Visitors medical Insurance for New York or US residents traveling overseas

Answer these questions to find the best insurance plan for your needs (International travelers, students, all US visa’s and Schengen visa).

What is the traveler's destination???


What is the nationality of the traveler??


Is the traveler looking for?


Does the traveler need Schengen Visa Insurance or Long term Europe Visa insurance?


What is the Visa of the traveler?


What is the Visa of the traveler?


Does the traveler have any pre-existing medical conditions?


Type of Insurance?

Traveler's Age
Spouse's Age (if travelling)
Spouse's Age
Dependents(< 18 years & if travelling)
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There are some eligibility constraints for New York residents Click here to see those plans

Best Travel insurance for visiting New York

New York - The Empire State

New York City, home to wall street and is the financial capital of the world! New York city, houses the United Nations headquarters, and is perhaps the most cosmopolitan city in the world. With the statue of liberty prominently visible, New York has been the gateway to the US for immigrants during the past two centuries. New York state has many beautiful state parks and natural attractions including the Niagara falls...Continue Reading

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New York

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Do I need travel insurance for New York?

The healthcare costs in the US is very expensive and it is important to buy best travel insurance to the USA. This is true for all international travelers visiting New York and the rest of the US. Even though it might not compulsory to have travel health insurance while as a tourist in the US, it is nonetheless very important to buy good short term medical insurance for US visitors to insure oneself against being forced to pay for healthcare facilities while on a vacation. Customers can compare and find cheap travel insurance for New York and buy the most appropriate plan for their needs.

Which is the best travel insurance for New York?

Excellent question and we try hard to find the best answer to this question! Given the unique needs of different travelers there is not one US travel insurance plan that is always the best for everyone. If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition. We endeavor to give our visitors as much information as possible so they can find the best US travel health insurance plan. Our travel insurance quote comparison tool helps travelers compare different visitor travel insurance plans based on price and coverages in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!

How much is New York travel insurance?

The cost for the New York travel insurance depends on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of travel insurance New York required, the greater will be the cost. Other factors include the coverage for acute onset of Pre-existing conditions, renewability, and co-insurance options. Our US travel insurance for New York quote facility lists the US travel insurance plans that are popular while visiting New York.

US Immigrant health insurance compulsory for New York

The US government has introduced new rules effective from November 2019 which will directly impact new immigrants to the United States. This rule makes it compulsory for prospective new immigrants applying for immigrant visas to show proof of having proper health insurance in the United States. This rule is aimed to reduce the burden caused by uninsured people on US hospitals, the health care system and ultimately on US tax payers. At American Visitor insurance we offer insurance programs which work well for these prospective immigrants. After purchasing these immigrant insurance, customers will immediately receive the insurance document by email. Customers can use this insurance document as proof of US health insurance while applying for the Immigrant visa. Given this rule as well as the very high cost of healthcare in the US, it is strongly recommended to buy new US immigrant insurance for travel to New York.

Visitors insurance with pre-existing conditions coverage for New York

Many older travelers who are visiting New York are likely to have pre-existing medical conditions. It is very important for senior citizens to buy good visitor medical insurance with best available coverage for pre-existing conditions. While many travel medical insurance plans do not cover any pre-existing conditions, some visitor insurance plans provide coverage for acute onset of pre-existing conditions, while there are a couple of plans with coverage for pre-existing conditions. "Acute onset of pre-existing conditions" refers to the condition which is severe enough to life or lifestyle such that it must be taken care of right away and cannot wait until returning to one’s home country. Senior citizens should understand these coverage definitions well and buy the most appropriate visitor medical insurance with pre-existing conditions for their unique needs.

Travel insurance for US citizens visiting New York

US citizens and US residents should also consider buying trip insurance especially if they are traveling outside their home state. These trip insurance plans are designed for US vacationers with coverage for trip interruption, taking care of children, pets, and travel companions while traveling. They provide peace of mind while holidaying within the US.
These plans insure you in three ways:
  1. Cost of your trip.
  2. Unexpected medical expenses while on the trip.
  3. Loss or damage to your possessions.
The policies available for use by US citizens or US residents for trips within the US are:
  1. Round Trip Series offered by SevenCorners.
  2. iTravel Series offered by International Medical Group (IMG).
The Round Trip Series by Seven Corners is a three-tiered series of plans with good, better, best plan with Round Trip Economy, Round Trip Choice, and Round Trip Elite. There is an additional cost for the number of days which exceed 30 days, but you can have a trip last up to 90 days. There is also the optional coverage for loss of ski days and equipment and lost golf rounds and rental. Note that insuring a trip for $0 to $500 gives the same, lowest rate available.
Compare round trip insurance plans
Note*: RoundTrip Choice is not available in these states: Alaska, Colorado, Florida, Indiana, Kansas, Massachusetts, Missouri, New Hampshire, New York, Virginia, Washington.

