Best travel insurance for US Citizen
Best American travel insurance, Best US citizen travel insurance
Traveling on a hard earned vacation to a dream destinatin can be expensive. Planning the details of a vacation, booking the airline, cruise and hotel tickets involve both time and money.
Ensure that your well deserved vacation or even your business travel is not wrecked by unforeseen adverse circumstances by purchasing proper travel insurance. At American visitor insurance, we have tools and provide information to help you find the best travel insurance for us citizens.
The plans offered here provide coverage for medical expenses related to hospitalization, medical evacuation and repatriation. Thanks to the adventurous nature of Americans and recently to the strength of the US Dollar, there has been a huge increase in the number of Americans traveling overseas. Over 72.5 million US travelers went overseas in 2016.
The top five destinations are: Mexico (27 million), Canada (12.9 million), the Europe (12.5 million). Within Europe United Kingdom, France, Italy and Spain are the most popular.
Travel medical insurance for US citizens popularly known as visitors health insurance plans are designed to insure the health of the traveler for any sickness or accidents.
However recent trends indicate that while travel to traditional destinations of Canada, Mexico and Europe have remained steady, new destinations such as India, China, South Korea, Dubai, Israel, regions in Central and South America have found favor with US travelers. Here is an article which says in detail how to insure your trip expenses.
Do I need American traveler insurance with trip cancellation coverage?
US citizens are advised to consider purchasing trip protection insurance, particularly when traveling beyond their home state. Travel insurance for US citizens visiting Europe tailored for US vacationers offer coverage that includes the traveler's health and trip expense costs. Coverage benefits typically encompass trip cancellation, delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.
Travelers can also include the Cancel for Any reason (CFAR) insurance which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. This insurance provides coverage in the following ways:- Non refundable cost of the trip.
- Unexpected medical expenses of the traveler.
- Loss or damage to the insured’s possessions.
Following are the best trip insurance plans:
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The trip insurance offered by IMG is a three-tiered series of plans: iTravelInsured Travel Lite, iTravelInsured Travel SE and iTravelInsuredTravel LX. These plans offer coverage for unexpected medical expenses dues to accident or sickness as well as insure your trip expense investment in case of a trip cancellation or delay.
iTravelInsured Travel LX insurance has 'Cancel for any reason' benefit included and provides coverage up to $100,000. The iTravelInsured Travel SE and iTravelInsured Travel LX plans offer Trip Delay benefit up a maximum of $2,000 per person and $2,500 per person respectively which satisfy many countries Covid travel insurance quarantine requirements.
Compare IMG Trip insurance » -
Safe Travels Trip protection insurance plans for trip cancellation expenses from Trawick International offer coverage for non refundable trip expenses incurred when a trip is cancelled. These are popular plans for trip related expenses.
The Safe Travels Voyager insurance and SafeTravels Armor have an optional benefit that is the 'Cancel for any Reason' which is available as a rider at an additional cost.
The Safe Travels Voyager insurance and Safe travels Explorer insurance is quite popular as it offers Covid19 quarantine accommodation coverage.
Compare Safe Travels Trip Protection insurance » -
- Available for US citizens and residents traveling outside the United States
- Includes $2000 in travel delay benefits for Covid quarantine/lodging.
- Trip cancellation up to $50,000/Trip interruption up to 200% of trip cost
- Offers $500,000 medical for sickness and injury/$1,000,000 medical transportation
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The Trip Protection Series by Seven Corners offers plans with good, better, best plan with Trip Protection Basic and Trip Protection Choice. There is an additional cost for the number of days which exceed 30 days, but you can have a trip last up to 180 days.
Trip Protection Elite from Seven Corners offers cancel for any reason for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States /internationally. you can have a trip last up to 90 days.
There is also the optional coverage for loss of ski days and equipment and lost golf rounds and rental. Note that insuring a trip for $0 to $500 gives the same, lowest rate available.
