Travel Insurance for California
California - The Golden State
The largest US state, California, or simply CA attracts the brightest and best from around the world and from within the United States. Popularly known as the "Eldorado state" after the discovery of gold in 1848, it continues to attract entrepreneurs who excel in converting new ideas to products and services. Home to Silicon valley, CA is the center of innovation and latest technology trends along with several state of the art technology companies like Google, Tesla, Facebook, Apple and more...
While the cities of Los Angeles, San Francisco, Sacramento and San Diego need no introduction, even smaller towns like San Jose, Sunyvale, Irvine, Santa Clara, Palo Alto, Fremont, Mountain View and Milpitas are buzzing with creativity.
California is also a beautiful state, and attracts tourists for its natural beauty. Yosemite national park, Lake Tahoe, Death Valley National park, Sequoia and Kings canyon national parks, Redwood national parks, Big Sur and Joshua tree national park some of California’s famous nature attractions. California also has some incredible manmade tourist attractions. Notable among them are Disneyland, Seaworld in San Diego and Universal Studios Hollywood.
Vacationing in California is great fun, however it should be noted healthcare in California is prohibitively expensive. It is financially ruinous to go to a CA hospital without good California travel insurance. Tourists, visiting parents, family members and corporate travelers should ensure that they have good visitor insurance California for traveling in California.
How much does health insurance USA for foreigners cost?*
Visitors health insurance USA cost
The cost for best travel insurance for USA visitors ranges from $16 to $150 a month The price varies based on the age of the visitor, medical maximum coverage, deductible for the plan, visitors coverage type (Fixed vs comprehensive coverage), and the visitors insurance coverage for pre-existing conditions.. For an average traveler, there are cheap travel insurance plans at less than a dollar a day.
In contrast to this, the cost of US healthcare is very expensive. The cost of a routine physician's visit is as high as $200. An echocardiogram can cost around $1,000 in Massachusetts and around $3,000 in New Jersey depending on the provider. The cost of common ailments like Diabetes Mellitus with Hyperglycemia admitted to an emergency room would cost around $2,500-$5,000. A Stroke resulting in ICU for about 10 days would cost $120,000. A Heart attack treatment with medical bills for ambulance, hospital emergency room, ICU, EKG and MRI heart scans and continuing care from cardiologists would cost at least $20,000. The average treatment cost of acute kidney failure in the USA is over $22,000.
Given this high health care cost, one simply cannot afford to be uninsured while in the US. Another important point to note is that the cost for any treatment in the US is much lower if you have the best travel health insurance and the hospital/healthcare provider is part of the PPO network. This is beyond the actual travel insurance coverage itself, so simply having visitors medical insurance reduces the bill substantially. For all these reasons, it is vital for visitors to buy travel health insurance USA for the US.
What is the best travel insurance for USA visitors 2024?
Average cost of medical insurance for travelers to USA-
Patriot America Lite Insurance Comprehensive plan link
- Ideal for Non US citizens outside their home country.
- $10,000 coverage per certificate period for travelers aged 80 years and above.
- Available for US citizens living outside USA but visiting the US.
- Patriot America Lite visitor visa insurance can be extended from a minimum of 5 days up to a 12 months period, until reaching a maximum of 24 continuous months.
Patriot America Plus Insurance Comprehensive plan link
- Offers comprehensive medical insurance for non US citizens traveling individually or in groups to the USA.
- Purchase for a minimum of 5 days up to 364 days and can be renewed for maximum 2 years.
- Covers acute onset of pre-existing conditions till maximum limit up to 70 years.
- The plan offers a benefit of copays of $25 for urgent care centers and $15 for walk-in clinics which are paid INSTEAD of the deductible each time these facilities are used (when the $0 deductible is selected.)
- This also offers optional riders provide additional coverage for a minimal charge.
Patriot Platinum Insurance Comprehensive plan link
- Ideal for both US and Non US citizens.
- $20,000 coverage per certificate period.
- Plan covers acute onset of pre existing condition up to the age of 70 for up to $1,000,000.
- Patriot Platinum America can be used by green card holders as long as they maintain a residence outside the US.
Visitors Protect Insurance Comprehensive plan link
- Availble for visitors traveling from their home country to the U.S., Canada, and Mexico.
- The plan offers temporary medical coverage with pre-existing conditions up to 99 years.
- Care Clix consultation is a benefit where you can access a doctor by different means like a video chat , mobile app, phone... and consult about non emergency issues.
- Minimum purchase is 90 days.
Visitors Care Insurance Fixed Benefit plan link
- It is a cheap visitors insurance for the US and is a fixed benefit insurance plan.
- This plan covers Acute onset of pre existing condition up to the age of 70 for a maximum starting from $25,000 up to $100,000 depending on the selected policy maximum.
- This plan is renewable for a maximum of 2 years unless there is a break in the coverage.
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Safe Travels USA - Cost Saver Insurance Comprehensive plan link
- Available for non U.S. residents and non U.S. citizens, traveling to the USA.
- Coverage may be extended up to 364 days.
- The policy has medical maximum options for $50,000, $100,000, $250,000, $500,000, and $1,000,000
- This plan is available for green card holders.
