Travel Insurance Nigeria to USA
The Nigerian community in the U.S. is a vibrant and growing diaspora that plays a significant role in the cultural and economic landscape of the country. Concentrated in major cities such as Houston, Atlanta, New York City, and Washington, D.C., this community is known for its strong emphasis on education and professional advancement. Nigerian immigrants to the USA represent one of the fastest-growing immigrant groups, drawn by opportunities for education, employment, and a better quality of life. Many arrive on student visas, pursuing higher education at prestigious universities, while others come for work in fields like healthcare, technology, and business.
The USA boasts iconic cities such as New York City, Los Angeles, Chicago, and San Francisco, each with its unique character and attractions. These cities offer a blend of history, art, entertainment, and shopping. The USA is known for its diversity, both in terms of people and landscapes. You'll encounter people of different backgrounds, languages, and religions, contributing to a rich cultural tapestry. Before traveling to the USA, be sure to research the specific US state or city you plan to visit, understand any travel requirements, and check for any travel advisories or COVID-19 related guidelines. Your trip to the USA promises diverse experiences and memorable adventures, so embrace the journey with an open mind and a sense of curiosity.
Visitor medical insurance while visiting USA
Visitor medical insurance is a short-term health insurance that provides medical coverage for illness and injury during travel or stay in the USA. It is a mandated type of coverage for foreign nationals who come to the USA temporarily, for any reason, business or personal. It can offer protection from accidental injury or sickness that can arise during the stay in the host country.
It can also provide financial protection in the event of an unexpected medical emergency while visiting the USA. The cost of visitor medical insurance varies depending on criteria such as the insured’s age and health needs, as well as the length of the trip to the USA. The typical cost of visitor medical insurance is between $200 and $400. It is easy to find the best visitor medical insurance online by comparing several insurance options on American Visitor Insurance based on cost as well as coverage benefits offered.
Importance of holiday insurance USA
Expensive US Healthcare: The United States has perhaps the best healthcare facilities in the world, but it is also perhaps the most expensive globally. The cost of an average daily hospital stay is over $2500 in the US. Even outpatient doctor visits are prohibitively expensive. It is financially very traumatic when a visitor travelling for a short visit to the US has to pay a huge bill in case of an unforeseen injury or illness.
Therefore it’s important to buy the best US travel health insurance, so that any sudden injury or illness expenses are covered by the visitors medical insurance. US travel insurance along insuring medical expenses of travelers will also reduce the medical expenses, as US travel insurance providers through their preferred provider organizations (PPO) network have a working relationship with hospitals which result in lower healthcare bills.
Protection for entire family: US travel medical insurance can be either purchased individually, or for an entire family if traveling together. Any illness or injury faced by the insured family members will be covered during the trip.
A support system for travelers in a new country: Traveling to a new destination like the US can be very stressful as the healthcare system will be different from your home country. If there is a need for medical assistance in the US, a new visitor may find it hard to approach a hospital and a doctor. Having US travel health insurance will act as a support system as the insurance providers have tie-ups with various Preferred Provider Organizations (PPO) who have networks with many hospitals and doctors in the US.
Ease of navigating US healthcare facilities: The hospitals in the PPO network of the US travel insurance will bill the insurance company directly so that travelers need not worry about paperwork and about paying the bill up front. In case of any emergency visitors can refer to the list of hospitals with the PPO network and get help from the nearest medical care center. Travel insurance for USA will help you make the most of the trip and explore new destinations without the worry of your health related expenses.
Travel insurance for USA from Nigeria cost
The cost of best travel insurance for USA from Nigeria depends on the age of the traveler, medical maximum coverage and deductible for the plan, type of US health insurance for Nigeria (Fixed vs comprehensive travel insurance) and the cost of travel insurance for pre-existing conditions for the average traveler, there are cheap travel insurance plans at less than a dollar a day. The cost of Nigeria to USA travel insurance for visitors can start from as low as $15 per month and can go up to $200 per month. Understandably, the more expensive the travel insurance, the better and more comprehensive will be the travel insurance coverage. Compare and buy the best US visitor health insurance from Nigeria on American Visitor Insurance.
The cost for best travel insurance for USA visitors has reduced disposal income with a major portion of the income going to health care deductibles, co-payments and co-insurance. The cost of a routine physician's visit is on average as high as $176. An echocardiogram can cost around $1,000 in Massachusetts and around $3,000 in New Jersey depending on the provider. The cost of common ailments like Diabetes Mellitus with Hyperglycemia admitted to an emergency room would cost around $2,500 -$5,000. Stroke resulting in ICU for about 10 days would cost $120,000, Heart attack treatment with medical bills for ambulance, hospital emergency room, ICU, EKG and MRI heart scans and continuing care from cardiologists would cost about $20,000, The average treatment cost of acute kidney failure in the USA was over $22,000.
While there's no simple explanation for the high costs, an important contributing factor is the high administrative expenses in healthcare and given the litigious nature of US society, the cost of medical-malpractice legal expenses. Employing numerous billing clerks by both hospitals and physicians, as well as by private insurance companies is a requirement in the US insurance system. In addition to that, the system's reliance on advanced technology, costly labor and the steep price of malpractice insurance in the US also contributes to the overall expenses.