Compare Trip Protection insurance plans » -
Travel Insurance Select Insurance and Trip Care Complete Insurance from Travel Insurance Services, offers choice of three options to meet your needs and budget: Elite, Plus, and Basic. These plans includes coverage for trip cancellation, trip interruption, trip delay, medical expense, emergency evacuation, and baggage loss/delay coverage. Each option includes different features, benefits, and coverage limits.
Travel Insurance Select Plus and Elite plans offers "Optional cancel for any reason benefit" if purchased within 21 days of the date initial payment/deposit is received. (not available to residents of NY) and Trip Care Complete Insurance also offers "Optional cancel for any reason benefit" up to 75% of Trip Cost.
International travel health insurance from USA
What is the best travel insurance with theft gear coverage?
American travel insurance coverage for theft gear often include coverage for lost, stolen, or damaged personal belongings, which can include gear such as cameras, laptops, sports equipment, and other valuables. At American Visitor Insurance best travel insurance coverage for theft gear is offered by popular comprehensive plans from top rated insurance providers.
Which travel insurance provides good medical evacuation coverage?
Travel insurance for US citizens visiting Europe with emergency medical evacuation coverage is crucial, particularly for those visiting areas with limited medical resources or engaging in high-risk activities. It's a vital feature of many travel insurance policies, providing essential aid and financial support in the event of a serious illness or injury that necessitates transportation to a medical facility or repatriation to the United States. The best travel insurance plans for medical evacuation cover the expenses of transferring you to the closest suitable medical facility when local care is insufficient.
What is the American travel insurance for canceled flights?
Flight cancellations can be a significant inconvenience, but having travel insurance can help mitigate the impact. When dealing with a canceled flight, it’s important to know your rights and how to claim compensation or seek reimbursement. Travel insurance can provide coverage for canceled flights, which is particularly useful if you encounter unexpected disruptions during your trip.
Trip cancellation and international travel health insurance for US citizens and US residents
Another option is to purchase trip or travel insurance which will reimburse you for cost of the trip should you have to cancel or interrupt your trip. These policies are only available to US residents (you do not necessarily have to be a US citizen, a US address will do). These policies, if you go on your trip as expected, also cover any sudden medical expenses that should arise.
These policies are well thought out for travelers with reunion costs; costs for dependent children should they need an escort home; lost baggage and connections, etc. These can be an excellent way to protect the investment you make on a trip. Compare Best Trip Cancellation Insurance and buy a plan to protect your trip investment expenses.
Long term Europe visa insurance for US citizens
US citizens are rarely required to buy insurance while they travel abroad. However, for Americans who wish to stay in Europe for a longer stay, they have requirements similar to other citizens for "Schengen visas". One requirements for being issued a Schengen long term visa is to have proper health insurance in Europe. These travel insurance plans are very affordable and can be purchased easily once you choose the one that's right for you. Compare Popular travel health insurance plans for long term Europe Visa.
Trip insurance for US citizens traveling within the United States
Many of us have limited medical insurance which includes high deductibles and coinsurance rates. This is particularly true when we travel even if within the US but outside our home state. It is therefore important to buy trip insurance even when traveling within the US. At American Visitor Insurance, we also offer trip insurance for US citizens traveling within the United States.
These short-term trip insurance plans can be bought for trips up to 30 days and will cover the travelers while they are away from home
These trip insurance plans are designed for travelers with coverage for trip interruption, taking care of children, pets, and travel companions while traveling. They can provide peace of mind while traveling within the country or even to a different country! You can use our TRIP QUOTE COMPARE ENGINE to compare trip insurance plans.
These plans insure you in three ways:- Cost of your trip,
- Unexpected medical expenses while on the trip
- Loss or damage to your possessions.
Visa free travel countries for US citizens
Best Trip cancellation insurance for USA
Annual vacation that is once in a lifetime experience could be very expensive. Planning a vacation involves expenses from booking air tickets, cruise reservations, hotel bookings which is done months in advance. As life is not certain, we cannot predict what can happen in the future which can resulting in cancelling an expensive vacation or trip or making other trip arrangements.