Safe Travels USA Insurance Comprehensive plan link
- Cheap travel medical insurance that covers Non-US Citizens and Non-US Residents while visiting the USA
- It offers comprehensive coverage for illness and accident and offer a Well Doctor Visit which pays up to $125.
- Covers Unexpected Recurrence of a Pre-Existing Condition up to 89 years.
- This plan is available for green card holders.
Safe Travels USA Comprehensive Insurance Comprehensive plan link
- Offers excellent medical coverage for Non-US Citizens and Non-US Residents while visiting the USA
- Covers Acute onset of pre-existing conditions up to age 69 years till the medical maximum limit, while any coverage related to cardiac disease is limited to $25,000.
- This plan is available for green card holders.
Safe Travels Elite Insurance Fixed benefit plan link
- Available for non U.S. residents and non U.S. citizens, traveling to the USA
- Covers Acute onset of pre-existing conditions up to 89 years.
- This plan is available for green card holders.
- Coverage for minimum 5 days to maximum up to 364 days
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Atlas America Insurance Comprehensive plan link
- US travel Medical Insurance for Non-US Citizens traveling outside their home country.
- This plan covers Hospitalization, Prescription drugs, Trip cancellation, Trip Interruption, Travel delay and Evacuation and more!
- Ideal visitor medical insurance for parents visiting USA.
- Eligible for acute onset of pre-existing conditions coverage up to age 80. This includes a $25,000 lifetime maximum for emergency medical evacuation.
Atlas Premium Insurance Comprehensive plan link
- Ideal for family, tourists, business persons, vacationers and adventure travelers.
- Provides coverage up to $50,000 and $1,00,000 70 to 79 year old travelers.
- Coverage of acute onset of pre-existing conditions available for travelers younger than 80. This includes a $25,000 lifetime maximum for emergency medical evacuation.
- Trip Interruption coverage available for up to $15,000 not subject to deductible.
VisitorSecure Insurance Fixed benefit plan link
- Available for people traveling to the US and abroad.
- Visitor Secure plan provides coverage for hospital room and board. The price varies depending on the type of plan.
- Plan provides coverage for acute onset of pre-existing conditions up to the age of 70.
- This plan covers Inpatient and Outpatient treatment with price varying based on the type of plans.
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Travel Medical Basic Insurance Comprehensive plan link
- Available for Non US residents and citizens traveling to the US or to other countries.
- The maximum lifetime of the plan is 365 days and it can be renewed up to this time.
- The policy maximum for this comprehensive insurance starts from $50,000 and provides up to $5,000,000. For people above age 80 years, they get a policy maximum of $10,000.
- Covers acute onset of pre-existing conditions up to 79 years.
Travel Medical Choice Insurance Comprehensive plan link
- Available for Non US residents and citizens traveling to the US or to other countries.
- Covers Acute onset of pre-exisiting conditions upto 79 years.
- The policy maximum for this comprehensive insurance starts from $50,000 and provides up to $5M. For people above age 80 years, the policy maximum is limited to $10,000
Travel Medical USA Visitor Basic Insurance Fixed Benefit plan link
- Available for Non US citizens coming to the US.
- This is a fixed benefit insurance plan with a policy maximum of up to $150,000 for people below 70 years. For people above 70 years up to the age of 99 this policy has a policy maximum of $100,000
- Acute onset of pre-existing conditions is covered up to the age of 79 years. People below 70 years get $50,000 coverage and people above 70 years get $25,000 coverage for this benefit.
Travel Medical USA Visitor Choice Insurance Fixed Benefit plan link
- Available also for Non US citizens coming to the US.
- This is a fixed benefit insurance plan that provides a policy maximum of up to $150,000 for people below 70 years and for people above 70 years up to the age of 99 this policy can provide a policy maximum of up to $100,000
- Acute onset of pre-existing conditions is covered up to the age of 79 years. People below 70 years get $75,000 coverage and people above 70 years get $25,000 coverage for this benefit.
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Diplomat America Insurance Comprehensive plan link
- Available for Non US citizens and Non US residents visiting the US.
- plan is available to US citizens visiting the US while living abroad. There is a requirement for a valid international address.
- Plan is not available for citizens of Australia and Iran.
- Covers pre-existing condition after 24 months of waiting period.
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WorldMed Insurance Comprehensive plan link
- Available for people traveling outside their home country and is available to both US and Non US citizens.
- This plan covers acute onset of pre existing condition up to the age of 70.
- Deductible options are $0, $250, $500, $1,000 and $2,500.
- Accidental Death and Dismemberment coverage is available for $50,000.
Visit USA Insurance Fixed benefit plan link
- Available to Non-U.S. residents while visiting the U.S.
- Coverage is available for the main insured party and spouse, unmarried adult dependent children, or for children traveling alone.
- The policy maximum for accident and sickness medical coverage limits with Plan A is $50,000. For people above 80, the policy maximum is $20,000.
- The deductible options in Plan A and Plan B are $0, $50, $100 or $250 per incident.
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Voyager Choice Insurance Comprehensive plan link
- This plan avaiable for US residents travelling abroad
- Pre-existing Conditions Covered: No waiting period. US primary health plan required.