The iTravel Series offered by IMG is also a three-tiered series of plans: Travel Lite, Travel SE, and Travel LX. The Travel SE has a nice benefit that children under 10 are "free" with a paying adult which can make it very affordable for family travel. Note that insuring a trip for $0 to $499 gives the same, lowest rate available for the plans.
Compare iTravelInsured trip plans

You can use our TRIP QUOTE COMPARE ENGINE to compare trip insurance plans.
international student insurance

International student medical insurance for studying in New York

New York city itself is home to some of the best known colleges, Columbia, New York University (NYU), Pace University being some of them. New York states can boast of some of the best colleges in the country, with Cornell University in Ithaca, Rochester institute of technology, and the many very well-known State University of New York (Suny) campuses across the state.
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Popular tourist destinations in New York

Lake Placid
Lake Placid

In Essex County, in the heart of the Adirondack Mountains, is the village of Lake Placid. Lake Placid is well known thanks to serving as the host of the 1980 Winter Olympics.

Watkins Glen State Park
Watkins Glen State Park

Located at the southern end of Seneca Lake, is Watkins Glen State Park. If you want to get outdoors and experience some phenomenal views, then this is the perfect destination.

Fire Island
Fire Island

Much of the island is made up of the Fire Island National Seashore, a former whaling base that is now a popular seaside getaway destination.

Niagara Falls
Niagara Falls

Known as the Honeymoon Capital of the World, Niagara Falls is absolutely a romantic destination. However, travelers of all types will want to check out this magnificent natural attraction.

Travel insurance New York information


Travel insurance New York resources

International travel insurance resources for New York visa holders.

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Factors for travel insurance New York online

Important factors while deciding on the best travel insurance to New York.

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Types of New York travel insurance online

Understanding different types of New York visa travel insurance options.

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Claims Procedure

New York travel insurance Claims Procedure

New York travel insurance online claims process for getting medical care in a hospital.

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Travel health insurance information

International travel Insurance for New York residents

Long term Europe Insurance for US citizens

US citizens from New York visiting Europe for more than 90 days are required by Schengen state consulates to buy Long term Europe travel insurance with a minimum of 30,000 Euros medical coverage for the Long term Europe travel visa. However, given that healthcare in Europe is expensive, and that US domestic health insurance and US Medicare plans offer little coverage outside US borders, it is recommended for US citizens traveling from Nashville to buy proper Europe travel insurance even for short visits to Europe.

Travel Insurance for US senior citizens on Medicare travelling abroad

US senior citizens having Medicare and travelling overseas from New York need to be aware of the limited to no coverage by their health insurance outside US national borders. Older travelers are therefore advised to buy Medicare supplemental travel medical insurance to cover unexpected expenses from emergency sickness or injuries outside USA.
Globehopper travel insurance for older US travelers

Popular international travel destinations among New York residents

Dominican Republic is the most popular destination among residents of the New York in USA. Other popular international travel destinations among residents of New York are Greece, Ecuador, Canada, Bangladesh and India.

Popular international travel destinations among New York residents

International health insurance for J1 visa and J2 visa holders in New York

J1 Visa Health Insurance

The state of New York along with having several excellent universities also has some of the best hospitals and research centers. All these institutions attract several professionals who come to the US on the J1 visa. We offer insurance products that satisfy J visa requirements as mandated by US immigration authorities.

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J2 visa health insurance

If your university fails to offer coverage for your dependents (spouse or children)!!! We have insurance plans that satisfy J2 visa requirements for your dependants.

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Insurance for US residents traveling to Canada


Many travelers choose to cross the US/Canada land border to go the Canadian provinces of Ontario and Quebec. There are several border crossings along this 445 mile border. One popular option is to cross the border near Niagara falls to visit Canadian urban centers of Hamilton, Mississauga or Toronto. Another popular border crossing is to drive directly north on NY thruway 87 to go to Montreal.
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Visitor insurance plan with limitations for New York residents

The following plans listed below have some limitations for travelers or students who have their mailing address in New York. They are categorized as fixed and comprehensive plans. It is advisable to know the differences between fixed vs comprehensive as they offer different types of coverage.
Fixed Benefits Plans
Visitor Secure

Comprehensive plans
Atlas America Atlas International
Student Plans
Student Secure

  • These plans are not available to individuals who are physically located in the state of New York at time of purchase.

Comprehensive plans
Visit USA WorldMed
Student Plans
Study USA

  • If physically located in New York, you are prohibited from purchasing these plans.

Seven Corners
Seven corners offers these plans. However these plans do not accept an adddress in New York. Customer may use overseas home country address.
Fixed Benefits Plans
Inbound USA   Inbound Immigrant   Inbound Choice   Inbound Guest

Comprehensive Plans
Liaison Travel Economy   Liaison Travel Elite   Liaison Travel Choice  
Trip Plan
Round trip Choice

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New York city Blog

New York city despite the title above is a city which really needs no introduction. Popularly known as 'The Big Apple', New York city houses the United Nations headquarters and is arguably the most cosmopolitan city in the world.

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