Travel insurance for USA resources
International travel insurance resources for USA visa holders.
Covers hospital expenses for sickness or accidents.
Insures Doctor visits for sudden injury or sickness.
Doctor prescribed eligible pharmacy drugs expenses.
Some plans insure acute onset of pre-existing conditions.
Medical evacuation expenses to nearest facility included.
Repatriation of remains to home country included.
Covers hospital expenses for sickness or accidents.
Insures Doctor visits for sudden injury or sickness.
Doctor prescribed eligible pharmacy drugs expenses.
Some plans insure acute onset of pre-existing conditions.
Medical evacuation expenses to nearest facility included.
Repatriation of remains to home country included.
Covers doctor visits in case of sudden injury or sickness.
Some plans cover high school sports activities.
Hospital medical expenses for sickness or accidents during coverage.
International students who need coverage for existing medical ailments.
Some plans offer coverage for pregnancy, maternity and new born.
Repatriation of remains expenses to home country in case of death.
Covers hospital expenses for sickness or accidents.
Insures Doctor visits for sudden injury or sickness.
Doctor prescribed eligible pharmacy drugs expenses.
Some plans insure acute onset of pre-existing conditions.
Medical evacuation expenses to nearest facility included.
Repatriation of remains to home country included.
Indonesia, officially known as the Republic of Indonesia, is a country located in Southeast Asia. It is an archipelago comprising thousands of islands, with more than 17,000 islands in total. Indonesia is the world's largest island country. The capital city of Indonesia is Jakarta. It is located on the island of Java. Indonesia is the 19th leading country for sending their students to study in the U.S. Over 96% of all student visas are granted by the U.S. Embassy in Indonesia. The Indonesian government offers a great amount of commitment towards the education reforms and investments in the recent years on higher education system.
The United States is popular for its world class living and exciting cultural and tourist experiences, making it the aspirational destination to visit. The US and Indonesia have a good diplomatic relationship with strong economic, commercial and security interests. The US attracts many Indonesians to travel to the US and many also choose to immigrate.
The USA has one of the most adaptable and flexible higher educational system .The advanced technology and research options which are globally renowned attract international students from around the world. Thanks to these factors, Indonesian students desire to study in the US universities in large numbers.
Some of the other important travel health insurance for USA benefits are listed below. Travelers can compare visitor travel insurance to review specific coverage details offered by the different companies and insurance plans.
The travel insurance medical maximum coverage available is up to $1M. This however decreases for travelers over 70 years.
This allows travelers to visit Doctors for sudden unanticipated medical ailments. The Co-pay and deductible depends on the plan with the option of No Co-pay and $0 deductible.
Doctor prescribed eligible pharmacy drugs are covered up to $50K but this varies from plan to plan.
Emergency surgery treatment will be covered. The maximum available amount for surgery is typically $50K but this varies from plan to plan.
The best travel insurance provides coverage for medical evacuation up to $1M if the traveler has to be evacuated to get access to proper medical treatment in the event of a medical emergency.
The repatriation of remains benefit pays for the repatriation expenses back to the home country in the event of death of the traveler with coverage up to $50K available.
Emergency dental coverage up to $300 is available for acute onset of pain to natural teeth. Given all these benefits, it is important that international travelers buy the best travel insurance given the relative low cost of travel insurance when compared to the cost of healthcare. This is particularly important for Seniors citizens, as older travelers are most vulnerable and likely to need the benefits offered by the best USA travel insurance plans.
Thank you for such helpful information. You've impressed me as I have contacted other companies and haven't gotten half of the information from them that you have sent me. I will take what you've said into consideration and hope to be in touch soon.
Know more »
I recently visited your website for the first time to buy insurance for travel to US. I found the information very good. Your customer support was fantastic and awesome. You were so dedicated to take care of my inquiries. I would rate your service 100/100.
Know more »
I am pleased to say that your company is very professional in the field of Insurance.
The customer is happy to get easily connected and then you very patiently explain the difference between various plans to suit each customer's need.
Know more »
Visitor medical insurance is a short-term health insurance that provides medical coverage for illness and injury during travel or stay in the USA. It is a mandated type of coverage for foreign nationals who come to the USA temporarily, for any reason, business or personal. It can offer protection from accidental injury or sickness that can arise during the stay in the host country. It can also provide financial protection in the event of an unexpected medical emergency while visiting the USA.
The cost of visitor medical insurance varies depending on criteria such as the insured’s age and health needs, as well as the length of the trip to the USA. The typical cost of visitor medical insurance is between $200 and $400. It is easy to find the best visitor medical insurance online by comparing several insurance options on American Visitor Insurance based on cost as well as coverage benefits offered.
Expensive US Healthcare: The United States has perhaps the best healthcare facilities in the world, but it is also perhaps the most expensive globally. The cost of an average daily hospital stay is over $2500 in the US. Even outpatient doctor visits are prohibitively expensive. It is financially very traumatic when a visitor travelling for a short visit to the US has to pay a huge bill in case of an unforeseen injury or illness.