- Available from 1 day to 182 days
- Applicant's age must be under 95 years
Voyager Essential Insurance Comprehensive plan link
- This plan avaiable for US residents travelling abroad
- Pre-existing conditions covered with 180 days exclusion
- Available from 1 day to 182 days
- Applicant's age must be under 95 years
- No US primary health plan required.
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INF Safe Traveler USA Insurance Comprehensive plan link
Coverage range$150,000 - $300,000
- Coverage for Non-US Citizens visiting USA, Canada, Mexico and traveling outside their home country
- This plan is not available to US residents and is only available to non-US residents.
- Sickness & Accident Plan with 80% in network coinsurance.
- Minimum purchase of 30 days is required for this plan.
INF Safe Traveler USA 90 Insurance Comprehensive plan link
Coverage range$150,000 - $3,000,000
- Covers 90% of eligibile medical expenses.
- Minimum purchase of 30 days is required for this plan.
- Coverage for Non-US Citizens visiting USA, Canada, Mexico and traveling outside their home country
- This plan is not available to US residents and is only available to non-US residents.
INF Elite Insurance Comprehensive plan link
Coverage range$150,000 - $1,000,000
- Provides coverage for Non-US Citizens visiting USA, Canada, Mexico and traveling outside their home country
- Coverage for Pre-Existing Conditions upto $1,000,000.
- Minimum purchase of 90 days required to buy this plan.
INF Premier Insurance Comprehensive plan link
Coverage range$100,000 - $1,000,000
- Provides coverage for Non-US Citizens visiting USA, Canada, Mexico and traveling outside their home country
- Coverage for Pre-Existing Conditions to $1,000,000.
- Acute Onset treated like New Sickness.
- Covers age up to 99 Years.
INF Premier Plus Insurance Comprehensive plan link
Coverage range$3,000,000
- Provides coverage for Non-US Citizens visiting USA, Canada, Mexico and traveling outside their home country.
- Covers Full Pre-existing conditions up to 69 years.
- Plan provides policy maximum $300,000 covers pre-existing condition maximum of $50,000/$100,000 with deductible $1,000/$5,000 for age 0 to 69 years.
INF Elite 90 Insurance Comprehensive plan link
Coverage range$150,000 - $1,000,000
- plan is available for Non-US Citizens.
- Minimum Enrolment should be 90 days to buy INF Elite 90 Plan.
- Covers 90% of elgibile medical expenses.
- Covers Full Pre-existing conditions up to 99 years.
INF Elite plus Insurance Comprehensive plan link
Coverage range$150,000 - $300,000
- Not Available to US residents and is only available to non-US residents.
- Acute onset is considered new sickness. 90% of eligible medical expenses.
- Covers Full Pre-existing conditions up to 99 years.
INF Standard Insurance Fixed Benefit plan link
Coverage range$50,000 - $150,000
- Provides coverage for Non-US Citizens visiting USA, Canada, Mexico and traveling outside their home country.
- Plan has a minimum purchase requirement of 30 days.
- Covers accident & sickness while traveling to USA, Canada, and Mexico.
Factors to buy best travel medical insurance USA
Age of the traveler
The cost of medical insurance for travelers is directly proportional to the age of the traveler. The older the traveler and higher is the cost of the visitors health insurance.
Type of US travel health insurance
Comprehensive insurance provides exhaustive coverage but is more expensive than fixed benefit insurance which has a specified limit for each treatment.
Medical maximum coverage
The price of USA medical insurance for visitors is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
Region of coverage
Health insurance for USA visitors depends on the coverage region. The cost for visitor insurance for the United States is most expensive when compared to Europe or Asia.
Duration of travel insurance
The cost of trip insurance directly depends on the length of travel. The longer the duration of visitor medical insurance required, the higher will be the cost.
Any add on benefits
Additional add-on benefits to the basic insurance for tourist plan like adventure sports coverage, coverage for pre-existing conditions… will add to the overall cost.
Visitors insurance with pre-existing conditions coverage for California
Many older travelers who are visiting California are likely to have pre-existing medical conditions. It is very important for senior citizens to buy good visitor medical insurance with best available coverage for pre-existing conditions.
While many travel medical insurance plans do not cover any pre-existing conditions, some visitor insurance plans provide coverage for acute onset of pre-existing conditions, while there are a couple of plans with coverage for pre-existing conditions.
"Acute onset of pre-existing conditions" refers to the condition which is severe enough to life or lifestyle such that it must be taken care of right away and cannot wait until returning to one’s home country. Senior citizens should understand these coverage definitions well and buy the most appropriate visitor medical insurance with pre-existing conditions for their unique needs.
Get quote »Travel health insurance for foreigners in USA
Visitors medical insurance for parents from India visiting California
California has the largest Indian American community in the US. This is understandable since California is home to a host of renowned technology companies and universities resulting in a significant Indian community of Indian technology professionals and students. The Indian community in California is spread across the state but is concentrated along the two large urban centers of San Francisco and Los Angeles. This Indian community retains strong ties with parents and family members in India. It is common to find parents visit California from India. Having the best parents medical insurance for California is very important, especially since parents are elderly and are likely to need travel health services while in the US.