Given the fact of high health care cost, one simply cannot afford to be uninsured while visiting the US. Another important point to note is that in US hospitals the cost for any treatment is much lower if you have insurance and the hospital is part of the PPO network when compared to getting the same treatment without any insurance. This is beyond the actual insurance coverage itself, so simply having visitors insurance reduces the bill substantially. For all these reasons, it is vital for visitors to buy travel health insurance while visiting the US.
The visitor health insurance cost or the cost for the best travel insurance for USA visitors ranges from $16 to $150 a month. The price varies based on the age of the visitor, medical maximum coverage, deductible for the plan, visitors coverage type (Fixed vs comprehensive coverage), and the visitors insurance coverage for pre-existing conditions. For an average traveler, there are cheap travel insurance plans at less than a dollar a day.
What is the best travel insurance cost for USA visitors 2026?
Travel insurance cost calculator for travelers to USA-
A comprehensive travel insurance plans provide exhaustive coverage for health expenses up to the policy medical maximum amount. In contrast to fixed benefit plans there are no limits for each benefit.
Insurance Plans Plan Maximum Deductible Provider Network Cost * Patriot America Lite IMG $50K - $1M $0 - $2K United HealthCare $96 - $177 Safe Travels USA Comprehensive Trawick International $50K - $1M $0 - $5K First Health Network $96 - $176 Atlas America WorldTrips $50K - $2M $0 - $5K United HealthCare $116 - $235 Diplomat America Global Underwriters $50K - $1M $0 - $5K No PPO $155 - $266 INF Safe Traveler USA INF $150K - $300K $50 - $5K United HealthCare $186 - $206 * The American travel insurance cost per month for a 40-year-old. Source: AMERICAN VISITOR INSURANCE®
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A fixed benefit travel insurance plan is the cheapest travel insurance because it has a fixed limit of coverage for different medical benefits.
Insurance Plans Plan Maximum Deductible Provider Network Cost * Safe Travels Advantage Trawick International $25,000 $0 First Healthcare $20 Safe Travels Elite Trawick International $25K - $175K $0 First Health Network $24 - $68 Visitors Care IMG $25K - $100K $0 - $100 United HealthCare $25 - $54 VisitorSecure WorldTrips $50K - $130K $0 - $100 United HealthCare $44 - $80 * The American travel insurance cost per month for a 40-year-old. Source: AMERICAN VISITOR INSURANCE®
What Is the Best Travel Health Insurance for Foreigners in USA?
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What Are the Best Travel Insurance for Visitors to USA?
The top recommended comprehensive travel insurance plans for visitors to USA are:
Patriot America Plus IMG
- Patriot America Plus is a comprehensive short-term travel insurance for individuals and families visiting the USA, a great option, especially for those under 70.
- Direct Billing: First healthcare
or United HealthCare 
- Urgent Care : $30 per incident; no copayment if deductible is $0
- Acute onset of pre-existing condition: Up to policy maximum for ages up to 70 years
- Emergency medical evacuation: Up to $1,000,000
- Patriot America Plus cost for 40 year old traveler ranges from $52 to $169 for a month.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000Deductible options?
$0 to $2,500Period of coverage?
5 days to 12 months
Atlas America Insurance WorldTrips
- Top-rated comprehensive travel insurance plan, best for individuals up to age 79 who are non-U.S. citizens visiting the USA.
- Direct Billing: Unitedhealthcare
- Urgent Care: 15 per incident; no copayment if deductible is $0.
- Maternity: Covers complications of pregnancy in the first 26 weeks
- Acute onset of pre-existing conditions: Up to maximum limit, for ages up to 80 years
- Emergency medical evacuation: Up to $1,000,000
- Atlas America Insurance cost for 40 year old traveler ranges from $46 to $216 for a month.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000, $2,000,000Deductible options?
$0 to $5,000Period of coverage?
Up to 364 days
Safe Travels USA Comprehensive Trawick International
- Safe Travel USA Comprehensive is an affordable travel insurance for seniors with pre-existing conditions who are non US residents/citizens visiting USA.
- Direct Billing: First HealthCare
- Urgent Care: $30 per incident; no copayment if deductible is $0
- Maternity: Emergency medical treatment for pregnancy, up to $1,000
- Acute onset of pre-existing conditions: Up to 89 years
- Safe Travels USA Comprehensive cost for 40 year old traveler ranges from $55 to $204 for a month.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000Deductible options?
$0 to $5,000Period of coverage?
5 days to 364 days
Visitors Protect IMG
- Visitors Protect is a top comprehensive travel insurance plan with pre-existing conditions for travelers to the U.S., Canada, and Mexico.
- Direct Billing: First healthcare or Unitedhealthcare
- Urgent Care: 15 per incident; no copayment if deductible is $0
- Pre-existing conditions: Up to 99 years
- Minimum purchase is 90 days
- Visitors Protect Insurance cost for 40 year old traveler ranges from $300 to $750 for 3 months.
Policy maximum?
$50,000, $100,000 and $250,000Deductible options?
$250 to $5,000Period of coverage?
Minimum purchase 90 days
Venbrook Premier Venbrook International
- Venbrook Premier is ideal for non-U.S. residents visiting the United States who are seeking comprehensive travel medical insurance with higher coverage limits.
