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Liaison Student Basic Health Insurance

Liaison Student Basic Insurance Cost

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Liaison Student Plus
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Seven Corners
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Liaison Student Basic Underwriter
Underwritten by Certain Underwriters at Lloyd's of London.
Liaison Student Basic Rating
AM Best Rating: "A" (Excellent)
Liaison Student Basic links
  • Brochure
  • Benefits
  • Advantages
  • Disadvantages
  • Reviews
  • Comprehensive
  • Claims
  • Renewal
  • PPO Network
  • Cancellation

Seven Corners Covid travel insurance for Coronavirus for Students

Seven Corners has introduced coronavirus travel insurance plans with Covid19 coverage to protect the safety of international travelers. At American Visitor Insurance we are committed to getting you the best Seven Corners coronavirus travel insurance coverage in these uncertain times.

Liaison Student Basic Insurance – Key Highlights

Liaison student Insurance
  • US citizens going outside their home country and Non US citizens coming to the US are eligible to buy the Liaison Student insurance
  • The maximum lifetime of the plan is 364 days.
  • The plan has a policy maximum of $5,000,000 available
  • There is coverage available for vaccinations. The Basic plan provides $100, per 364 days of continuous coverage.
  • There is a coma benefit of $10,000 available with this plan.
  • There is a 364 days waiting period for the waiver of pre-existing condition.
  • Acute onset of pre-existing condition is available for up to $5,000.
  • For pregnancy coverage, conception must occur 180 days after coverage begins.
  • Liaison Student provides valuable medical insurance benefits and good coverage to foreign students and other educational professionals with valid J-1, H-3, F, M or Q Visas. It can be renewed as long as the student satisfies the eligibility requirements and also offers coverage for maternity. It is also available for international students studying outside their home country.

Seven Corners Liaison Student Basic Insurance Summary

EligibiltyELiaison Student Basic Eligibility
  • Non US Citizens and U.S Citizens
  • International Students, visiting faculty, scholars between 12 and 64 years of age and the student must be engaged in full-time educational, research activities residing outside their home country.
  • Non US citizens must have a valid J-1, H-3, F-1, M-1 or Q-1 Visa and are covered if destination is the United States.
  • U.S. citizen must have a current passport and visa issued by their host country and are covered for destinations outside of the United States.
  • Dependents: lawful spouse and children under 26 years are also covered
RenewalLiaison Student Basic coinsurance
  • Inside the United States
  • In ppo network: We pay 80% of the first $5,000, then 100% to the medical maximum.
  • Out of ppo network: We pay 70% of the first $5,000, then 100% to the medical maximum
RenewalJ visa Requirements

Seven corners j1 insurance namely Liaison student Basic plan meets J visa requirements if you choose a medical maximum of $100,000 or more and a deductible less than $500. J visa Requirements

If you initially buy less than 364 days of coverage, you may buy additional time, to a total of 364 days. Your original effective date is used to calculate your deductible and coinsurance and to determine pre-existing conditions. $5 administrative fee is charged for each renewal.

RefundLiaison Student Basic Refund

Seven Corners will provide a refund of your plan cost if they receive a written request from you prior to your coverage start date. If they receive your written request after your coverage start date, the unused portion of your plan cost may be refunded minus a cancellation fee if you have not submitted any claims.

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Plan details of Liaison Student Basic Insurance