Sometimes while on a trip an emergency medical situation may arise which can result in hospitalization and huge medical bills. Other risks involved maybe baggage loss, flight delay, trip interruption, loss of passport which can cripple your life savings. Buying Trip protection insurance for USA can be a life and money saver which will cover most of the trip investment expenses and expenses arising from emergency travel and medical expenses.
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Types of travel insurance
Single Trip Travel Insurance
Compare and buy best US Single trip insurance for travel within the US and overseas
Know more »Single Trip vs MultiTrip Travel Insurance
Compare Single trip vs multi trip insurance plans offered by US insurers.
Know more »US expatriate insurance
Health insurance for U.S. expats is essential for providing access to quality healthcare while living abroad. Expatriates often need coverage that goes beyond what their domestic U.S. health insurance provides because most U.S.-based health insurance plans do not cover medical expenses incurred outside the United States.
Get quote »Travel insurance for US senior citizens
Click here to read more »Travel Insurance for Acute onset of pre-existing conditions
Click here to read more »Travel insurance for US citizens
Short term travel medical Insurance
- For short term travel vacations ranging from a few weeks to few months (less than a year).
- This covers all catastrophic health care expenses, but does not include coverage for preventive care and has limited cover for pre-existing conditions.
Long term visitor health Insurance
- Ideal for expats working overseas and for US pensioners living outside the US.
- These plans offers comprehensive coverage for preventive-care, pre-existing conditions, mental health, dental and vision benefits.
Travel insurance for US seniors with Medicare coverage
US senior citizens with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA. Traveling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive. Buying Medicare Supplemental international Travel insurance coverage for older US travelers is strongly recommended.
Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior travel health insurance as affordable overseas travel medical insurance for US senior citizens and US permanent residents 65 years and older.
The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for coverage from 5 days to 365 days, or as a GlobeHopper Multi-trip plan which covers 12 months with a maximum of 30 days per each overseas trip. The GlobeHopper Senior plan is very popular since it provides coverage of $1 million up to the age of 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition and $25,000 for emergency medical evacuation.
Know More »Travel Insurance USA, Travel insurance in USA for foreigners - FAQ's
01. How much is international travel health insurance?
For those who are looking for long term Global medical insurance coverage, or International health insurance (as opposed to short term travel medical insurance), these must be purchased annually but can be paid for monthly, semi-annually, biannually or annually. The annual option will be the most cost-effective. An annual plan which includes coverage in the US for a person aged 35 can cost from $942 per year for a fixed plan with a $1 million maximum to $1700 for a comprehensive plan with a $5 million maximum and both with a $1000 deductible.
A person who does not need coverage in the US, can pay either $706 or $1274 for those same plans. Coverage which would include maternity costs would be as low as $2100 for outside the US or $3087. Remember that the application process for these plans does require an extensive questionnaire about medical history and is not guaranteed like other short term plans available
02. Do I really need travel insurance for domestic travel?
The answer to that question is: Do you really have coverage when you are traveling domestically? The ugly truth of today's world is that our domestic insurance plans seem to cover less and less and are more and more expensive. I can only speak for myself, but in my case, me and my family are covered well only in-state.
If we travel out of state, the coverage drops to 70% which, to my mind, is crazy un-safe (but that's just me). So, I have purchased a secondary plan which covers me while I am 100 miles or more away from home. This, thankfully, includes most nearby and frequents out-of-state destinations. Now I feel the family can go skiing out-of-state worry free.
03. Do I need travel insurance as a US Citizen?
While it is not a legal requirement for US citizens to have travel insurance, it is very highly recommended as this is very useful when traveling both within and outside of the US. Your regular domestic health insurance often has limits in the coverage beyond 100 miles from your home or when you travel outside your state. US domestic health insurance is particularly limited when you travel outside US borders, and this is true with Medicare as well.
That is why getting travel insurance is important since medical assistance might be inadequate outside the US as well very expensive for medical emergencies. International travel insurance including medical evacuation is most useful in the event of needing to travel back to the US for proper medical care. This is also true for repatriation of remains as international travel insurance will cover this expense which can be a hugely relieving factor to the traveler. Travel insurance takes care of medical emergencies mentioned and lost luggage, trip interruption and trip cancellation... are some of the other benefits which can be of the highest need.
