Liaison Student Choice

Liaison Student Choice medical insurance covers international students and other educational professionals. It can be renewed as long as the student satisfy the eligibility requirements and also offers coverage for motor vehicle accident, mental illness, acute onset of pre-existing conditions, personal liability, maternity and hazardous sports.
  • Brochure
  • Benefits
  • Advantages
  • Disadvantages
  • Example
  • Comprehensive
  • Claims
  • Renewal
  • Provider Network
  • Cancellation
Age
Start Date
End Date
Coverage
Citizenship


Insurance Provider
Insurance Provider
Seven Corners
Plan Life
Plan Life
5 days to 364 days
Policy Maximum
Policy Maximum?
$5,000,000
Deductible Options
Deductible Options?
$0, $50, $100, $250, $500, $1,000
Renewal
Renewal
If you initially buy less than 364 days of coverage, you may buy additional time, to a total of 364 days. Your original effective date is used to calculate your deductible and coinsurance and to determine pre-existing conditions. $5 administrative fee is charged for each renewal.

Seven Corners Liaison Student Economy plan summary

eligibility Eligibility
  • Non US Citizens and U.S Citizens:
    • International Students, visiting faculty, scholars between 12 and 64 years of age and the student must be engaged in full-time educational, research activities residing outside their home country.
    • Non US citizens must have a valid J-1, H-3, F-1, M-1 or Q-1 Visa and are covered if destination is the United States.
    • U.S. citizen must have a current passport and visa issued by their host country and are covered for destinations outside of the United States.
  • Dependents: lawful spouse and children under 26 years are also covered

CONTACT US
WE ARE HERE TO HELP

(877) 340-7910

underwriters Underwriter
  • Underwritten by Certain Underwriters at Lloyd's of London
Best rating Rating
  • AM Best rating : A (Excellent)

emergency-care Coinsurance
  • Inside the United States
    • In ppo network: We pay 90% of the first $5,000, then 100% to the medical maximum.
    • Out of ppo network: We pay 80% of the first $5,000, then 100% to the medical maximum
Refund Refund
  • Seven Corners will provide a refund of your plan cost if they receive a written request from you prior to your coverage start date. If they receive your written request after your coverage start date, the unused portion of your plan cost may be refunded minus a cancellation fee if you have not submitted any claims.

requirments J visa Requirements
  • Liaison student Economy plan meets J visa requirements if you choose a medical maximum of $100,000 or more and a deductible less than $500
  • Plan Benfits
  • Claims
  • Exclusions
  • Restrictions