- Urgent Care : $30 copay if the $0 deductible is chosen
- Acute onset of pre-existing conditions: Up to maximum limit, for ages up to 70 years
- Emergency medical evacuation: Up to $1,000,000
- Venbrook Premier Insurance cost for 40 year old traveler ranges from $40 to $140 for a month.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000Deductible options?
$0 to $5,000Period of coverage?
5 days to 12 months
Diplomat America Global Underwriters
- Diplomat America is a comprehensive travel medical insurance plan for non-U.S. residents traveling to the USA.
- Direct Billing No PPO, visit any doctor or hospital
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Emergency medical evacuation: Up to $250,000
- Diplomat America insurance cost for 40 year old traveler ranges from $73 to $270 for a month
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000Deductible options?
$0, $100, $250, $500, $1,000 $2,500Period of coverage?
15 days to 12 months
Visit USA Standard Travel Insurance Services
- Visit USA-HealthCare Standard is a comprehensive short-term visitor medical insurance for USA visitors
- Direct Billing: Unitedhealthcare or First HealthCare
- Acute onset of pre-existing condition: Covers up to $25,000, with a limit of $2,500 for those aged 65 and above
- Emergency medical evacuation: Covers up to $250,000.
- Visit USA Standard Insurance cost for 40 year old travelers ranges from $69 to $153 for a month.
Policy maximum?
$75,000, $200,000Deductible options?
$0Period of coverage?
5 days to 364 days
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Best Travel Health Insurance for USA With Pre-Existing Conditions Coverage
Most of the visitor insurance plans do not offer coverage for pre-existing medical conditions. However, some top rated insurance plans offer travel insurance covering acute onset of pre-existing conditions, which refers to sudden and unexpected flare-ups. If you are a traveler with a pre existing condition, you can compare visitor insurance with pre-existing coverage offering wide range of deductibles and policy maximum and buy the best medical insurance for pre existing conditions in USA.
Patriot America Plus IMG
- Acute onset of pre-existing condition: Covered up to the selected policy maximum for individuals aged 70 and under.
- Emergency medical evacuation: Covers $25,000 maximum limit
- Direct Billing: First healthcare network or United HealthCare
- Patriot America Plus cost for 65 year old traveler ranges from $121 to $463 for a month.
Policy maximum?
$50,000 to $1,000,000Deductible options?
$0 to $2,500Period of coverage?
5 days to 12 months
Safe Travels USA Comprehensive Trawick International
- Acute onset of pre-existing conditions: Up to 89 years
- For those under 70, medical treatment is covered up to the policy maximum. For individuals aged 70 to 79, the acute onset benefit is limited to a maximum of $35,000. For those aged 80 and above, the benefit is reduced to a maximum of $20,000.
- Direct Billing: First HealthCare
- Safe Travels USA Comprehensive cost for 65 year old traveler ranges from $125 to $316 for a month.
Policy maximum?
$50,000 and $100,000Deductible options?
$0 to $5,000Period of coverage?
5 days to 364 days
Atlas America Insurance WorldTrips
- Acute onset of pre-existing conditions: The plan covers up to the selected policy maximum for the acute onset of pre-existing conditions for ages under 80 years.
- Emergency medical evacuation: $25,000 maximum limit
- Direct Billing: Unitedhealthcare
- Atlas America Insurance cost for 65 year old traveler ranges from $124 to $372 for a month.
Policy maximum?
$50,000 and $100,000Deductible options?
$0 to $5,000Period of coverage?
Up to 364 days
Venbrook Premier Venbrook International
- Acute onset of pre-existing conditions: For ages up to and including 69, coverage is available up to the medical policy maximum purchased per policy period
- Emergency medical evacuation: $25,000 maximum limit
- Venbrook Premier may cover sudden diabetic events as acute onset under certain conditions. If no pre-existing conditions exist, it's treated as a cardiovascular event.
- Venbrook Premier Insurance cost for 65 year old traveler ranges from $136 to $419 for a month.
Policy maximum?
$50,000 and $100,000Deductible options?
$0 to $5,000Period of coverage?
5 days to 12 months
SafeVista Protect INF
- Acute on set of pre-existing conditions: Covered up to maximum benefit except Cardiac Coverage for Angina, Heart Attacks, and Stroke. Maximum $25,000 for individuals under the age of 69, and $15,000 for individuals aged 70 and above (inclusive of PPO fees) with deductible $500
- Coverage from 10 days to 364 days.
- Direct Billing: Unitedhealthcare
- Safe Vista Protect Insurance cost for 65 year old traveler ranges from $150 to $262 for one month.
Policy maximum?
$100,000 and $1,000,000Deductible options?
$0 to $5,000.Period of coverage?
10 days to 364 days
Visitors Protect IMG
- Offers comprehensive coverage for pre-existing conditions up to age 99, though premiums may be higher for older travelers.
- Provides coverage for pre-existing conditions with a maximum benefit of up to $25,000 for individuals aged 0 to 69. For those aged 70 to 99, the maximum benefit is $15,000 and is subject to a $1,500 deductible.
- Direct Billing: First healthcare network or Unitedhealthcare
- Visitors Protect Insurance cost for 65 year old traveler ranges from $637 to $1,593 for 3 months.