04. What countries accept US Medicare?
US medicare does not provide coverage outside of the US. "Outside of the US" includes outside of the all 50 States, the District of Columbia, Puerto Rico, the US Virgin Islands, Guam, American Samoa and Northern Mariana islands. There are some exceptions which can allow the coverage outside the US through Medicare Part A and Part B.
- If you are in the US and at the time of the medical emergency, if foreign hospital is closer than the nearest US hospital, that can treat you.
- If you live in the US, foreign hospitals are closer to home than the nearest US hospitals, regardless of emergency.
- You are traveling through Canada without unreasonable delay by the most direct route between Alaska and another state and when a medical emergency occurs, the Canadian hospital is closer than the US hospital. Medicare handles "without unreasonable delay" on a case by case basis.
Given this limitation, international travel insurance is very highly recommended. US citizens traveling overseas can Compare International travel insurance plans on American Visitor Insurance and buy it online easily without the need for any medical tests and paperwork.
05. What is international travel insurance?
International travel insurance is insurance coverage when an individual travels outside their home country. US citizens travel outside of the US for various reasons like a vacation, education, work, research and other purposes. The US domestic health insurance and Medicare will not provide any coverage outside of the US on such occasions.
These travel insurance plans cover unexpected sickness and injury and emergency cases including medical emergencies, hospitalization, repatriation, loss of luggage and delay, trip interruption, trip cancellation... This way they can be covered for the unexpected expenses and spend their time in the foreign country without experiencing trouble due to these incidents.
06. What is expat insurance and do Expats need travel insurance?
Living or residing outside the United States, as a US citizen you will need the best expat health insurance plan. The US health insurance plan may not provide sufficient coverage in most foreign countries, it is not possible to immediately enrol in their local health insurance. Therefore an expat international health insurance plan can provide a worldwide comprehensive nature of coverage. Expats require long term medical coverage and they need coverage for preventive care, emergency medical treatment.
The global worldwide coverage plans with regional medical coverage provide coverage for repatriation, trip interruption, trip cancellation and other services mentioned above and much more. Choosing the plan as per the requirement is the most essential part of the search for the right plan.
Expats do need international travel insurance to cover their emergency and necessary medical needs while living overseas. US citizens traveling overseas can Compare Global Expat insurance plans on American Visitor Insurance and buy it online.
07. What are the best Expat health insurance plans?
Expat international health insurance policies include worldwide coverage and are comprehensive in nature. They cover emergency medical treatment, repatriation, hospitalization, trip interruption, trip cancellation, loss of luggage, preventive care, maternity, pregnancy and many other benefits which are additional to the benefits provided by a travel insurance plan.
Some of the best expat insurance plans are:
- Geoblue Xplorer Worldwide medical plan from Geoblue
- IMG Globehopper plan
- GlobeHopper Seniors Insurance
- Global Medical Silver Insurance
- Global Medical Gold
- Global Medical Platinum
08. What are the best Expat health insurance plans?
Expat international health insurance policies include worldwide coverage and are comprehensive in nature. They cover emergency medical treatment, repatriation, hospitalization, trip interruption, trip cancellation, loss of luggage, preventive care, maternity, pregnancy and many other benefits which are additional to the benefits provided by a travel insurance plan.
Some of the best expat insurance plans are:
09. What is the best travel insurance for american citizens traveling out?
The travel insurance plans that are available for the US citizens traveling outside their home country provide coverage for emergency medical treatment, repatriation, hospitalization, lost luggage coverage, trip cancellation, trip interruption and many other benefits. Here are some popular plans for US citizens traveling outside of the US:
US citizens traveling overseas can Compare International travel insurance plans on American Visitor Insurance and buy it online without any delay or need for medical tests and paperwork.
