statistics and Insights

• Travelers from Indonesia to the U.S. almost always plan time-consuming itineraries which usually include co-ordination of multiple cities like Los Angeles, New York, and San Francisco in one journey because of the long travel distance.
• A little more than the past a few years, a segment of the Indonesian community visiting the U.S. has been steadily growing, and they specifically travel for the purpose of attending tech conferences, getting professional certifications, and participating in short-term business training.
• Indonesian millennials and young professionals who are progressively waving the American flag as their way to global pop culture, American media, and through concerts, entertainment events, and sports experiences are getting stronger day by day.
• Most of the Indonesian travelers, particularly first-timers, who are looking for organized itineraries and language assistance, prefer to visit the U.S. on guided tours or in packaged group trips.

What Is Visitor Medical Insurance for the USA?

Visitor medical insurance is a short-term health insurance that provides medical coverage for illness and injury during travel or stay in the USA. It is a mandated type of coverage for foreign nationals who come to the USA temporarily, for any reason, business or personal.

Find the most suitable best visitor medical insurance online by comparing options on American Visitor Insurance, considering both cost and coverage benefits.

Why Is Holiday Insurance Important for Visitors to the USA?

New US Health Requirements While Applying for US Visas

The US State Department has directed consular officers across different embassies to consider a visa applicant’s health condition in determining whether the applicant will become a ‘public charge’ of the United States, and therefore, deemed ineligible for a visa.

To minimize the risk of visa rejection and demonstrate preparedness, travelers should purchase comprehensive travel medical insurance before applying for their US visa. Having valid travel medical insurance coverage shows that the applicant can manage any health expenses without becoming a ‘public charge’ or a financial burden during their stay in the U.S.

At American Visitor Insurance, we offer a range of travel medical plans that cover new illnesses, accidents, and acute onset of pre-existing conditions — ideal for visitors applying for U.S. visas.

How Much Does Travel Insurance to USA From Indonesia

How Much Does the Most Affordable Visitors Insurance for USA Cost?

The most affordable visitor health insurance USA starts from $20 per month with options up to $191 per month. The average cost of fixed benefit visitor travel insurance for the USA is calculated based on one-month quotes.

How Much Does the Comprehensive and Best Visitors Insurance Cost Per Month?

The best travel insurance cost for USA ranges from $58 to $353 per month. The average cost of comprehensive travel insurance for the USA is based on one-month quotes with a $250 deductible.

Visitor Health Insurance for USA

Review US visitor insurance plan benefits.

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U.S. Travel Insurance Cost and Coverage Guide for Indonesian Visitors

Choosing the right travel insurance can feel confusing, especially with so many coverage options. To make it easier, American Visitor Insurance has tools to compare travel insurance top rated plans based on price and coverage benefits as well as provide relevant information to help make an informed decision. Here is a simple example showing how a typical Indonesian traveler might select a suitable U.S. visitor insurance plan — including recommended coverage and average cost.

What Does Travel Insurance for Visitors to USA Coverage Include?

Some of the important travel health insurance for USA benefits are listed below:

Travel Preferences and Risks for Indonesian Travelers to the U.S.

• Indonesian travelers commonly visit major cities like Los Angeles, New York, San Francisco, Seattle, Chicago, and Boston for tourism, shopping, studies, and family visits.
• Indonesians' ideal trip to all of the mentioned destinations makes a direct line through Southeast Asia and they always opt for the airlines that offer the best comfort such as: Singapore Airlines, Qatar Airways, Emirates, ANA, and Korean Air.
• And they are especially fond of shopping, entertainment, and theme parks in the U.S. thus, the Indonesians have picked Los Angeles and Orlando as their number one preference.
• Indonesians prefer to stay in neighbourhoods that offer Asian Restaurants or other conveniences associated with the Indonesian community's.

• One factor that makes Indonesian tourists take out travel insurance for their trip is the extravagant medical costs in the U.S. healthcare system, which might be one of the inputs for the tourists getting insurance for unexpected illnesses or emergencies.
• The long flights along with the layovers can be very tiring, leading to the traveler getting jet lagged, or feeling uneasy because of health issues.
• One of the major problems faced by travelers is the extreme U.S. weather since it varies greatly from that of Indonesia, and the winter is particularly difficult for the unprepared ones.
• Long-haul travel will expose Indonesian visitors to additional risks of flight delays and cancellations due to weather and/or operational issues.