Visitors insurance for seniors
Visitor medical insurance for travelers above 60 years
Know more »Visitor medical insurance for travelers above 65 years
Know more »US Visitors insurance for travelers above 70 years
Know more »Visitor medical insurance for travelers above 75 years
Know more »Visitor health Insurance for travelers above 80 years
Know more »US Visitors insurance for travelers above 90 years
Know more »USA visa health insurance, Visitor visa health insurance USA
Student medical insurance for California
California is home to many universities and research centers which attracts a large number of international students. Given the high cost of health care in the United States, all international students should have proper student health insurance. Most California University student health insurance plans are prohibitively expensive, and to make it affordable to students, we offer similar student insurance plans which satisfy university requirements.
Top Colleges in California with International Students | |
| University of California - Davis | University of California - San Diego |
| University of California - Irvine | University of California - Berkeley |
| American Heritage University of Southern California | Stanford University - Stanford |
| Loyola Marymount University - Los Angeles | University of California - Los Angeles |
| Pepperdine University - Malibu | California Institute of Technology, Pasadena |
| University of the Pacific - Stockton | San Francisco State University - San Francisco |
| Biola University, La Mirada | California State University-Chancellors Office, Long Beach |
Best Health Insurance for Students in California
International student health insurance, Health insurance for J1 visa
New US Immigrant health insurance
The US authorities have made it mandatory for new US immigrants to have good US health insurance for the immigrant visa. The aim of this compulsory health insurance for immigrants is to reduce the burden on US hospitals and on US tax payers by uninsured new immigrants. American Visitor insurance offers immigrant health insurance which work well for prospective new US immigrants. After buying this insurance, customers will immediately receive the health insurance documents by email.
Customers can use this immigrant insurance document as proof of US health insurance while applying for the Immigrant visa. Given the very high cost of healthcare in the US, it is strongly recommended to buy medical insurance for new US immigrants.
New US immigrant insurance blogs
US Immigrant health insurance plans
Compare popular US immigrant plans suitable for immigrants regardless whether permanently in the US or traveling out or waiting for Green Cards
Difference between visitors and immigrant Insurance
Find out the difference between US visitors insurance and new immigrant insurance. Compare and buy the best immigrant insurance for USA!
US Health insurance mandatory for new US immigrants
The US government has made it compulsory for new immigrants coming to the US to have proper US immigrant health insurance coverage.
Best California health insurance for Green Card holders
Travel Insurance California, Tourist insurance California – FAQs
1. How does find the best travel insurance for USA? How to find the best international travel health insurance?
There are different factors for buying best health insurance for USA visitors. Visitors should compare fixed benefits and comprehensive visitor insurance plans. Foreign visitors to USA travel insurance customers should understand the concepts of deductibles and co-insurance and Pre-existing conditions travel health insurance. A prudent and well informed traveler will make the correct choice while buying tourist insurance in USA for his or her unique needs.
There are many international US travel health insurance plans for coverage both in the USA as well as around the world. Given the several international travel insurance options, it can be confusing to find the best health insurance for international travel. What is very useful in making this decision is to compare US visitor travel insurance available on American Visitor Insurance.
The compare US travel insurance tool allows travelers compare prices as well as coverage benefits in an objective manner. The traveler can change relevant factors like the medical maximum coverage and the deductible and coverage for pre-existing ailments or hazardous sports. After finding the best travel insurance for your needs, travelers can buy it by completing an online application and paying using a credit card. One completing the purchase the travel insurance plan is emailed to the customer.
2. Why is travel insurance for USA so expensive?
There is no denying that travel insurance to USA is unfortunately very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs. One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance for USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.
3. What are the factors to consider for travel health insurance to USA?
The best travel insurance for USA depends these factors:
- The coverage for accident and sickness related medical expenses
- The coverage for medical and evacuation expenses
- The coverage for pre-existing conditions
- The deductible and co-payment options
- The network of hospitals and providers
- The customer service and claim process
4. Which is the best travel insurance for California?
Excellent question and we try hard to find the best answer to this question! Given the unique needs of different travelers there is not one US travel insurance plan that is always the best for everyone. If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition. We endeavor to give our visitors as much information as possible so they can find the best travel insurance California.
Our travel insurance quote comparison tool helps travelers compare different California medicare insurance plans based on price and coverage's in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!
5. Do I need travel insurance for California? Is visitor insurance mandatory for entry into California?
While there is no mandatory travel insurance requirement for California, it is very important to have the best travel insurance while visiting California. Healthcare in the US is very expensive and it is very risky to be uninsured in the country.
6. How do I choose travel insurance?
You should choose the travel insurance policy based on what the traveler needs and his or her medical history. The important question is whether you need coverage for pre-existing medical conditions and what type of coverage you want for these conditions. American Visitor Insurance will help guide you to find and understand the policy that is just right for you or your visitor.
7. Why do I need travel insurance for California?
Travel insurance provides coverage for unforeseen events and emergencies that may occur during your trip. In California, it can protect you financially against trip cancellations, medical emergencies, lost luggage, and other travel-related issues. US travel health insurance for California is important given the very high cost of healthcare in in the state.