Required Travel Insurance for Going Abroad
US Travel insurance with quarantine coverage
The pandemic had disrupted international travel across the globe with different countries shielding their nations by enforcing strict safety measures for international travelers. However even in 2024, some countries are still insisting on travel insurance with quarantine coverage. At American Visitor Insurance, we offered international travelers different options to compare and buy the best Quarantine travel insurance.
- Quarantine Benefit Coverage for accommodations due to a covered Trip Delay $3,000/$250 per person per day (6 hours or more) is included in the basic coverage.
- Optional Quarantine Benefit Upgrade at additional price Trip Delay Max Upgrade - including Accommodations (6 Hours or more) $4000 ($300/day) or $7000 ($500 per day).
- Quarantine Benefit Coverage for accommodations due to a covered Trip Delay $1,000/$150 per person per day (12 hours or more).
- Travel insurance plan only available to U.S. Citizens and U.S. Residents.
- Quarantine Benefit Coverage for accommodations due to a covered Trip Delay. Maximum - $2,000 ($200 /day )(6 hours).
- Travel insurance for american citizens and travel insurance for us residents traveling outside US.
Cost of best US Citizens Visitor Medical insurance USA plans
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Patriot America Plus Insurance
- Available for Non US citizens travelling to the USA.
- US citizens living abroad can buy this plan for visiting the US for short while.
- Green card holders who live outside the US can purchase this plan.
- Available for groups of five or more people traveling to the USA with 5% discount.
- Covers Acute on set of pre-existing conditions up to 70 years.
- US citizen needing insurance for return to US before they get onto Medicare.
Diplomat America Insurance
- This plan is for Non Us citizens and Non US residents visiting the US.
- Pre-existing conditions are covered after 24 months waiting period.
- Has an extensive sports rider for collegiate sports as well as adventure sports.
- US citizens living abroad can buy this plan for visiting the US for short while.
- ideal study abroad, work study programs, international exchange students and church or missionary travelers.
- Minimum enrolment for this plan is 15 days.
Patriot America Lite Insurance
- Available for Non US citizens travelling to the USA.
- US citizens living abroad can buy this plan for visiting the US for short while.
- Green card holders who live outside the US can purchase this plan
- Available for groups of five or more people traveling to the USA with 5% discount.
- US citizen needing insurance for return to US before they get onto Medicare.
Visitors Protect Insurance
- Available for Non US citizens travelling to the USA.
- US citizens living abroad can buy this plan for visiting the US for short while.
- This plan covers pre existing conditions up to 99 years, for age 69 and below up to $25,000 and for ages 70 and above it covers up to $20,000 with deductible up to $1,500.
- Coverage from 90 days to 12 months.
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Intermedical Insurance
- Intermedical plan is for people traveling outside the US and outside their home country.
- The coverage has a minimum purchase for 5 days and up to 364 days.
- Intercollegiate sports activities, recreational activities and hazardous activities are optional add on benefits on the plan.
Voyager choice Insurance
- Applicant's home country must be the US.
- Covers pre-existing conditions for medical services and medical evacuation, for individuals with a current U.S. health plan.
- US primary health plan required.
Voyager Essential Insurance
- Applicant's home country must be the US.
- Pre-existing conditions are covered with a 180-day exclusion.
- Does not require a primary health plan.
Safe Travels Outbound Insurance
- This policy is available for US citizens and US residents traveling outside of the US.
- Pre-existing conditions covered with 6 months look back period
- Coverage for a maximum of 180 days
- Primary coverage
Atlas International Insurance
- Available for Non US citizens and US citizens traveling outside their home country.
- Covers complications of pregnancy in the first 26 weeks of gestation.
- There is an additional coverage available for adventure sports as well on this plan.
- This plan meets Schengen Visa requirements or Europe Long Term visa requirements.
- Available for groups of five or more people traveling outside their home country.
Patriot International Lite Insurance
- Available for Non US citizens and US citizens traveling outside their home country.
- Decent coverage of acute onset of pre-existing conditions up to maximum limit up to 60 years for US citizens with primary health coverage.
- This plan can be renewed for up to 2 years.
- This plan meets Schengen Visa requirements or Europe Long Term visa requirements.