Policy maximum?
$50,000 and $250,000Deductible options?
$250 to $5,000Period of coverage?
Minimum purchase 90 days
INF Elite X INF
- Full Pre-existing condition coverage:
- Ages 0–69 years: Choose a pre-existing condition coverage limit of $25,000, $30,000, $40,000, or $50,000 with a deductible of $1,500, $2,000, $2,500, $5,000, or $10,000.
- Ages 70–99 years: Choose a pre-existing condition coverage limit of $20,000 with a deductible of $1,500, $2,000, $2,500, $5,000, or $10,000.
- Direct Billing: Unitedhealthcare
- INF Elite Insurance cost for 65 year old traveler ranges from $947 to $1,415 for 3 months.
Policy maximum?
$150,000 and $300,000Deductible options?
$500 to $5,000.Period of coverage?
Minimum purchase 90 days
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Seniors Travel Insurance for Above 60 Years
Older travelers or parents aged above 60 years visiting foreign nations have a tough time in finding good medical insurance to satisfy all their requirements. Here is a quick comparison of popular visitor medical insurance plans that provide coverage for 60+ travelers.Visitors Care IMG
- Cheap visitor health insurance for parents visiting USA.
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Pre-Existing condition medical evacuation,: Covers up to $25,000 max per period of coverage.
- Direct Billing: First healthcare or United HealthCare
- Visitors Care insurance cost for 60 year old traveler ranges from $38 to $89 for a month.
Policy maximum?
$25,000, $50,000, $100,000Deductible options?
$0, $50, $100Period of coverage?
5 days to 2 years
Venbrook Essential Venbrook
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Cardiovascular event sub limit: Covers up to $25,000.
- Emergency medical evacuation: Covers up to $100,000.
- Venbrook Essential insurance cost for 60 year old traveler starts from $47 to $120 for a month.
Policy maximum?
$25,000, $50,000, $100,000, $150,000Deductible options?
$0Period of coverage?
5 days to 12 months
Venbrook Premier Venbrook
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Cardiovascular event sub limit: Covers up to $25,000.
- Emergency medical evacuation: Covers up to $100,000.
- Venbrook Premier insurance cost for 60 year old traveler starts from $85 to $330 for a month.
Policy maximum?
$25,000, $50,000, $100,000, $250,000Deductible options?
$0, $100, $250, $500, $1,000, $2,500 and $5,000Period of coverage?
5 days to 12 months
Visitors Preferred IMG
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
- Direct Billing: First healthcare or United HealthCare
- Emergency medical evacuation: Covers up to $1000,000.
- Visitors Preferred insurance cost for 60 year old traveler ranges from $100 to $363 for a month.
Policy maximum?
$50,000, $100,000Deductible options?
$0, $100, $250, $500, $1,000 $2,500Period of coverage?
5 days to 12 months
Diplomat America Global Underwriters
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
- Freedom to choose hospitals or doctors
- Emergency medical evacuation: Covers up to $250,000.
- Diplomat America insurance cost for 60 year old traveler ranges from $133 to $379 for a month
Policy maximum?
$50,000, $100,000Deductible options?
$0, $100, $250, $500, $1,000 $2,500Period of coverage?
15 days to 12 months
Safe Travels USA Trawick International
- Unexpected recurrence of pre-existing conditions: Covers up $1,000 for ages up to 70 years.
- Cardiac conditions or stroke: Covers up to $25,000 up to age 69 years.
- Direct Billing: First HealthCare
- Emergency medical evacuation: Covers 100% up to $1,000,000.
- Safe Travels USA Insurance cost for 60 year old travelers ranges from $80 to $357 for a month
Policy maximum?
$50,000, $100,000Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,000Period of coverage?
5 days to 364 days
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Older Traveler Medical Insurance for Above 70 Years
Senior travelers find it difficult to get good travel insurance. These plans range from being affordable to providing the most coverage, the price vary correspondingly depending on the coverage offered.Safe Travels Advantage Trawick International
- Acute onset of pre-existing conditions: Covers up to the policy maximum (up to age 79).
- Cardiac conditions or stroke: Covers up to $15,000.
- Direct Billing through First HealthCare
- Emergency medical evacuation: Covered up to unlimited.
- Repatriation of remains: Covers up to $25000 per policy period.
- Safe Travels Advantage cost for 70 years old traveler ranges from $61 to $166 for a month
Policy maximum?
$25,000, $50,000, $100,000, $150,000Deductible options?
$0Period of coverage?
5 days to 364 days
Safe Travels Elite Diamond Trawick International
- Acute onset of pre-existing conditions: Covers up to $35,000 (up to age 79).
- Cardiac conditions or stroke: Covers up to $15,000.
- Direct Billing through First HealthCare
- Emergency medical evacuation: Covers up to $50,000.
- Repatriation of remains: Covers up to $7,500 per policy period.
- Safe Travels Elite cost for 70 years old traveler ranges from $100 to $150 for a month.
Policy maximum?
$50,000, $100,000Deductible options?
$100, $200Period of coverage?
5 days to 364 days
Atlas America WorldTrips
- Ideal plan for parents with pre-existing conditions coverage up to 79 years.