Plan Benefits of Liaison Student Choice Insurance

Benefits Coverage
Medical Maximum Options
(per person per disablement)
Ages 14 days to 64
$50,000; $100,000; $250,000; $500,000; $1,000,000
Hospital room and board Usual, Reasonable and Customary to the medical maximum.
Prescription Drugs Inside the U.S - $5 copay for generic/$10 copay for brand name (not subject to the deductible) Outside the U.S - $0 copay (deductible applies)
Vaccinations
(in the U.S. only as required by school, university or visa program)
$150 per 364 days of continuous coverage
Physical Therapy $50 per day to a max of 60 days
Spinal Manipulation $50 per day to a max of 60 days (if prescribed by a physician for pain relief)
Local Ambulance Benefit Inside the U.S - $500 per disablement (injury/illness) Outside the U.S - Up to medical maximum
Coma Benefit $25,000 (separate from the medical maximum) 
Extension of Benefits to Home Country $5,000
Incidental Trips to Home Country
(for minimum purchases of 30 days)
$5,000
Waiver of Pre-existing Conditions After a waiting period of 364 days of continuous coverage, pre-existing conditions are covered as any other disablement.
Acute Onset of a Pre-existing Condition
(during the initial 364 days of coverage)
Medical covered expenses up to $10,000
Mental Illness including Alcohol & Substance Abuse Inpatient: $10,000 (45 days max), Outpatient: 80% of URC to $1,000
Motor Vehicle Accident Inside the U.S - 75% up to $100,000
Outside the U.S - Up to medical maximum
Non-contact Amateur Sports $5,000
Maternity Care
For a pregnancy to be covered, conception must occur 180 days after coverage begins.
  • Inside the U.S
    • In ppo network: 80% up to $10,000
    • Out of ppo network: 60% up to $10,000
  • Outside the U.S - 80% up to $10,000
Benefits reduced 25% for failure to notify us within the first 90 days of pregnancy
Routine Newborn Care $500 per newborn child
Dental - Sudden Relief of Pain
(for minimum purchases of 30 days)
$250
Dental - Accident $1,000
Emergency Medical Evacuation & Repatriation $500,000 (separate from the medical maximum)
Emergency Medical Reunion Up to $200 per day/$25,000 maximum
Return of Child(ren) $40,000
Return of Mortal Remains $50,000
Local Burial or Cremation $5,000
Natural Disaster Evacuation $10,000
Natural Disaster Daily Benefit $50 per day, 5-day limit
Political Evacuation & Repatriation $10,000
Felonious Assault $15,000 (separate from the medical maximum)
Terrorism $50,000
Accidental Death and Dismemberment (AD&D)
  • $25,000 for primary participant
  • $10,000 for plan participant spouse
  • $5,000 for plan participant child
  • Aggregate limit of $250,000 for total number of insureds on plan
Personal liability $50,000
Hazardous Activities Up to medical maximum
claims-icon Claims
Please visit: : Seven Corners Claims Forms
Toll Free Number: 1.800.335.0477
Claims Department:
Email: claims@sevencorners.com
Fax: (+1) 317-575-2256
Seven Corners, Inc
. Attn: Claims
303 Congressional Boulevard
Carmel, IN 46032 USA