  • Plan Options
    Medical Maximum Options
    Ages 14 days to 59 years: $50,000; $100,000; $250,000; $500,000
    Ages 60 to 64 years: $50,000; $100,000; $250,000
    Deductible Options? Ages 14 days to 59 years: $50; $100; $250
    Ages 60 to 64 years: $100; $250
    Hospital room and board? URC to medical maximum
    Doctor’s Office Visits $15 copay
    Urgent Care Visits $50 copay
    Prescription Drugs $15 copay
    Chiropractic Care $25 per visit, 60 visits maximum
    Physiotherapy? $25 per visit, 60 visits maximum
    Vaccinations Not Available
    Coma benefit $10,000
    separate from the medical maximum
    Acute Onset of Pre-existing Conditions $5,000
    Mental Illness including Alcohol and Substance Abuse Inpatient: $5,000, 45-day limit
    Outpatient:80% up to $500
    Motor Vehicle Accident Inside the United States: 50% up to $100,000
    Outside the United States: Up to medical maximum
    Non-contact Amateur Sports $2,500
    Maternity Care Inside the United States : Not Available
    Outside the United States :Not Available
    Routine Newborn Care Not Available
    Dental — Sudden Relief of Pain $150
    Dental Emergency — Accident $500
    Benefit period 180 days
    Emergency Medical Reunion $200 per day, 10-day limit $15,000 maximum
    Return of Mortal Remains $50,000
    Local Cremation or Burial $5,000
    Natural Disaster Evacuation $5,000
    Natural Disaster Daily Benefit $25 per day, 5-day limit
    Political Evacuation & Repatriation $10,000
    Terrorist Activity $25,000
    Pre-certification — 25% penalty Required inside the United States for specific types of treatment. Penalty does not apply to emergencies.
    Accidental Death and Dismemberment (AD&D) Primary Insured or Travel Companion $25,000 Principal Sum
    Eligible Spouse $10,000 Principal Sum
    Eligible Dependent Children $5,000 Principal Sum
    Aggregate limit of $250,000 for total number of insureds on the plan
    Personal Liability $25,000
    Felonious assault $10,000
    separate from the medical maximum
    Extension of Benefits to Home Country $1,000
    Incidental Trips to Home Country $1,000
    Hazardous Sports Up to medical maximum
    24/7 Travel Assistance Services Included
    Adventure Activities (optional coverage) Up to medical maximum
    Excess Insurance : All coverages except Accidental Death & Dismemberment are in excess of other insurance or similar benefit programs and apply only when such benefits are exhausted. This plan is secondary coverage to other insurance. Such other insurance or similar benefit programs may include, but are not limited to, membership benefits; workers’ compensation benefits/programs; government programs; group or blanket coverage; prepayment coverage; union, labor, or employee plans; socialized insurance programs or program otherwise required by law or statute; automobile insurance; or third-party liability insurance.
  • Liaison Student Travel Insurance Claims

    Please visit: Seven Corners Claims Forms
    Toll Free Number: 1-800-335-0611 (Seven Corners claims phone number)
    Claims Department:
    Fax: (+1) 317-575-2256
    Seven Corners, Inc
    Attn: Claims
    PO Box 211760
    Eagan, MN 5512