- Acute on set of pre-existing conditions: Covers up to policy maximum.
- Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $1,000,000.
- Border entry protection: Covers up to $500 if traveling on a valid B-2 visa and denied entrance at the U.S. border.
- Atlas America Insurance cost for 70 year old travelers ranges from $201 to $619 for a month.
Policy maximum?
$50,000, $100,000, $150,000Deductible options?
$0, $100, $250, $500Period of coverage?
364 days
Travel Medical Choice Seven Corners
- Acute on set of pre-existing conditions: Covers up to policy maximum, cardiac conditions are included under pre-existing conditions.
- Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $1,000,000.
- Repatriation of remains: Covers up to $50,000.
- Travel Medical Choice Insurance cost for 70 year old travelers ranges from $286 to $808 for a month.
Policy maximum?
$50,000, $100,000Deductible options?
$0, $100, $250, $500, $1,000Period of coverage?
5 days to 364 days
Safe Travels USA Comprehensive Trawick International
- Most popular plan with Acute on set of pre-existing conditions coverage up to $35,000 (up to age 79).
- Direct Billing: First healthcare
- Cardiac conditions or stroke: Covers up to $15,000.
- Emergency medical evacuation: Covers 100% up to $1,000,000.
- Repatriation of remains: Covers up to $50,000.
- Safe Travels USA Comprehensive Insurance cost for 70 year old travelers ranges from $179 to $645 for a month.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,000Period of coverage?
5 days to 364 days
Visit USA Standard Travel Insurance Services
- Budget friendly travel insurance with Acute on set of pre-existing conditions coverage up to $2,500.
- Direct Billing: Unitedhealthcare or First HealthCare
- Emergency medical evacuation: Covers up to $250,000.
- Repatriation of remains: Covers up to $50,000.
- Visit USA Standard Insurance cost for 70 year old travelers ranges from $165 for a month.
Policy maximum?
$75,000Deductible options?
$0Period of coverage?
5 days to 364 days
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Senior Citizen Travel Insurance for Above 80 Years
Visitor insurance for 80 years old USA are available for senior travelers above 80 years of age with suitable benefits. Compare some of these health insurance over 80 years old traveling in US offered by reputed US insurance companies. Travelers can get quotes and buy travel insurance for seniors over 80 years.Safe Travels Advantage Trawick International
- Acute onset of pre-existing conditions: Covers up to $15,000 (up to age 89).
- Cardiac conditions or stroke: Covers up to $15,000.
- Direct Billing through First HealthCare
- Emergency medical evacuation: Covers up to unlimited.
- Repatriation of remains: Covers up to $25,000 per policy period.
- Safe Travels Advantage cost for 80 years old traveler ranges from $159 to $574 for a month.
Policy maximum?
$25,000, $50,000, $100,000, $150,000Deductible options?
$0Period of coverage?
5 days to 364 days
Visit USA Superior Travel Insurance Services
- Affordable travel insurance for seniors with Acute on set of pre-existing conditions coverage up to $2,500.
- Direct Billing: Unitedhealthcare or First HealthCare
- Emergency medical evacuation: Covers up to $500,000.
- Repatriation of remains: Covers equal to the elected overall maximum limit.
- Visit USA Superior Insurance cost for 80 year old travelers ranges from $556 for a month.
Policy maximum?
$20,000Deductible options?
$0, $250, $500, $1,000Period of coverage?
5 days to 364 days
Safe Travels USA Comprehensive Trawick International
- Acute on set of pre-existing conditions: Coverage up to $20,000 (up to age 89).
- Direct Billing: First HealthCare
- Cardiac conditions or stroke: Covered up to $15,000.
- Emergency medical evacuation: Covers 100% up to $1,000,000.
- Repatriation of remains: Covers up to $50,000.
- Safe Travels USA Comprehensive Insurance cost for 80 year old travelers ranges from $566 for a month.
Policy maximum?
$20,000Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,000Period of coverage?
5 days to 364 days
SafeVista Protect INF
- Best plan for seniors with acute on set of pre-existing conditions up to 99 years.
- Acute on set of pre-existing conditions: Covers up to maximum limit
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $25,000 maximum.
- SafeVista Protect insurance cost for 90 years old traveler $789 for one month.
Policy maximum?
$100,000Deductible options?
$100, $250, $500, $1,000, $2,500, $5000Period of coverage?
10 days to 364 days
Visitors Protect IMG
- Ideal plan for seniors with pre-existing conditions.
- Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
- Direct Billing: First healthcare or Unitedhealthcare
- Emergency medical evacuatio: Covers up to $25,000 maximum.
- Minimum purchase is 90 days.
- Visitors Protect insurance cost for 80 years old traveler $1987 for 3 months.
Policy maximum?
$50,000Deductible options?
$250, $500, $1,000, $2,500 or $5,000Period of coverage?
90 days up to 12 months
INF Elite Plus X INF
- Perfect plan for seniors with Preventive and maintenance care benefit.
- Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $25,000 maximum.
- Minimum purchase is 90 days.
- INF Elite Plus insurance cost for 80 years old traveler $3499 for 3 months.
Policy maximum?
$75,000Deductible options?
$250, $500, $1,000, $2,500, $5000Period of coverage?