8. What does travel insurance typically cover in California?
The coverage can vary depending on the policy, but typical US travel insurance for California may include trip cancellation or interruption, medical expenses, emergency medical evacuation, baggage loss or delay, and travel delays.
9. Does travel insurance cover pre-existing medical conditions in California?
Some travel insurance plans like INF travel insurance offer coverage for pre-existing medical conditions, while others may have limitations of coverage for acute onset of pre-existing conditions or exclusions for pre-existing conditions coverage. It is crucial to compare the different options on American Visitor Insurance and understand any restrictions related to pre-existing conditions.
10. When should you buy travel insurance? Can I purchase travel insurance after arriving in California?
Ideally, you should buy your travel insurance once your travel dates are set. However, this is not always possible. Almost all policies can change dates (as long as they have not already started) or cancel them for a full refund should your plans change. Travel medical insurance for California is designed to be purchased before your trip begins. It may be possible to purchase insurance after arriving in California, however it is advisable to buy it in advance to ensure you have coverage from the start of your trip, as sickness that you have will be considered a pre-existing ailment if you buy the travel insurance after becoming sick.
11. How do I choose the right travel insurance for California?
You should choose the travel insurance policy based on what the traveler needs and his or her medical history. The important question is whether you need coverage for pre-existing medical conditions and what type of coverage you want for these conditions. When selecting travel health insurance for California, consider factors such as your specific needs, the duration of your trip, the coverage limits and exclusions, the reputation of the insurance provider, and the cost of the policy. Comparing multiple US travel insurance plans for California on American Visitor Insurance can help you make an informed decision.
12. Can I cancel my travel insurance for California and get a refund?
The cancellation and refund policies for travel insurance vary depending on the insurance provider and the specific terms of the policy. Most policies offer a pro-rata refund within a specified timeframe. Contact your insurance provider to inquire about their cancellation policy..
Buying Atlas America travel insurance in California
Residents of California must note that Atlas America insurance Provider is not licensed by the State of California as the insurance provider is called "non admitted" or "surplus line". This means that the insurance company does not participate in the insurance guarantee funds created by California Law and insured claims will not be paid by the funds if the insurance company is unable to pay as promised.
However the customer will face this risk only if the insurance company is financially unable to pay their liabilities and this depends on their financial stability. The financial stability of a company is reflected by the insurance provider rating and having an AM rating of "A" and above indicates that the company is very stable and able to settle customer claims. WorldTrips holds a financial strength rating of "A++" (Superior) by A.M. Best Company.
You can find other comprehensive visitor insurance plans
For more details see the :-
Visitor insurance for California
Travel insurance for USA resources
Short term health insurance California resources.
Factors for vacation insurance
Factors for the best vacation insurance in California.
Types of California tourist insurance online
Different tourist insurance options.
California vacation insurance claims procedure
Vacation insurance claims process.
California tourist insurance - Links
Temporary health insurance California FAQ
FAQs about travel medical insurance for California.
Click here to read more »Short term health insurance California Blog
Blog about travel health insurance California.
Click here to read more »Temporary health insurance California Forum
Customer Queries for USA travelers to California.
Click here to read more »Find the best US visitor insurance coverage - Blogs and Articles
Affordable travel insurance Online
Fixed benefit or scheduled benefit plans are the most affordable international travel insurance plans.
Click here to read more »Best international travel insurance
International travel insurance plans covering pre-existing conditions which many older travelers look for.
Click here to read more »Compare US travel insurance online
Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA.
Click here to read more »Advantages of buying travel insurance online
Compare and buy the best travel medical insurance plans online.
Click here to read more »Buy cheap travel insurance
There are many cheap international insurance plans also known as visitor insurance plans.
Click here to read more »How does travel insurance work?
Coinsurance & Deductible - How visitor travel insurance works.
Click here to read more »Para clientes que hablan español - Seguro de salud para California en español
¿Está pensando en unas vacaciones en los Estados Unidos? No se olvide de protegerse con un seguro de salud en caso de enfermedad súbita o accidente. Los gastos médicos en los Estados Unidos pueden ser extraordinariamente altas. El uso de un plan de seguro estadounidense tiene muchas ventajas, incluiendo reembolso en dólares estadounidenses y pago directo al proveedor. Nuestras pólizas de seguro se pueden usar para cumplir los requisitos del visado Schengen para viajar a Europa. Simplemente lo compra por internet y puede imprimir una carta para el consulado unos minutos después.
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Información sobre seguros de EEUU
¿No conoce el seguro médico de EEUU? Esta página es para usted. Más »Consideraciones para su seguro médico
Factores a tener en cuenta al comprar un seguro de visitante. Más »¿Como encontrar la mejor cobertura?
Responda las preguntas para encontrar el mejor plan de seguro para sus necesidades. Más »Categorías de seguro
California - General Information
California, often referred to as the "Golden State," is a diverse and dynamic destination located on the western coast of the United States. California is home to Hollywood as well as to the amazing cities of Los Angeles, San Francisco, San Diego and San Jose. It is the most populous state in the country and offers a wide array of attractions, from stunning natural landscapes to bustling cities and iconic landmarks. California is a hub of cultural diversity and innovation, with a rich blend of influences from around the world. When planning your trip to California, it is essential to buy the best travel insurance to protect your health and your vacation expenses.