How to Choose the Best Visitor Insurance for Indonesians in the USA?

Travel insurance is highly recommended for Indonesian visitors to the U.S. Medical costs can be very expensive in the U.S., and having suitable visitor insurance for US from Indonesia will provide protection in the event of an unplanned medical emergency.

• Trip Duration: Different coverage options are available for short-term and long-term visitors to the USA.
• Traveler’s Age: Visitor insurance for Indonesians in the USA policies that cover senior travelers tend to be more costly and may have different coverage for pre-existing conditions.
• Coverage for Pre-Existing Conditions:
  • Particularly significant for senior travelers or those with ongoing medical condition.
  • Look for the USA travel insurance plans for Indonesian travelers that cover acute onset of pre-existing conditions (sudden, unexpected flare-ups)
  • Check the look back period and coverage limits.
• Budget: Choose between a comprehensive visitors insurance plan for full protection or a budget plan with higher out-of-pocket risk.

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Which Pre-Existing Conditions Are Covered by US Travel Insurance?

Travel Insurance for Cancer Patients

Covers emergency care, treatment interruptions, or unexpected medical expenses related to cancer while abroad.
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How Can You Tell If a Condition Is Considered Pre-Existing for Travel Insurance?

A pre-existing medical condition refers to any health problem you had before your travel insurance started, even if you didn’t know about it.

Insurance companies check your recent medical history (called the look-back period, usually 60 to 180 days) to decide if something counts as pre-existing.

• Were diagnosed or treated by a doctor.
• Were taking medicine for the condition.
• Had symptoms or tests related to it.
• Were advised to see a doctor for it.

If you took medicine for high blood pressure or diabetes a few months before your trip, that will be seen as a pre-existing condition.

Why Should I buy Visitor Insurance for Pre-Existing Conditions ?

There are several compelling reasons for buying Visitors Insurance for Pre-existing conditions. Some of the important reasons are :

• Coverage for Sudden Medical Emergencies: Visitor insurance that includes acute onset of pre-existing conditions provides protection if a long-term health issue (like diabetes or heart disease) suddenly flares up during your trip. This helps travelers get timely treatment without facing large medical bills.
• Comprehensive Medical Support: These plans not only help with sudden complications of pre-existing conditions but also cover new illnesses, injuries, and doctor or hospital visits that may occur while you’re in the U.S.
• Protection Against COVID-19 and Other Infections: If you contract COVID-19 or another covered illness while visiting the U.S., your insurance can help pay for the necessary treatment, ensuring your trip isn’t disrupted by unexpected medical costs.
• Emergency Assistance and Evacuation: If your condition worsens and requires transportation to a better-equipped hospital or your home country, emergency medical evacuation benefits can take care of those arrangements and expenses.
• Financial Security During Travel: Visitor insurance with pre-existing coverage helps you travel confidently knowing that if your health condition unexpectedly worsens, you won’t face overwhelming out-of-pocket expenses.
• Ideal for Senior Travelers: This type of coverage is especially valuable for parents or elderly travelers visiting the U.S., providing peace of mind and essential medical protection throughout their stay.

Why Choose American Visitor Insurance to buy the Best Pre-Existing Condition Travel Insurance?

These are some of the important reasons to use the American Visitor Insurance platform to buy the Best Pre-Existing Conditions Visitors Medical Insurance

• Over two decades experience and Thousands of satisfied customers: The staff at American Visitor Insurance have over twenty years of experience in the US visitors Insurance domain. American Visitor Insurance has helped Thousands of international travelers find the best travel insurance for their needs.
• Trusted Source: American Visitor Insurance works with top-rated U.S. travel insurance companies and offers plans specially designed for visitors with existing medical conditions, ensuring protection against high healthcare costs during travel. American Visitor Insurance has constantly worked to make it easy for a traveler to make an informed decision and find the best visitor insurance for their needs by providing useful comparison tools, relevant FAQs , customer forums and resourceful blogs.
• Compare Side-by-Side: Instantly review coverage, benefits, exclusions, and prices for leading plans including INF Elite X, INF Premier X, Visitors Protect, Safe Travels USA Comprehensive, Travel Medical Choice, and Patriot America Plus.
• Tailored Coverage Options: Plans available for visitors to the U.S., senior travelers, and parents visiting children abroad, offering both acute onset and full pre-existing condition benefits.
• Comprehensive Protection: Coverage includes hospitalization, emergency medical treatment, doctor visits, prescription drugs, medical evacuation, and repatriation helping manage both new and existing conditions.
• Transparent Pricing: Get instant online quotes with clearly listed premiums, deductibles, and policy limits no hidden charges or confusing fine print.
• Nationwide PPO Network: Access a large network of PPO healthcare providers in the U.S. for cashless treatment and faster claim settlements.
• 24/7 Expert Assistance: Our licensed agents are available around the clock to help you select the right plan, understand pre-existing condition terms, renew coverage, or file claims while abroad.
• Peace of Mind for Every Traveler: Whether you’re a senior, long-term visitor, or a traveler managing chronic conditions, American Visitor Insurance ensures safety, security, and financial protection wherever you go.