- Available for groups of five or more people traveling to the USA with 5% discount.
Diplomat International Insurance
- Available for Non US citizens and US citizens traveling outside their home country.
- Decent coverage of acute onset of pre-existing conditions up to maximum limit up to 60 years for US citizens with primary health coverage.
- This plan can be renewed for up to 2 years.
- This plan meets Schengen Visa requirements or Europe Long Term visa requirements.
- Available for groups of five or more people traveling to the USA with 5% discount.
Diplomat Longterm Insurance
- ideal study abroad, work study programs, international exchange students and church or missionary travelers.
- Optional Athletic & Hazardous Activity Benefit Available.
- Optional War Risk Coverage Available outside the USA.
- Covers Unexpected recurrence of a pre-existing condition up to $20,000; ($2,500 for age 65 and older)(US Citizens only).
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iTravelInsured Travel Lite Insurance
- Allows domestic and overseas trips.
- A cheaper option with lower medical coverage for travel to places with cheaper healthcare costs (up to $100,000 only).
- Pre-existing condition review period: 60 days.
- Inexpensive coverage for trip cancellation & interruption.
Estimate Plan Cost Price range $42 Buy now shopping_cart iTravelInsured Travel SE Insurance
- Available for US Residents on domestic and worldwide trips.
- Covers trip cancellation up to $100K of trip Cost.
- Rental car damage, theft and includes loss of coverage.
- Pre-Existing Condition Exclusion Waiver: Yes, within 20 days of initial trip deposit.
Estimate Plan Cost Price range $51 Buy now shopping_cart iTravelInsured Travel LX Insurance
- Allows domestic and overseas trips.
- Covers trip cancellation up to $100K of trip cost.
- Covers Optional Cancel for any reason.
- Trip Interruption for any reason.
- Search and Rescue benefit of $10,000.
- Political, Security, or Natural Disaster Evacuation of $50,000.
Estimate Plan Cost Price range $106 Buy now shopping_cart Safe Travels Voyager Insurance
- $1 million for emergency evacuation and $1 million for repatriation.
- 12 days of coverage for trip delay $250 per day which can be increased to $300 or $500 with additional fee.
- Cannot be used for domestic US travel.
Estimate Plan Cost Price range $42 Buy now shopping_cart SafeTravels Armor Insurance
- Trip cancellation up to $15k for domestic and overseas trips.
- Optional Cancel for Any reason and Rental car damage riders are available .
- Coverage for Pre-Existing conditions on plans purchased within 14 days of initial deposit.
- Up to $100K of Primary Medical coverage.
- 14 Day Free Look Period.
Estimate Plan Cost Price range $55 Buy now shopping_cart Safe Travels Rental Plus Insurance
- Vacation rental coverage for trip cancellation, trip interruption, trip delay and emergency medical.
- Optional - Cancel for Any Reason (CFAR) available in all states except NY. Not available for travel to or including Israel.
- Pre-Existing Coverage on plans purchased within 21 days of initial deposit.
- Rental Car damage is covered for up to $25k.
- 15 days free look period.
Estimate Plan Cost Price range $53 Buy now shopping_cart Safe Travels Flex Insurance
- Eligible to U.S. residents/citizens up to the age of 69 traveling for up to 30 days in length.
- Customizable coverage! Build your own plan.
- Optional Cancel for Any Reason (CFAR) available in all states except NY. Not available for travel to or including Israel.
- 10 Day Free Look Period.
- Rental Car damage is covered for up to $50k.
Estimate Plan Cost Price range $25 Buy now shopping_cart Trip Protector Preferred Insurance
- Only for overseas trips, cannot be used for domestic travel.
- Trip cancellation up to $50K/Trip interruption up to 200% of trip cost.
- Offers $500K medical for sickness and injury/$1M medical transportation.
Estimate Plan Cost Price range $70 Buy now shopping_cart Trip Protection Elite Insurance
- Trip Insurance for residents of Missouri, New York, Pennsylvania and Washington to USA.
- Covers trip cancellation up to 100% of your non-refundable Trip Cost up to $30,000.