Capital
Sacramento
Population
Around 39 million
Nickname
The Golden State
Language
English
Popular tourist destinations in California
Yosemite National Park
Tunnel View is an overlook where visitors can enjoy amazing views of El Capital, Bridalveil Falls and the gorgeous Yosemite Valley.
Golden Gate Bridge
The Golden Gate Bridge near San Francisco is one of the most visited tourist attractions in California.
Lake Tahoe
Lake Tahoe is surrounded by majestic mountains, this popular tourist attraction offers exciting events and activities all year around.
Venice Beach
Venice Beach is one of Los Angeles, most popular beaches. The sandy three-mile beach here is just one of the attractions.
Popular tourist destination cities in California
Trip cancellation insurance for Non US residents
US Domestic Travel Insurance
Domestic travel insurance for your trip in the USA
Irrespective of whether you are traveling within the US or overseas, US travelers should have good insurance coverage for traveling. US citizens traveling within the USA can buy US travel insurance if they are going more than 100 miles from their primary residence. This insurance for travel is ideal both within the state as well as out of state.
Delayed flights due to inclement weather, crowded airports, increased security checks as well as loss of baggage or baggage delays are common. Unexpected travel or medical emergencies resulting in missed flights, hotel reservations as well need for medical evacuation to a good healthcare facility can happen while traveling outside one's familiar environment.
The financial loss due to these situations can be significant, especially if it involves an expensive planned vacation with airline tickets, hotel bookings or cruise booking. There are other situations beyond the control of traveler and the traveler is forced to change his or her travel plans. This can be due to the health of the traveler or that of an immediate family member or other work related conditions. These situations are also covered by Travel insurance with the cancel for any reason coverage benefit.
Along with disruption to travel plans, there is also the health of the traveler during the journey itself. An accident or an unanticipated health emergency while traveling will be covered by travel insurance even if one has regular health insurance. The best domestic travel insurance USA can be the secondary insurance and in some instances be the primary insurance and ensure that the travelers expenses is minimised.
American traveler insurance including trip cancellation coverage
US citizens should consider buying travel insurance especially if traveling outside their home state. The travel insurance plans are designed for US vacationers with coverage for insuring the health of the traveler as well the trip expenses cost. Some examples of coverage benefits are trip cancellation, trip delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.
Travelers can also include the Cancel for Any reason (CFAR) insurance which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. This insurance provides coverage in the following ways:- Non refundable cost of the trip.
- Unexpected medical expenses of the traveler.
- Loss or damage to the insured’s possessions.
Following are the trip insurance plans:
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The travel insurance offered by IMG is a three-tiered series of plans: Travel Lite, Travel SE and Travel LX. These plans offer coverage for unexpected medical expenses dues to accident or sickness as well as insure your trip expense investment in case of a trip cancellation or delay.
Travel LX insurance has 'Cancel for any reason' benefit included and provides coverage up to $100,000. The Travel SE and Travel LX plans offer Trip Delay benefit up a maximum of $2,000 per person and $2,500 per person respectively which satisfy many countries Covid travel insurance quarantine requirements.
Compare IMG Trip insurance » -
Safe Travels Trip protection insurance plans for trip cancellation expenses from Trawick International offer coverage for non refundable trip expenses incurred when a trip is cancelled. These are popular plans for trip related expenses.
The Safe Travels First Class Trip Protection, Safe Travels Voyager insurance and SafeTravels Armor have an optional benefit that is the 'Cancel for any Reason' which is available as a rider at an additional cost.
The Safe Travels Voyager insurance and Safe travels Explorer insurance is quite popular as it offers Covid19 quarantine accommodation coverage.
Compare Safe Travels Trip Protection insurance » -
- Available for US citizens and residents traveling outside the United States
- Includes $2000 in travel delay benefits for Covid quarantine/lodging.
- Trip cancellation up to $50,000/Trip interruption up to 200% of trip cost
- Offers $500,000 medical for sickness and injury/$1,000,000 medical transportation
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The Trip Protection Series by Seven Corners offers plans with good, better, best plan with Trip Protection Basic and Trip Protection Choice. There is an additional cost for the number of days which exceed 30 days, but you can have a trip last up to 180 days.
Trip Protection Elite from Seven Corners offers cancel for any reason for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States /internationally. you can have a trip last up to 90 days.
There is also the optional coverage for loss of ski days and equipment and lost golf rounds and rental. Note that insuring a trip for $0 to $500 gives the same, lowest rate available.
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Travel Insurance Select Insurance and Trip Care Complete Insurance from Travel Insurance Services, offers choice of three options to meet your needs and budget: Elite, Plus, and Basic. These plans includes coverage for trip cancellation, trip interruption, trip delay, medical expense, emergency evacuation, and baggage loss/delay coverage. Each option includes different features, benefits, and coverage limits.
Travel Insurance Select Plus and Elite plans offers "Optional cancel for any reason benefit" if purchased within 21 days of the date initial payment/deposit is received. (not available to residents of NY) and Trip Care Complete Insurance also offers "Optional cancel for any reason benefit" up to 75% of Trip Cost.