  • Liaison Student Basic Insurance Exclusions
    1. Pre-Existing Condition(s) except as waived for Waiver of Pre-existing Conditions, Acute Onset of Pre-existing Conditions, Emergency Medical Evacuation and Repatriation, Emergency Medical Reunion, Return of Mortal Remains, and Local Burial or Cremation;
    2. Claims not received by the Company or Administrator within ninety (90) days of the date of service:
    3. Treatment that (i) exceeds Usual, Reasonable, and Customary Expenses; (ii) is Investigational, Experimental, or for research purposes; or (iii) received in a Hospital emergency room visit that is not a Medical Emergency;
    4. Treatment, services, or supplies that are not administered by or under the supervision of a Physician or Surgeon and products that can be purchased without a Physician’s or Surgeon’s prescription;
    5. Routine physicals, inoculations, or other examinations or tests conducted when there is no objective indications or impairments in normal health;
    6. Chiropractic care unless specifically provided for in the Plan or acupuncture;
    7. Services, supplies, medications, testing, or Treatment prescribed, performed, or provided by a Relative or Immediate Family Member;
    8. Durable medical equipment;
    9. False teeth, dentures, dental appliances, dental expenses, normal ear or hearing tests, hearing aids, hearing implants, eye refractions, eye examinations for prescribing corrective lenses or eye-glasses unless caused by Accidental Injury, eyeglasses, contact lenses, or eye surgery when the primary purpose is to correct nearsightedness, farsightedness, or astigmatism;
    10. Replacement of artificial limbs, eyes, larynx, and orthotic appliances;
    11. Custodial Care, Educational or Rehabilitative Care, or any Treatment in any establishment for the care of the aged;
    12. Vocational, occupational, sleep, speech, recreational, or music therapy;
    13. Pregnancy, unless a Covered Pregnancy, and Illness or complications from Pregnancy, childbirth, abortion, miscarriage including that resulting from an Accident, postnatal care, preventing conception or childbirth, artificial insemination, infertility, impotency, sexual dysfunction, or sterilization or reversal thereof;
    14. Sleep apnea or other sleep disorders;
    15. Mental and Nervous Disorder unless specifically provided for in the Plan, Rest Cures, learning disabilities, attitudinal disorders, or disciplinary problems;
    16. Congenital abnormalities and conditions arising out of or resulting there- from.
    17. Temporomandibular joint; 18. Occupational Diseases;
    18. Exposure to non-medical nuclear radiation or radioactive materials;
    19. Sexually-transmitted diseases, venereal diseases, and conditions and any consequences thereof;
    20. Human organ or tissue transplants.
    21. Exercise programs whether prescribed or recommended by a Physician or therapist;
    22. Weight reduction programs or the surgical Treatment of obesity including, but not limited to, wiring of the teeth and all forms of intestinal bypass Surgery;
    23. Cosmetic or plastic Surgery including deviated nasal septum; modifications of Your physical body intended to improve Your psychological, mental, or emotional well-being including, but not limited to, sex-change Surgery;
    24. Acne, moles, skin tags, disease of sebaceous glands, seborrhea, sebaceous cyst, unspecified disease of the sebaceous glands, hypertrophic and atrophic conditions of skin, nevus;
    25. Hazardous Activities unless You purchase optional hazardous activities coverage and then only for the activities covered under that option under Optional Coverage – Hazardous Activities;
    26. Injuries sustained while participating in professional Athletics, amateur Athletics, intercollegiate Athletic or interscholastic Athletics unless specifically provided for in the Plan including, but not limited to, events, games, matches, practice, training camps, sport camps, conditioning, and any other activity related thereto but excluding non-competitive, recreational, or intramural activities;
    27. Any Illness or Injury sustained while participating in an athletic activity that is sponsored or sanctioned by the National Collegiate Athletic Association (and/ or any other collegiate sanctioning or governing body), or the International Olympic Committee;
    28. Injuries sustain while participating in professional Athletics, amateur Athletics, or interscholastic Athletics including, but not limited to, events, games, matches, practice, training camps, sport camps, conditioning, and any other activity related thereto but excluding non-competitive, recreational, or intramural activities;
    29. Abuse, misuse, illegal use, overuse, dependency upon, or being under the influence of alcohol, drugs, chemicals, or narcotic agents unless administered under the advice of a Physician and taken in accordance with the proper dosing as directed by the Physician;
    30. Suicide or any attempt thereof; self-destruction or any attempt thereof; or any intentionally self-inflicted Injury or Illness;
    31. Terrorist Activity except as provided under Section Terrorist Activity, War, Hostilities, or War-Like Operations;
    32. Commission of a criminal offense or any other criminal or illegal activity as defined by the local governing body;
    33. You unreasonably fail or refuse to depart a country or location following the date a warning to leave that country or location is issued by the United States government or similar warnings issued by other appropriate authorities of either Your Host Country or Your Home Country;
    34. Service in the military, naval, coast guard, or air service of any country or while on duty as a member of a police force or unit;
    35. Treatment paid for or furnished under any other individual, government, or group policy or Expenses incurred at no cost to You;
    36. You while in Your Home Country unless covered under Extension of Benefits in Home country and Incidental Trips to Home Country;
    37. Conditions for which travel was undertaken to seek Treatment after Your Physician has limited or restricted travel;
    38. Travel accommodations;
    39. Injury sustained while You are riding as a pilot, student pilot, operator, or crew member, in or on, boarding or alighting, from any type of aircraft;
    40. Injury sustained while You are riding as a passenger in any aircraft (i) not having a current and valid Airworthy Certificate and (i) not piloted by a person who holds a valid and current certificate of competency for piloting such aircraft;
    41. Flying in any aircraft being used for acrobatic or stunt flying, racing, endurance tests, rocket-propelled aircraft, crop dusting or seeding or spraying, firefighting, exploration, pipe or power line inspection, any form of hunting or herding, aerial photography, banner towing, or any experimental purpose; and
    42. Participating in contests of speed or riding or driving in any type of competition.
    43. Loss of life;
    44. Long-term disability; or
    45. Financial guarantee, financial default, bankruptcy, or insolvency risks.
    46. Charges for pre-natal care, delivery, post-natal care, and care of Newborns, unless they are for a Covered Pregnancy;
    47. Injury sustained or Disablement due wholly or partly to the effects of intoxicating liquor or drugs other than drugs taken in accordance with the proper dosing as directed by a Physician;
    48. Injury sustained as the result of You operating a Motor Vehicle while not properly licensed to do so in the jurisdiction in which the Motor Vehicle Accident takes place.
  • Liaison Student Insurance Restrictions
    • State Restrictions: The plan will not accept a mailing address in Maryland, Washington, New York, South Dakota, and Colorado.
    • Country Restrictions: The plan will not accept an address in Cuba, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria, Sierra Leone, and Democratic People’s Republic of (North Korea).
    • Destination Restrictions: The plan will not cover trips to Antarctica, Islamic Republic of Iran, Syrian Arab Republic Cuba, and Democratic People’s Republic of Korea (North Korea).
  • Liaison Student Basic Policy Pre-Certification
    The following expenses must always be pre-certified in the U.S. only:
    1. Outpatient surgeries or procedures;
    2. Inpatient surgeries, procedures, or stays including those for rehabilitation;
    3. Diagnostic procedures including MRI, MRA, CT, and PET Scans;
    4. Chemotherapy;
    5. Radiation therapy;
    6. Physical and occupational therapies;
    7. Home infusion therapy.
    To comply with the pre-certification requirements, you must:
    1. Contact Seven Corners Assist before the expense is incurred;
    2. Comply with Seven Corners Assist’s instructions;
    3. Notify all medical providers of the pre-certification requirements and ask them to cooperate with Seven Corners Assist.
    Once we pre-certify your expenses, we will review them to determine if they are covered by the plan. Failure to comply with pre-certification requirements