- The extra rider Cancel for Any Reason (CFAR) should be purchased within 15 days of the initial trip deposit date.
Estimate Plan Cost Price range $54 Buy now shopping_cart Trip Protection Choice Insurance
- Allows domestic and overseas trips.
- Covers trip cancellation 100% of trip cost up to $100K.
- Covers Optional Cancel for any reason within 15 days of the initial trip deposit date.
- Event Ticket Registration Fee Protection up to $15,000.
Estimate Plan Cost Price range $53 Buy now shopping_cart
Factors that determine the cost of US travel insurance plans
The cost of international travel health insurance for US citizens depends on the following:
Age of the traveler
The older the traveler, the more expensive will be the cost of travel insurance.
Type of travel insurance
Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.
Medical maximum coverage and deductible options
The price of visitors medical insurance is directly dependant on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
Region of coverage
Travel insurance depends on the coverage region. The cost for travel health insurance in some countries (USA …) is more expensive than others.
Duration of travel insurance
The longer the duration of visitor medical insurance required, the higher will be the cost.
Any add on benefits
Additional add-on benefits like adventure sports coverage … will increase the cost of coverage.
Trip vs Travel health coverage vs Global medical insurance
Confused whether to buy trip, travel or global health insurance? Understand the differences
Click here to read more »US citizens traveling overseas from the USA, Travel insurance America
Trip Cancellation insurance
Trip cancellation insurance plans insure both the health of the traveler as well as the cost of non-refundable trip expenses should the trip get cancelled or is interrupted.
Compare quotes »Older US travelers on Medicare
Older US travelers on Medicare have limited health insurance coverage while outside the US. Good US citizens travel health insurance is very important in this situation.
Compare quotes »US Students abroad
Good student medical insurance is important while outside the USA. US students overseas should buy good US student health insurance while studying overseas.
Compare quotes »Travel insurance for Senior Citizens
Pre-existing conditions for Senior Citizens
Compare and buy best pre-existing plans for senior citizens.
Know more »Annual travel insurance for Senior Citizens
Best Annual travel medical insurance for senior citizens travelling to USA.
Know more »Travel insurance plans for older US travelers with Medicare coverage
US senior citizens with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA. Travelling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive. Buying Medicare Supplemental international Travel insurance coverage for older US travelers is strongly recommended.
Travel health insurance for US senior citizens (65+ years) overseas
Globehopper insurance offered by International Medical Group (IMG) is a travel health insurance plan specifically designed for US citizens and US permanent residents 65 years and older. The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for single trips with coverage from 5 days to 365 days, or as the GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip.
The GlobeHopper Senior plan is very popular as it provides coverage up to $1 million for travelers less than 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of an existing medical ailment and $25,000 for emergency medical evacuation.
Overseas travel insurance for US residents
How do I buy the best travel insurance for Cruises?
Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.
Best Cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most Cruises offers Cruise protection, but that is not the same as trip insurance for Cruises.
A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for Cruises offer.
Get Quotes »
Steps to buy
Travel insurance for US online
search 1: Finding the available international travel insurance plans
Complete the travel insurance quote form by providing traveler details and the insurance requirements.
balance 2: Compare the different travel insurance options
Compare price and the benefits of the different travel insurance options to identify what fits your needs best.
attach_money 3: Buy the travel insurance USA you like best and review documents
Buy the plan that fits your needs and budget by using a credit card and completing the online application.
draft 4: Review the travel insurance plan documents received by email
Review the travel insurance policy documents received by email for coverage details and relevant contact numbers.
Travel insurance for Seniors visiting popular destinations
Senior Citizen travel to Mexico
Compare Travel Insurance for Senior citizens, Travel insurance Mexico for Seniors.
Know more »
Travel insurance for USA, US travel medical insurance
US citizens visiting USA
Travel insurance for US citizens living abroad and visiting the US for a short visit
Know more »Foreign nationals visiting USA
Travel insurance for tourists and foreign nationals on other non-immigrant visas visiting the United states
Know more »Annual travel insurance