Therefore it’s important to buy the best US travel health insurance, so that any sudden injury or illness expenses are covered by the visitors medical insurance. US travel insurance along insuring medical expenses of travelers will also reduce the medical expenses, as US travel insurance providers through their preferred provider organizations (PPO) network have a working relationship with hospitals which result in lower healthcare bills.
Protection for entire family: US travel medical insurance can be either purchased individually, or for an entire family if traveling together. Any illness or injury faced by the insured family members will be covered during the trip.
A support system for travelers in a new country: Traveling to a new destination like the US can be very stressful as the healthcare system will be different from your home country. If there is a need for medical assistance in the US, a new visitor may find it hard to approach a hospital and a doctor. Having US travel health insurance will act as a support system as the insurance providers have tie-ups with various Preferred Provider Organizations (PPO) who have networks with many hospitals and doctors in the US.
Ease of navigating US healthcare facilities: The hospitals in the PPO network of the US travel insurance will bill the insurance company directly so that travelers need not worry about paperwork and about paying the bill up front. In case of any emergency visitors can refer to the list of hospitals with the PPO network and get help from the nearest medical care center. Travel insurance for USA will help you make the most of the trip and explore new destinations without the worry of your health related expenses.
Traveling from Indonesia to the USA involves several important considerations to ensure a smooth and enjoyable trip. Here are some factors to keep in mind:
Visa requirements: Ensure your passport is valid for at least six months beyond your intended stay in the USA. Confirm if you need a visa to enter the USA. Indonesia citizens are part of the Visa Waiver Program (VWP), which allows for visa-free travel for up to 90 days for tourism or business purposes. However, you'll need to apply for an ESTA (Electronic System for Travel Authorization) before departure.
Time Zone Differences: Be aware of the time difference between Indonesia and your specific destination in the USA. The USA spans multiple time zones from the East coast to the Mid west to the Pacific coast. Hawaii has another time zone.
Currency and Financial Considerations: Familiarize yourself with the US Dollars and exchange rates. Notify your bank of your travel plans to avoid any issues with your credit/debit cards while abroad.
Language: While German is the official language of Indonesia, English is the primary language spoken in the USA. While many people speak English, there may be regional accents or dialects to be aware of.
Safety and security: Stay informed about any travel advisories or warnings for the area you plan to visit. Take appropriate precautions to safeguard your belongings and personal safety.
Here are some travel insurance tips for travelers with pre-existing conditions
The travel health insurance plans which cover pre-existing conditions have clear definitions of what is a pre-existing condition, the look back period for pre-existing condition, whether the travel insurance coverage is limited to acute onset of pre-existing conditions, and if it provides full coverage for pre-existing conditions the coverage limit within the policy for pre-existing conditons. Any travel health insurance coverage for pre-existing conditions will depend on all these.
Unfortunately, this simple question has a fairly complicated answer. The answer is: it depends. Firstly, it depends on whether you are a US resident traveling outside the US or a visitor to the US. US residents can purchase trip cancellation insurance that can cover pre-existing conditions and even plans that are travel medical only without cancellation often are more generous in their coverage of pre-existing conditions. These plans may have specific requirements in order to waive the usual exclusion of coverage for pre-existing conditions (like purchase them within a certain number of days of your initial trip deposit or that you have a primary domestic insurance plan in the US), so you should check these details carefully if this is important to you.
Non-US residents or US residents traveling into the US have much more limited options to insure their pre-existing conditions are covered. Some plans offer coverage for "acute onset" of pre-existing conditions. However, this is misleading, since a careful look at their definition excludes chronic or congenital disorders from such coverage. Chronic illnesses are those that worsen over time and congenital disorders are issues one is born with. They exclude emergencies due to chronic illness because they will say that is not "acute" it is simply a worsening of your condition. There are only two policies we know of that offer coverage for pre-existing medical conditions. They are INF Premier and INF Elite plans.
Firstly, they define pre-existing conditions in the following way: A pre-existing condition is a condition for which the insured received treatment or took medication for in the previous 12 months before the start of the policy. If the medication dosage has not changed and is taken as a maintenance medication, this would NOT count as a flare up or treatment of the condition. In that case, very stable conditions that have no flare ups in the past 12 months are not even excluded as pre-existing conditions. Conditions that have had flare ups or doctor recommended treatment or change in medication, are still covered by the plans but with a higher deductible and a lower maximum.
INF Elite (also INF Elite 90) are comprehensive plans offering fairly complete coverage. INF Premier is a fixed plan. Find details on these plans here.
The above plans must be purchased for at least 90 days and can be quite pricey for seniors, but they offer the only real coverage for chronic conditions.
The other option, of course, is to take a plans with little ($1K) or no coverage for pre-existing conditions and take a risk that that condition will not flare up during the trip.
Acute onset of a pre-existing condition can be defined as the sudden & unexpected occurrence of a pre-existing condition which requires in-patient, emergency hospitalization within 24 hours of exhibiting first symptoms. The main difference between acute onset & full pre-existing is that with Full Pre-Existing coverage, is that one is covered for all pre-existing conditions and associated medical costs and this includes follow up visits, hospitalizations and doctor’s visits, etc. The acute onset coverage will only cover the in-patient hospitalization expense.