International travel health insurance from USA
How much does travel insurance cost in 2024?
Estimate cost table for the trip cancellation insurance for US citizens
iTravelInsured Travel Lite
Trip Cancellation - Up to 100% of insured trip costTrip Interruption - Up to 125% of insured trip cost per person
Travel Delay - $500 ($125 per day after an inital delay of 12hours)
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| Price range | $42 help |
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iTravelInsured Travel SE
Trip Cancellation - Up to 100% of insured trip costTrip Interruption - 150% of trip cost
Travel Delay - $2000 ($125 per day after an inital delay of 12 hours)
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| Price range | $51 help |
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iTravelInsured Travel LX
Optional Cancel for Any Reason available in most statesTrip Cancellation - 100% of non-refundable insured trip cost
Trip Interruption - 150% of trip cost
Travel Delay - Up to $250 per day per person($2,500 max per person)
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| Price range | $106 help |
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Safe Travels Voyager
Optional Cancel for Any Reason available in most statesTrip Cancellation - Up to 100% of Trip Cost Insured
Trip Interruption - 150% of trip cost Insured
Travel Delay - $3,000 including Accommodations ($250/day) (6 hours or more)
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| Price range | $55 help |
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Safe Travels Explorer
Trip Cancellation - Up to 100% of Trip Cost InsuredTrip Delay - $1,000($150/day)(12 hours or more)
Baggage Delay Coverage - $200 (24 hours or more)
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| Price range | $35 help |
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Safe Travels Explorer Plus
Trip Cancellation - Up to 100% of Trip Cost InsuredTravel Delay - $500 ($100/day) (12 hours or more)
Trip Interruption - 100% of Trip Cost Insured
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| Price range | $40 help |
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Safe Travels Journey
Trip Cancellation - Up to 100% of Trip Cost InsuredTrip Interruption - 150% of trip cost Insured
Travel Delay - $750 ($150/day) (6 hours or more)
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| Price range | $41 help |
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Safe Travels First Class
Optional Cancel for Any Reason available in most statesTrip Cancellation - Up to 100% of Trip Cost Insured
Trip Interruption - Up to 150% of Trip Cost Limit
Travel Delay - $1,000($200/day)(12 hours or more)
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| Price range | $56 help |
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Safe Travels Single Trip
Trip Cancellation - 100% of Trip Cost (Up to a Max. of $15,000)Travel Delay - Minimum Delay 12 hours; Maximum Limit $600 ($200 per day)
Trip Interruption - 150% of Trip Cost Limit (Up to a Max. of $2,500)
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| Price range | $42 help |
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SafeTravels Armor
Optional Cancel for Any Reason available in most statesTrip Cancellation - 100% of Trip Cost (Up to a Max. of $15,000)
Travel Delay - $1K ($150 per day) 12 hours
Trip Interruption - Up to 150% of Insured Trip Cost
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| Price range | $55 help |
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Safe Travels Protect
Trip Cancellation - 100% of Trip Cost (Up to a Max. of $14k)Travel Delay - $300/$100 day/12 Hour Delay
Trip Interruption - 100% of the Insured Trip Cost
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| Price range | $32 help |
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Safe Travels Defend
Trip Cancellation - 100% of Trip Cost (Up to a Max. of $45,000)Travel Delay - Minimum Delay 12 hours; Maximum Limit $600 ($150 per day)
Trip Interruption - 150% of Trip Cost Limit (Up to a Max. of $2,500)
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| Price range | $42 help |
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Safe Travels Rental Plus
Optional Cancel for Any Reason available in most statesTrip Cancellation - 100% of Trip Cost (Up to a Max. of $10k)
Travel Delay - $600 ($200 per day for delays 12 hours or more)
Trip Interruption - Up to 125% of Insured Trip Cost up to a maximum of $12,500
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| Price range | $53 help |
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Safe Travels Flex
Optional Cancel for Any Reason available in most statesTrip Cancellation - 100% of Trip Cost (Up to a Max. of $45,000)
Optional Travel Delay - $2,000 ($200 Daily Limit)
Trip Interruption - 150% of Trip Cost Limit (Up to a Max. of $2,500)
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| Price range | $25 help |
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Trip Protector Economy
Trip Delay - More than 8hrs, $100 per day, $500 maxTrip Cancellation - $5,000
Trip Interruption - 125% of trip cost
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| Price range | $50 help |
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Trip Protector Preferred
Optional Cancel for Any Reason available in most statesTrip Delay - More than 6hrs, $200 per day, $2,000 max
Trip Cancellation - $50,000
Trip Interruption - 200% of trip cost
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| Price range | $70 help |
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Trip Protector Classic
Trip Delay - More than 6hrs, $200 per day, $1,000 maxTrip Cancellation - $25,000
Trip Interruption - 150% of trip cost
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| Price range | $60 help |
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Trip Protection Basic
Optional Cancel for Any Reason available in most statesTrip Cancellation - 100% of trip cost up to $30,000*
Trip Interruption - Up to 100% of trip cost
Travel Delay - $250($100 per day if delayed 12 or more hours en route to/from your trip)
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| Price range | $36 help |
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Trip Protection Elite
Optional Cancel for Any Reason available in most statesPlan offers coverage for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States /internationally.