90 days to 364 days
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Senior Citizen Travel Insurance for Above 90 Years
Visitor insurance for 90 years old USA are available for senior travelers above 90 years of age with suitable benefits. Compare some of these health insurance over 90 years old traveling in US offered by reputed US insurance companies. Travelers can get quotes and buy travel insurance for seniors over 90 years.SafeVista Protect INF
- Best plan for seniors with acute on set of pre-existing conditions up to 99 years.
- Acute on set of pre-existing conditions: Covers up to maximum limit
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $25,000 maximum.
- SafeVista Protect insurance cost for 90 years old traveler $789 for one month.
Policy maximum?
$100,000Deductible options?
$100, $250, $500, $1,000, $2,500, $5000Period of coverage?
10 days to 364 days
INF Premier X INF
- Affordable plan for seniors with full pre-existing conditions up to 99 years.
- Pre-existing conditions: Covers up to $15,000/$20,000 maximum with $1,000/$5,000 deductible.
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $20,000 maximum.
- Minimum purchase is 90 days.
- INF Premier X insurance cost for 90 years old traveler $1091 for 3 months.
Policy maximum?
$100,000Deductible options?
$250, $500, $1,000, $2,500, $5000Period of coverage?
90 days to 364 days
INF Elite X INF
- Ideal plans for seniors with pre-existing conditions coverage up to 99 years.
- Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $25,000 maximum.
- Minimum purchase is 90 days.
- INF Elite X insurance cost for 90 years old traveler $2,887 for 3 months.
Policy maximum?
$75,000Deductible options?
$250, $500, $1,000, $2,500, $5000Period of coverage?
90 days to 364 days
Visitors Protect IMG
- Ideal plan for seniors with pre-existing conditions up to 99 years.
- Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
- Direct Billing: First HealthCare or Unitedhealthcare
- Emergency medical evacuation: Covers up to $25,000 maximum.
- Minimum purchase is 90 days.
- Visitors Protect insurance cost for 90 years old traveler $1987 for 3 months.
Policy maximum?
$50,000Deductible options?
$250, $500, $1,000, $2,500 $5,000Period of coverage?
90 days to 364 days
Visit USA Superior Travel Insurance Services
- Budget friendly travel insurance for seniors with Acute on set of pre-existing conditions coverage up to $2,500.
- Direct Billing: Unitedhealthcare or First HealthCare
- Emergency medical evacuation: Covers up to $500,000.
- Repatriation of remains: Covers equal to the elected overall maximum limit.
- Visit USA Superior Insurance cost for 90 year old travelers ranges from $556 for a month.
Policy maximum?
$20,000Deductible options?
$0, $50, $1,000, $2,500, $5000Period of coverage?
5 days to 364 days
Traveling to the USA? Stay Protected Against Any Border Entry Issues!
Border entry issues at the US border can be unpredictable. Our Border entry protection visitor insurance covers unexpected delays, denial of entry, and related travel disruptions. Protect your US travel investment with specialized border entry insurance available on American Visitor Insurance.What Does Travel Insurance for Visitors to USA Coverage Include?
Some of the important travel health insurance for USA benefits are listed below:
- 🩺 Doctors Visit: This allows travelers to visit Doctors for sudden unanticipated medical ailments.
- Does not cover:
Continuing treatment for pre-existing ailments and preventive care - Co-pay and deductible will vary depending on the chosen US travel insurance plan.
- Travelers have the option of No Co-pay and $0 Deductible.
- Does not cover:
- 💊 Pharmacy Drugs: Doctor prescribed eligible pharmacy drugs are also covered.
- 💓 Visitors Medical Insurance for Pre-Existing Conditions: It is difficult to find health insurance for tourists in USA that covers pre-existing conditions. Only some tourist health insurance cover pre-existing conditions - INF is one such provider.
- Some INF visitor insurance for pre-existing conditions plans insure in-patient, out-patient, urgent care, specialist and doctor visits related to pre-existing conditions.
- A pre-existing condition is a medical ailment that existed before the start of the US holiday insurance for visitors coverage. Conditions considered as pre-existing diseases include Asthma, heart related issues, high blood pressure, kidney disease, cancer, diabetes etc.
- ⚕️ Surgery: Emergency surgery treatment will be covered. The maximum available amount for surgery is typically $50,000, but this varies from plan to plan.
- 🚑 Medical Evacuation: Provides coverage for medical evacuation up to $1,000,000 if the traveler has to be evacuated to get access to proper medical treatment in the event of a medical emergency.
- ⚰️ Repatriation of Remains: The repatriation of remains benefit covers expenses to return the traveler’s remains to their home country in the event of death.
- Coverage depends on the chosen tourist health insurance plan.
- Repatriation coverage can be up to $50,000.
- 🦷 Emergency Dental Coverage: Emergency dental coverage up to $300 is available for acute onset of pain to natural teeth.
In US hospitals, patients with travel insurance to USA within the PPO network incur significantly lower costs for treatments compared to uninsured patients.
Simply having health insurance for visitors in USA can greatly reduce medical expenses.
The best health insurance for tourists in USA varies based on the best USA travel insurance for visitors plan chosen, however travelers can get coverage up to $8,000,000.