    If you do not comply with the pre-certification requirements or if the expenses are not pre-certified, we will review the expenses to determine if they are covered by the plan. If covered:
    1. Eligible medical expenses will be reduced by 25%; and
    2. The deductible will be subtracted from the remaining amount; and
    3. Coinsurance will be applied.
    Pre-certification does not guarantee benefits – Pre-certification does not guarantee coverage for, or payment of expenses.

Seven Corners Liaison Student Basic Insurance - Frequently asked questions

Is seven corners a real insurance company? Is Seven Corners Legit? Is Seven Corners a good insurance company?

Seven corners Inc. has been offering travel insurance products since 1997. Seven corners travel insurance is based out of Carmel, Indiana has over 200 employees and offers both domestic and international travel insurance plans . With their Liaison travel insurance and Inbound USA insurance products Seven corners insurance provides travelers with health coverage ,safety and security for travelers away from home country and with the US.

It caters to different types of travelers coming to the United States such as on B1 visa, students on F1 visa and professionals on the H1B visa. They also offer travel insurance coverage for US travelers who want trip cancellation insurance for travel insurance.

Do Seven corners travel insurance cover Covid?

Yes, Seven corners covid insurance has Covid19 coverage as any other illness with their Liaison Student plus plan. The Liaison Student Plus insurance product covers covid19 for international travelers and this coverage benefit is provided regardless of the variant of SARS-CoV-2.

Does Seven corners offer Cancel for Any Reason Insurance?

Yes, Seven corners insurance offers Cancel for any reason cover as an add-on cover that can be included in their Round trip insurance plans.

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Provider network and how to find hospital or doctor?

Seven Corners maintains a wide network of health care providers. In US there are 3 options: United health care, Multiplan and PHCS Out of Area Network.
You need to check your insurance card to find any one of the below 3 logos:
united-healthcare phcs
Outside US: to use Seven Corners’ International Network
For the United healthcare PPO network
While calling your provider network, you need to say "my coverage uses United healthcare or Multiplan PPO network and found your name on the registry".
Do not say "I have Liaison plans or I use Seven Corners plan". The provider will not identify your coverage and may say that you are not covered.
Find Provider Network

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