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Things to Know Before Traveling from Indonesia to the USA

USA visa travel insurance requirements for citizens of Indonesia: Traveling from Indonesia to the USA involves several important considerations to ensure a smooth and enjoyable trip

• Visa Requirements: Indonesian citizens are not eligible for the U.S. Visa Waiver Program (VWP). They must apply for a B1/B2 visitor visa for tourism, business, or transit. This process involves scheduling a visa interview, submitting supporting documents, and paying the visa fee at the U.S. Embassy or Consulate in Indonesia. There is no ESTA facility for Indonesians.
• Time Zone Differences: Indonesia spans three time zones (WIB, WITA, WIT), while the United States has six. On average, Indonesia is 10 to 15 hours ahead of various U.S. time zones depending on the cities involved and daylight saving time.
• Currency and Financial Considerations: Indonesia uses the Indonesian Rupiah (IDR), while the United States uses the U.S. Dollar (USD). Currency exchange should be done prior to or upon arrival in the U.S. Credit cards like Visa, Mastercard, and Amex are widely accepted. Inform your bank before traveling to avoid blocked transactions due to foreign usage.
• Language: The official language of Indonesia is Bahasa Indonesia, whereas English is the dominant language in the U.S. Though many Indonesians speak conversational English, downloading a translation app or learning basic phrases can be helpful.
• Safety and Security: Stay informed about any travel advisories or warnings for the area you plan to visit. Take appropriate precautions to safeguard your belongings and personal safety.
• Flight Connections: There are no direct/non-stop flights from Indonesia to the USA. Most flights from Jakarta (CGK) or Denpasar (DPS) to cities like New York (JFK), Los Angeles (LAX), or San Francisco (SFO) involve 1–2 layovers in transit hubs such as Doha, Dubai, Tokyo, or Singapore.

What Is the Best Travel Insurance for Indonesian Parents Visiting the USA?

Major Airports & Travel Routes for Indonesian Visitors to the U.S.

• Major Departure Airports in Indonesia: Indonesian travelers usually begin their U.S. journey from Jakarta (CGK), Bali (DPS), or Surabaya (SUB), with Jakarta and Bali offering the most frequent long-haul international connections.

• Common Transit Hubs on the Way to the U.S.: Most routes from Indonesia to the United States require one or two stopovers, typically passing through major hubs such as Singapore, Tokyo, Seoul, Hong Kong, Taipei, Doha, or Dubai, depending on the chosen airline and flight availability.

• Popular U.S. Entry Airports for Indonesian Travelers:
  • Many Indonesian visitors arrive through major West Coast airports like Los Angeles (LAX), San Francisco (SFO), Seattle (SEA), and Honolulu (HNL), which serve as the most common entry points into the United States.
  • Some travelers continue to the Midwest through airports such as Chicago (ORD), Dallas–Fort Worth (DFW), or Houston (IAH), particularly when flying via Middle Eastern or Asian carriers.
  • Others enter the East Coast through key airports such as New York (JFK or EWR), Washington D.C. (IAD), or Boston (BOS), depending on their travel purpose and itinerary.

• Typical Travel Routes from Indonesia to the United States:
  • Popular flight paths include Jakarta → Singapore → Los Angeles, Jakarta → Tokyo → Seattle, and Bali → Seoul → New York, offering convenient connections for most travelers.
  • Travelers also use efficient one-stop routes such as Jakarta → Doha → New York or Chicago and Jakarta → Dubai → San Francisco, especially through Middle Eastern carriers that link Indonesia to the U.S. with a single transit.

Travel Insurance for Indonesia Residents to USA – FAQ’s

Indonesia Embassy and Consulates in the United States

Travel Health Insurance for Indonesians in USA