To get better access to in-network hospitals, consider visitors health insurance in USA plans with strong PPO networks:
- Visitor Insurance With First Health PPO Network – Offers extensive nationwide hospital and doctor access through the First Health PPO network.
- United Healthcare PPO Visitor Insurance – Provides a very large PPO network across the U.S., making it easier for visitors to find in-network providers and lower their medical costs.
Choosing USA travel insurance for visitors with a robust PPO network from American Visitor Insurance ensures smoother claims and more affordable treatment during your stay in the USA.
Travel Insurance for Major Sporting Events in the USA
The 2026 FIFA World Cup is going to be held in the United States, which is expected to draw in a huge number of international tourists. Every time major sports events happen in America, the international visitors are at the risk of facing delays in their flights, the venues being overcrowded, and the medical emergencies being unpredictable and thus needing medical attention. In the USA, healthcare costs are among the highest in the world, hence, visitor insurance becomes even more critical as it protects against expensive hospital visits, emergency room treatments, and medical evacuation costs.
If your travel plans include attending World Cup matches in the USA or combining games across the USA — learn how specialized coverage options available through American Visitor Insurance can help protect your trip by visiting our 2026 FiFa world cup travel insurance guide.
General Information About USA
- location_city Capital: Washington D.C.
- location_on Location: North America
- attach_money Currency: US Dollar
- language Language: English
- groups Population: Around 340 million
- event Best time to visit: During Spring or Autumn
- map Vacation spots: New York, San Francisco, Los Angeles, Las Vegas, New Orleans, Chicago, Orlando, Washington D.C.
What Are the Popular Travel Destinations in the USA?
US Territories
What Are the Famous Destinations in USA?
1. Famous Museums as travel destinations in USA
2. Popular National Park destinations in USA
3. Top Nature destinations in USA
4. Top Snowbird tourism destinations in USA
5. Popular Golfing vacation destinations in USA
6. Best Amusement Parks in the USA
7. List of Casinos in USA
8. Best Shopping Malls in USA
9. Top Ski resorts in USA
Popular US States visited by tourists and travelers
Popular US cities visited by tourists and travelers
Which Pre-Existing Conditions Are Covered by US Travel Insurance?
Visitor Insurance for Asthma
Compare visitors medical insurance that cover asthma attacks, flare-ups, and emergency treatment abroad.
INF Elite 90 X $1M medical, acute asthma coverage
Visitors Protect Pre existing asthma & emergency care
Visitor Insurance for Heart Ailment
Choose travel insurance that covers heart problems such as chest pain, heart attack, or cardiac emergencies.
Visitors Protect: Pre-existing heart condition coverage
Safe Travels USA Comprehensive: Emergency cardiac care & hospitalization
Visitor Insurance for Cholesterol
Protect against health risks from high cholesterol with visitor medical insurance covering related complications abroad.
Travel Medical Choice : Acute onset emergency coverage
Elite Plus X : Full pre-existing condition coverage
Visitor Insurance for Hypertension
Find visitor health insurance that covers high blood pressure emergencies, strokes, or related complications while traveling.
INF Premier X: Full pre-existing hypertension coverage
Venbrook Premier : Acute pre-existing & emergency care
How Does Coverage for Pre-Existing Conditions Work?
- Definition of a pre-existing condition – what medical conditions are considered pre-existing.
- Look-back period – the time frame prior to travel during which a condition is considered pre-existing.
- Type of coverage – whether the plan covers only acute onset (sudden flare-ups) or full coverage (ongoing treatment).
- Coverage limits – the maximum amount the policy will pay for pre-existing conditions.
Acute onset vs. Chronic Conditions
| Type | Definition | Examples |
|---|---|---|
| Acute Onset of a Pre-Existing Condition | A sudden and unexpected onset of a pre-existing condition that occurs after coverage starts and requires immediate medical attention. | Heart attack, sudden asthma attack, acute appendicitis |
| Chronic Pre-Existing Condition | A long-term or ongoing condition that existed prior to coverage and is generally managed over time | Diabetes, hypertension, chronic kidney disease |
Some visitor insurance plans cover acute onset of certain pre-existing conditions but do not cover chronic management.
International travel insurance from Nigeria to USA - FAQ's
1. Why do I need travel insurance when visiting the USA?
Travel insurance is important when visiting the USA to provide coverage for unexpected events such as medical emergencies, trip cancellations or interruptions, lost baggage, and travel delays. Medical expenses in the USA can be very high, and having travel insurance helps protect you financially.
2. What is the best insurance for travel to USA?
There are many US Travel insurance plans available for visitors in the online health insurance marketplace. They are mainly classified broadly as Fixed plans and Comprehensive plans. The best US tourist health insurance varies based on the unique needs of diverse travelers with several plans working well in different situations. Amongst the popular travel insurance in USA for visitors are Patriot America by IMG, Atlas Travel from World Trips, Safe Travels USA Comprehensive from Trawick International, Travel Medical Choice plan from Seven Corners
INF offers several insurance plans for travelers with pre-existing conditions, including the INF Premier, INF Premier Plus, INF Elite, INF Elite Plus and INF Elite 90 ,Hop Travel Assist , Hop Mindoro Assist,Hop WorldHopper ,Hop Trip Assist Plus. These plans have varying levels of coverage and benefits, so it is important to review each plan carefully to determine which one best fits your specific needs.