Trip Cancellation - 100% of trip cost up to $30,000*
Trip Interruption - Up to 100% of trip cost
Travel Delay - $300($1,500 per day if delayed 12 or more hours en route to/from your trip)
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| Price range | $54 help |
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Trip Protection Economy
Plan offers coverage for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States /internationally.Trip Cancellation - 100% of trip cost up to $20,000*
Trip Interruption - Up to 100% of trip cost
Travel Delay - $250($100 per day if delayed 12 or more hours en route to/from your trip)
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| Price range | $43 help |
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Trip Protection Choice
Optional Cancel for Any Reason available in most statesTrip Cancellation - Tour cost to a maximum of $100,000
Trip Interruption - 150% of trip cost
Travel Delay - $250 per day up to $2,000
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| Price range | $53 help |
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Travel health insurance for traveling on Route 66
International travel insurance from California
Importance of international travel insurance
Traveling long distances has many unexpected and accidental incidents that need to be taken care in a professional manner in order to have an enjoyable experience. US travel Insurance very important while traveling which takes care of medical expenses due to sudden sickness or injury. In the US healthcare is closely linked to insurance coverage. US travel health insurance providers have preferred provider networks and the hospital billing is much lower for insured patients when compared to uninsured patients. Having the best US traveler insurance reduces hospital bill along with paying for the outrageous cost of healthcare in the US.
US travel insurance plans can also insure trip expenses along with insuring the health of the traveler. Trip cancellation Insurance cover trip cancellation, trip interruption, travel delay, loss of luggage, baggage delay... Cancel for any reason insurance is an additional benefit available which will refund 75% of the trip cost in case of trip cancellation if the traveler cancels the trip for any reason. These benefits are very useful for traveler who are not sure of their travel schedules so that they should do not need to lose their travel investment if they do not travel.
Long term Europe Insurance for US citizens
US citizens from California visiting Europe for more than 90 days are required by Schengen state consulates to buy Long term Europe travel insurance with a minimum of 30,000 Euros medical coverage for the Long term Europe travel visa. However, given that healthcare in Europe is expensive, and that US domestic health insurance and US Medicare plans offer little coverage outside US borders, it is recommended for US citizens traveling from California to buy proper Europe travel insurance even for short visits to Europe.
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Travel Insurance for US senior citizens on Medicare travelling abroad
US senior citizens having Medicare and travelling overseas from California need to be aware of the limited to no coverage by their health insurance outside US national borders. Older travelers are therefore advised to buy Medicare supplemental travel medical insurance to cover unexpected expenses from emergency sickness or injuries outside USA.
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Factors to consider while buying travel insurance, trip cancellation.
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Cost of travel medical insurance
Factors to consider while buying visitor travel medical insurance.
Know more »Annual travel insurance
Annual travel insurance (Multi trip insurance) for travel within USA
Travel Insure - Voyager Annual insurance
Voyager annual travel insurance plan is specifically designed for U.S. citizens or permanent residents who travel frequently for business or pleasure. Enroll just once a year and enjoy peace of mind knowing you have dependable medical coverage and assistance whenever you travel more than 100 miles from home. Go anywhere in the world, as often as you like, up to 90 days at a time during the year with Voyager Insurance.- Take an unlimited number of Covered Trips during the 364 day Policy period
- Covers domestic and international trips - up to 90 days each
- Offers two plan levels namely Silver and Gold offer options for different needs and budgets
- Provides coverage for Emergency Accident and Sickness, Emergency Medical Evacuation, Baggage & Personal Effects, Baggage Delay, and Accidental Death and Dismemberment.
- The Gold plan includes additional benefits like Trip Interruption and Political Natural Disaster Evacuation
Annual travel insurance for travel outside USA - Annual travel insurance for US Business travelers
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Travel insurance for Mexico from California
It is very easy to travel to Mexico from California. While flying to Mexico from Phoenix is always an option, there are also several land crossings from California to Sonora, Mexico.
There are land crossings from California to Sonora, the notable ones being at San Luis, Lukeville, Sasabe, Nogales, Naco and Douglas. While travel from California to Mexico is fairly easy, travelers to Mexico should purchase proper international travel health insurance.
US Medicare and domestic US health insurance plans provide little cover for international travelers outside of US borders. Business travelers who cross US national borders regularly can buy the Annual travel insurance plan, which covers the traveler for a whole year with time limits for each trip depending on the plan purchased.
Click here to Know more »Overseas travel insurance for US residents
Best travel insurance for cruises
Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.
Best Cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most cruises offers Cruise protection, but that is not the same as trip insurance for cruises.
A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for cruises offer.
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Popular outbound destination among California travelers
Popular Travel Destinations among California Residents
Trip insurance vs Travel health coverage vs Global medical insurance
Confused whether to buy trip, travel or global health insurance? Understand the differences!
Click here to read more »Schengen visa insurance for California residents traveling to Europe
Since US domestic insurance has little coverage in Europe, it is important to buy proper visitors insurance while visiting Europe. We have Europe travel health insurance specific to your needs.
Best international medical insurance
Resources for US air travelers
Information about US mobile passport control and TSA pre check for US passport holders.
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