exclusion-icon Exclusions
  1. For Medical Benefits, this insurance does not cover: Pre-existing Conditions which are excluded under this Certificate. This means that any claims for Pre-existing Conditions will not be covered for the duration of this Certificate. This exclusion does not apply to emergency medical evacuation, emergency medical reunion, return of children, return of mortal remains, and local cremation/burial.
  2. Claims not received by the Company or Administrator within ninety (90) days of the date of service:
  3. Treatment that (i) exceeds Usual, Reasonable, and Customary Expenses; (ii) is Investigational, Experimental, or for research purposes; or (iii) received in a Hospital emergency room visit that is not a Medical Emergency;
  4. . Treatment, services, or supplies that are not administered by or under the supervision of a Physician or Surgeon and products that can be purchased without a Physician’s or Surgeon’s prescription;
  5. Routine physicals, inoculations, or other examinations or tests conducted when there is no objective indications or impairments in normal health;
  6. Chiropractic care or acupuncture;
  7. Services, supplies, medications, testing, or Treatment prescribed, performed, or provided by a Relative or Immediate Family Member;
  8. Durable medical equipment;
  9. False teeth, dentures, dental appliances, dental expenses, normal ear or hearing tests, hearing aids, hearing implants, eye refractions, eye examinations for prescribing corrective lenses or eye-glasses unless caused by Accidental Injury, eyeglasses, contact lenses, or eye surgery when the primary purpose is to correct nearsightedness, farsightedness, or astigmatism;
  10. Replacement of artificial limbs, eyes, larynx, and orthotic appliances;
  11. Custodial Care, Educational or Rehabilitative Care, or any Treatment in any establishment for the care of the aged;
  12. Vocational, occupational, sleep, speech, recreational, or music therapy;
  13. Pregnancy, Illness or complications from Pregnancy, childbirth, abortion, miscarriage including that resulting from an Accident, postnatal care, preventing conception or childbirth, artificial insemination, infertility,impotency, sexual dysfunction, or sterilization or reversal thereof;
  14. Sleep apnea or other sleep disorders;
  15. Mental and Nervous Disorder, Rest Cures, learning disabilities, attitudinal disorders, or disciplinary problems;
  16. Congenital abnormalities and conditions arising out of or resulting therefrom.
  17. Temporomandibular joint;
  18. Occupational Diseases;
  19. Exposure to non-medical nuclear radiation or radioactive materials;
  20. Sexually-transmitted diseases, venereal diseases, and conditions and any consequences thereof;
  21. Acquired Immune Deficiency Syndrome (AIDS), AIDS-Related Complex (ARC), or the Human Immunodeficiency Virus (HIV);
  22. Acquired Immune Deficiency Syndrome (AIDS), AIDS-Related Complex (ARC), or the Human Immunodeficiency Virus (HIV);
  23. Acquired Immune Deficiency Syndrome (AIDS), AIDS-Related Complex (ARC), or the Human Immunodeficiency Virus (HIV);
  24. Weight reduction programs or the surgical Treatment of obesity including, but not limited to, wiring of the teeth and all forms of intestinal bypass Surgery;
  25. Cosmetic or plastic Surgery including deviated nasal septum; modifications of Your physical body intended to improve Your psychological, mental, or emotional well-being including, but not limited to, sex-change Surgery;
  26. Acne, moles, skin tags, disease of sebaceous glands, seborrhea, sebaceous cyst, unspecified disease of the sebaceous glands, hypertrophic and atrophic conditions of skin, nevus;
  27. Hazardous Activities unless You purchase optional hazardous activities coverage and then only for the activities covered under that option under Section 7;
  28. Injuries sustain while participating in professional Athletics, amateur Athletics, or interscholastic Athletics including, but not limited to, events, games, matches, practice, training camps, sport camps, conditioning, and any other activity related thereto but excluding non-competitive, recreational, or intramural activities;
  29. . Abuse, misuse, illegal use, overuse, dependency upon, or being under the influence of alcohol, drugs, chemicals, or narcotic agents unless administered under the advice of a Physician and taken in accordance with the proper dosing as directed by the Physician;
  30. Suicide or any attempt thereof; self-destruction or any attempt thereof; or any intentionally self-inflicted Injury or Illness;
  31. Terrorist Activity except as provided under Section 5.10; War, Hostilities, or War-Like Operations;
  32. Commission of a criminal offense or any other criminal or illegal activity as defined by the local governing body;
  33. You unreasonably fail or refuse to depart a country or location following the date a warning to leave that country or location is issued by the United States government or similar warnings issued by other appropriate authorities of either Your Host Country or Your Home Country;
  34. Service in the military, naval, coast guard, or air service of any country or while on duty as a member of a police force or unit;
  35. Treatment paid for or furnished under any other individual, government, or group policy or Expenses incurred at no cost to You;
  36. (ii) You while in Your Home Country unless covered under Section 3.8 or 3.9;
  37. Conditions for which travel was undertaken to seek Treatment after Your Physician has limited or restricted travel;
  38. Travel accommodations;
  39. Injury sustained while You are riding as a pilot, student pilot, operator, or crew member, in or on, boarding or alighting, from any type of aircraft;
  40. Injury sustained while You are riding as a passenger in any aircraft (i) not having a current and valid Airworthy Certificate and (i) not piloted by a person who holds a valid and current certificate of competency for piloting such aircraft;
  41. . Flying in any aircraft being used for acrobatic or stunt flying, racing, endurance tests, rocket-propelled aircraft, crop dusting or seeding or spraying, firefighting, exploration, pipe or power line inspection, any form of hunting or herding, aerial photography, banner towing, or any experimental purpose; and
  42. Participating in contests of speed or riding or driving in any type of competition
  43. Loss of life;
  44. Long-term disability; or
  45. Financial guarantee, financial default, bankruptcy, or insolvency risks.
special-coverage Restrictions
  • State Restrictions: The plan will not accept a mailing address in Maryland, Washington, New York, South Dakota, and Colorado.
  • Country Restrictions: The plan will not accept an address in Islamic Republic of Iran, Syrian Arab Republic, U.S. Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.
  • Destination Restrictions: The plan will not cover trips to Islamic Republic of Iran and Syrian Arab Republic.
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