3. What does travel insurance for the USA typically cover?
Cheapest travel insurance from Nigeria to USA typically includes coverage for emergency medical expenses, trip cancellation or interruption, baggage loss or delay, travel delays, and emergency medical evacuation. The specific coverage and limits may vary depending on the insurance provider and the policy you choose.
4. Is travel insurance mandatory for Nigerian citizens traveling to the USA?
Travel insurance is not mandatory for Nigerian citizens traveling to the USA. However, it is highly recommended to have travel insurance to ensure financial protection and peace of mind during your trip.
5. How can i buy USA travel insurance online?
American Visitor Insurance offers a wide range of travel medical insurance plans for visitors to the USA designed by the top US travel insurance providers. Customers can compare different travel insurance plans offered by US insurance company on American Visitor Insurance. After comparing different plans, you can choose the one that best meets your needs and budget and buy the policy online by filling out an application and paying for the travel insurance USA using a credit card.
6. Can I use my regular health insurance in the USA?
It is important to check with your regular health insurance provider to understand if your policy covers medical expenses in the USA. Some health insurance plans may offer limited or no coverage for international travel. Even if your regular health insurance covers international travel, it may not provide coverage for trip cancellation, baggage loss, or other travel-related risks, which is where travel insurance can be beneficial.
7. Can I purchase travel insurance after I arrive in the USA?
It is generally recommended to purchase travel insurance before you start your trip. Most travel insurance policies require you to purchase coverage before you depart from your home country. It may be challenging to obtain coverage after you have already arrived in the USA.
8. Do Nigerians need a visa to travel to the USA?
Yes, Nigerian citizens typically need a visa to enter the United States for tourism, business, education, or other purposes. The specific visa type depends on the purpose of the visit.
9. Do I need to declare pre-existing medical conditions when purchasing travel insurance?
Yes, it is important to declare any pre-existing medical conditions when purchasing travel insurance. Some policies may offer coverage for pre-existing conditions, while others may have exclusions. Providing accurate and complete information about your health history ensures that you have appropriate coverage and helps avoid claim issues later on.
10. How do I make a claim with my travel insurance provider?
In the event of an incident covered by your travel insurance, you will need to contact your insurance provider as soon as possible. They will guide you through the claims process, which typically involves filling out a claim form, providing supporting documentation, and submitting the claim for review. It's important to keep all relevant receipts, medical records, and other documentation related to the incident.
11. What is the validity period of a U.S. visa for Nigerians?
The validity period of a U.S. visa can vary depending on the type of visa and the discretion of the U.S. consular officer. It can range from a few months to several years.
12. Is there a time difference between Nigeria and the USA?
Yes, there is a time difference. The USA spans multiple time zones, so the time difference can vary depending on your specific destination.
13. What are some popular tourist destinations in the USA for Nigerians?
Popular destinations include New York City, Los Angeles, Las Vegas, Orlando, Miami, San Francisco, and national parks like the Grand Canyon and Yellowstone.
What Are the Different USA Visa Health Insurance?
Embassy of United States in Nigeria
Embassy of the United States of America, Abuja
location_on Plot 1075 Diplomatic Drive, Central District Area, Abuja, Nigeria
phone Phone Number
+234 (9) 461-4000
Travel health insurance USA, Travel insurance for visitors to USA
Senior Citizen travel insurance USA
Older travelers exposed to long air and car travel, different weather conditions and new cuisines are vulnerable to falling ill. Proper older travelers health insurance USA is important!
Compare quotes »Pre-existing condition travel insurance
It is a difficult to get travel insurance for usa visitors to cover pre-existing conditions. We offer a friendly tool to compare best travel insurance USA plans that cover pre-existing conditions.
Compare quotes »International student health insurance
Student insurance is important given the high cost of health care in the USA. International students in the USA as well as US students overseas should not be uninsured while studying overseas.
Compare quotes »J Visa Health Insurance
The US immigration authorities have specified medical insurance requirements for J visa holders. J1 visa exchange scholars and students have to satisfy these J visa insurance requirements.
Compare quotes »Travel insurance for international travelers visiting USA
Annual Multi-trip insurance
Annual travel insurance for frequent travelers from Nigeria to USA.
Know more »Group travel insurance
Group travel insurance for USA for five or more travelers on same itinerary.
Know more »Best travel insurance from Nigeria to USA – information
Travel insurance for USA resources
International travel insurance resources for USA visa holders.
Factors for travel insurance USA online
Important factors while deciding on the best travel insurance to USA.
Types of USA travel insurance online
Different types of USA visa travel insurance options coverage.
USA travel insurance claims procedure
USA travel insurance claims process for medical care in a hospital.
Travel insurance to USA from Nigeria links
Travel Insurance for USA FAQ
FAQs about travel insurance for USA.
Click here to read more »USA Travel Insurance Blog
Blog about travel health insurance USA.
Click here to read more »Travel Insurance to USA Forum
Customer Queries for Nigerian travelers to USA.
Click here to read more »Travel insurance for international travelers visiting Nigeria
US citizens traveling to Nigeria
Travel insurance for US citizens visiting Nigeria
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