The list of covered services under Visitors insurance full pre-existing conditions coverage can be found on the American Visitor Insurance website of the INF Premier, INF Premier Plus, INF Elite, INF Elite Plus and INF Elite 90. INF plans are open to green card holders
While it's not a legal requirement, having US travel insurance is highly recommended for Indonesia travelers visiting the United States. Medical care in the USA can be very expensive, and US travel health insurance provides a safety net in case of medical emergencies.
There are US insurance providers whose products are available on American Visitor Insurance with policies tailored to Indonesia and other international travellers visiting the USA. These travel health insurance policies can be compare and bought online easily on American Visitor Insurance and they are designed specifically for international travellers.
The cost of travel insurance can vary widely based on factors such as the duration of the trip, coverage limits, age of the traveler, and any additional options or riders chosen. It's advisable to compare the quotes from multiple providers on American Visitor Insurance and make an informed decision.
Yes. Visitors, tourists, students, and others can all buy travel health insurance in the US. We recommend the travel insurance for visitors from Indonesia be purchased from the day they leave their home country until they return, however, most companies allow you to purchase it even after the traveler has already started their journey.
Visitor or travel medical insurance is for unexpected medical expenses while on your trip. Many travel insurance for Indonesia visitors plans also cover baggage loss/ delay, trip delays, and have other benefits to help travelers with unexpected problems (loss of documents, etc).
Since they are meant to be used in an emergency, you can use any doctor/hospital. In a non-emergency situation, you should consult your documentation and try to stay in-network (if applicable) while in the US since this will likely help defray your out-of-pocket cost.
Visitor insurance USA is travel insurance that can be purchased for travel in the US and for travel outside one’s home country. Visitors Insurance provides coverage for unexpected health care expenses due to accident or sickness while traveling. Indonesia Travelers can compare and buy the best US travel insurance plans at American Visitor Insurance.
Often health insurance from a home country will not cover you while you are traveling in a different country. If you are in a country with high medical costs such as the US, Canada, or Japan, you should consider purchasing US travel insurance in case you should need any medical care.
The travel insurance for Indonesia tourists will help defray costs and also often has many travel benefits (trip delay, trip interruption, baggage loss) that will also assist a traveler in getting back on track with their trip.
Traveling on a planned vacation usually involves a big expense. Buying travel insurance may seem like an additional expense that is unnecessary, however in the event of a medical emergency or a travel accident the traveler will need to bear all expenses without travel insurance and this can be a huge financial risk.
To avoid such a situation travel insurance is very important and will rescue the traveler from this financial burden. Travel insurance provides coverage for unforeseen medical and travel expenses incurred while traveling away from home. It will also assist the traveler in recovering any money that has been paid for an unexpected event.
Yes, Traveler’s can insure a child on a standard travel insurance policy to the US. There are few methods to go about insuring the Child. Travelers can contact the Insurance providers for more details.
Travel health insurance gives protection towards unexpected medical and travel emergencies that may occur while you travel outside of the home country. It is very crucial for travelers to the US to buy a good travel insurance plan during the Covid-19 pandemic for safe travel. Travelers can purchase travel insurance plans covering the USA on various platforms.
Travelers can buy travel insurance for the USA at the American Visitor Insurance website easily. There are several international travel insurance plans that offer coverage for US travellers. For more details travelers can call the customer service or email and the team will be glad to help.
A standard US travel insurance plan offers protection for all unexpected travel and medical illness or injury during the trip. Trip cancellation insurance provides coverage for acute onset of pre-existing conditions, medical emergencies, trip cancellation, trip interruption, delays and medical evacuation, lost -damaged, or stolen of the luggage.
Yes, one can travel to the USA without travel insurance, however this is very risky given the high cost of US healthcare services. One can easily buy travel insurance for USA online by comparing available popular options on American Visitor Insurance.
Yes, travelers can still purchase a travel insurance cover if the traveler has already reached the destination country. Travelers should know that the travel insurance comes into effect only after the inception of the policy. Hence the coverage for unforeseen illness and accidents will be given after the start of the policy.
Yes, travellers from Indonesia can travel to the US on a tourist visa without travel insurance, however this can be financially suicidal if one is admitted to an US hospital without good travel insurance. US healthcare costs are extremely high and good travel insurance will put your mind at ease during your international travel.
Annual travel insurance for frequent travelers from Indonesia to USA.
Know more »Group travel insurance for USA for five or more travelers on same itinerary.
Know more »Jl. Medan Merdeka Selatan No. 3-5, Jakarta 10110, Indonesia
Phone
+62 21 5083 1155
Emergency After-Hours Phone
+62 21 5083 1000
International travel insurance resources for USA visa holders.
Important factors while deciding on the best travel insurance to USA.
Different types of USA visa travel insurance options.
USA travel insurance claims process for medical care.
Frequently asked questions about best travel insurance for Indonesia.
Click here to read more »Blog about travel health insurance Indonesia travelers.
Click here to read more »Customer Queries for USA travelers to Indonesia travelers.
Click here to read more »